2026-09-24T12:25:31-05:00 2025-12-31 423603499 Eide Bailly Advisory LLC 877 W Main St Ste 800 Boise ID 837025858 990 2025-01-01 910419072 Spokane Firefighters Credit Union SPOK 5094845650 2002 North Atlantic Spokane WA 992052578 Troy Clute CEO 5094845650 2026-09-23 1 Kimberly C Nelson P01887713 2083447150 2026-09-22 2025 Troy Clute 2002 North Atlantic Spokane WA 992052578 3611022 0 X firecu.net X 1934 WA To provide affordable credit and financial services to Spokane firefighters and their families. 7 7 18 12 0 0 4874 8103 2716772 2904594 512449 685413 -1179 -1862 3232916 3596248 30136 30736 0 0 1132996 1355223 0 0 0 1794696 1668890 2957828 3054849 275088 541399 79793959 84227295 68178085 72070022 11615874 12157273 Improve the quality of life for our members by providing personalized financial services. 0 0 Spokane Firefighters Credit Union provided financial services to approximately 2,534 members including: loans, IRAs, share certificates, share accounts, and share draft accounts. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1584 0 1 18 1 0 0 0 0 1 1 0 0 0 X 7 7 0 0 0 0 1 1 0 1 0 0 0 0 1 1 1 0 0 1 1 0 X Troy Clute 5094845650 2002 North Atlantic Spokane WA 992052578 Bill Gonzalez Board Chair 2.00 X X 0 0 0 Mike Thompson Board Vice Chair 2.00 X X 0 0 0 Ken Miller Board Vice Chair (Through 2/2025) 2.00 X X 0 0 0 Roger Libby Director 1.00 X 0 0 0 Scott Himelspach Director 1.00 X 0 0 0 Brian Chavez Director 1.00 X 0 0 0 Justin Wells Director (From 3/2025) 1.00 X 0 0 0 Brad Cassell Director (From 2/2025) 1.00 X 0 0 0 Kevin Smith Director (Through 3/2025) 1.00 X 0 0 0 Gayle Furness Chief Executive Officer, Treasurer 40.00 X 180444 0 18797 William Logan Vice President of Lending, Secretary 40.00 X 115027 0 6901 Brittney Freeman Controller 40.00 X 111544 0 6693 407015 0 32391 3 0 1 0 Omnicommander Inc 5105 Maryland Way Ste 200 Brentwood TN 37027 Marketing & Website Consulting 105865 CUNW 1421 N Meadowwood Lane Suite 130 Liberty Lake WA 99019 Network and IT Management 100624 2 8103 8103 Loan Interest Income 522100 2485076 2485076 Interchange Income 522100 234970 234970 Fees and Charges 522100 159901 159901 Noninterest Operating 522100 24647 24647 2904594 687957 687957 2544 -2544 -2544 -2544 10368 8103 12230 -1862 -1862 3596248 2904594 0 683551 29736 1000 321169 743863 39861 164935 85395 4168 55165 101259 84256 64813 105311 39142 31937 31190 2847 49238 26265 Dividends Expense 661922 Debit/Credit Card Expen 211872 Loan Servicing Fees 100915 Provision for Loan Loss 52950 45640 3054849 263541 319841 16066820 18043368 67850 0 45409533 49335096 111052 183004 1064194 592017 515691 472177 16233203 14732418 1126269 1141391 79793959 84227295 770809 816399 67407276 71253623 68178085 72070022 X 0 0 0 0 11615874 12157273 11615874 12157273 79793959 84227295 541399 0 X 0 0 0 100000 100000 391971 284693 107278 440905 202091 238814 131318 105233 26085 472177 Federal Agency Securities 14732418 F 14732418 Member Shares 43260695 Share Certificates 10928859 Share Drafts 15380767 IRA/Coverdell Accounts 1674012 Escrow Accounts 9290 71253623 Golf Tournament 18471 8103 10368 10368 1862 18471 8103 10368 10368 1862 12230 -1862 1 Spokane Firefighters Benevolent Fund 804 S Monroe St Spokane WA 99204 208147659 501(c)(3) 8100 0 To support firefighters in Spokane County. 1 0 Part I, Line 2: The Marketing Committee, consisting of the CEO and three staff members, seeks out organizations that support firefighters, verifies each organization's eligibility as a Section 501(c)(3) public charity, and votes to select grant recipients. Grant funds are distributed only to approved organizations that meet the program's eligibility requirements. X X X 0 0 0 Gayle Furness Chief Executive Officer, Treasurer 146133 0 34311 0 0 0 9580 0 9217 0 199241 0 0 0 Form 990, Part VI, Section A, line 6 Spokane Firefighters Credit Union is a member-owned Credit Union. There is one class of members. Form 990, Part VI, Section A, line 7a Members elect the Board of Directors for oversight. Each member has one vote. Form 990, Part VI, Section A, line 8b There are no committees with broad authority to act on behalf of the governing body. Form 990, Part VI, Section B, line 11b The CEO reviews the Form 990 for accuracy before filing is completed. Form 990, Part VI, Section B, line 12c Spokane Firefighters Credit Union has a conflict of interest policy in place. Officers and Directors are required to disclose any potential conflicts of interest. The existence of any potential conflict must be disclosed to the Board or the committee with board delegated powers considering the proposed transaction. If a conflict is found to exist, the interested person will not be included in discussions or vote on the transaction involving the conflict. Review of the policy is done on an annual basis. Form 990, Part VI, Section B, line 15 Comparability data from a comprehensive salary and incentive survey is used to determine compensation for top management and is approved by the wage committee. Form 990, Part VI, Section C, line 19 Governing documents, conflict of interest policy, and financial statements are made available upon written request.