2026-07-09T13:25:40-05:00 2025-12-31 351509921 SWARTZ RETSON & CO PC 235 E 86TH AVENUE MERRILLVILLE IN 46410 990 2025-01-01 351369437 CROSSROADS YMCA INC CROS 2196635810 1205 S MAIN STREET SUITE 200 CROWN POINT IN 46307 ROBIN TIEN CFO 2196635810 2026-07-09 1 RUTH BEST P00163310 2197693616 2026-07-09 2025 2025-03-06 01:10:19Z X ROBIN TIEN 1205 S MAIN STREET SUITE 200 CROWN POINT IN 46307 117215566 0 X WWW.CRYMCA.ORG X 1975 IN TO PROVIDE QUALITY PROGRAMS AND SERVICES TO ALL MEMBERS REGARDLESS OF FINANCIAL ABILITY. 17 17 1563 156 0 0 41075440 87334765 23897596 27738846 2019683 1867347 -138621 -377711 66854098 116563247 0 0 0 0 15914644 17748855 0 0 494290 12559849 15755615 28474493 33504470 38379605 83058777 193093919 280639289 20245492 21612171 172848427 259027118 X THE CROSSROADS YMCA IS A CHARITABLE, COMMUNITY SERVICE ORGANIZATION THAT INCLUDES MEN, WOMEN, AND CHILDREN OF ALL AGES, ABILITIES, INCOMES, RACES AND RELIGIONS. WE ARE DEDICATED TO BUILDING STRONG KIDS, STRONG FAMILIES, AND STRONG COMMUNITIES BY PUTTING CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT PROMOTE HEALTHY LIFESTYLES, STRONG VALUES, LEADERSHIP DEVELOPMENT, COMMUNITY INTERACTION, AND INTERNATIONAL UNDERSTANDING. ALL PERSONS ARE WELCOME AT OUR YMCA, REGARDLESS OF THEIR ABILITY TO PAY. OUR YMCA WAS FOUNDED AND IS LED BY VOLUNTEERS FROM OUR COMMUNITY; VOLUNTEERS ALSO SERVE AS MENTORS, COACHES, PROGRAM LEADERS, INSTRUCTORS AND MORE. 0 0 29106775 27746517 THE YMCA PROVIDES CHILD CARE SERVICES WHICH INCLUDES BEFORE AND AFTER SCHOOL PROGRAMS, SUMMER CAMPS, PRESCHOOL AND EARLY LEARNING CENTERS. OTHER YOUTH SERVICES PROVIDED INCLUDE GYMNASTICS, DANCE, CHEER AND STEAM (SCIENCE, TECHNOLOGY, ENGINEERING, ART AND MATH), YOUTH SWIM AND YOUTH SPORTS. THE YMCA ALSO PROVIDES ADULT SPORTS, FITNESS PROGRAMS, SWIM LESSONS AND HEALTHY LIVING PROGRAMS. 29106775 1 1 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 36 0 1 1563 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 17 17 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 IN X X ROBIN TIEN 2196635810 1205 S MAIN STREET SUITE 200 CROWN POINT IN 46307 TOM HOFFMAN BOARD MEMBER 2.00 X 0 0 0 TORY PRASCO CVO 3.00 X X 0 0 0 MELISA GENSEL BOARD MEMBER 2.00 X 0 0 0 DAVID BRYAN BOARD MEMBER 3.00 X 0 0 0 RICHARD DAY VICE CHAIR 3.00 X X 0 0 0 TOM DONOVAN BOARD MEMBER 2.00 X 0 0 0 STEPH MADISON SECRETARY - OUTGOING 3.00 X X 0 0 0 DEAN NIEPOKOJ BOARD MEMBER 4.00 X 0 0 0 MARK BATES PAST CHAIR 4.00 X X 0 0 0 BOB BIEKER DIRECTOR OF PROPERTIES/BOA 23.00 X 95769 0 11492 GARRY ALOIA TREASURER 3.00 X X 0 0 0 DR UGOCHI OKORO BOARD MEMBER 2.00 X 0 0 0 THERESA BOSAK SECRETARY - INCOMING 2.00 X X 0 0 0 TREY GILLIANA BOARD MEMBER 2.00 X 0 0 0 CURT BOWERS BOARD MEMBER 2.00 X 0 0 0 CHRIS KOTUL BOARD MEMBER 2.00 X 0 0 0 DAN VICARI BOARD MEMBER 2.00 X 0 0 0 CYNTHIA POLK BOARD MEMBER 2.00 X 0 0 0 SHARON HARIG BOARD MEMBER 2.00 X 0 0 0 JAY BUCKMASTER PRESIDENT/CEO 65.00 X 411865 0 58271 ROBIN TIEN CFO 60.00 X 152620 0 24661 TODD SEVENZ-COLEMAN CHIEF ASSET OFFICER 60.00 X 170664 0 29866 REBECCA CHEEK CHIEF PEOPLE EXPERIENCE OF 40.00 X 123859 0 31918 954777 0 156208 4 0 1 0 TONN & BLANK 1623 GREENWOOD AVENUE MICHIGAN CITY IN 46360 CONSTRUCTION CONTRACTOR 28197892 POWER JV TOLLESTON LLC 8410 S