2026-06-24T06:53:20-05:00 2025-12-31 430765316 RUBINBROWN LLP 7676 FORSYTH BLVD SUITE 2100 SAINT LOUIS MO 63105 990 2025-01-01 430653616 GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION GATE 3144361177 2815 SCOTT AVENUE D SAINT LOUIS MO 63103 TIMOTHY HELM SR. VP OF FINANCE/CFO 3144361177 2026-06-11 1 BRENT W STEVENS P01291820 3142903300 2025 2025-03-06 01:10:19Z TIMOTHY HELM 2815 SCOTT AVENUE D SAINT LOUIS MO 63103 87458249 0 X GWRYMCA.ORG X 1853 MO SEE SCHEDULE O. TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND AND BODY FOR ALL. 30 30 4475 2908 111727 107798 10384889 9330638 66425286 70693463 3291807 3097532 1242064 923294 81344046 84044927 2588549 2664841 0 0 48554758 50255961 87678 82350 2783052 29330886 30597662 80561871 83600814 782175 444113 169380262 178134364 17350862 22756783 152029400 155377581 X SEE SCHEDULE O 1 0 36704328 2106663 50384911 SEE SCHEDULE O 28389371 555371 19118592 SEE SCHEDULE O 4529807 2807 340546 SEE SCHEDULE O 1379868 1876757 OUR Y IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE ALL KIDS HAVE GREAT POTENTIAL AND DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. THAT'S WHY WE HELP YOUNG PEOPLE CULTIVATE THE VALUES, SKILLS AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH AND EDUCATIONAL ACHIEVEMENT.AS PART OF OUR YOUTH DEVELOPMENT PROGRAMS, THE GATEWAY REGION Y PROVIDES ACADEMIC PROGRAMS TO ENSURE THAT ALL YOUTH GRADUATE FROM HIGH SCHOOL READY FOR THE NEXT STEP IN THEIR LIVES. IN 2025, WE PROVIDED ONE-ON-ONE READING TUTORING TO 136 YOUTH AND ADULTS. PARTICIPATING YOUTH EXPERIENCE A TWO-GRADE LEVEL GROWTH AVERAGE PER YEAR. WE ALSO HAD 1,344 YOUTH PARTICIPATE IN STEAM (SCIENCE, TECHNOLOGY, ENGINEERING, ARTS, MATH) PROGRAMS, ENGAGING IN ACTIVITIES THAT NURTURE THEIR CURIOSITY, INSPIRE CREATIVITY, AND CULTIVATE THE ENGINEERING MINDSET. OUR PROGRAMS ARE LED BY INSTRUCTORS WHO ARE OFTEN WORKING IN STEAM FIELDS. OUR YOUTH AND GOVERNMENT (YAG) PROGRAM PROVIDED 340 STUDENTS THE OPPORTUNITY TO EXPERIENCE THE DEMOCRATIC PROCESS AND DEVELOP THE LEADERSHIP SKILLS NEEDED TO BECOME CITIZENS OF A PARTICIPATORY SOCIETY. NEW IN 2025, ELEVEN HIGH SCHOOL JUNIORS PARTICIPATED IN THE INAUGURAL GATEWAY REGION YMCA JUNIOR LEADERSHIP PROGRAM, AN EXPERIENTIAL LEADERSHIP DEVELOPMENT INITIATIVE MEANT TO TEACH YOUTH IN THE ST. LOUIS METRO AREA WHAT IT MEANS TO BE AN INFORMED, CIVICALLY-ENGAGED LEADER WITHIN THE NON-PROFIT AND PUBLIC SECTORS.OUR Y BELIEVES IN GIVING BACK AND SUPPORTING OUR NEIGHBORS, AND ONE WAY WE DO THAT IS BY PROVIDING HEALTH ACCESS TO AS MANY PEOPLE AS POSSIBLE. THE GATEWAY REGION YMCA MAINTAINS COMMUNITY GARDENS THAT CONTRIBUTE PRODUCE TO THE SURROUNDING AREAS THEY SERVE.LEADING INTO THE THANKSGIVING HOLIDAY, OUR Y COLLECTED 21,458 CANS OF FOOD THAT WERE DONATED TO AREA FOOD BANKS TO HELP THOSE IN NEED. OUR Y BRANCHES ALSO COLLECTED GIFTS FOR MORE THAN 1,000 FAMILIES IN NEED DURING OUR ANGEL TREE COMMUNITY COLLECTION CAMPAIGN.THE GATEWAY REGION YMCA WORLD SERVICE PROGRAM WORKS IN PARTNERSHIP WITH YS IN UKRAINE, BELIZE, BRAZIL, COLOMBIA, AND SOUTH AFRICA. CONTRIBUTIONS GIVEN TO OUR INTERNATIONAL PARTNERS ARE USED TO SUPPORT YOUTH-LED SOCIAL ENTREPRENEURSHIP, HEALTH EDUCATION AND TRAINING, CLIMATE CHANGE ACTION AND OTHER CIVIC ENGAGEMENT INITIATIVES THAT POSITION YOUNG PEOPLE TO LEAD THE CHANGE IN THEIR COMMUNITIES. 