2026-05-28T16:51:32-05:00 2025-12-31 331498605 PLANTE & MORAN PLLC 401 EDGEWATER PLACE SUITE 300 WAKEFIELD MA 01880 990 2025-01-01 042105883 YOUNG MEN'S CHRISTIAN ASSOCIATION OF METRO NORTH INC YOUN 9787753701 10 CENTENNIAL DRIVE SUITE 105 PEABODY MA 01960 LISA FERRARO CFO 9787753701 2026-05-27 1 JESSICA TOADER P01464604 7812459999 2026-05-27 2025 2025-03-06 01:10:19Z KATHLEEN WALSH 10 CENTENNIAL DRIVE SUITE 105 PEABODY MA 01960 42173900 0 X YMCAMETRONORTH.ORG X 1870 MA THE YOUNG MEN'S CHRISTIAN ASSOCIATION OF METRO NORTH, INC. BUILDS STRONG KIDS, STRONG FAMILIES AND STRONG COMMUNITIES BY ENRICHING THE LIVES OF ALL PEOPLE IN SPIRIT, MIND AND BODY. 16 16 1144 200 0 0 4092834 6422960 28821348 30900219 1489887 1310875 643172 727037 35047241 39361091 1389297 1741107 0 0 17379274 18633713 0 0 316578 11232985 11850638 30001556 32225458 5045685 7135633 81618257 89415443 28310167 28308084 53308090 61107359 X THE YOUNG MEN'S CHRISTIAN ASSOCIATION OF METRO NORTH, INC. BUILDS STRONG KIDS, STRONG FAMILIES AND STRONG COMMUNITIES BY ENRICHING THE LIVES OF ALL PEOPLE IN SPIRIT, MIND AND BODY. 0 0 19016678 18612684 YOUTH DEVELOPMENT:THE YOUNG MEN'S CHRISTIAN ASSOCIATION OF METRO NORTH, INC. IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. THROUGH CHILD CARE, EDUCATION AND LEADERSHIP PROGRAMS, CAMPS AND SWIM, SPORTS AND PLAY, WE BELIEVE TEACHING SKILLS LEARNED EARLY ON ARE A VITAL BUILDING BLOCK FOR OUR CHILDREN'S SUCCESS. WE BELIEVE THAT ALL KIDS DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. THAT'S WHY WE HELP YOUNG PEOPLE CULTIVATE THE VALUES, SKILLS, AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH, AND EDUCATIONAL ACHIEVEMENT. OUR YMCA PROGRAMS, SUCH AS CAMP LEADERSHIP PROGRAMS, OFFER A RANGE OF EXPERIENCES THAT ENRICH COGNITIVE, SOCIAL, PHYSICAL, AND EMOTIONAL GROWTH. EXPENSES INCLUDE SUBSIDIES AND DIRECT FINANCIAL ASSISTANCE THAT MAKE PARTICIPATION POSSIBLE FOR ALL OF THE YOUNG PEOPLE WE ENGAGE. 6420624 11971404 HEALTHY LIVING:THE YOUNG MEN'S CHRISTIAN ASSOCIATION OF METRO NORTH, INC. IS A LEADING VOICE ON HEALTH AND WELL-BEING. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH, AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN, AND SHARED INTERESTS. AS A RESULT, APPROXIMATELY 47,000 PEOPLE IN OUR COMMUNITY ARE RECEIVING SUPPORT, GUIDANCE, AND RESOURCES THEY NEED TO ACHIEVE GREATER HEALTH IN SPIRIT, MIND, AND BODY. THIS IS PARTICULARLY IMPORTANT AS OUR NATION STRUGGLES WITH AN OBESITY CRISIS, FAMILIES STRUGGLE WITH WORK/LIFE BALANCE, AND INDIVIDUALS SEARCH FOR PERSONAL FULFILLMENT. OUR PROGRAMS ARE ACCESSIBLE, AFFORDABLE, AND OPEN TO ALL FAITHS, BACKGROUNDS, ABILITIES, AND INCOME LEVELS. IN 2025, WE PROVIDED HUNDREDS OF FAMILIES WITH FINANCIAL ASSISTANCE IN ORDER TO IMPROVE THEIR WELL-BEING AND CONTRIBUTE TO THE QUALITY OF LIFE IN OUR COMMUNITY. 