2026-06-03T18:37:41-04:00 2025-12-31 461065712 BRENT WOOKEY CPA PO BOX 1512 LA CROSSE WI 546021512 990 2025-01-01 396081470 COUNTY-CITY CREDIT UNION COUN 9206745542 106 E JOHN STREET JEFFERSON WI 53549 BETH KRAHN PRESIDENT 9206745542 2026-05-14 true BRENT WOOKEY CPA P00062439 6087920843 2026-06-03 X 2025 2025-03-06 01:10:19Z BETH KRAHN 106 E JOHN STREET JEFFERSON WI 53549 2444190 false X COUNTYCITYCREDITUNION.COM X 1963 WI TO HELP OUR MEMBERS MEET FINANCIAL CHALLENGES IN A RESPONSIVE, CONVENIENT, FRIENDLY AND CARING MANNER; AND TO HELP THEM FIND FINANCIAL SECURITY WITH COMPETITIVE PRODUCTS AND SERVICES. 7 7 21 10 2446 15000 0 1578811 1693690 683517 738181 3451 3611 2280779 2435482 4203 6356 0 802590 920362 0 0 912300 1055676 1719093 1982394 561686 453088 38747929 41737221 34500887 37037091 4247042 4700130 TO HELP OUR MEMBERS MEET FINANCIAL CHALLENGES IN A RESPONSIVE, CONVENIENT, FRIENDLY AND CARING MANNER; AND TO HELP THEM FIND FINANCIAL SECURITY WITH COMPETITIVE PRODUCTS AND SERVICES. false false THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 492 NEW DEPOSIT ACCOUNTS IN 2025. AS OF 12/31/25 WE HAD 2,985 MEMBERS. THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 608 NEW LOANS DURING 2025. AS OF 12/31/25 WE HAD 1,270 LOANS RECEIVABLE. false false false false false false false true false true false true false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 920 0 true 21 true true true false false false false false false false X 7 7 false false false false true true true true true false false false true true true true true true true false X BETH KRAHN 9206745542 106 E JOHN STREET JEFFERSON WI 53549 DENISE WILD VICE PRESIDE 40.00 X 80082 0 31488 BETH KRAHN PRESIDENT 40.00 X 89113 0 10958 CYNTHIA RAMIREZ VP OPERATION 40.00 X 48965 0 5717 DALE LUTZ CHAIR 0.50 X X 0 0 0 PATRICIA ACHILLI VICE CHAIR 0.50 X X 0 0 0 AMANDA HAUSER TREASURER 0.50 X X 0 0 0 DIANE WEINHEIMER-WEBBER SECRETARY 0.50 X X 0 0 0 MISAEL CORTES DIRECTOR 0.50 X 0 0 0 LEIGH SCHERER DIRECTOR 0.50 X 0 0 0 NEIL TAYLOR DIRECTOR 0.50 X 0 0 0 ANDREW BARE PRIOR VICE C 0.50 X X 0 0 0 KEITH MESKE DIRECTOR 0.50 X 0 0 0 218160 48163 false false false KELLER PO BOX 620 KAUKAUNA WI 54130 CONSTRUCTION 380846 SHAZAM 6700 PIONEER PARKWAY JOHNSON IA 50131 CARD PROCESSING 169674 COMPUTERS NATIONWIDE 1175 CORPORATE WOODS PKWY VERNON HILLS IL 60061 IT SERVICES 122129 CUANSWERS 6000 28TH ST SE GRAND RAPIDS MI 49546 CORE SYSTEM 113764 4 INTEREST ON LOANS 522130 1133313 1133313 OTHER MEMBER RELATED REVENUE 522130 407895 407895 MEMBER FEE INCOME 522130 150036 150036 VEHICLE SERVICE INSURANCE 520000 1772 1772 CVR/DMV TITLE & REG FEES 560000 674 674 1693690 740439 740439 3611 3611 6450 8708 -2258 -2258 -2258 2435482 1688986 2446 744050 6356 218160 526543 51586 67621 56452 1145 8695 9895 31649 445491 61177 37653 908 3201 4 49609 23679 DIVIDENDS EXPENSE 262431 LOAN SERVICING 73573 CREDIT LOSS EXPENSE 46566 1982394 0 0 0 611878 624373 9586514 10027456 18448181 19055120 51337 70609 1097367 829136 240666 268231 9280055 10696375 529298 995057 38747929 41737221 362808 400818 52488 54901 34085591 36581372 34500887 37037091 X 4247042 4700130 4247042 4700130 38747929 41737221 453088 X false false false true X 35816 35816 689765 557313 132452 371786 271823 99963 268231 INVESTMENTS W/ MATURITY > 1 YEAR 8301124 C NY LIFE INVESTMENT 2212226 C CORP CU CAPITAL ACCOUNTS 183025 C 10696375 MEMBER SHARES & DEPOSITS 36635898 ALLOWANCE OFF BAL SHT CREDIT EXPENSE 375 ESCROW BALANCES TO LINE 21 BAL SHEET -54901 36581372 SCHEDULE D, PAGE 2, PART IV, LINE 2B THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. FORM 990, PAGE 6, PART VI, LINE 6 THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 7B A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 11B PRESIDENT PROVIDES DATA TO INDEPENDENT CPA WHO PREPARES THE RETURN. PRESIDENT REVIEWS THE COMPLETE RETURN FOR ACCURACY, AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN. FORM 990, PAGE 6, PART VI, LINE 12C OFFICERS, DIRECTORS, AND EMPLOYEES MUST READ AND SIGN THE CONFLICT OF INTEREST POLICY. THEY MUST DISCLOSE ALL RELATIONSHIPS WHICH MAY GIVE RISE TO A CONFLICT. EMPLOYEES ARE BLOCKED FROM PERFORMING TRANSACTIONS ON ACCOUNTS WITH POTENTIAL CONFLICT, AND ACTIVITY IS MONITORED VIA DAILY REPORTS. FORM 990, PAGE 6, PART VI, LINE 15A THE PERSONNEL COMMITTEE OF THE BOARD OF DIRECTORS PERFORMS A REVIEW OF PRESIDENT AND DETERMINES COMPENSATION BASED ON PERFORMANCE AND PEER DATA / SALARY SURVEYS. THE OUTCOME IS REPORTED TO THE BOARD AND IS DOCUMENTED IN THE PRESIDENT'S PERSONNEL FILE BY THE BOARD CHAIR. FORM 990, PAGE 6, PART VI, LINE 15B THE PRESIDENT PERFORMS REVIEWS OF OTHER OFFICERS AND KEY EMPLOYEES AND DETERMINES COMPENSATION BASED ON PERFORMANCE AND PEER DATA / SALARY SURVEYS. DOCUMENTATION IS MAINTAINED IN THEIR PERSONNEL FILES. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY AVAILABLE TO MEMBERS UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN CREDIT UNION ENTRYWAY.