1379868 1876757 71003374 1 1 0 0 0 0 0 0 1 1 1 0 0 0 1 0 0 1 0 0 1 1 0 1 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 1 41 0 1 4475 1 1 1 0 0 0 0 1 1 0 0 0 0 0 0 X 30 30 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 IL X X MELISSA LICKERT 3144361177 2815 SCOTT AVENUE SUITE D ST LOUIS MO 63103 STEVEN HANLEY CHAIR 1.00 X X 0 0 0 GREG DART VICE CHAIR 1.00 X X 0 0 0 STEVE RASCHE TREASURER 1.00 X X 0 0 0 SUZAN MCDANIEL SECRETARY 1.00 X X 0 0 0 JOE BARNARD DIRECTOR 1.00 X 0 0 0 VINCE BENNETT DIRECTOR 1.00 X 0 0 0 DARREN GEORGE DIRECTOR 1.00 X 0 0 0 MICHAEL GIBBONS DIRECTOR 1.00 X 0 0 0 BRENT JACKSON DIRECTOR 1.00 X 0 0 0 JOSEPH KING JR DIRECTOR 1.00 X 0 0 0 MELISSA LACKEY DIRECTOR 1.00 X 0 0 0 DAVID LAYTON DIRECTOR 1.00 X 0 0 0 MARK D LEEKER DIRECTOR 1.00 X 0 0 0 SUZANNE LYONS DIRECTOR 1.00 X 0 0 0 RODNEY MALONE DIRECTOR 1.00 X 0 0 0 PAMELA MORRIS-THORNTON DIRECTOR 1.00 X 0 0 0 JENNIFER O'NEAL DIRECTOR 1.00 X 0 0 0 JANE OVERALL DIRECTOR 1.00 X 0 0 0 SUSAN RATZ DIRECTOR 1.00 X 0 0 0 DAVE RANDOLPH DIRECTOR 1.00 X 0 0 0 JON ROSENSTENGEL DIRECTOR 1.00 X 0 0 0 KURT M SCHWAGER DIRECTOR 1.00 X 0 0 0 AMY SMITH DIRECTOR 1.00 X 0 0 0 CARY STALNECKER DIRECTOR 1.00 X 0 0 0 DANNA STONE DIRECTOR 1.00 X 0 0 0 JULIE TANG DIRECTOR 1.00 X 0 0 0 JACQUES THRO DIRECTOR 1.00 X 0 0 0 HARDY WASHINGTON JR DIRECTOR 1.00 X 0 0 0 MATTHEW WHITING DIRECTOR 1.00 X 0 0 0 JIM ZECK DIRECTOR 1.00 X 0 0 0 TIMOTHY HELM PRESIDENT & CEO 45.00 X 505982 0 74859 JARED BEARD EXECUTIVE VP & COO 45.00 X 249800 0 40541 JUDITH ABRAMS SR. VP & CFO 45.00 X 241693 0 39827 DEBORAH TALLO SR. VP & CHIEF HUMAN RESOURCES 45.00 X 236727 0 36094 WENDY CORNETT-MARQUITZ SR. VP & CHIEF FINANCIAL DEVELOPMENT OFFICER 45.00 X 218208 0 36051 KEELYN KRILL VP MEMBERSHIP & HEALTHY LIVING 45.00 X 162368 0 33322 MATTHEW THOMPSON DISTRICT VP 45.00 X 180024 0 34743 MATTHEW CLARK DISTRICT VP 45.00 X 171561 0 33874 STEVEN MASTORAKOS VP MARKETING & COMMUNICATIONS 45.00 X 144461 0 29025 KENNETH STRAWBRIDGE DISTRICT VP 45.00 X 167677 0 30954 2278501 0 389290 18 0 1 0 MUSICK CONSTRUCTION COMPANY 254 HANLEY INDUSTRIAL CT ST LOUIS MO 63144 CONSTRUCTION 5745953 CENTIMARK CORPORATION 306 HAZELWOOD LOGISTICS CENTER DR U HAZELWOOD MO 63042 CONSTRUCTION 611184 GENTRY FLOORING 500 CLARK AVEENUE 100 KIRKWOOD MO 63122 CONSTRUCTION 455777 HABERBERGER INC 9744 PAULINE PL ST LOUIS MO 63123 CONSTRUCTION 285372 ALLMAIL USA INC 2650 METRO BLVD MARYLAND HEIGHTS MO 63043 MARKETING 147682 11 1177837 624127 2490039 5038635 139858 9330638 HEALTHY LIVING 713940 50284297 50284297 YOUTH DEVELOPMENT 624110 19118592 19118592 SOCIAL RESPONSIBILITY 624110 340546 340546 950028 950028 70693463 1221765 1221765 157859 137346 20513 20513 20513 3490172 1129564 2415356 328613 1074816 800951 1875767 1875767 251432 624127 467208 -215776 -215776 165413 64799 100614 100614 MISCELLANEOUS INCOME 624110 926729 926729 TIMBER SALES 110000 91214 91214 1017943 84044927 71720806 111727 2881756 2576341 2576341 88500 88500 1679783 130669 1058489 490625 40589303 35123319 4031313 1434671 2262837 2027215 196031 39591 2255766 1433034 662533 160199 3468272 2968067 393616 106589 2178963 1664364 514599 481249 284066 197183 98500 9200 89300 82350 82350 4000 4000 2067274 1864552 202722 706913 64329 569161 73423 406293 259907 131332 15054 7143205 6678106 465099 494460 431228 61245 1987 530114 263896 105293 160925 194057 194057 6276564 6047566 228998 2247814 2247814 PROGRAM SUPPLIES 3986995 3748686 146012 92297 SUBSCRIPTIONS AND DUES 661350 61192 560288 39870 EQUIPMENT 183283 160995 20733 1555 2936628 2676271 176441 