2026-06-24T21:44:15-05:00 2025-12-31 994260840 DOEREN MAYHEW 8785 SW 165TH AVE STE 303 MIAMI FL 33193 990 2025-01-01 591022425 STATE CHARTERED CREDIT UNIONS IN FLORIDA ADVENTHEALTH CREDIT UNION STAT 4073031527 351 S STATE ROAD 434 1009 ALTAMONTE SPRINGS FL 32714 ADAM NEUSAENGER PRESIDENT/CEO 4073031527 2026-06-23 1 AUBREY CLEGG P01076395 3052328272 2025 2025-03-06 01:10:19Z ADVENTHEALTH CREDIT UNION ADAM NEUSAENGER 351 S STATE ROAD 434 1009 ALTAMONTE SPRINGS FL 32714 7997409 0 2106 X WWW.AHCU.CC X 1955 FL OUR MISSION IS TO EMPOWER MEMBERS TO ACHIEVE THEIR FINANCIAL GOALS. 9 9 32 13 31251 0 0 300000 6196723 6862459 549064 834950 0 0 6745787 7997409 0 34063 0 0 2145525 2425154 0 0 0 3835178 4227001 5980703 6686218 765084 1311191 110321533 121930527 102468914 112113182 7852619 9817345 OUR MISSION IS TO EMPOWER MEMBERS TO ACHIEVE THEIR FINANCIAL GOALS. 0 0 SHARES - THE CREDIT UNION SERVICED 23,873 DEPOSIT ACCOUNTS WITH AN AGGREGATE BALANCE OF OVER $107 MILLION AS OF DECEMBER 31, 2025. LOANS - THE CREDIT UNION HAS OVER 5,200 LOANS OUTSTANDING THAT HAVE AN AGGREGATE BALANCE OF APPROXIMATELY $94 MILLION AS OF DECEMBER 31, 2025. FINANCIAL SERVICES - THE CREDIT UNION OFFERS A VARIETY OF FINANCIAL SERVICES FOR ITS MEMBERS. 0 1 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 5316 0 1 32 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X VERONICA GURMENDI 4073257670 351 S STATE ROAD 434 SUITE 1009 ALTAMONTE SPRINGS FL 32714 PATRICK DEEGAN CHAIR 1.00 X 0 0 0 KATHY REEP VICE CHAIR 1.00 X 0 0 0 CECIL LOWRY TREASURER 1.00 X 0 0 0 GREGORY EDRIS SECRETARY 1.00 X 0 0 0 WILLIAM COCHRAN BOARD MEMEBER 1.00 X 0 0 0 SHERYL MOORHEAD BOARD MEMEBER 1.00 X 0 0 0 KRISTIN ULANOFF BOARD MEMEBER 1.00 X 0 0 0 ABEL BIRI BOARD MEMEBER 1.00 X 0 0 0 TIMOTHY COOK BOARD MEMEBER 1.00 X 0 0 0 DANIEL MYERS SUPERVISORY COMMITTEE CHAI 1.00 X 0 0 0 ARMANDO TAGALOG SUPERVISORY COMMITTEE MEMB 1.00 X 0 0 0 KELLEY MORING SUPERVISORY COMMITTEE MEMB 1.00 X 0 0 0 ALBERT LEE SUPERVISORY COMMITTEE MEMB 1.00 X 0 0 0 JOHN ADAM NEUSAENGER PRESIDENT/CEO 40.00 X 208174 0 40992 VERONICA GURMENDI CONTROLLER 40.00 X 110448 0 25659 SHUSHILYA MOHAMMED CHIEF OPERATING OFFICER 40.00 X 127402 0 25770 446024 0 92421 3 0 1 0 ADVENTHEALTH 900 HOPE WAY ALTAMONTE SPRINGS FL 32714 PAYROLL FOR LEASED EMPLOYEES 2406792 CU ANSWERS 6000 28TH ST SE SUITE 100 GRAND RAPIDS MI 49546 CORE SOFTWARE PROVIDER 293914 VELERA 580 CARILLON PARKWAY ST PETERSBURG FL 33716 DEBIT/CREDIT PROCESSING 221142 3 300000 300000 INTEREST INCOME ON LOA 522100 5333295 5333295 FEES/CHARGES/OTHR INCO 522100 1497913 1497913 UNRELATED BUSINESS INC 520000 31251 31251 6862459 834950 834950 7997409 7666158 31251 0 X 34063 385273 1769670 66073 46803 157335 11822 100752 30074 88819 391832 167701 1724 77499 2131904 75262 39616 LOAN SERVICING 661649 PROVISION FOR LOAN LOSS 214125 OTHER PROFESSIONAL EXPE 121327 OTHER EXPENSES 111395 1500 6686218 629471 581773 5738964 8287347 1699921 2528047 86825282 93969822 28097 147264 