2026-08-03T16:36:37-05:00 2025-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2025-01-01 950951410 CALIFORNIA CREDIT UNION CRED 8182915522 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 MARK LOVEWELL EVP, CFO 8182915522 2026-07-23 1 HAYKAZ VARDGESYAN CPA P01444443 8189549700 2025 2025-03-06 01:10:19Z X MARK LOVEWELL 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 260469150 0 X WWW.CALIFORNIACU.ORG X CREDIT UNION 1939 CA A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. X 7 7 636 14 925157 0 0 0 175044055 192007262 54513308 43297232 13996937 25164656 243554300 260469150 123409 362027 0 0 64331687 67011735 0 0 0 158839449 161548877 223294545 228922639 20259755 31546511 5046381674 0 4731970434 0 314411240 0 X A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, CALIFORNIA CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 WE CONCLUDED ANOTHER SUCCESSFUL YEAR SERVING OUR MEMBERS IN 2025. AT CALIFORNIA CREDIT UNION, WE WERE PROUD TO CONTINUE SUPPORTING OUR MEMBERS AND COMMUNITIES BY HELPING THEM ACHIEVE THEIR FINANCIAL GOALS. ADDING NEW MEMBER VALUE HAS ALWAYS BEEN A KEY PRIORITY AND WE CONTINUED TO DELIVER AS WE WERE ONCE AGAIN CERTIFIED AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI), A DESIGNATION ONLY GIVEN TO ORGANIZATIONS PROVEN TO PROVIDE FINANCIAL SERVICES IN COMMUNITIES THAT HAVE HISTORICALLY LACKED ACCESS TO TRADITIONAL BANKING SERVICES. WE CONTINUED TO OFFER OUR BANK ON CHECKING ACCOUNT WHICH IS A SAFE BANKING SOLUTION DESIGNED FOR PROSPECTIVE MEMBERS WHO MAY NOT QUALIFY FOR OTHER CHECKING ACCOUNT TYPES DUE TO THEIR PAST BANKING HISTORY AT OTHER FINANCIAL INSTITUTIONS. THIS PRODUCT IS FEATURED ON THE NATIONAL BANK ON WEBSITE, WHICH PROVIDES A DIRECT LINK TO OUR WEBSITE. IN 2025, OUR FINANCIAL LITERACY PROGRAMS REACHED 60,000 PROVIDING 40 FINANCIAL EDUCATION MODULES TO ALL MEMBERS AND WEBSITE VISITORS FOR FREE AS WELL AS OFFERING FINANCIAL LITERACY PROGRAMS IN PARTNERSHIP WITH GREENPATH FINANCIAL WELLNESS AND A BITE OF REALITY. CALIFORNIA CREDIT UNION REMAINED COMMITTED TO SUPPORTING OUR COMMUNITIES BY INVESTING OVER $815,000 INTO NEW PARTNERSHIPS, EMPLOYEE VOLUNTEERISM AND INDUSTRY ADVOCACY OPPORTUNITIES. IN 2025, OUR EMPLOYEES SERVED AS VOLUNTEERS ON 21 EDUCATION AND COMMUNITY FOUNDATION BOARDS ACROSS SOUTHERN CALIFORNIA. AND, OUR STAFF CAME TOGETHER TO SUPPORT OPERATION GRATITUDE PUTTING TOGETHER CARE PACKAGES TO SUPPORT OUR MILITARY AND FIRST RESPONDERS, MARCH IN THE SAN DIEGO PRIDE FESTIVAL, DISTRIBUTE SCHOOL SUPPLIES, AND MUCH MORE. 