83916 83600814 71003374 9814388 2783052 1987926 2686023 11796182 10824005 3337566 3202894 1468935 1949287 113476 120392 1001416 1219093 193479942 78341474 109801056 115138468 32155933 35059430 448012 475157 5445071 5466006 1824689 1993609 169380262 178134364 3521686 2662013 2138587 2515534 5663000 11589000 244549 248070 2591907 958326 3191133 4783840 17350862 22756783 X 102309420 104454813 49719980 50922768 152029400 155377581 169380262 178134364 X 444113 3327945 -423877 X X 0 1 X 1 1 1 X 21122909 15997337 18811867 10384889 9330638 75647640 21122909 15997337 18811867 10384889 9330638 75647640 1940324 73707316 751540 824302 1218209 1468216 1221765 5484032 68496 85710 99772 6198 111727 371903 81503575 307127837 0.90430 0.91860 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 28848000 277000 4958000 2248000 31835000 25975000 283000 3779000 1189000 28848000 21080000 1602000 4479000 1186000 25975000 26668000 288000 -4737000 1139000 21080000 23078000 403000 4116000 929000 26668000 0.31410 0.28180 0.40410 1 0 15090537 15090537 98878810 53989541 44889269 63236228 15766594 47469634 13457801 8585339 4872462 2816566 2816566 115138468 RESERVE FOR WORKERS COMP. 211623 LIABILITIES TO GIFT ANNUITANTS 331988 MISCELLANEOUS LIABILITIES 663367 COND. ASSET RETIREMENT OBLIG. 199549 CAPITAL LEASES 3377313 4783840 84510000 3327945 -3000218 327727 84182273 -137346 -137346 84044927 81161819 137346 137346 81024473 2576341 2576341 83600814 PART IV, LINE 2B: THE YMCA IS CUSTODIAN FOR SEVERAL CUSTODIAL ACCOUNTS REPRESENTING BALANCES RAISED BY VARIOUS CLUBS AND GROUPS. PART V, LINE 4: THE ASSOCIATION USES THE ENDOWMENT FUNDS TO SUPPORT THE OPERATIONS OF THE ASSOCIATION, AS WELL AS WORLD SERVICE. SPENDING IS BASED UPON A FORMULA, APPROVED ANNUALLY BY THE FINANCE COMMITTEE OF THE BOARD OF DIRECTORS, WHICH APPLIES A PERCENTAGE TO THE AVERAGE OF THE PRIOR 5 YEARS' MARKET VALUES AS OF JUNE 30TH. THE USE OF A 5-YEAR AVERAGE HELPS LESSEN THE IMPACT OF MARKET FLUCTUATIONS ON THE FUNDING OF THE ASSOCIATION'S OPERATIONS. IN RECENT YEARS, THE PERCENTAGE USED TO DETERMINE EACH YEAR'S SPENDING AMOUNT HAS BEEN 4.0% TO 4.75%. PART XI, LINE 2D - OTHER ADJUSTMENTS: INTEREST RATE SWAP -232,174. FINANCIAL ASSISTANCE TO INDIVIDUALS INCLUDED IN FINANCIAL STATEMENT REVENUE -2,576,341. LOSS ON IMPAIRMENT -191,703. PART XI, LINE 4B - OTHER ADJUSTMENTS: RENTAL EXPENSES INCLUDED IN STATEMENT OF FUNCTIONAL EXPENSES -137,346. PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES INCLUDED IN STATEMENT OF FUNCTIONAL EXPENSES 137,346. PART XII, LINE 4B - OTHER ADJUSTMENTS: FINANCIAL ASSISTANCE TO INDIVIDUALS INCLUDED IN FINANCIAL STATEMENT REVENUE 2,576,341. SCHEDULE D PARTS XI AND XII GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION (YMCA) HAS A CONSOLIDATED AUDIT, THEREFORE COMPLETION OF SCHEDULE D PARTS XI AND XII IS OPTIONAL. IN THE INTEREST OF TRANSPARENCY THE YMCA HAS CHOSEN TO COMPLETE SCHEDULE D PARTS XI AND XII BASED ON YMCA'S ACTIVITY FOR THE YEAR. 1 SOUTH AMERICA - ARGENTINA, BOLIVIA, BRAZIL, CHILE, COLUMBIA, ECUADOR, 0 0 PROGRAM SERVICES SUPPORT FOR YMCA OF COLUMBIA 33500 RUSSIA & THE NEWLY INDEPENDENT STATES - ARMENIA, AZERBIJAN, UKRAINE 0 0 PROGRAM SERVICES SUPPORT FOR YMCA OF UKRAINE 22000 CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA & BARBUDA, BAHAMAS, BELIZE 0 0 PROGRAM SERVICES SUPPORT FOR YMCA OF BELIZE 21000 SUB-SAHARAN AFRICA - ANGOLA, BENIN, BOTSWANA, SOUTH AFRICA 0 0 PROGRAM SERVICES SUPPORT