3073460 1741107 335795 SOCIAL RESPONSIBILITY:AT THE YOUNG MEN'S CHRISTIAN ASSOCIATION OF METRO NORTH, INC. STRENGTHENING COMMUNITY IS OUR CAUSE. THE Y ASSISTS THOSE IN OUR COMMUNITY BY OFFERING THEM OPPORTUNITIES TO VOLUNTEER, ADVOCATE AND SUPPORT PROGRAMS THAT STRENGTHEN OUR NEIGHBORHOODS. WE HAVE BEEN LISTENING AND RESPONDING TO OUR COMMUNITY'S MOST CRITICAL SOCIAL NEEDS FOR MORE THAN 145 YEARS. OUR PROGRAMS, SUCH AS OUR AFFORDABLE HOUSING PROGRAM IS AN EXAMPLE OF HOW WE DELIVER TRAINING, RESOURCES, AND SUPPORT THAT EMPOWER OUR NEIGHBORS TO EFFECT CHANGE, BRIDGE GAPS, AND OVERCOME OBSTACLES. IN 2025, WE ENGAGED THOUSANDS OF YMCA MEMBERS, PARTICIPANTS, AND VOLUNTEERS IN ACTIVITIES THAT STRENGTHEN OUR COMMUNITY AND PAVE THE WAY FOR FUTURE GENERATIONS TO THRIVE. 28510762 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 73 0 1 1144 1 0 0 0 0 0 0 0 0 0 0 0 0 X 16 16 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 0 0 MA X KATHLEEN WALSH 9787753701 10 CENTENNIAL DRIVE SUITE 105 PEABODY MA 01960 DAVID GRAVEL CHAIR 1.00 0.00 X X 0 0 0 ANDREW DEMAKES IMMEDIATE PAST CHAIRPERSON 1.00 0.00 X X 0 0 0 MAURO LANCE TREASURER 1.00 0.00 X X 0 0 0 JEROME SALERNO VICE CHAIR 1.00 0.00 X X 0 0 0 DINA GENTILE CLERK 1.00 0.00 X X 0 0 0 MARY BELLAVANCE DIRECTOR 1.00 0.00 X 0 0 0 JOSEPH MENDONCA DIRECTOR 1.00 0.00 X 0 0 0 JESSICA GLEZELLIS DIRECTOR 1.00 0.00 X 0 0 0 JOSE GONZALES DIRECTOR 1.00 0.00 X 0 0 0 WILLIAM HEINEMAN DIRECTOR 1.00 0.00 X 0 0 0 STEVE VALENTI MEMBER-AT-LARGE 1.00 0.00 X 0 0 0 CHARLES HOLDEN MEMBER-AT-LARGE 1.00 0.00 X 0 0 0 JACLYN L KUGELL-YEZERSKI MEMBER-AT-LARGE 1.00 0.00 X 0 0 0 THOMAS GRIFFIN DIRECTOR 1.00 0.00 X 0 0 0 JOSEPH YIAKAS DIRECTOR 1.00 0.00 X 0 0 0 TRACY MEEK DIRECTOR 1.00 0.00 X 0 0 0 KATHLEEN WALSH PRESIDENT/CEO 40.00 0.00 X 363991 0 40463 LISA FERRARO VP FINANCE & CFO 40.00 0.00 X 204394 0 35954 AMY GAMACHE TURNER CHIEF STRATEGY AND PEOPLE OFFICER 40.00 0.00 X 209764 0 43392 KATELYN L PAPADOPOULOS SENIOR BRANCH EXECUTIVE DIRECTOR 40.00 0.00 X 167007 0 20562 SAUNDRA STLOUIS VP, COMMUNICATION & MARKETING 40.00 0.00 X 153259 0 26117 CARA GREEN BRANCH EXECUTIVE DIRECTOR 40.00 0.00 X 138204 0 34597 JENNIFER CONWAY SENIOR FINANCE DIRECTOR 40.00 0.00 X 130500 0 32932 AMY LOONEY BRANCH EXECUTIVE DIRECTOR 40.00 0.00 X 113064 0 24869 1480183 0 258886 16 0 1 0 CONNOLLY BROTHERS 152 CONANT ST SUITE 100 BEVERLY MA 01915 GENERAL CONTRACTOR 1998904 TOTAL TEMPERATURE CONTROL 39 W WATER ST WAKEFIELD MA 01880 HVAC SERVICES 931673 UNIC PRO 415 BOSTON TPKE SHREWSBURY MA 01545 BUILDING CLEANING 470402 CARDCONNECT 1000 CONTINENTAL DR UNIT 300 KING OF PRUSSIA PA 19406 CREDIT CARD PROCESSING FEES 461904 GRAVOC ASSOCIATES 10 CENTENNIAL DRIVE PEABODY MA 01960 IT SERVICES 402598 23 6224 2470840 3945896 6000 6422960 YOUTH DEVELOPMENT 813410 18593020 18593020 HEALTHY LIVING 813410 11971404 11971404 SOCIAL RESPONSIBILITY 813410 335795 335795 30900219 977118 977118 266019 0 266019 266019 266019 2730997 2397240 333757 333757 333757 765148 340904 424244 424244 91775 74665 17110 17110 OTHER 900099 19664 19664 19664 39361091 30919883 0 2018248 1741107 1741107 644802 386881 193441 64480 14107657 13305525 743387 58745 918896 845384 64323 9189 1769462 1649624 114898 4940 1192896 1104172 78405 10319 240000 190662 49338 75000 26967 38401 9632 71420 71420 60436 60436 64070 52650 7396 4024 1269045 1177897 82941 8207 1088236 406759 664589 16888 2775494 2219805 506618 49071 373826 372740 965 121 26589 9353 17232 4 1062762 903287 140999 18476 1992761 1644028 311369 37364 642241 536913 93125 