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 1 0 0 1 1 1 0 1 121706 0 1 636 1 1 1 0 0 0 0 0 1 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X SAM NOP CONTROLLER 8182915525 701 NORTH BRAND BLVD 7 FL GLENDALE CA 91203 WALTON GREENE CHAIRMAN 1.00 X 0 0 0 PAMELA FEES VICE CHAIRPERSON 1.00 X 0 0 0 REBECCA COLLIER BOARD SECRETARY 1.00 X 0 0 0 JEFF STONE BOARD TREASURER 1.00 X 0 0 0 TED FUJIMOTO BOARD MEMBER 1.00 X 1188 0 0 EMMANUEL OLAES BOARD MEMBER 1.00 X 845 0 0 MARCIA WADE BOARD MEMBER 1.00 X 0 0 0 VICTOR HANSON FORMER BOARD MEMBER - EMERITUS 1.00 X 0 0 0 JANALYN GLYMPH SUPERVISORY COMMITTEE CHAIR 1.00 X 0 0 0 WILLIAM KALEY SUPERVISORY COMMITTEE SECRETARY 1.00 X 0 0 0 GUILBERT HENTSCHKE SUPERVISORY COMMITTEE MEMBER 1.00 X 836 0 0 SCOTT J SVONKIN SUPERVISORY COMMITTEE MEMBER 1.00 X 1169 0 0 ROGER MCTIGHE FORMER SUPERVISORY COMMITTEE MEMBER 1.00 X 0 0 0 VIVIAN EKCHIAN SUPERVISORY COMMITTEE MEMBER 1.00 X 0 0 0 STEVEN O'CONNELL PRESIDENT, CEO 40.00 X 1220338 0 75154 MARK LOVEWELL EVP, CFO AND PRESIDENT OF CUSO OPS 40.00 X 693852 0 58906 JOHN BRETTHAUER EVP, CHIEF ADMINISTRATIVE OFFICER 40.00 X 1563546 0 75155 ROBERT O'GRADY EVP, CHIEF OPERATING OFFICER 40.00 X 863919 0 58906 HUDSON LEE EVP, CHIEF RISK OFFICER 40.00 X 586236 0 58906 RICHARD HUBENY EVP, CHIEF LENDING OFFICER 40.00 X 550188 0 67350 PATRICK ZARIFIAN EVP, CHIEF EXPERIENCE OFFICER 40.00 X 484876 0 75154 CHARLES LACUESTA SVP, CHIEF INFORMATION OFFICER 40.00 X 409663 0 37010 FRANK BERRIZ CMT PRESIDENT, CEO 40.00 X 389238 0 54294 MARVEL FORD SVP, CHIEF ADVOCACY OFFICER 40.00 X 344019 0 35027 JILL VASANT EVP, CHIEF MARKETING OFFICER 40.00 X 452202 0 34642 SAM NOP VP, CONTROLLER 40.00 X 302233 0 51052 JASON PUGH SVP, MORTGAGE LENDING 40.00 X 288150 0 52460 AMADA MORALES SVP, HUMAN RESOURCES 40.00 X 284372 0 43440 BLANCA DONAHUE SVP, OPERATIONS 40.00 X 282739 0 54441 KIMBERLY SMITH SVP, CONSUMER LENDING 40.00 X 278161 0 50043 KATI MARIE TARQUINI VP, COMPLIANCE AND VENDOR MANAGEMENT 40.00 X 206790 0 12446 IRMA A JIMENEZ VP, MORTGAGE LOAN OFFICER 40.00 X 1127781 0 34777 KEVIN ANDREW WITOWICH FINANCIAL ADVISOR 40.00 X 681334 0 67349 MARGARET VOSKANIAN VP, MORTGAGE LOAN OFFICER 40.00 X 506749 0 53487 CARLO ALBERT BOTON FINANCIAL ADVISOR 40.00 X 497060 0 17537 BRIAN JAMES VENN VP, PROGRAM MANAGER 40.00 X 351060 0 64033 12368544 0 1131569 140 0 1 0 HOWARD ANDERSON ARCHITECTURE 2194 CARMEL VALLEY RD DEL MAR CA 92014 ARCHITECTURE AND PLANNING 183368 WINLY COMMUNICATIONS 9600 DALE AVENUE SHADOW HILLS CA 91040 COMMUNICATION SUPPORT SERVICES 177270 2 INTEREST ON LOANS 522100 