FOR YMCA OF SOUTH AFRICA 12000 CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA & BARBUDA, ARUBA, BAHAMAS, 0 0 INVESTMENTS 3742680 0 0 0 0 0 0 3831180 0 3831180 SOUTH AMERICA - ARGENTINA, BOLIVIA, BRAZIL, CHILE, COLUMBIA, ECUADOR, SUPPORT FOR LOCAL YMCA OF COLOMBIA 33500 WIRE TRANSFER 0 CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA, BARBUDA, BAHAMAS SUPPORT FOR LOCAL YMCA OF BELIZE 21000 WIRE TRANSFER 0 SUB-SAHARAN AFRICA - ANGOLA, BENIN, BOTSWANA, BURKINA FASO, SUPPORT FOR LOCAL YMCA OF SOUTH AFRICA 12000 WIRE TRANSFER 0 RUSSIA AND NEIGHBORING STATES - ARMENIA, AZERBIJAN, BELARUS, SUPPORT FOR LOCAL YMCA OF UKRAINE 22000 WIRE TRANSFER 0 4 0 0 0 0 1 0 0 PART I, LINE 2: THE GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION SUPPORTS WORLD SERVICE PARTNERS BY PROVIDING CASH SUPPORT AND TECHNICAL ASSISTANCE. THE FUNDS PROVIDED TO PARTNER YMCAS IN THOSE COUNTRIES ARE USED FOR PROGRAMS AND GENERAL OPERATIONS OF THE FACILITIES. THE ASSOCIATION MONITORS THE USAGE OF THE FUNDS BY REQUIRING FINANCIAL STATEMENTS AND/OR BY MAKING ON-SITE VISITS TO VIEW FACILITIES AND PROGRAMS THE ASSOCIATION SUPPORTS. X X X X X X X 1 DONOR BY DESIGN GROUP LLC PO BOX 7106 CAROL STREAM IL 601977106 CONSULTING 0 0 53213 0 WENTWORTH NONPROFIT CONSULTING 209 120TH ST NE MARYSVILLE WA 98271 CONSULTING 0 0 29137 0 82350 IL MO GOLF TOURNAMENTS 626857 409781 217076 4696 121309 11723 2511 121437 SALES/AUCTIONS 168434 143583 24851 1291 21200 8517 28622 1750 82550 14 80268 70763 9505 1400 1078 9774 3164 189 45997 875559 624127 251432 2691 26974 139600 43509 4450 249984 467208 -215776 1 SUBSIDIES FOR PROGRAM AND MEMBERSHIP 7256 2576341 PART I, LINE 2: THE GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION WILL NOT TURN AWAY ANYONE BASED ON THEIR INABILITY TO PAY FOR MEMBERSHIPS OR PROGRAMS. A SLIDING SCALE OF AVAILABLE FINANCIAL SCHOLARSHIPS BASED UPON HOUSEHOLD INCOME IS USED TO DETERMINE THE AMOUNT OF SUBSIDY GRANTED TO AN INDIVIDUAL OR HOUSEHOLD. SUBSIDIES OF $2,576,341 WERE GRANTED DURING 2025. X 1 1 X X X X 0 1 0 0 0 0 0 1 0 TIMOTHY HELM PRESIDENT & CEO 450120 0 52272 0 3590 0 42689 0 32170 0 580841 0 0 0 JARED BEARD EXECUTIVE VP & COO 229333 0 15000 0 5467 0 28672 0 11869 0 290341 0 0 0 JUDITH ABRAMS SR. VP & CFO 213733 0 20000 0 7960 0 26872 0 12955 0 281520 0 0 0 DEBORAH TALLO SR. VP & CHIEF HUMAN RESOURCES 206733 0 20000 0 9994 0 26032 0 10062 0 272821 0 0 0 WENDY CORNETT-MARQUITZ SR. VP & CHIEF FINANCIAL DEVELOPMENT 207333 0 5000 0 5875 0 26032 0 10019 0 254259 0 0 0 MATTHEW THOMPSON DISTRICT VP 159413 0 20000 0 611 0 19994 0 14749 0 214767 0 0 0 MATTHEW CLARK DISTRICT VP 149783 0 20000 0 1778 0 18982 0 14892 0 205435 0 0 0 KENNETH STRAWBRIDGE DISTRICT VP 144728 0 20000 0 2949 0 18231 0 12723 0 198631 0 0 0 KEELYN KRILL VP MEMBERSHIP & HEALTHY LIVING 160092 0 0 0 2276 0 20075 0 13247 0 195690 0 0 0 STEVEN MASTORAKOS VP MARKETING & COMMUNICATIONS 144461 0 0 0 0 0 17778 0 11247 0 173486 0 0 0 PART I, LINE 1A THE EXECUTIVE DIRECTOR AND A FEW OTHER STAFF AT YMCA TROUT LODGE AND CAMP LAKEWOOD ARE REQUIRED TO LIVE ON SITE AT THE PROPERTY DUE TO THE NATURE OF THE BUSINESS, AND IT IS A CONDITION OF EMPLOYMENT FOR THOSE POSITIONS. THEREFORE, THE HOUSING IS NON-TAXABLE TO THE EMPLOYEE. PART I, LINE 3 REGARDING COMPENSATION OF THE PRESIDENT AND CHIEF EXECUTIVE OFFICER, THE EXECUTIVE COMPENSATION COMMITTEE CONSIDERS GUIDELINES ISSUED BY THE YMCA OF THE USA FOR EXECUTIVE COMPENSATION. THE YUSA