2026-06-24T16:52:42-05:00 2025-12-31 582676261 Rogers & Company PLLC 1775 Tysons Boulevard Suite 1200 McLean VA 22102 990 2025-01-01 520880625 Consumer Federation of America CONS 2023876121 1620 I Street NW Ste 200 Washington DC 200064030 Susan Weinstock President and CEO 2023876121 2026-06-24 1 Lori A Collingsworth P00639819 7038930300 2026-06-11 2025 2025-03-06 01:10:19Z Susan Weinstock 1620 I Street NW Ste 200 Washington DC 200064030 12553919 0 X https://consumerfed.org/ X 1968 NY CFA is a research, advocacy, education, and service organization. 24 24 23 0 0 0 8583562 10702229 441089 439821 254394 364769 -24433 -38096 9254612 11468723 7720 48000 0 0 2497884 2841907 0 0 25133 1047209 1250208 3552813 4140115 5701799 7328608 9318186 16474240 1144095 971541 8174091 15502699 X The Consumer Federation of America (CFA) is an association of non-profit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. See Schedule O for continuation 0 0 2684690 48000 439821 CFA Programs- CFA Programs advance the consumer interest through research, advocacy, and education. Education - CFA disseminates information on consumer issues to the public and the media as well as to policymakers and other public interest advocates. This is achieved by national social marketing campaigns, national education information and distribution, conferences, reports, news releases and by website. Research - CFA investigates consumer issues, behaviors and attitudes using surveys, polling, focus groups, and literature reviews. The findings assist consumer advocates and policymakers as well as individual consumers. This research also provides the basis for consumer information and education efforts.See Schedule O for continuation. 509369 America Saves- America Saves is a campaign that motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non-profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.See Schedule O for continuation. 3194059 1 1 0 1 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 23 0 1 23 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 24 24 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 0 0 NY X Tony Lucas CFA Administrative Dire 2023876121 1620 I Street NW Ste 200 Washington DC 200064030 Janet Domenitz Chair 1.00 X X 0 0 0 Ann Baddour Vice Chair 1.00 X X 0 0 0 Beverly Brown Ruggia Vice Chair 1.00 X X 0 0 0 David Butler Vice Chair 1.00 X X 0 0 0 Liz Coyle Vice Chair 1.00 X X 0 0 0 Irene Leech Vice Chair 1.00 X X 0 0 0 Susanna Montezemolo Vice Chair 1.00 X X 0 0 0 Willard P Ogburn Vice Chair 1.00 X X 0 0 0 Abe Scarr Vice Chair 1.00 X X 0 0 0 Robert Herrell Secretary/Treasurer 1.00 X X 0 0 0 Jessica AcMoody Director 1.00 X 0 0 0 Bill Cheney Director 1.00 X 0 0 0 Jeffrey Connor Director 1.00 X 0 0 0 Alane Dent Director 1.00 X 0 0 0 Keisha Deonarine Bross Director 1.00 X 0 0 0 Anna Flores Director 1.00 X 0 0 0 Alan Goldblatt Director 1.00 X 0 0 0 Alexis Iwanisziw Director 1.00 X 0 0 0 Rob Larew Director 1.00 X 0 0 0 Doug OBrien Director 1.00 X 0 0 0 Cy Richardson Director 1.00 X 0 0 0 Rosemary Shahan Director 1.00 X 0 0 0 Emily Troncoso Director 1.00 X 0 0 0 LaChandra White Director 1.00 X 0 0 0 Susan Weinstock President and CEO 37.50 X 290915 0 13550 Thomas Gremillion Director of Food Policy 37.50 X 168952 0 30666 Benjamin Winters Director of AI & Data Privacy 37.50 X 137250 0 8652 Corey Fryer Director of Investment Protection 37.50 X 125400 0 8522 Tony Lucas Administrative Director 37.50 X 138657 0 7018 Anna Marie Lowery Director of Meetings & Events 37.50 X 132283 0 25818 993457 0 94226 11 0 1 0 Douglas Heller 1620 I Street NW Ste 200 Washington DC 20006 Insurance consultant 131039 1 156725 97126 763907 9684471 10702229 Conferences 611710 424100 424100 Honoraria and publications 611710 15721 15721 439821 364769 364769 1027500 1027500 0 19600 97126 57696 -38096 -38096 11468723 439821 0 326673 X 48000 48000 304465 229042 74092 1331 2060818 1594592 456984 9242 80532 60583 19598 351 203869 153366 49612 891 192223 144605 46778 840 25261 25261 38126 38126 9728 9728 445766 383650 59993 2123 42375 3794 38581 41732 31555 7461 2716 84433 73194 11060 179 223401 167685 54739 977 66104 51435 8399 6270 209985 204854 5131 23007 17418 5489 100 5942 4459 1457 26 Subscriptions/Publicat. 