2026-04-27T15:46:56-06:00 2025-12-31 990 2025-01-01 061029943 ALBRIGHT CREDIT UNION % Heidi Sztanko ALBR 2037964500 2 Stony Hill Road Bethel CT 06801 HEIDI SZTANKO Vice President Finance & IT 2037964500 2026-04-25 2025 2025-03-06 01:10:19Z X Sabrina DeFazio 2 Stony Hill Road Bethel CT 06801 3928530 false X www.albrightcu.com X 1980 CT Albright Credit Unions mission is to serve our members as the best-in-class provider of consumer financial services. We will fulfill our mission by placing a high value on customer satisfaction, quality service, full service delivery and continued credit union stability. 9 8 13 9 15424 0 0 3131500 2935169 975988 993361 0 4107488 3928530 0 0 1396102 1272682 0 0 1955727 1965493 3351829 3238175 755659 690355 70316879 72711972 62619862 64324600 7697017 8387372 Albright Credit Unions mission is to serve our members as the best-in-class provider of consumer financial services. We will fulfill our mission by placing a high value on customer satisfaction, quality service, full service delivery and continued credit union stability. false false 3087107 3913106 Provided Credit Union Members with traditional financial services to meet their financial needs. These include: Loans: Home Equity, Mortgage, Auto and personal loans along with Visa credit cards. Savings: A choice of savings options including CDs and money market accounts, regular share, checking and club savings options. Convience: ATM access and home banking capabilities. 14446 15424 Provide tangentle financial services for the convenience of SVFCU members. This includes access to reduced insurance premiums. 3101553 false false false false false false false false true false true false true false false false false false false false false false false false false false false true false true false false false false false false false false false false false false true 1477 0 true 13 true true true false false false false false false false X 9 8 false false false false true true true true true false true true false false false true true true false CT X X Heidi Sztanko 2037964500 2 Stony Hill Road Bethel CT 06801 Sabrina DeFazio President 50.00 0.00 X X 201562 0 31928 Heidi Sztanko Vice President Finance & IT 50.00 0.00 X 134382 0 48136 Lisa Arconti Vice President Member Care 50.00 0.00 X X 78981 0 22572 Andrew Bard Treasurer 4.00 0.00 X 0 0 0 Maciej Milewski Chairperson 4.00 0.00 X 0 0 0 RuthAnne Salvatore Director 4.00 0.00 X 0 0 0 Leo White Director 4.00 0.00 X 0 0 0 Chris DePalma Secretary 3.00 0.00 X 0 0 0 Frederick Karrat Director 3.00 0.00 X 0 0 0 Gina Ramos Director 4.00 0.00 X 0 0 0 Alyssa Angurio Director 4.00 0.00 X 0 0 0 414925 0 102636 2 false true false Interest on Loans 522291 2462912 2462912 Visa Interchange Income 522291 259427 259427 In house Fee income 522291 197406 197406 Insurance Commissions 524298 15424 15424 2935169 1028820 1028820 -35459 -35459 -35459 -35459 0 3928530 3913106 15424 0 X 414924 311193 103731 521769 521769 26363 23657 2706 236950 213997 22953 72676 65444 7232 10049 10049 10480 10480 74597 74597 168300 168300 65437 65437 186321 186321 110628 110628 610 610 2562 2562 542434 542434 121403 121403 41748 41748 Provision for loan losses 97334 97334 Loan Servicing costs 93359 93359 Member Services 400718 400718 Association Dues 18800 18800 20713 20713 3238175 3101553 136622 0 383209 379393 1913998 1044971 752592 779814 40552638 39805379 78259 89266 1061068 638412 508427 422656 24705359 28748599 426854 1422397 1015040 70316879 72711972 285550 280633 62334312 64043967 62619862 64324600 X 647698 7049319 8387372 7697017 8387372 70316879 72711972 690355 0 X false false false 354026 257560 96466 707042 380852 326190 422656 CERTIFICATES OF DEPOSIT CD 1896000 C HELD TO MATURITY DEBT SECURITIES 26668483 C ALLOYA PERMANENT CAPITAL 150000 C ALL OTHER INVESTMENTS 34116 C 28748599 IRA accounts 2704713 Share Certificates 8082930 Share Drafts 20812887 Regular Shares 27308299 Money Markets 4669589 Club accounts 465549 64043967 X false false false HEIDI SZTANKO Vice President Finance IT 128282 6100 3848 44288 182518 SABRINA DEFAZIO President 177362 24200 5471 26457 233490 Ruthanne Salvatore Director Overdraft Line of Cr X 3000 false true true Chris DePalma Director Auto Loan X 29600 6474 false true true Chris Depalma Director Second Mortgage X 25000 15399 false true true Gina Ramos Director Auto Loan X 44630 30489 false true true Gina Ramos Director Home Equity Loan X 198100 163869 false true true Michelle DiMauro Supervisory Comm. Home Equity X 185000 171121 false true true Michelle DiMauro Supervisory Comm. Home Equity X 160000 159901 false true true Alyssa Angurio Horwitz Director First Mortgage X 185000 171388 false true true Chris DePalma Director Credit Card X 10000 219 false false true Chris DePalma Director Overdraft Line of Cr X 2000 false false true Michelle DiMauro Supervisory Comm. Auto Loan X 60000 53304 false true true Alyssa Angurio Horwitz Director Credit Card X 5000 false false true Maciej Milewski Director Overdraft X 2000 false false true Lisa Arconti Officer Auto Loan X 14300 3124 false true true Lisa Arconti Officer Credit Card X 6000 4504 false false true Heidi Sztanko Officer Overdraft X 1000 22 false false true 779814 Members or stockholder classes and rights Part VI line 6 All Credit Union account holders are considered members by virtue of having at least $25 in a share (savings) account. Member election for additional members Part VI line 7a Each year at the Credit Unions annual meeting, all members are invited to participate in the election of Board members and director positions up for election. Participation includes nominating priviledges and voting rights. Governing body decisions Part VI line 7b As per answer to line 7a above, members vote determines fiduciary responsibilities of Credit union Directors and Board members. Form 990 governing body review Part VI line 11 Form 990 provided upon request. CEO executive director top management comp Part VI line 15a Full Board determines CEO compensation Other officer or key employee compensation Part VI line 15b Full Board determines officer compensation Governing documents etc available to public Part VI line 19 Monthly financials posted in main branch lobby. Also available upon request and on the NCUA website. List of other fees for services expenses Part IX line 11g Amount includes all outside services from various vendors including credit and debit card servicing, legal services, collection services among others.