2026-05-22T13:57:21-04:00 2025-12-31 582579944 CAINES HODGES & COMPANY PC 340 EISENHOWER DR BLDG 1400 STE SAVANNAH GA 31406 990 2025-01-01 580958705 CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA INC CONS 9126912227 1050 UNIVERSITY AVE SUITE A ROCHESTER NY 14607 JOHN WILLS EXEC DIRECTOR 9126912227 2026-05-22 true CARLTON H HODGES P00477730 9122336383 2026-05-22 2025 2025-03-06 01:10:19Z X X JOHN WILLS 7505 WATERS AVENUE SUITE C11 SAVANNAH GA 31406 211946 false X CCCSSAVANNAH.ORG X GA TO PROVIDE THE BEST NON-PROFIT COMMUNITY SERVICE, DEDICATED TO DELIVERING PROFESSIONAL AND CONFIDENTIAL COUNSELING, DEBT MANAGEMENT, HOUSING COUNSELING AND CONSUMER CREDIT EDUCATION TO ALL SEGMENTS OF THE COMMUNITY REGARDLESS OF ABILITY TO PAY X 16 16 7 0 388623 89978 139585 41658 9624 1874 4675 78436 542507 211946 0 0 555104 425570 0 0 219720 532263 774824 957833 -232317 -745887 800648 0 54860 0 745788 0 X TO PROVIDE THE BEST NON-PROFIT COMMUNITY SERVICE, DEDICATED TO DELIVERING PROFESSIONAL AND CONFIDENTIAL COUNSELING, DEBT MANAGEMENT, HOUSING COUNSELING AND CONSUMER false false 859447 41658 CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA, INC. (CCCS) IS FOCUSED ON THE FINANCIAL WELL-BEING AND ECONOMIC STABILITY OF INDIVIDUALS AND FAMILIES. IN 2025, CCCS PROVIDED SERVICES TO 670 INDIVIDUALS AND FAMILIES THROUGH FINANCIAL COUNSELING AND EDUCATIONAL PROGRAMS. 357 INDIVIDUALS AND FAMILIES WERE SERVED THROUGH BUDGET COUNSELING, CREDIT COUNSELING, FIRST-TIME HOMEBUYER COUNSELING, DELINQUENT MORTGAGE COUNSELING, REVERSE MORTGAGE COUNSELING AND BANKRUPTCY COUNSELING. CCCS ADDITIONALLY ASSISTED FAMILIES IN THE REPAYMENT OF 85,841.12 TO CREDITORS ON BEHALF OF THE FAMILIES PARTICIPATING IN A DEBT MANAGEMENT PROGRAM. CCCS ALSO PROVIDED 26 FREE FINANCIAL LITERACY WORKSHOPS AND OUTREACH PROGRAMS, COVERING A WIDE ARRAY OF FINANCIAL TOPICS WHICH REACHED 313 INDIVIDUALS. IN MAY OF 2025, CCCS MADE THE STRATEGIC DECISION TO TRANSFER ITS ASSETS AND OPERATIONS TO CONSUMER CREDIT COUNSELING OF ROCHESTER, INC. THE CCCS BOARD MADE THIS DECISION BELIEVING THIS WAS BEST FOR THE CLIENTS AND CONTINUED VIABILITY OF THE MISSION CCCS. 859447 true false false false false false false false true false false false false false false false false false false false false false false false false false false false false true false false false false false false false false false false true false false false false false false true 0 0 7 true false false false false false false false false X 16 16 false false false false false false false true true false false true false false false false false false GA X JOHN WILLS 9126912227 7505 WATERS AVENUE SUITE C11 SAVANNAH GA 31406 JOHN WILLS EXEC DIRECTO 40.00 X 160561 0 0 DR SANDRA MCCORD BEST SECRETARY 3.00 X X 0 0 0 MATTHEW BRIGMAN BOARD MEMBER 2.00 X 0 0 0 THOMAS L COLE BOARD MEMBER 2.00 X 0 0 0 JAMIE DURRENCE 2ND VICE CHA 3.00 X X 0 0 0 MARY G FULLER VICE CHAIR 3.00 X X 0 0 0 ALFREDA GOLDWIRE BOARD MEMBER 2.00 X 0 0 0 MATTHEW GUNN BOARD MEMBER 2.00 X 0 0 0 JUDSON L HENDRY BOARD MEMBER 2.00 X 0 0 0 TJ HILLIARD BOARD MEMBER 2.00 X 0 0 0 DENISE HOLGUIN BOARD MEMBER 2.00 X 0 0 0 LARRY JACKSON BOARD MEMBER 2.00 X 0 0 0 JAMES E DAVIS JR TREASURER 3.00 X X 0 0 0 CHRIS A MILTIADES BOARD MEMBER 2.00 X 0 0 0 JESSICA PACE