34073 25827 8159 87 Taxes and licenses 275 0 275 0 4140115 3194059 920923 25133 8367641 15594772 70795 95000 32000 77500 14860 21361 432959 346632 37246 86327 795644 599280 9318186 16474240 138250 206161 1005845 765380 1144095 971541 X 6433786 13495715 1740305 2006984 8174091 15502699 9318186 16474240 7328608 0 X X 0 1 X 1 0 X 2153248 1773448 1285425 8583562 10702229 24497912 2153248 1773448 1285425 8583562 10702229 24497912 13672746 10825166 10011 50693 147520 254394 364769 827387 25325299 2638743 0.42740 0.51450 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 663 12279 12942 4175141 4188083 359404 89851 0 0 341466 338610 329366 359404 1368846 2053269 85862 22439 42591 12942 163834 85367 84653 82342 89851 342213 513320 5862 147 1488 663 8160 76518 76518 0 133578 108807 24771 222863 161307 61556 86327 Lease liabilities - operating lease 765380 765380 X 11516691 57696 57696 11458995 9728 9728 11468723 4188083 57696 57696 4130387 9728 9728 4140115 Part X, Line 2: Management has evaluated CFA's tax positions and has determined that CFA has taken no uncertain tax positions that require either recognition or disclosure in the accompanying financial statements. Part XI, Line 2d - Other Adjustments: Fundraising Events- Direct Expenses 57,696. Part XII, Line 2d - Other Adjustments: Fundraising Events- Direct Expenses 57,696. Awards Dinner 116726 97126 19600 5376 52320 116726 97126 19600 5376 52320 57696 -38096 1 Alaska Public Interest Research Group PO Box 201416 Anchorage AK 99520 920047627 501(c)(3) 38000 0 Consumer Financial Protection New Jersey Citizen Action Education Fund 625 Broad Street Ste 270 Newark NJ 07102 222493628 501(c)(3) 10000 0 Organizational Support 2 0 Part I, Line 2: Grant requests are submitted in writing to CFA and include the dollar amount being requested, a brief background of the organization applying for funding, a description of the project for which the organization is seeking funds, and a copy of the organization's determination letter. Grants awarded support CFA's exempt purpose of research, advocacy and education. X 0 0 0 0 0 0 0 0 0 Susan Weinstock President and CEO 286699 0 0 0 4216 0 13550 0 0 0 304465 0 0 0 Thomas Gremillion Director of Food Policy 168952 0 0 0 0 0 8748 0 21918 0 199618 0 0 0 Anna Marie Lowery Director of Meetings & Events 132283 0 0 0 0 0 6923 0 18895 0 158101 0 0 0 Form 990, Part III, Line 1, Description of Organization Mission: CFA is a research, advocacy, education, and service organization. As a research organization, CFA investigates consumer issues, behavior, and attitudes through surveys, focus groups, investigative reports, economic analysis, and policy analysis. The findings of such research are published in reports that assist consumer advocates and policymakers as well as individual consumers. They provide an important basis for the policy positions and work of the organization. As an advocacy organization, CFA works to advance pro-consumer policies on a variety of issues before Congress, the White House, federal and state regulatory agencies, state legislatures, and the courts. We communicate and work with public officials to promote beneficial policies, oppose harmful ones, and ensure a balance debate on issues important to consumers. As an education organization, CFA disseminates information on consumer issues to the public and news media, as well as to policymakers and other public interest advocates. To do so, we utilize reports, books, brochures, news releases, press conferences, a newsletter, conferences, forums, and this website. Of special importance are the on-line newsletter CFAnews Update, three annual conferences Consumer Assembly, Financial Services Conference, and Food Policy Conference. As a service organization, CFA assists individuals and organizations. Our principal service to individuals is through the America Saves campaign which we organized in 2000 and have managed since then. Our services to organizations, with a special focus on CFA member groups, includes CFAnews Update, our three