12203 OPERATING LEASE EXPENSE 860066 821224 37953 889 EXPENDABLE EQUIPMENT 533284 497981 33668 1635 NATIONAL DUES 380526 318120 55176 7230 PROFESSIONAL DEVELOPMEN 195577 174866 18591 2120 139305 124817 13447 1041 32225458 28510762 3398118 316578 11442202 14731224 10149880 10574166 147311 377811 942728 777770 56056 120930 79886994 29593273 47134890 50293721 9903288 11173009 1841902 1366812 81618257 89415443 1210044 2294544 925324 916798 24305732 23706369 1869067 1390373 28310167 28308084 X 44724274 51416707 8583816 9690652 53308090 61107359 81618257 89415443 7135633 663636 0 X X 0 1 X 1 1 1 X 9710885 6397365 4856939 4092834 6422960 31480983 9710885 6397365 4856939 4092834 6422960 31480983 1545563 29935420 413715 552883 1213865 1418719 1243137 4842319 550361 788523 892990 767797 876587 3876258 40199560 100425154 0.74470 0.79710 X 0.97110 0.02190 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 13683 1555 15238 12872 811 13683 11826 1046 12872 12737 -911 11826 12201 536 12737 0.00000 0.61209 0.38791 0 0 2806560 2806560 71230536 26626247 44604289 143068 85915 57153 5706830 2881111 2825719 50293721 OPERATING LEASE LIABILITY 1390373 1390373 X 40368877 663638 415568 1079206 39289671 71420 71420 39361091 32569606 415568 415568 32154038 71420 71420 32225458 PART V, LINE 4: INVESTMENT EARNINGS OF THE METRONORTH ENDOWMENT FUND ARE UNRESTRICTED FOR USE OF THE ORGANIZATION. PART X, LINE 2: THE YMCA IS A NOT-FOR-PROFIT CORPORATION AND IS EXEMPT FROM TAX UNDER THE PROVISIONS OF INTERNAL REVENUE CODE SECTION 501(C)(3). ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE YMCA AND RECOGNIZE A TAX LIABILITY IF THE YMCA HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS OR OTHER APPLICABLE TAXING AUTHORITIES. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE YMCA, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2025, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE YMCA IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE YMCA IS GENERALLY SUBJECT TO POTENTIAL EXAMINATION BY TAXING JURISDICTIONS FOR THE PRIOR THREE YEARS. PART XI, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES 340,902. COST OF GOODS SOLD 74,666. PART XII, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES 340,902. COST OF GOODS SOLD 74,666. WHERE IN THE WORLD ANNUAL GALA 333780 333780 83898 GOLF TOURNAMENT 109597 109597 60357 321771 321771 196649 765148 765148 340904 340904 424244 1 SCHOLARSHIPS 5848 1741107 BOOK PART I, LINE 2: THE YMCA OF METRO NORTH WELCOMES ALL BUT PLACES PARTICULAR IMPORTANCE ON SERVING OUR COMMUNITY'S MOST VULNERABLE POPULATIONS - NAMELY, CHILDREN, SENIORS, THE ECONOMICALLY DISADVANTAGED, AND HISTORICALLY MARGINALIZED POPULATIONS. EQUITY IS ATTAINED WHEN EVERYONE HAS A FAIR AND JUST OPPORTUNITY TO REACH THEIR HIGHEST POTENTIAL. AT THE Y, WE RECOGNIZE THAT EACH PERSON WHO WALKS THROUGH OUR DOORS COMES FROM A UNIQUE PLACE. THAT IS WHY THE YMCA OF METRO NORTH HAS A COMMITMENT TO EQUITY WITH ITS Y LEVEL PROGRAM. Y LEVEL IS AN INNOVATIVE FINANCIAL ASSISTANCE PROGRAM THAT SEEKS TO LEVEL THE PLAYING FIELD BY REMOVING BARRIERS TO A YMCA MEMBERSHIP AND THE SERVICES IT PROVIDES. THE YMCA PROVIDES THE FINANCIAL HELP