1342471 783307 601400 559164 11756113 12718248 451270 465379 2591015 2673483 110321533 121930527 2207082 2364071 2500000 2200000 97761832 107549111 102468914 112113182 X 0 0 0 0 7852619 9817345 7852619 9817345 110321533 121930527 1311191 653535 0 X X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 895371 404931 490440 447100 378376 68724 559164 CHRISTMAS CLUBS 108095 ESCROW CLUB 582 NONMEMBER CERTIFICATES 5218000 PRIMARY SHARES 30804272 SAVERS CHOICE 338526 SHARE CERTIFICATES 38890994 SHARE DRAFTS 16871805 SHARE MONEY MARKET 12527266 TRADITIONAL IRA CD 2360764 TRADITIONAL IRA SAVINGS 428807 107549111 X 7997409 0 7997409 0 7997409 6686218 0 6686218 0 6686218 PART X, LINE 2: THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION. 1 ADVENTHEALTH UNIVERSITY 671 WINYAH DRIVE ORLANDO FL 32803 593069793 501(C)(3) 34063 0 DONATION TO SUPPORT SCHOLARSHIPS AND HOMECOMING EVENT. 1 PART I, LINE 2: CHARITABLE CONTRIBUTIONS ARE NOT GRANTS AND ARE NOT SUBSEQUENTLY MONITORED. X X 0 0 0 JOHN ADAM NEUSAENGER PRESIDENT/CEO 170588 0 36144 0 1442 0 10337 0 30655 0 249166 0 0 0 SHUSHILYA MOHAMMED CHIEF OPERATING OFFICER 109759 0 17363 0 280 0 6356 0 19414 0 153172 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS MEMBERS. MEMBERS ARE REQUIRED TO MAINTAIN A MINIMUM BALANCE OF $5.00 ON DEPOSIT IN A SHARE ACCOUNT. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION ELECT THE MEMBERS OF THE BOARD OF DIRECTORS ONCE A YEAR AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B THE MEMBERS OF THE CREDIT UNION ELECT THE MEMBERS OF THE BOARD OF DIRECTORS ONCE A YEAR AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11B A THIRD PARTY CPA FIRM IS USED TO COMPLETE THE RETURN. A DRAFT RETURN IS PRESENTED TO THE CONTROLLER AND THE CEO FOR REVIEW. ONCE A REVIEW OF THE DRAFT IS COMPLETED AND ANY CORRECTIONS ARE MADE, THE RETURN IS FILED. FORM 990, PART VI, SECTION B, LINE 12C ANY EMPLOYEE, DIRECTOR OR COMMITTEE MEMBER FROM THIS CREDIT UNION WHO IS OFFERED, RECEIVES OR ANTICIPATES RECEIVING ANYTHING OF VALUE WILL DISCLOSE IT TO THE CREDIT UNION SUPERVISORY COMMITTEE OR DESIGNATED OFFICIAL FOR THIS PURPOSE. THE SUPERVISORY COMMITTEE WILL KEEP WRITTEN RECORDS OF THE DISCLOSURES. FORM 990, PART VI, SECTION B, LINE 15 PEER SALARY SURVEY DATA AND PERFORMANCE EVALUATIONS ARE USED TO DETERMINE COMPENSATION. COMPENSATION FOR THE CEO IS DETERMINED/REVIEWED BY THE BOARD OF DIRECTORS ANNUALLY. SENIOR MANAGEMENT EMPLOYEES RECEIVE ANNUAL EVALUATIONS BY THE CEO. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION HAS A MEMBER ACCESS TO RECORDS POLICY IN PLACE. REQUESTS ARE MADE IN WRITING AND FORWARDED TO THE CEO FOR REVIEW PRIOR TO RELEASING INFORMATION. FINANCIAL STATEMENTS ARE POSTED MONTHLY AT EACH BRANCH LOCATION AND THE PUBLIC HAS ACCESS TO REVIEW THE QUARTERLY CALL REPORT ONLINE AT WWW.NCUA.GOV. FORM 990, PART IX, LINE 24E SHARE INSURANCE 1,500. FORM 990, PART XII, LINE 2C: THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR.