2026-03-17T07:35:04-07:00 2025-12-31 650762938 Christopher B Waldera PA 5800 OVERSEAS HWY Ste 7 MARATHON FL 33050 990 2025-01-01 650279086 Habitat for Humanity of the Middle Keys Inc HABI 3057439828 8055 Overseas Highway Marathon FL 33050 Christine Todd Young Executive Director 3057439828 2026-03-16 true Christopher B Waldera P01275618 3052892223 2026-03-17 2025 2025-03-06 01:10:19Z Christine Todd Young 801 73rd Street Marathon FL 33050 1370772 false X www.habitatmiddlekeys.org X 1991 FL Seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. Habitat for Humanity of the Middle keys adheres to a strict non-proselytizing policy and will not offer assistance on the express or implied condition that people must adhere to 7 7 13 458 0 0 1303662 266047 899619 475452 76986 53000 158974 301682 2439241 1096181 0 0 278081 321503 0 0 2481172 595844 2759253 917347 -320012 178834 7873608 7964416 3454096 3366070 4419512 4598346 Seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. Habitat for Humanity of the Middle keys adheres to a strict non-proselytizing policy and will not offer assistance on the express or implied condition that people must adhere to false false 727288 0 784118 Homeownership Program: Families in need of a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowner familys needs, but small enough to keep construction and maintenance costs affordable. By using labor of volunteers and prospective homeowners, employing efficient building methods, keeping house sizes modesst, using donated construction materials and appliances, and issuing no-profit loans, Habitat makes its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters - instead of hinders - health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and career growth. 0 0 0 Neighborhood Revitalization Program: Through our neighborhood revitalization work, we tailor our efforts by partnering locally with residents and community leaders and organizations to best address the real concerns of the community and improve the lives of the people who liver there. Using a data-driven and customizable approach, we focus on first understanding the concerns of the residents and then empowering these residents to lead the projects they want to see. Alongside Habitat, residents work with churches, schools, new and longstanding neighborhood coalitions, local government entities, and other community partners to achieve their goals. Because each neighborhoods challenges and aspirations are different, the framework acts as a guide that can be tailored to the goals of each commnuity. Thats why neighborhood revitalization can look like anything from developing public parks to organizing safety meetings with the local policy department to rehabbing and reopening schools, stores and homes. 0 0 0 Home Preservation Program: Our home preservation program is an outreach initiative that seeks to provide a wide range of opportunities for low- to moderate-income homeowners, including veterans and seniors, who are struggling to maintain their homes because of age, disability or family circumstances. We partner with families to help them reclaim their homes with pride and dignity. The program allows families to stay in their home and avoid the uncertainty, trauma and expense of moving. Projects consist of interior and/or exterior repairs intended to alleviate critical health, life and safety issues or code violations. Volunteer teams work along with subcontractors under the direction of Haabitat for Humanity of the Middle Keys staff members to complete the repairs. 727288 true true false false false false false false true false true false false true true false true false false false false false false false true false false false false false false false false false false false false false false false false false false true false false false true 0 0 13 true false false false false false false false false false false false false false false false X 7 7 false false false false false false false true true false false true true true true true true true true false X X Christine Todd Young 3057975779 8055 Overseas Highway Marathon FL 33050 Andres Herrera President 4.00 X X 0 0 0 Cindy McKnight Vice President 1.00 X X 0 0 0 Christine Todd Young Executive Director 40.00 X X 94187 0 0 Lisa Ziels Secretary 1.00 X X 0 0 0 John Krainer Tresurer 1.00 X X 0 0 0 Ivana Micovic Director 1.00 X 0 0 0 David May Director 1.00 X 0 0 0 Jason Boyd Director 1.00 X 0 0 0 94187 0 0 false false false 231375 34672 266047 Sale of Homes 531390 2349 0 0 Mortgage Discount Amortization 522292 473103 0 0 475452 53000 0 0 68996 22980 46016 0 46016 498129 251611 246518 246518 Administrative & Overhead Fees 531390 865 865 0 0 Lease Fee Income 531390 690 690 0 0 Other Income 531390 7593 7593 0 0 9148 1096181 784118 0 46016 321503 222356 99147 0 24530 22237 2293 0 38379 23472 14907 0 3339 3339 0 0 99685 99685 0 0 6834 0 6834 0 58652 0 58652 0 19213 13629 5584 0 Taxes & Licenses 537 537 0 0 Restore Expenses 47446 47446 0 0 297229 294587 2642 0 917347 727288 190059 0 85075 232923 2064611 1821936 3218206 2770189 2442915 101938 2387979 2340977 117737 798391 7873608 7964416 25000 7842 94510 102497 3334586 3255731 0 0 3454096 3366070 X 3579517 3758351 839995 839995 4419512 4598346 7873608 7964416 178834 X false true X true false X 0 256110 346762 1218002 1303662 1119161 4243697 0 0 256110 346762 1218002 1303662 1119161 4243697 0 4243697 8194 2075 17872 76986 105127 0 0 4348824 0.97580 0.97230 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true 279758 279758 2163157 101938 2061219 2340977 Property Held for Sale or Under Development 687551 Homeowner Reserves Held in Trust 2159 Assets Held in Escrow 100338 Restore Inventory 7843 Other Assets 500 798391 Other Liabilities 0 0 1119161 1119161 1119161 940327 940327 940327 Pt IV, Line 2b The organization collects from families making mortgage payments to the organization an amount for insurance and taxes which the organization holds in an escrow account until such items become due and payable. Dolphin Tournament 58835 58835 22059 Misc Events 10161 10161 921 68996 68996 22980 22980 46016 Pt VI, Line 11b The Executive Director reviews Form 990 with the tax return preparer and the Board of Directors and signs the return on behalf of the organization following review and approval of the Board of Directors. Pt VI, Line 15a Board of Directors review and recommendation of compensation and adjustments for Executive Director Pt VI, Line 15b The only compensated officer or key employee is the Executive Director whose compensation is based upon the review and recommendation of the Board of Directors. The compensation of the Family Services Manager and Construction Manager who are not officers or key employees is determined by the Executive Director with the approval of the Board of Directors Pt VI, Line 12c Officers, members of the Board of Directors and key employees are required to complete conflict of interest disclosure questionaires on an annual basis which are reviewed by the Board of Directors Pt VI, Line 19 Governing Documents, conflict of interest policy and Financial Statements are available to the public through the organizations website: www.habitatmiddlekeys.org Form 990, Part IX, Line 24e Membership Dues 3498. 2642. 856. 0. Form 990, Part IX, Line 24e Bank Fees 113. 113. 0. 0. Form 990, Part IX, Line 24e Website 1142. 1142. 0. 0. Form 990, Part IX, Line 24e Automobile Expense 3603. 3603. 0. 0. Form 990, Part IX, Line 24e Mortgage Service & Selling Costs 3144. 3144. 0. 0. Form 990, Part IX, Line 24e Mortgage Discount Expense on Current Year Mtgs 270142. 270142. 0. 0. Form 990, Part IX, Line 24e In-Kind Donations 0. 0. 0. 0. Form 990, Part IX, Line 24e Rent 15587. 13801. 1786. 0. Habitat for Humanity International Inc 121 Habitat Street Atlanta GA 31709 911914868 Affordable Housing GA 501(c)(3) 7 NA false false false false false false false false false false false false false false false false false false false false