CHICAGO AVENUE CHICAGO IL 60617 CONSTRUCTION CONTRACTOR 12624675 SHIVE-HATTERY INC PO BOX 1599 CEDAR RAPIDS IA 52406 ARCHITECTURE SERVICES 1818632 SCHAEFER ARCHITECTURE 257 N BROADWAY WICHITA KS 67202 ARCHITECTURE SERVICES 666022 SOCCER PARK LLC 6663 S EISENMAN RD SUITE 130 BOISE ID 83716 CONSTRUCTION CONTRACTOR 488245 5 137083 11357925 75839757 975000 87334765 MEMBERSHIP FEES 713940 20462696 20462696 PROGRAM SERVICES 713940 7131726 7131726 RENTALS 713940 144424 144424 27738846 1867347 1867347 208027 543215 -335188 -335188 -335188 58910 137083 109104 -50194 -50194 MISCELLANEOUS INCOME 900099 7671 7671 7671 116563247 27746517 0 1481965 754678 107261 462056 185361 14211941 12746023 1237205 228713 692759 465046 198064 29649 965972 777720 188252 1123505 1003771 88782 30952 63875 63875 50421 50421 21683 21683 1151039 1022844 122207 5988 365485 224337 141148 290700 239026 51674 745054 558119 186935 3708330 3417962 290368 101058 37964 63094 248651 98606 150045 229750 39799 189951 412824 396236 16588 5521673 5374345 147328 747827 713813 34014 SUPPLIES 1367344 1297993 55724 13627 EQUIPMENT 565989 527967 38022 LOSS ON EXTINGUISHMENT 68030 68030 DUES AND SUBSCRIPTIONS 50001 12062 37939 45881 45881 33504470 29106775 3903405 494290 516126 107141 47950124 79554072 540606 3992671 115599 161864 684712 192309553 24184470 136523498 168125083 1009670 1711127 1916852 5574975 25249088 193093919 280639289 2749757 8297779 163654 163707 4139762 3570114 13192319 9580571 20245492 21612171 X 153282299 181787446 19566128 77239672 172848427 259027118 193093919 280639289 83058777 200258 2919656 0 X X 0 1 X 1 1 1 X 17703254 38085546 37074058 41075440 87364335 221302633 12030045 19202485 22645813 23897596 27738846 105514785 1800 1800 202440 202440 29937539 57288031 59719871 64973036 115103181 327021658 16007159 18731431 34324975 33200000 63898382 166161947 0 16007159 18731431 34324975 33200000 63898382 166161947 160859711 446805 202661 1314803 2019683 1867347 5851299 446805 202661 1314803 2019683 1867347 5851299 6258 20684 47716 6831 7671 89160 30390602 57511376 61082390 66999550 116978199 332962117 0.48310 0.52790 0.01760 0.01820 X SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: OTHER INCOME - 2021 AMOUNT: $ 6,258. 2022 AMOUNT: $ 20,684. 2023 AMOUNT: $ 47,716. 2024 AMOUNT: $ 6,831. 2025 AMOUNT: $ 7,671. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 1711126 292171 64762 21683 1916852 1612836 182029 63265 20474 1711126 1467875 226530 62756 18813 1612836 1772829 30175 -255237 61023 18869 1467875 1626025 231252 58006 26442 1772829 1.00000 1 0 1081160 12570951 13652111 4423566 154939805 17143109 142220262 2820913 733203 2087710 16473158 6308158 10165000 168125083 CONSTRUCTION IN PROGRESS 22860717 RIGHT OF USE ASSETS - OPERATING 2369520 RIGHT OF USE ASSETS - FINANCING 18851 25249088 PAYROLL LIABILITIES 1179625 LEASE OBLIGATIONS - OPERATING 2416292 LEASE OBLIGATIONS - FINANCING 42404 REFUNDABLE ADVANCES 5942250 9580571 X 120460212 200258 3175175 543215 3918648 116541564 21683 21683 116563247 34390625 255519 652319 907838 33482787 21683 21683 33504470 PART V, LINE 4: THE ORGANIZATION'S ENDOWMENT FUNDS ARE PERMANENTLY RESTRICTED. ANNUAL EARNINGS OF THE ENDOWMENT ARE UNRESTRICTED AND ARE USED FOR GENERAL OPERATING