171710610 171710610 FEE INCOME 522100 11755764 11620221 135543 OTHER OPERATING INCOME 522100 8540888 7751274 789614 192007262 43297232 43297232 OTHER NON-INTEREST INC 522100 24530541 24530541 GAIN ON SALE OF LOANS 522100 634115 634115 25164656 260469150 259543993 925157 0 352027 10000 12368544 40898472 2888761 7069473 3786485 787836 207594 2765188 7305461 14690272 13454317 11434125 1118286 87572576 8438582 169573 MISCELLANEOUS EXPENSE 4719367 LOAN SERVICING 4183114 PROVISION FOR LOAN LOSS 4130041 OPERATING FEES 440457 132088 228922639 50857382 0 589215080 0 0 0 16023001 0 0 0 0 15002038 0 0 0 112896965 0 953103761 0 0 3213834397 0 23183736 0 72265314 0 5046381674 0 67139283 0 4664831151 0 4731970434 0 X 0 0 0 0 314411240 0 314411240 0 5046381674 0 X 31546511 -122346449 -223611302 X X 0 1 X 1 0 31900 31900 31900 1 BOB ARCHULETA FOR SENATE 2026 CAPITOL OFFICE 1021 O STREET SUIT INGLEWOOD CA 90301 1000 CALIFORNIA CREDIT UNION LEAGUE 2855 E GUASTI ROAD SUITE 600 ONTARIO CA 91761 1400 SABRINA CERVANTES FOR SECRETARY OF STATE 2030 1021 O STREET SUITE 7330 SACRAMENTO CA 95814 2500 SAN DIEGO CREDIT UNIONS' PAC 5890 PACIFIC CENTER BLVD SAN DIEGO CA 92133 5000 TONY STRICKLAND FOR SENATE 2026 301 MAIN STREET SUITE 212 HUNINGTON BEACH CA 92648 3500 COTTIE PETRIE-NORRIS FOR ASSEMBLY 2026 1021 O STREET SUITE 8120 SACRAMENTO CA 95815 1500 MIKE FONG FOR ASSEMBLY 2026 PO BOX 942849 ENCINO CA 91436 1500 RICHARDSON FOR SENATE 2028 1210 O STREET SUITE 7340 SACRAMENTO CA 95815 3500 AVELINO VALENCIA FOR SENATE 2026 1021 O STREET SUITE 4120 SACRAMENTO CA 95815 1500 BLANCA PACHECO FOR ASSEMBLY 2026 1021 0 STREET SUITE 5250 SACRAMENTO CA 95815 1500 JESSE GABRIEL FOR ASSEMBLY 2026 PO BOX 942849 LOS ANGELES CA 90017 1500 JOHN HARABEDIAN FOR ASSEMBLY 2026 PO BOX 942849 ENCINO CA 91436 1500 PHILLIP CHEN FOR ASSEMBLY 2026 3 POINTE DRIVE SUITE 313 YORBA LINDA CA 92886 1500 BLANCA RUBIO FOR ASSEMBLY 2026 1021 0 STREET SUITE 5250 SACRAMENTO CA 95841 1500 MICHELLE RODRIGUEZ FOR ASSEMBLY 2026 PO BOX 942849 POMONA CA 91766 1500 ROSILICIE OCHOA BOGH FOR SENATE 2028 9460 TEGNER ROAD HILMAR CA 95324 1500 PART I-A, LINE 1: THE CREDIT UNION CONTRIBUTES TO INDIVIDUALS RUNNING FOR OFFICES WHO SUPPORT CREDIT UNION ISSUES. THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR FOLLOWING INDIVIDUALS RUNNING FOR STATE ASSEMBLY IN 2025. FOLLOWING ARE THE NAMES, ADDRESSES AND FPPC# OF THE CAMPAIGNS. BOB ARCHULETA FOR SENATE 2026 1021 O STREET, SUITE 6620 SACRAMENTO, CA 95814 ID# 1456585 TONY STRICKLAND FOR SENATE 2026 1021 O STREET, SUITE 6730 SACRAMENTO, CA 