annual conferences, our State and Local Resource Center, our Consumer Cooperative Advisory Group, and our annual Awards Dinner that recognizes distinguished public, consumer, and media service. Form 990, Part III, Line 4a, CFA Programs (continued): Advocacy - CFA works to advance pro-consumer policy on a variety of issues before Congress, the White House, federal and state regulatory agencies, state legislatures, and the courts. CFA's staff works with public officials to promote beneficial policies and to ensure a balanced debate on important consumer issues. Form 990, Part III, Line 4b, America Saves (continued): We provide free financial tools, savings services, advice, and resources that help Americans from every income level take the steps needed to take charge of their finances and manage money more effectively. By inspiring a strong savings ethic in people, we can improve the financial health of our schools and businesses, our communities, and our nation. America Saves also targets two populations with unique savings needs through: Veterans Saves- A program which seeks to motivate, support, and encourage veterans and their families to save money, reduce debt, and build wealth. America Saves for Young Workers- A program to support and motivate young workers to use direct deposit to save part of their pay through their first-time work experience. Form 990, Part VI, Section A, line 6 CFA membership is limited to non-profit organizations or associations that support the goals and programs of CFA; and city, county, or state government consumer protection agencies. Form 990, Part VI, Section A, line 7a CFA membership entitles member organizations to elect the Board of Directors. Form 990, Part VI, Section B, line 11b A draft of the 990 is reviewed by the organization prior to finalizing the return. The completed 990 form is available to Board members prior to filing. Form 990, Part VI, Section B, line 12c Once a year Board Members and key employees are asked to disclose for the record any perceived conflict of interest, in a signed written statement identifying to the best of their knowledge: (1) any entity of which the director or key employee is an officer, director, trustee, member, owner or employee with which CFA has a relationship, (2) any transaction in which CFA is a participant and in which the director or key employee might have a conflicting interest, and (3) any transactions your organization entered into with another Board Member or Board Member's organization. Copies of all such statements are provided to the chair of CFA's Board. Exclusion of Conflicted Person From Decision-Making: The disinterested members of the Board, or in the absence of a Board meeting, the disinterested members of the Executive Committee of the Board, may determine whether the disclosed conflict is such that the Board Member is excluded from decision-making related to or giving rise to the conflict. Any person who is found to be conflicted shall not be present or participate in Board or committee deliberations or vote on the matter from which the conflict arises. The conflicted person is prohibited from attempting to improperly influence the deliberation or voting on the matter. CFA Board members periodically review the conflict of interest policy and address specific questions when they arise. Form 990, Part VI, Section B, line 15a CFA uses outside comparability data for review of Executive Director compensation and the current salary of the Executive Director is set by the Executive Committee of the Board of Directors. Form 990, Part VI, Section C, line 19 The organization's governing documents, conflict of interest policy, and financial statements are made available to the public upon request. Form 990, Part IX, line 11g Consultants, contractors, and payroll fees: Program service expenses 383,650. Management and general expenses 59,993. Fundraising expenses 2,123. Total expenses 445,766. Form 990, Part XII, Line 2c: The Organization's Executive Committee assumes responsibility for oversight of the audit of its financial statements. The process is consistent with previous years.