PURPOSES. PART X, LINE 2: WHEN UNCERTAIN TAX POSITIONS ARE TAKEN BY THE ORGANIZATION, CHANGES IN BENEFITS ARISING FROM CURRENT AND PRIOR TAX POSITIONS TAKEN BY THE ORGANIZATION ARE RECOGNIZED IN THE PERIOD IN WHICH THE CHANGE OCCURS. CHANGES RESULTING FROM SETTLEMENTS WITH TAXING AUTHORITIES ARE RECOGNIZED IN THE PERIOD THAT SETTLEMENT OCCURS. REDUCTIONS IN UNRECOGNIZED TAX BENEFITS AS A RESULT OF A LAPSE OF THE APPLICABLE STATUTE OF LIMITATIONS ARE RECOGNIZED IN THE PERIOD THE STATUTE LAPSES. PROJECTED PENALTIES AND INTEREST RECOGNIZED ON TAX POSITIONS WHERE IT IS REASONABLY POSSIBLE THAT THE ORGANIZATION'S TAX POSITION WILL NOT PREVAIL IN A REVIEW BY TAXING AUTHORITIES ARE RECOGNIZED AS PART OF CURRENT PERIOD INCOME TAX EXPENSE. PART XI, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES REFLECTED ON LINE 6B OF FORM 990 543,215. LOSS ON ASSET DISPOSAL PART XI, LINE 4B - OTHER ADJUSTMENTS: ROUNDING PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES REFLECTED ON LINE 6B OF FORM 990 543,215. LOSS ON ASSET DISPOSAL FUNDRAISING EXPENSES REPORTED ON PART VIII LINE 8B 109,104. PART XII, LINE 4B - OTHER ADJUSTMENTS: ROUNDING GOLF OUTING 38200 19476 18724 8448 9373 3876 HUB RUN 53440 53440 659 1250 300 8586 5 92786 52600 40186 164 13746 20972 800 12449 184426 125516 58910 823 23444 30345 1100 24911 80623 -21713 X X X X 0 0 0 0 0 0 0 0 0 JAY BUCKMASTER PRESIDENT/CEO 411396 0 0 0 469 0 0 0 58271 0 470136 0 0 0 TODD SEVENZ-COLEMAN CHIEF ASSET OFFICER 169802 0 0 0 862 0 0 0 29866 0 200530 0 0 0 ROBIN TIEN CFO 152151 0 0 0 469 0 0 0 24661 0 177281 0 0 0 REBECCA CHEEK CHIEF PEOPLE EXPERIENCE OF 123675 0 0 0 184 0 0 0 31918 0 155777 0 0 0 PART I, LINE 3 THE ORGANIZATION USES AN INDEPENDENT COMPENSATION CONSULTANT AND COMPENSATION SURVEY TO DETERMINE THE COMPENSATION. THE BOARD APPROVES THE COMPENSATION AND DOCUMENTS IT IN A WRITTEN EMPLOYMENT CONTRACT. X 1 975000 FMV 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS SUBMITTED TO THE TREASURER FOR REVIEW. A DRAFT OF THE 990 IS ALSO PUT ON THE BOARD PORTAL PRIOR TO FILING FOR BOARD ACCESS AND REVIEW. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION HAS BOARD PORTAL SOFTWARE THAT IS USED FOR COMMUNICATION TO AND FROM BOARD MEMBERS. NEW MEMBERS ARE ASKED TO COMPLETE A CONFLICT OF INTEREST FORM BEFORE JOINING THE BOARD. EXISTING MEMBERS MUST COMPLETE THE FORM ONCE A YEAR AND HAVE ACCESS TO THE FORM TO COMPLETE IT IF ANY CHANGES OCCUR DURING THE YEAR. THE BOARD GOVERNANCE COMMITTEE REVIEWS THE CONFLICT OF INTEREST STATEMENTS AND TAKES NECESSARY ACTION REGARDING EACH ITEM DISCLOSED IN THE FORMS. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS AND EXECUTIVE COMMITTEE REVIEW CEO PERFORMANCE. ONE COMMITTEE MEMBER IS ASSIGNED TO COMPARE CEO COMPENSATION TO SIMILAR POSITIONS LOCALLY. FOR OTHER OFFICERS OR KEY EMPLOYEES, THE BOARD PROVIDES A MAXIMUM RANGE FOR INCREASES. THE CEO COMPARES PERFORMANCE AGAINST GOALS TO DETERMINE COMPENSATION. FORM 990, PART VI, SECTION C, LINE 18 FORM 990 IS AVAILABLE UPON REQUEST AND AT WWW.GUIDESTAR.ORG. FORM 1023 IS AVAILABLE UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 AVAILABLE UPON REQUEST FORM 990: PAGE 12, PART XII, LINE 2C: NO CHANGES HAVE BEEN MADE TO THE OVERSIGHT OR SELECTION PROCESSES.