PEOPLE MAY NEED - NO MATTER THEIR SITUATION, BACKGROUND, OR CIRCUMSTANCES - WITH DIGNITY AND DISCRETION BY REQUIRING ONLY A SIMPLE ONLINE APPLICATION TO BE FILLED OUT THAT AUTOMATICALLY GENERATES A DISCOUNT APPROPRIATE TO THE APPLICANT'S NEEDS. X X X 0 0 0 0 0 0 0 1 0 KATHLEEN WALSH PRESIDENT/CEO 315841 0 48150 0 0 0 39008 0 1455 0 404454 0 0 0 AMY GAMACHE TURNER CHIEF STRATEGY AND PEOPLE OFFICER 194764 0 15000 0 0 0 26672 0 16720 0 253156 0 0 0 LISA FERRARO VP FINANCE & CFO 187894 0 16500 0 0 0 25842 0 10112 0 240348 0 0 0 KATELYN L PAPADOPOULOS SENIOR BRANCH EXECUTIVE DIRECTOR 153457 0 13550 0 0 0 20041 0 521 0 187569 0 0 0 SAUNDRA STLOUIS VP, COMMUNICATION & MARKETING 148259 0 5000 0 0 0 19496 0 6621 0 179376 0 0 0 CARA GREEN BRANCH EXECUTIVE DIRECTOR 125704 0 12500 0 0 0 18115 0 16482 0 172801 0 0 0 JENNIFER CONWAY SENIOR FINANCE DIRECTOR 125500 0 5000 0 0 0 17430 0 15502 0 163432 0 0 0 PART I, LINE 7 AS INDICATED IN SCHEDULE J, PART II, THE CFO, KEY EMPLOYEE, AND TOP 5 HIGHEST COMPENSATED EMPLOYEES RECEIVED A DISCRETIONARY BONUS BASED ON FINANCIAL RESULTS OF THE ORGANIZATION AS WELL AS THE EMPLOYEE'S PERSONAL PERFORMANCE AND ACHIEVEMENT OF CERTAIN GOALS. BONUSES FOR NON-OFFICERS ARE APPROVED BY THE CEO, CFO AND CHIEF OF STAFF. BONUS FOR THE CFO IS APPROVED BY THE CEO. A MASSACHUSETTS DEVELOPMENT FINANCE AGENCY 043431814 2017-08-18 17800000 FINANCE CONSTRUCTION COSTS 0 0 0 B MASSACHUSETTS DEVELOPMENT FINANCE AGENCY 043431814 2017-08-18 9942100 REFINANCE 0 0 0 A 1172630 17800000 232425 17567575 0 0 1 1 B 2673882 9942100 91944 9850156 0 0 1 1 A 0 0 0 0 0.00000 0.00000 0.00000 0 0 0 B 0 0 0 0 0.00000 0.00000 0.00000 0 0 0 A 0 0 0 0 0 0 0 0 0 B 0 0 0 0 0 0 0 0 0 A 1 B 1 SCHEDULE K SUPPLENTAL INFORMATION F. PURPOSE - REFINANCE FORM 990, PART VI, SECTION B, LINE 11B THE GOVERNING BOARD REVIEWS AND APPROVES THE FILING OF THE FORM 990 BEFORE IT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS THE ORGANIZATION'S BOARD OF DIRECTORS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY AND COMPLETE A QUESTIONAIRE. THE BOARD OF DIRECTORS AND MANAGEMENT ARE REQUIRED TO DISCLOSE ANY POTENTIAL AND ALL ACTUAL CONFLICTS. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION OF THE PRESDENT/CEO IS DETERMINED BY THE EXECUTIVE COMMITTEE OF THE BOARD ON AN ANNUAL BASIS USING RECOMMENDATIONS FROM THE YMCA OF USA AND COMPARABLE SALARIES IN THE LOCAL AREA. THE EXECUTIVE COMMITTEE DRAFTS AND APPROVES THE FINAL COMPENSATION AND BONUS FOR THE CEO. THE PROCESS IS DOCUMENTED IN THE CEO'S WRITTEN PERFORMANCE EVALUATION. THE EXECUTIVE COMMITTEE THEN INFORMS THE CFO OF THE APPROVED AMOUNTS FOR THE CEO. COMPENSATION OF THE CFO IS DETERMINED BY THE CEO BASED ON PERFORMANCE, GOALS, AND COMPARABLE YMCA DATA. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FINANCIAL STATEMENTS AND FORM 990 ARE IMMEDIATELY MADE AVAILABLE TO THE PUBLIC BY CALLING THE ORGANIZATION'S OFFICE, WALKING INTO THE ORGANIZATION'S OFFICE OR MAILING IN A REQUEST TO THE ORGANIZATION. THE FORM 990 AND FINANCIAL STATEMENTS ARE ALSO AVAILABLE THROUGH THE MASSACHUSETTS ATTORNEY GENERAL'S OFFICE/WEBSITE. FORM 990, PART XII, LINE 2C THERE HAVE BEEN NO CHANGES FROM THE PRIOR YEAR.