95814 ID# 1467958 LAURA RICHARDSON FOR SENATE 2028 1210 O STREET, SUITE 7340 SACRAMENTO, CA 95814 ID# 1478890 AVELINO VALENCIA FOR SENATE 2026 2400 EAST KATELLA AVENUE, SUITE 640 ANAHEIM, CA 92806 ID# 1477383 ROSILICIE OCHOA BOGH FOR SENATE 2028 1021 O STREET, ROOM 7220 SACRAMENTO, CA 95814 ID# 1477276 THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR FOLLOWING INDIVIDUAL RUNNING FOR CONGRESS IN 2025. FOLLOWING IS THE NAME, ADDRESS AND FPPC# OF THE CAMPAIGN. COTTIE PETRIE-NORRIS FOR ASSEMBLY 2026 1021 O STREET, SUITE 8120 SACRAMENTO, CA 95815 ID# 1476936 MIKE FONG FOR ASSEMBLY 2026 1411 S. GARFIELD AVENUE, SUITE 307 ALHAMBRA, CA 91801 ID# 1477447 BLANCA PACHECO FOR ASSEMBLY 2026 1021 O STREET, SUITE 4510 SACRAMENTO, CA 95814 ID# 1476868 JESSE GABRIEL FOR ASSEMBLY 2026 16501 VENTURA BLVD, SUITE 620 ENCINO, CA 91436 ID# 1476845 JOHN HARABEDIAN FOR ASSEMBLY 2026 257 S . FAIR OAKS AVENUE, SUITE 210 PASADENA, CA 91105 ID# 1477449 PHILLIP CHEN FOR ASSEMBLY 2026 18340 YORBA LINDA BLVD, SUITE 107-601 YORBA LINDA, CA 92886 ID# 1476729 BLANCA RUBIO FOR ASSEMBLY 2026 1021 O STREET, SUITE 5250 SACRAMENTO, CA 95814 ID# 1477068 MICHELLE RODRIGUEZ FOR ASSEMBLY 2026 13160 7TH STREET CHINO, CA 91710 ID# 1477034 THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR FOLLOWING CREDIT UNION LEAGUE. FOLLOWING IS THE NAME, ADDRESS AND FPPC# OF THE LEAGUE. SAN DIEGO CREDIT UNIONS' PAC 5890 PACIFIC CENTER BLVD. SAN DIEGO, CA 92123 ID# 1239870 1 CHILDREN'S MIRACLE NETWORK 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)(3) 23200 0 FMV TO RAISE FUNDS AND AWARENESS FOR LOCAL CHILDREN'S HOSPITALS IN CALIFORNIA AND NEVADA. SAN DIEGO AIR & SPACE MUSEUM 2001 PAN AMERICAN PLAZA SAN DIEGO CA 92101 952253027 501(C)(3) 15000 0 FMV TO ASSIST IN GROWING THE MUSEUM'S YOUTH EDUCATION PROGRAMS. CALIFORNIA CREDIT UNION FOUNDATION 515 S FIGUEROA ST STE 1110 LOS ANGELES CA 90071 931738634 501(C)(3) 100000 0 FMV TO EMPOWER LOCAL COMMUNITIES BY FUNDING STUDENT SCHOLARSHIPS, TEACHER GRANTS, AND EDUCATIONAL INITIATIVES THAT PROMOTE FINANCIAL WELL-BEING AND COMMUNITY GROWTH. ASSOCIATED ADMINISTRATORS OF LOS ANGELES 1910 WEST SUNSET BLVD STE 850 LOS ANGELES CA 90026 953670035 501(C)(5) 5500 0 FMV TO SPONSOR THE SPRING AND FALL REPRESENTATIVE MEETINGS. CA COUNCIL ON ECONOMIC EDUCATION 3605 LONG BEACH BLVD 334 LONG BEACH CA 90807 330237320 501(C)(3) 7000 0 FMV TO HELP SUPPORT THE BIPOC FINANCIAL LITERACY IN TITLE SCHOOLS, AND ASSIST WITH THE ECONOMIC AND FINANCIAL LITERACY PROGRAMS. CLASSROOM OF THE FUTURE FOUNDATION 6401 LINDA VISTA ROAD