GUIDELINES TYPICALLY ENCOURAGE CONSIDERATION OF SUCH FACTORS AS ESSENTIAL LEADERSHIP COMPETENCIES AND SKILLS, MULTI-UNIT MANAGEMENT SKILL, URBAN ISSUES AND CULTURAL COMPETENCY SKILL, ABILITY TO INFLUENCE COMMUNITY STAKEHOLDERS, AND OTHER REQUIREMENTS OF THE CEO POSITION WHICH MAY BE UNIQUE TO THE ASSOCIATION. THESE SKILLS ARE CRITICAL FOR THE SUCCESSFUL FULFILLMENT OF THE MISSION OF THE GWRY AND CONTINUED FINANCIAL STABILITY. IN 2025 THE EXECUTIVE COMMITTEE AGREED THAT THE PROCESS SHOULD AND DID COMPLY WITH THE INTERNAL REVENUE SAFE HARBOR FOR EXECUTIVE COMPENSATION IN NON-PROFIT ORGANIZATIONS WHICH CREATES A PRESUMPTION THAT THE COMPENSATION IS REASONABLE IF THE FOLLOWING STEPS ARE FOLLOWED: 1) COMPENSATION IS APPROVED IN ADVANCE BY AN AUTHORIZED BODY OF THE ORGANIZATION COMPOSED OF INDIVIDUALS WHO DO NOT HAVE A CONFLICT OF INTEREST (IN THIS CASE, THE GWRY EXECUTIVE COMMITTEE); 2)THE AUTHORIZED BODY RELIES ON INDEPENDENT MARKET DATA (E.G. THE YUSA GUIDELINES, DATA PROVIDED ANNUALLY BY SULLIVAN AND COTTER) TO SET THE COMPENSATION LEVEL; 3) THE AUTHORIZED BODY MUST FULLY DOCUMENT ITS PROCESS. OTHER SENIOR EXECUTIVES OF THE ASSOCIATION ARE MEASURED ON PERFORMANCE AGAINST REQUIRED COMPETENCIES AS WELL AS SPECIFIC CHALLENGING AND MEASURABLE GOALS, AND COMPENSATION IS SET ANNUALLY BASED ON PERFORMANCE, BUDGET AND INFORMED BY MARKET DATA. THE EXECUTIVE COMPENSATION COMMITTEE IS INFORMED OF THIS PROCESS FOR SENIOR STAFF, BUT DOES NOT SET THEIR COMPENSATION. PART I, LINE 4B TIMOTHY HELM: $14,757.26 SUPPLEMENTAL NON-QUALIFIED RETIREMENT PLAN PART I, LINE 7 THE ORGANIZATION MAY PAY DISCRETIONARY BONUSES TO OFFICERS AND KEY EMPLOYEES AS PART OF ITS COMPENSATION PLAN. A MISSOURI DEVELOPMENT FINANCE BOARD 431387649 2011-03-01 9500000 REFINANCE 1998 FACILITIES BOND 0 0 0 B MISSOURI DEVELOPMENT FINANCE BOARD 431387650 2024-10-01 6500000 REC FACILITIES REVENUE BONDS 0 0 0 A 9500000 105000 9395000 2011 1 0 1 1 B 6500000 120000 6346003 33997 2025 0 0 0 0 A 0 0 0 0 0 0 0 B 0 0 0 0 0.08000 0.08000 0 0 0 A 0 0 0 1 1 1 COMMERCE BANK NA 7.000000000000 1 0 0 0 0 B 0 0 0 0 1 1 5.000000000000 1 0 0 0 0 A 0 B 0 PART III, LINE 9 AS THERE IS NO CONTEMPLATED PRIVATE BUSINESS USE OF THE PROPERTY, WRITTEN PROCEDURES ON REMEDIATION ARE NOT REQUIRED. PART IV, LINE 7 AS ALL BOND PROCEEDS WERE USED IMMEDIATELY TO REFUND PRIOR BONDS AND TO PAY BOND ISSUANCE COSTS, ARBITRAGE CANNOT OCCUR, THEREFORE NO WRITTEN PROCEDURES ARE NECESSARY. PART IV, LINE 2C THE LAST TEST OF WHETHER A REBATE WAS DUE WAS PERFORMED ON MARCH 1, 2016. SINCE REFUNDING OF THE BOND ISSUE WAS DONE CONTEMPORANEOUSLY, NO ARBITRAGE WAS POSSIBLE, SO NO FURTHER TESTING IS REQUIRED. DAVID LAYTON BOARD MEMBER 171000 INSURANCE BROKER FEES & COMMISSION 0 SCHEDULE L, PART IV MR. LAYTON IS A MEMBER OF THE ASSOCIATION'S BOARD OF DIRECTORS AND A VICE PRESIDENT OF THE CRANE INSURANCE AGENCY. $171,000 IN BROKER FEES AND COMMISSIONS WERE PAID TO CRANE INSURANCE AGENCY IN 2025. THE TRANSACTION WAS REVIEWED AND APPROVED BY A COMMITTEE OF THE BOARD OF DIRECTORS. X 7 118858 FAIR MARKET VALUE X ASSORTED AUCTION 51 21000 FAIR MARKET VALUE 0 1 0 PART I, COLUMN (B): THE ORGANIZATION IS REPORTING THE NUMBER OF CONTRIBUTORS FOR DONATIONS OF PUBLICLY TRADED SECURITIES ABOVE. IN TOTAL, 2,982 SHARES WERE CONTRIBUTED BY 7 DONORS. FORM 990, PART III, LINE 1 THE GATEWAY REGION YMCA IS A NONPROFIT, 501(C)(3) CHARITY DEDICATED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN, IMPROVING