BOARD MEMBER 2.00 X 0 0 0 MARSHA D SCOTT BOARD MEMBER 2.00 X 0 0 0 ROBERT WHITMARSH BOARD CHAIR 3.00 X X 0 0 0 160561 1 false true false 33184 56794 89978 CREDITOR CONTRIBUTION 24541 24541 CLIENT CONTR & FEES 17117 17117 41658 1874 1874 ERTC FUNDING 76612 76612 OTHER INCOME 1725 1725 FUNDRAISER 99 99 78436 211946 41757 80211 160561 91520 69041 202274 202274 5644 3161 2483 27753 15542 12211 29338 24057 5281 10530 10530 15010 15010 16680 14178 2502 41 35 6 10284 8742 1542 8597 7312 1285 3923 3335 588 8548 7270 1278 8352 7104 1248 CONTRIBUTION TO 501(C)(3) 441914 441914 BANK FEES 3948 3358 590 ACCREDATION AND BOARD MEE 2216 1885 331 OTHER 1154 1154 1066 1066 957833 859447 98386 0 518042 78244 4063 187398 12901 800648 0 24498 2601 27761 54860 0 X 545788 200000 745788 0 800648 0 -745887 99 X false false false X 264117 469165 371610 388623 89978 1583493 264117 469165 371610 388623 89978 1583493 1583493 9209 2922 7768 9624 1874 31397 12237 2225 3247 4375 78337 100421 1715311 472124 0.92320 0.96300 X PART II, LINE 10 OTHER INCOME 22,084 true 2601 2601 true X SCHEDULE D, PAGE 2, PART IV, LINE 1B CLIENTS MAKE DEPOSITS TO CCCS TRUST ACCOUNT WHICH IS USED TO DISTRIBUTE TO CLIENT CREDITORS. BALANCE IN ACCOUNTS IS RECORDED ON BALANCE SHEET AS AN ASSET WITH A CORRESPONDING LIABILITY FOR AN EQUAL AMOUNT. SCHEDULE D, PAGE 2, PART IV, LINE 2B CLIENTS MAKE DEPOSITS VIA CASHIERS CHECK, MONEY ORDER OR ACH DEBIT. CCCS SUBSEQUENTLY DISBURSES THOSE FUNDS TO THE CLIENTS CREDITORS. false false false false false false false false false JOHN WILLS EXEC DIRECTOR 160561 160561 BUILDING & FURNISHINGS 2025-05-30 641978 SUBSEQUENT 160972260 CONSUMER CREDIT COUNSELING SERVICE OF ROCHESTER INC 1050 UNIVERSITY AVE SUITE A ROCHESTER NY 14607 501(C)(3) false true false true true true true false SCHEDULE N, PAGE 1, PART I, LINE 2E JOHN WILLS, EXECUTIVE DIRECTOR OF CONSUMER CREDIT COUNSELING SERVICES OF SAVANNAH, INC. AND ALL EMPLOYEES OF THE ORGANIZATION RECEIVED A SEVERENCE PACKAGE FOR THEIR SERVICE TO CCCS AND FOR ASSISTING IN THE TRANSITION TO THE NEW ORGANIZATION. FORM 990, PAGE 2, PART III, LINE 4A CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA, INC. (CCCS) IS FOCUSED ON THE FINANCIAL WELL-BEING AND ECONOMIC STABILITY OF INDIVIDUALS AND FAMILIES. IN 2025, CCCS PROVIDED SERVICES TO 670 INDIVIDUALS AND FAMILIES THROUGH FINANCIAL COUNSELING AND EDUCATIONAL PROGRAMS. 357 INDIVIDUALS AND FAMILIES WERE SERVED THROUGH BUDGET COUNSELING, CREDIT COUNSELING, FIRST-TIME HOMEBUYER COUNSELING, DELINQUENT MORTGAGE COUNSELING, REVERSE MORTGAGE COUNSELING AND BANKRUPTCY COUNSELING. CCCS ADDITIONALLY ASSISTED FAMILIES IN THE REPAYMENT OF 85,841.12 TO CREDITORS ON BEHALF OF THE FAMILIES PARTICIPATING IN A DEBT MANAGEMENT PROGRAM. CCCS ALSO PROVIDED 26 FREE FINANCIAL LITERACY WORKSHOPS AND OUTREACH PROGRAMS, COVERING A WIDE ARRAY OF FINANCIAL TOPICS WHICH REACHED 313 INDIVIDUALS. IN MAY OF 2025, CCCS MADE THE STRATEGIC DECISION TO TRANSFER ITS ASSETS AND OPERATIONS TO CONSUMER CREDIT COUNSELING OF ROCHESTER, INC. THE CCCS BOARD MADE THIS DECISION BELIEVING THIS WAS BEST FOR THE CLIENTS AND CONTINUED VIABILITY OF THE MISSION CCCS. FORM 990, PAGE 6, PART VI, LINE 11B 990 CIRCULATED TO BOARD FOR REVIEW PRIOR TO FILING FORM 990, PAGE 6, PART VI, LINE 19 UPON REQUEST