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        <ExplanationTxt>BETHANY HOUSING MINISTRIES INC PROVIDES PERSONS OF LOW AND MODERATE INCOME AFFORDABLE, DECENT HOUSING, TO SUPPORT PERSONS DURING THEIR TRANSITION TO MORE PERMANENT HOUSING AND TO ACT AS AN ADVOCATE FOR PERSONS FACING HOUSING NEEDS.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>BOARD MEMBERS AND KEY EMPLOYEES ANNUALLY CONFIRM THAT THERE ARE NO CONFLICTS OF INTEREST. PRIOR TO THE INCEPTION OF A NEW PROGRAM, THE BOARD CONFIRMS THAT THERE ARE NO CONFLICTS.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
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        <ExplanationTxt>COMPENSATION PROCESS IS REVIEWED AND APPROVED ANNUALLY BY THE BOARD OF DIRECTORS WHITCH INCLUDES INDEPENDENT DIRECTORS DURING THE BUDGETING PROCESS.</ExplanationTxt>
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        <ExplanationTxt>THE ORGANIZATION USES GUIDESTAR TO PROVIDE RETURNS TO THE PUBLIC. ALL OTHER DOCUMENTS ARE AVAILABLE ON REQUEST.</ExplanationTxt>
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</Return>