ROOM 207 SAN DIEGO CA 92111 330765068 501(C)(3) 11600 0 FMV TO PROVIDE SUPPORT TO STUDENT LEARNING, SCHOLARSHIP PROGRAMS, EDUCATOR NETWORKING AND RECOGNITION EVENTS THROUGHOUT THE YEAR. CHULA VISTA ELEMENTARY SCHOOL DISTRICT 84 EAST J ST CHULA VISTA CA 91910 956000613 501(C)(3) 5560 0 FMV TO HELP PROVIDE CVESD STAFF WITH FINANCIAL RESOURCES DURING ORIENTATIONS AND SUPPORTS LOCAL SCHOOL PROGRAMS, AS WELL AS SPONSOR APPRECIATION RECEPTIONS. EASTLAKE EDUCATIONAL FOUNDATION PO BOX 210004 CHULA VISTA CA 91921 330678106 501(C)(3) 6000 0 FMV TO IMPROVE AND SUPPORT THE QUALITY OF EDUCATION THROUGH STEAM INITIATIVES. GREATER LOS ANGELES EDUCATION FOUNDATION 9300 IMPERIAL HIGHWAY EC 106 DOWNEY CA 90242 474426889 501(C)(3) 27900 0 FMV TO HELP PROVIDE RESOURCES FOR EDUCATORS, SUPPORTIVE LEARNING AND ASSIST IN SPONSORING THE ACADEMIC DECATHLON. LOS ANGELES UNIFIED SCHOOL DISTRICT 333 S BEAUDRY AVE 24TH FLOOR LOS ANGELES CA 90017 956001908 501(C)(3) 29936 0 FMV DISTRICT TEACHERS OF THE YEAR; PRINCIPAL AND ASSISTANT PRINCIPAL OF THE YEAR; EVERYDAY HEROES; NBCT TO HELP STUDENTS ACHIEVE ACADEMIC SUCCESS THROUGH EDUCATIONAL PROGRAMSAND SUPPORT TEACHERS BY SPONSORING YEARLY AWARDS. LOS ANGELES UNIFIED SCHOOL DISTRICT EDUCATION FOUNDATION 333 S BEAUDRY AVE 24TH FLOOR LOS ANGELES CA 90017 680503221 501(C)(3) 25000 0 FMV TO HELP STRENGTHEN TARGETED DISTRICT PROGRAMS AND LEARNING INITIATIVES, ENSURING EQUITABLE OPPORTUNITIES FOR EVERY CHILD'S ACADEMIC SUCCESS LOS ANGELES CITY SCHOOLS AUXILIARY SERVICES TRUST FUND 333 SOUTH BEAUDRY LOS ANGELES CA 90017 956001917 501(C)(3) 10000 0 FMV TO SUPPORT STUDENT-RELATED ACTIVITIES, DISTRICT-WIDE ATHLETIC AND MUSICAL EVENTS. NORTH COUNTY AFRICAN AMERICAN WOMENS ASSOCIATION 4140 OCEANSIDE BLVD 159-61 OCEANSIDE CA 92056 330678934 501(C)(3) 10000 0 FMV TO SPONSOR STUDENT SCHOLARSHIPS AND HELP FOSTER CULTURAL APPRECIATION THROUGH EDUCATION. PASADENA EDUCATIONAL FOUNDATION 351 SOUTH HUDSON AVE ROOM 153 PASADENA CA 91101 237149451 501(C)(3) 6991 0 FMV TO ASSIST AND SPONSOR EVENTS THAT HELP IMPROVE EDUCATIONAL RESOURCES. SAN DIEGO EDUCATORS ASSOCIATION 10393 SAN DIEGO MISSION RD 100 SAN DIEGO CA 92108 951185804 501(C)(5) 5200 0 FMV TO HELP SPONSOR EVENTS THAT SUPPORT AND SHOW APPRECIATION TO EDUCATORS. UNITED TEACHERS LOS ANGELES 3303 WILSHIRE BLVD 10TH FLOOR LOS ANGELES CA 90010 952635019 501(C)(5) 7000 0 FMV TO ASSIST IN SPONSORING EQUITY IN PUBLIC EDUCATION THROUGH THE ANNUAL LEADERSHIP CONFERENCE. UNITED TEACHERS EDUCATIONAL FOUNDATION 3303 WILSHIRE BLVD 10TH FLOOR LOS ANGELES CA 90010 954267060 501(C)(3) 6500 0 FMV TO HELP ASSIST TEACHERS IN THEIR PROFESSION THROUGH SEMINARS AND ADVANCED TRAINING EVENTS. WILLIAM S HART EDUCATION FOUNDATION 21380 CENTRE POINTE PARKWAY SANTA CLARITA CA 91350 454705593 501(C)(3) 7740 0 FMV TO HELP BENEFIT STUDENTS AND THE COMMUNITY WELLNESS THROUGH EDUCATIONAL PROGRAMS, STEM, LITERACY, SPECIAL EDUCATION, ARTS, COLLEGE AND CAREER READINESS. SCRIPPS HOWARD FUND 312 WALNUT ST STE 2800 CINCINNATI OH 45202 872877540 501(C)(3) 5000 0 FMV TO ASSIST IN THE PURCHASE OF BOOKS THAT ARE PROVIDED TO TITLE I SCHOOLS TO REACH UNDERSERVED CHILDREN. FRIENDS OF AALA 1910 WEST SUNSET BLVD STE 850 LOS ANGELES CA 90026 274630433 501(C)(3) 5000 0 FMV TO HELP PROVIDE SCHOLARSHIPS TO STUDENTS IN LAUSD. 17 3 SCHOLARSHIPS 4 10000 FMV X X 1 1 X X X X X 0 1 0 STEVEN O'CONNELL PRESIDENT, CEO 966015 0 218563 0 35760 0 21000 0 54154 0 1295492 0 0 0 MARK LOVEWELL EVP, CFO AND PRESIDENT OF CUSO OPS 537825 0 134355 0 21672 0 21000 0 37906 0 752758 0 0 0 JOHN BRETTHAUER EVP, CHIEF ADMINISTRATIVE OFFICER 450774 0 95004 0 1017768 0 21000 0 54155 0 1638701 0 0 0 ROBERT O'GRADY EVP, CHIEF OPERATING OFFICER 680509 0 167232 0 16178 0 21000 0 37906 0 922825 0 0 0 HUDSON LEE EVP, CHIEF RISK OFFICER 470751 0 98273 0 17212 0 21000 0 37906 0 645142 0 0 0 RICHARD HUBENY EVP, CHIEF LENDING OFFICER 416650 0 87519 0 46019 0 21000 0 46350 0 617538 0 0 0 PATRICK ZARIFIAN EVP, CHIEF EXPERIENCE OFFICER 379672 0 61821 0 43383 0 21000 0 54154 0 560030 0 0 0 CHARLES LACUESTA SVP, CHIEF INFORMATION OFFICER 326281 0 53887 0 29495 0 21000 0 16010 0 446673 0 0 0 FRANK BERRIZ CMT PRESIDENT, CEO 228076 0 150000 0 11162 0 15909 0 38385 0 443532 0 0 0 MARVEL FORD SVP, CHIEF ADVOCACY OFFICER 280804 0 46741 0 16474 0 19017 0 16010 0 379046 0 0 0 JILL VASANT EVP, CHIEF MARKETING OFFICER 384670 0 55935 0 11597 0 21000 0 13642 0 486844 0 0 0 SAM NOP VP, CONTROLLER 248027 0 33273 0 20933 0 17459 0 33593 0 353285 0 0 0 JASON PUGH SVP, MORTGAGE LENDING 251855 0 31238 0 5057 0 17777 0 34683 0 340610 0 0 0 AMADA MORALES SVP, HUMAN RESOURCES 227905 0 29198 0 27269 0 16948 0 26492 0 327812 0 0 0 BLANCA DONAHUE SVP, OPERATIONS 226576 0 28390 0 27773 0 17527 0 36914 0 337180 0 0 0 KIMBERLY SMITH SVP, CONSUMER LENDING 238653 0 29496 0 10012 0 17099 0 32944 0 328204 0 0 0 KATI MARIE TARQUINI VP, COMPLIANCE AND VENDOR MANAGEMENT 182704 0 23406 0 680 0 12410 0 36 0 219236 0 0 0 IRMA A JIMENEZ VP, MORTGAGE LOAN OFFICER 31060 0 1086176 0 10545 0 21000 0 13777 0 1162558 0 0 0 KEVIN ANDREW WITOWICH FINANCIAL ADVISOR 173860 0 506990 0 484 0 21000 0 46349 