2026-01-20T08:18:24-08:00 2025-06-30 202571677 CORLISS & SOLOMON PLLC 242 CHARLOTTE ST SUITE 1 ASHEVILLE NC 28801 990 2024-07-01 561056077 Consumer Credit Counseling Service of Western North Carolina Inc CONS 8282555166 50 S French Broad Avenue Asheville NC 28801 Matthew Belitsos Treasurer 8282555166 2026-01-15 true true Todd Oldenburg P02281691 8282360206 2026-01-20 2024 2025-03-06 01:10:19Z OnTrack Financial Education & Counseling Matt Belitsos 50 S French Broad Avenue Asheville NC 28801 1179312 false X www.ontrackwnc.org X 1973 NC OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management skills and make sound financial choices rooted in their values. 18 18 19 45 0 0 1119112 983056 156041 142834 25171 53422 -12319 0 1288005 1179312 93990 87360 0 953191 767280 0 77018 338542 250205 1385723 1104845 -97718 74467 1197023 1328038 146867 202717 1050156 1125321 OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management skills and make sound financial choices rooted in their values. false false 866314 87360 142834 OnTracks Financial Capabilities Program is a financial empowerment program supporting community members as they create sustainable household budgets, reduce debt, build or establish credit, avoid foreclosure, and access affordable housing through individual counseling and group workshops. Counselors and educators are certified by HUD and the National Foundation for Credit Counseling. Financial Capabilities services support various projects, including the Secure Matched Savings Program, as well as local employer- assisted matched savings programs to assist their employees with homebuying. This organization is a HUD certified housing counseling agency. OnTrack provides free tax preparation to low-to-moderate-income (LMI) households across Western North Carolina. Staffed by around 25 volunteers, the Free Tax Preparation services routinely connect LMI households with tax refunds equal to 2% - 5% of their annual gross income, while saving each family tax preparation fees. This organization is an IRS approved VITA site. 866314 true true false false false false false false true true false false false false false true true false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false true 6 0 true 19 true false false false false false false false false false false false false X 18 18 false false false false false false false true true false false true true true true true true true false false X X Pete Wrublewski 8282555166 50 South French Broad Avenue Suite Asheville NC 28801 Melinda Bullen Departing Executive Director 40.00 X 103483 0 10387 Peter Wrublewski Finance Director / Interim Exec Director 40.00 X 69710 0 9811 April Brown President 2.00 X X 0 0 0 Mark Anthony McGruder Vice-President 2.00 X X 0 0 0 Matthew Belitsos Treasurer 2.00 X X 0 0 0 Emily Wheeler Secretary 2.00 X X 0 0 0 David Werle Immediate Past President 2.00 X 0 0 0 Kathey Avery Director 1.00 X 0 0 0 Tara Abshire Director 1.00 X 0 0 0 Michael Bean Director 1.00 X 0 0 0 Tara Brown Director 1.00 X 0 0 0 Elaine Deppe Director 1.00 X 0 0 0 Jenny Forero Director 1.00 X 0 0 0 Terrance McNight Director 1.00 X 0 0 0 Kathy Minter Director 1.00 X 0 0 0 Mike Peterson Director 1.00 X 0 0 0 Tangela Robinson Director 1.00 X 0 0 0 Allison Rollison Director 1.00 X 0 0 0 Rob Sacasa Director 1.00 X 0 0 0 Sallie Williams Director 1.00 X 0 0 0 173193 0 20198 1 false false false 8200 82535 892321 983056 Debt Management Fees 541990 9554 0 0 Counseling Fees 541990 6700 0 0 Group Education Fees 541990 11765 0 0 Credit Reports 541990 6110 0 0 Employer Assistance and Training Programs 541990 108705 0 0 142834 33971 0 33971 19451 19451 19451 0 0 19451 1179312 142834 0 53422 87360 87360 150469 117491 17931 15047 496992 389401 62312 45279 13350 10723 1305 1322 60027 47022 7232 5773 46442 36494 5720 4228 22580 0 22580 0 18760 11188 7370 202 3437 2798 317 322 21034 14766 5214 1054 40919 36814 2394 1711 70620 66145 4475 0 1107 938 169 0 13842 5161 8081 600 9644 8776 482 386 14168 2539 11429 200 Credit Reports 5268 5268 0 0 Miscellaneous 1086 287 799 0 Dues and Subscriptions 26865 23143 3703 19 Special Events Expense 875 0 0 875 1104845 866314 161513 77018 100982 135025 526024 756204 251157 91602 11493 14312 11472 11739 285447 319156 10448 1197023 1328038 54674 53963 79603 148754 12590 146867 202717 X 392469 471972 657687 653349 1050156 1125321 1197023 1328038 74467 698 X false true X true false X 0 859912 926262 1150602 1119112 983056 5038944 0 0 859912 926262 1150602 1119112 983056 5038944 944335 4094609 17754 22982 28986 15708 33971 119401 0 898 689 1587 5159932 655839 0.79350 0.76880 X 0 0 0 Pt II Ln 10 Other Income Part II, Line 10 Description: Other Income 2021: 898. 2022: 689. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false 285447 33709 319156 247769 37678 285447 225244 22525 247769 248048 -22804 225244 196636 51412 248048 0.00000 0.26860 0.73140 false false X 1180010 698 698 1179312 1179312 1104845 1104845 1104845 Pt X, Line 2 Consumer Credit Services of WNC is exempt from federal income taxes under 501(c)(3) of the Internal Revenue Code. Under the Code, however, income from certain activities not related to the organizations tax-exempt purpose may be subject to taxation as unrelated business income. The organization had no income from unrelated business activities in 2024-25 and was, therefore, not required to file Federal Form 990-T (Exempt Organization Business Income Tax Return). The organization believes that it has appropriate support for all tax positions taken, and as such, does not have any uncertain tax positions that are material to the financial statements. true SECURE Savings Matching for low income households 104 87360 Pt VI, Line 18 Forms 990 are available on the IRS website and the websites of many charity watch organizations, such as Guidestar. Form 1023 is available upon request. Pt VI, Line 11b The 990 is prepared by a CPA firm and reviewed in detail by the Executive Committee of the Board of Directors for proposed revisions and final approval for filing. Pt VI, Line 12c Directors are required to sign an annual certification that they are not aware of any potential conflicts not previously disclosed. Any board member with a conflict of interest on any specific issue informs the board and abstains from voting on the matter. Pt VI, Line 15a The Executive Directors salary is approved by the Executive Committee of the Board of Directors using comparability data and performance indicators. This process occurs annually and is documented in confidential minutes.