HEALTH AND WELL-BEING, AND SUPPORTING AND SERVING OUR NEIGHBORS. THE STORY OF THE GATEWAY REGION YMCA IS MORE THAN 170 YEARS IN THE MAKING, FROM ITS FOUNDING ON OCTOBER 13, 1853, AT THE 2ND BAPTIST CHURCH IN ST. LOUIS. FROM ITS VERY BEGINNINGS, THE Y'S MISSION HAS BEEN TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS DESIGNED TO BUILD HEALTHY SPIRITS, MINDS, AND BODIES - FOR ALL. IT DOES THAT BY BEING COMMUNITY CENTERED; BRINGING PEOPLE OF ALL AGES TOGETHER TO BRIDGE THE GAPS IN COMMUNITY NEEDS; DEVELOPING THE POTENTIAL TO LEARN, GROW, AND THRIVE; AND MAINTAINING A LOCAL PRESENCE WITH A GLOBAL REACH. IN 2025, OUR ASSOCIATION SERVED APPROXIMATELY 179,000 INDIVIDUALS THROUGH MEMBERSHIP, AND 283,000 YOUTH AND ADULTS THROUGH VARIOUS PROGRAMS IN THE BI-STATE REGION. TO SUPPORT THOSE PARTICIPANTS, WE EMPLOYED APPROXIMATELY 4,475 FULL-TIME AND PART-TIME INDIVIDUALS. ADDITIONALLY, WE ENGAGED MORE THAN 2,900 VOLUNTEERS WHO ARE ESSENTIAL TO PROMOTING OUR CAUSE AND ENSURING OUR FUTURE AS A VITAL NOT-FOR-PROFIT COMMITTED TO DEVELOPING COMMUNITY BEYOND OUR WALLS. FORM 990, PART III, LINE 2 LAST YEAR PRESENTED OUR Y WITH GREAT CHALLENGES AS WELL AS GREAT ACHIEVEMENTS. AFTER A DEVASTATING TORNADO RIPPED THROUGH PARTS OF ST. LOUIS, THE Y WAS IMMEDIATELY LOOKED TO FOR ASSISTANCE. WE QUICKLY BECAME A CENTER OF RELIEF AND SUPPORT EFFORTS FOR MANY IN THE COMMUNITY. MORE THAN 4,000 VOLUNTEERS HELPED SERVE MORE THAN 10,000 INDIVIDUALS. AS PART OF THAT EFFORT, WE RAISED AND DISTRIBUTED $75,500 TO Y MEMBERS AT THE BAYER AND O'FALLON PARK YS IMPACTED BY THE STORMS. WE CELEBRATED THE COMPLETION OF A $9 MILLION EXPANSION AND RENOVATION PROJECT TO THE CHESTERFIELD YMCA TO BETTER SERVE THE CHANGING AND GROWING NEEDS OF THE COMMUNITY. THAT INCLUDED COLLABORATING WITH SSM HEALTH TO DEVELOP A NEW 5,000-SQUARE-FOOT MEDICAL CARE FACILITY IN THE BUILDING. THE NEW FACILITY ALLOWS INDIVIDUALS TO MEET THEIR HEALTHCARE NEEDS AT SSM HEALTH AND THEIR WELLNESS NEEDS AT THE Y, ALL IN ONE STOP. A NEW PARTNERSHIP BETWEEN OUR Y AND STE. GENEVIEVE COUNTY ALSO WAS ANNOUNCED, ALLOWING THE Y TO ASSUME OPERATION OF THE STE. GENEVIEVE COUNTY RECREATIONAL FACILITIES AND EXPAND OUR MISSION INTO A NEW COMMUNITY. A MAJOR HIGHLIGHT OF THE YEAR CAME IN SEPTEMBER, WHEN OUR Y PROUDLY HOSTED THE 2025 MIRACLE LEAGUE ALL-STAR GAME AT OUR NEW ADAPTIVE SPORTS COMPLEX. MORE THAN 100 YOUNG ATHLETES WITH DISABILITIES AND THEIR FAMILIES, TRAVELED FROM 26 STATES AND MEXICO TO PARTICIPATE IN THREE DAYS OF ACTIVITIES. ADDITIONALLY, IN CELEBRATION OF WORLD BASKETBALL DAY ON DECEMBER 21, HOMETOWN NBA STAR JAYSON TATUM DONATED $10,000 TO THE Y THROUGH HIS FOUNDATION, WHICH WAS MATCHED DOLLAR-FOR-DOLLAR BY NBA CARES. THE COMBINED $20,000 WILL ASSIST IN FUNDING AFFORDABLE BASKETBALL PROGRAMS AND CLINICS FOR YOUTH AT THE O'FALLON PARK REC COMPLEX IN NORTH ST. LOUIS CITY. FORM 990, PART III, LINE 4A THE Y IS COMMITTED TO IMPROVING AMERICA'S HEALTH AND WELL-BEING. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN AND SHARED INTERESTS. FOR EXAMPLE, IN 2025, MORE THAN 3,300 PEOPLE IN OUR COMMUNITY PARTICIPATED IN PERSONAL TRAINING PROGRAMS TO ACHIEVE GREATER HEALTH IN SPIRIT, MIND AND BODY. MORE THAN 21,600 SWIM LESSONS WERE GIVEN, TEACHING MANY CHILDREN AND ADULTS VALUABLE WATER SAFETY AND SWIMMING SKILLS. THE Y'S SIZE AND REACH AS A VITAL COMMUNITY ASSET UNIQUELY POSITIONS THE ORGANIZATION TO BRIDGE THE GAP IN THE DELIVERY OF SWIM LESSONS AND WATER SAFETY EDUCATION. ALSO, 21,000 PARTICIPANTS TOOK PART IN OUR YOUTH SPORTS PROGRAMS WHERE THEY GAINED CONFIDENCE AND LEARNED NEW SKILLS. OUR SERVICES INCLUDE PROVIDING EVIDENCE-BASED PROGRAMS THAT SUPPORT PEOPLE IN CHANGING THEIR LIFESTYLES, FIGHTING CHRONIC DISEASES, MANAGING STRESS LEVELS AND ADOPTING FITNESS AND NUTRITION BEHAVIORS. FOR EXAMPLE, CLOSE TO 250 INDIVIDUALS PARTICIPATED IN A 12-MONTH, GROUP-BASED PROGRAM TO ENCOURAGE BEHAVIORAL CHANGE TO REDUCE THE RISK FOR DIABETES, WHILE MORE THAN 2,000 INDIVIDUALS PARTICIPATED IN EVIDENCE-BASED PROGRAMS COMBINING BLOOD PRESSURE SELF-MONITORING, NUTRITION EDUCATION SEMINARS, AND PERSONALIZED SUPPORT. ADDITIONALLY, LIVESTRONG AT THE YMCA ALLOWED 181 SURVIVORS TO PARTICIPATE IN A FREE 12-WEEK WELLNESS PROGRAM FOR ADULT CANCER SURVIVORS. AS AN EXAMPLE OF THE ARRAY OF PROGRAMS OFFERED THROUGH THE Y, 436 ADULTS ATTENDED MENTAL HEALTH WORKSHOPS HOSTED AT THE Y TO HELP ESTABLISH HEALTHY HABITS IN SUPPORT OF THEIR MENTAL HEALTH AND THAT OF THEIR CHILDREN, AND TO BE A MORE RESPONSIVE CAREGIVER. OUR PROGRAMS ARE ACCESSIBLE, AFFORDABLE AND OPEN TO ALL BACKGROUNDS, ABILITIES AND INCOME LEVELS. IN 2025, WE PROVIDED $2.5 MILLION IN FINANCIAL ASSISTANCE TO PEOPLE WHO OTHERWISE MAY NOT HAVE BEEN ABLE TO AFFORD TO PARTICIPATE. FOR MORE THAN 25 YEARS, OUR Y HAS PROVIDED AN INCLUSIVE ENVIRONMENT WHERE MEMBERS AND PROGRAM PARTICIPANTS OF ALL ABILITIES ARE ABLE TO TAKE PART EQUALLY. IN FACT, OUR Y IS ONE OF THE FEW IN THE COUNTRY TO HAVE A FULLY OPERATIONAL INCLUSION AND ADAPTIVE SUPPORT SERVICES DEPARTMENT WITH THE OVERALL GOAL OF "CONNECTING ALL ABILITIES." IN 2025, WE SERVED 1,521 CHILDREN AND ADULTS WITH DISABILITIES THROUGH FITNESS, CAMPS, CHILDCARE, SWIMMING AND OTHER PROGRAMS. FORM 990, PART III, LINE 4B WITH YOUTH DEVELOPMENT AS ONE OF THE Y'S CORE FOCUS AREAS, THE Y PROVIDES A PLACE WHERE YOUTH CAN COME TO CULTIVATE THE SKILLS AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH, AND LIFELONG SUCCESS-AND HAVE FUN DOING IT. THE Y DOES JUST THAT THROUGH ITS SUMMER CAMP PROGRAMS. IN 2025, THE Y'S DAY CAMP PROGRAM WELCOMED 6,392 CAMP PARTICIPANTS, WHILE YMCA CAMP LAKEWOOD OVERNIGHT CAMP WELCOMED 1,666 YOUTH, ALLOWING YOUNG CAMPERS TO DISCOVER HIDDEN TALENTS, GAIN SELF-ESTEEM AND ACQUIRE NEW SKILLS IN A SAFE AND FUN ENVIRONMENT. IN ADDITION, YMCA TROUT LODGE HAS LONG BEEN A DESTINATION FOR FAMILIES TO RECONNECT, CREATE NEW MEMORIES AND DISCOVER THE JOY OF EMBRACING THE SIMPLE PLEASURES OF NATURE. FORM 990, PART III, LINE 4C AS PART OF THE Y'S YOUTH DEVELOPMENT FOCUS, THE Y CLUB BEFORE AND AFTER SCHOOL CHILD CARE PROGRAM IS HELD IN PARTNERSHIP WITH LOCAL SCHOOL DISTRICTS AND ENGAGES STUDENTS IN PHYSICAL, LEARNING AND IMAGINATIVE ACTIVITIES THAT ENCOURAGE THEM TO EXPLORE WHO THEY ARE AND WHAT THEY CAN ACHIEVE. IN 2025, THE ASSOCIATION OFFERED PROGRAMS AT 76 Y CLUBS SERVING 2,383 PARTICIPANTS. IN ADDITION, THROUGH FOUR EARLY CHILDHOOD EDUCATION CENTERS, THE Y SERVED 255 PARTICIPANTS. FORM 990, PART VI, SECTION B, LINE 11B THE FINAL PRESENTATION OF THE ASSOCIATION'S ANNUAL 990 TAX RETURN IS THE RESULT OF COLLABORATION AMONG MANAGEMENT, OUR INDEPENDENT PUBLIC ACCOUNTING FIRM AND MEMBERS ON THE ASSOCIATION'S AUDIT COMMITTEE. THE AUDIT COMMITTEE IS RESPONSIBLE FOR THE FINAL REVIEW OF THE RETURN. UPON THEIR FINAL APPROVAL, THE RETURN IS DISTRIBUTED VIA EMAIL TO THE MEMBERS OF THE BOARD OF DIRECTORS IN ADVANCE OF FILING THE RETURN ELECTRONICALLY. ONCE