0 748683 0 0 0 MARGARET VOSKANIAN VP, MORTGAGE LOAN OFFICER 25572 0 469179 0 11998 0 20543 0 32944 0 560236 0 0 0 CARLO ALBERT BOTON FINANCIAL ADVISOR 47332 0 448784 0 944 0 16737 0 800 0 514597 0 0 0 BRIAN JAMES VENN VP, PROGRAM MANAGER 163680 0 166658 0 20722 0 8963 0 55070 0 415093 0 0 0 PART I, LINE 1A COMPANION TRAVEL IS REPORTED AS NONEMPLOYEE COMPENSATION ON FORM 1099-MISC ISSUED TO THE COMPANION. PART I, LINE 4B THE CREDIT UNION HAS A NONQUALIFIED DEFERRED COMPENSATION PLAN FOR CERTAIN EXECUTIVES UNDER IRC SECTION 457(F). TO SUPPORT THE DEFERRED COMPENSATION PLAN, THE CREDIT UNION HAS ELECTED TO PURCHASE CREDIT UNION OWNED VARIABLE LIFE INSURANCE AND VARIABLE ANNUITIES. THE CASH SURRENDER VALUE OF THESE INVESTMENTS, INCLUDED IN OTHER ASSETS, WAS $9 MILLION AND $9.4 MILLION AS OF DECEMBER 31, 2025 AND 2024, RESPECTIVELY. THE CURRENT PARTICIPANTS ARE MARK LOVEWELL, JOHN BRETTHAUER, ROBERT O'GRADY, AND HUDSON LEE. TRANSFER OF NET ASSETS 2025-12-31 223611302 BOOK VALUE 950951410 CALIFORNIA FEDERAL CREDIT UNION 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 501(C)(1) 1 1 0 0 0 1 1 0 0 PART I, LINE 2E: EXPLANATION OF INVOLVEMENT: ALL BOARD MEMBERS AND EMPLOYEES WILL KEEP THEIR ROLES AT CALIFORNIA CREDIT UNION. THE CREDIT UNION IS CONVERTING FROM A STATE CHARTER TO A FEDERAL CHARTER. NO TRANSFER OF ASSETS ACTUALLY TRANSPIRED. ALL EMPLOYEES AND BOARD MEMBERS WILL REMAIN IN THEIR ROLES AT THE CREDIT UNION. THE CREDIT UNION IS FILING A FINAL FORM 990 FOR THE TAX PERIOD THAT ENDED WITH THE CONVERSION TO A FEDERAL CHARTER. FORM 990, PAGE 1, BOX B- FINAL RETURN: CALIFORNIA CREDIT UNION CONVERTED TO A FEDERAL CHARTER EFFECTIVE OCTOBER 29, 2025. WITH THIS CONVERSION, THE ORGANIZATION, UNDER SECTION 501(C)(1), IS NO LOGER REQUIRED TO FILE ANNUAL INFORMATION RETURNS. AS SUCH, THIS IS THE FINAL TAX RETURN FOR THE PERIOD JANUARY 1, 2025 THROUGH DECEMBER 31,2025. FORM 990, PART IV, LINE 26: THE CREDIT UNION ENTERED INTO THREE NEW SPLIT-DOLLAR LIFE INSURANCE AGREEMENTS DURING THE YEAR WITH CERTAIN OFFICERS. THESE ARRANGEMENTS ARE BEING REPORTED IN CONNECTION WITH THE CREDIT UNION'S FINAL FORM 990 FILING AS A STATE-CHARTERED CREDIT UNION PRIOR TO ITS CONVERSION TO A FEDERALLY CHARTERED CREDIT UNION. AS REQUIRED UNDER 26 C.F.R. 1.7872-15(D)(2), THE CREDIT UNION IS INCLUDING A REPRESENTATION FOR EACH NEW SPLIT-DOLLAR AGREEMENT. EACH REPRESENTATION IS INTENDED TO SATISFY THE REGULATORY REQUIREMENT APPLICABLE TO SPLIT-DOLLAR LOAN ARRANGEMENTS AND TO DOCUMENT THE PARTIES' EXPECTATION THAT THE AMOUNTS ADVANCED UNDER THE ARRANGEMENT WILL BE REPAID IN ACCORDANCE WITH THE TERMS OF THE AGREEMENT. COPIES OF THE APPLICABLE REPRESENTATIONS ARE ATTACHED FOR EACH OF THE THREE NEW AGREEMENTS. FORM 990, PART VI, SECTION A, LINE 6 CALIFORNIA CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. CALIFORNIA CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF CALIFORNIA CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION'S FORM 990, RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX, IS PREPARED BY AN OUTSIDE ACCOUNTING FIRM. COMPLETED FORM IS REVIEWED BY MANAGEMENT AND A COPY IS PROVIDED TO THE BOARD OF DIRECTORS FOR INFORMATIONAL PURPOSES PRIOR TO SUBMISSION. FORM 990, PART VI, SECTION B, LINE 12C THERE ARE REGULAR COMPLIANCE REVIEWS BY THE CREDIT UNION'S COMPLIANCE OFFICER WHICH ADDRESSES COMPLIANCE WITH ALL CREDIT UNION POLICIES. IN ADDITION, REGULATORS AND CPA'S MONITOR COMPLIANCE DURING THEIR PERIODIC AND ANNUAL AUDITS. FORM 990, PART VI, SECTION B, LINE 15 THE VICE PRESIDENT OF HUMAN RESOURCES CONTRACTS WITH EXTERNAL CONSULTING COMPANY, HRN PERFORMANCE SOLUTIONS, WHO PROVIDES MARKET SURVEYS ON COMPENSATION FOR KEY OFFICERS. COMPENSATION COMMITTEE REVIEWS AND APPROVES THE RESULTS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS AVAILABLE TO MEMBERS UPON REQUEST BY PROVIDING PAPER OR ELECTRONIC COPIES BY WHICHEVER MEANS REQUESTED. FORM 990, PART VI, SECTION A, LINE 4: THE CREDIT UNION SOLD CUSO SUBSIDIARY, CALIFORNIA MEMBERS TITLE COMPANY (CMTC), IN MARCH 2025. FORM 990, PART XI, LINE 9: TRANSFER OF NET ASSETS DUE TO CONVERSION TO A FEDERAL CREDIT UNION -223,611,302. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. CALIFORNIA CREDIT UNION FOUNDATION 701 N BRAND BLVD STE 700 GLENDALE CA 92103 931738634 COLLECTION OF CHARITABLE DONATIONS FROM EMPLOYEES AND GENERAL PUBLIC CA 501(C)(3) 170(B)(1)(A)(VI) CALIFORNIA CREDIT UNION 0 CALIFORNIA MEMBERS TITLE INSURANCE COMPANY 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 465751336 INSURANCE SERVICES CA CALIFORNIA MEMBERS HOLDING COMPANY C 1054722 2792787 1.00000 1 CALIFORNIA MEMBERS HOLDING COMPANY 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 465739707 FINANCIAL SERVICES CA CALIFORNIA CREDIT UNION C 2792787 1.00000 1 CALIFORNIA MEMBERS TITLE COMPANY 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 352589911 INSURANCE SERVICES CA CALIFORNIA CREDIT UNION C 1.00000 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 CALIFORNIA MEMBERS TITLE INSURANCE COMPANY Q 740233 ACTUAL AMOUNT PAID CALIFORNIA CREDIT UNION FOUNDATION B 100000 ACTUAL AMOUNT PAID