FILED, THE RETURN IS MADE AVAILABLE TO THE PUBLIC ON THE ASSOCIATION'S PUBLIC WEBSITE. FORM 990, PART VI, SECTION B, LINE 12C THE GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION HAS A CONFLICT OF INTEREST POLICY TO ENSURE THAT BOARD MEMBERS, OFFICERS AND EMPLOYEES MAINTAIN THE HIGHEST LEVEL OF ETHICAL STANDARDS WHEN CONDUCTING ASSOCIATION AFFAIRS. THE GATEWAY REGION YMCA PROMOTES A CULTURE OF AWARENESS AS TO BUSINESS DEALINGS WHICH MAY BE CONSIDERED A CONFLICT OF INTEREST OR BE CONTRARY TO APPLICABLE STATE, LOCAL OR FEDERAL LAWS. THE EMPLOYEE MANUAL, WHICH IS SIGNED BY ALL EMPLOYEES, INCLUDES A DISCUSSION OF THE ASSOCIATION'S CONFLICT OF INTEREST POLICY AND OUTLINES PROCEDURES FOR REPORTING POTENTIAL CONFLICTS OF INTEREST. ANNUALLY, BOARD MEMBERS, OFFICERS AND EXECUTIVE MANAGEMENT ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE, WHICH IS SUBMITTED TO AND REVIEWED BY THE PRESIDENT, THE CHIEF OPERATING OFFICER AND THE SENIOR VICE PRESIDENT OF FINANCE. ANY MATERIAL CONFLICTS OF INTEREST ARE DISCUSSED WITH THE AUDIT COMMITTEE AND THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS. IN THE EVENT OF A MATERIAL CONFLICT OF INTEREST, RESTRICTIONS MAY BE PLACED ON PERSONS TO PROHIBIT THEM FROM PARTICIPATING IN THE GOVERNING BODY'S DELIBERATIONS AND DECISIONS ON CERTAIN TRANSACTIONS. FORM 990, PART VI, SECTION B, LINE 15 REGARDING COMPENSATION OF THE PRESIDENT AND CHIEF EXECUTIVE OFFICER, THE EXECUTIVE COMPENSATION COMMITTEE CONSIDERS GUIDELINES ISSUED BY THE YMCA OF THE USA FOR EXECUTIVE COMPENSATION. THE YUSA GUIDELINES TYPICALLY ENCOURAGE CONSIDERATION OF SUCH FACTORS AS ESSENTIAL LEADERSHIP COMPETENCIES AND SKILLS, MULTI-UNIT MANAGEMENT SKILL, URBAN ISSUES AND CULTURAL COMPETENCY SKILL, ABILITY TO INFLUENCE COMMUNITY STAKEHOLDERS, AND OTHER REQUIREMENTS OF THE CEO POSITION WHICH MAY BE UNIQUE TO THE ASSOCIATION. THESE SKILLS ARE CRITICAL FOR THE SUCCESSFUL FULFILLMENT OF THE MISSION OF THE GWRY AND CONTINUED FINANCIAL STABILITY. IN 2025 THE EXECUTIVE COMMITTEE AGREED THAT THE PROCESS SHOULD AND DID COMPLY WITH THE INTERNAL REVENUE SAFE HARBOR FOR EXECUTIVE COMPENSATION IN NON-PROFIT ORGANIZATIONS WHICH CREATES A PRESUMPTION THAT THE COMPENSATION IS REASONABLE IF THE FOLLOWING STEPS ARE FOLLOWED: 1) COMPENSATION IS APPROVED IN ADVANCE BY AN AUTHORIZED BODY OF THE ORGANIZATION COMPOSED OF INDIVIDUALS WHO DO NOT HAVE A CONFLICT OF INTEREST (IN THIS CASE, THE GWRY EXECUTIVE COMMITTEE); 2)THE AUTHORIZED BODY RELIES ON INDEPENDENT MARKET DATA (E.G. THE YUSA GUIDELINES, DATA PROVIDED ANNUALLY BY SULLIVAN AND COTTER) TO SET THE COMPENSATION LEVEL; 3) THE AUTHORIZED BODY MUST FULLY DOCUMENT ITS PROCESS. OTHER SENIOR EXECUTIVES OF THE ASSOCIATION ARE MEASURED ON PERFORMANCE AGAINST REQUIRED COMPETENCIES AS WELL AS SPECIFIC CHALLENGING AND MEASURABLE GOALS, AND COMPENSATION IS SET ANNUALLY BASED ON PERFORMANCE, BUDGET AND INFORMED BY MARKET DATA. THE EXECUTIVE COMPENSATION COMMITTEE IS INFORMED OF THIS PROCESS FOR SENIOR STAFF, BUT DOES NOT SET THEIR COMPENSATION. FORM 990, PART VI, SECTION C, LINE 19 THE ANNUAL 990 TAX FILING IS AVAILABLE FOR PUBLIC VIEWING ON THE ASSOCIATION'S PUBLIC WEBSITE, GWRYMCA.ORG. PAPER COPIES ARE ALSO AVAILABLE UPON REQUEST. A SUMMARIZED VERSION OF OUR ANNUAL AUDITED FINANCIAL STATEMENTS IS ALSO AVAILABLE ON THE SAME WEBSITE. FORM 990, PART XI, LINE 9: INTEREST RATE SWAP -232,174. LOSS ON IMPAIRMENT -191,703. PART XII, LINE 2C NO CHANGE FROM PRIOR YEAR.