2026-03-16T09:36:43-05:00 2025-05-31 882730877 CHERRY BEKAERT ADVISORY LLC 3800 GLENWOOD AVE SUITE 200 RALEIGH NC 27612 990 2024-06-01 562138565 NORTH CAROLINA BANKERS ASSOCIATION HEALTH BENEFIT TRUST NORT 9197817979 3601 HAWORTH DRIVE RALEIGH NC 27609 SUZANNE BROOKS CFO 9197817979 2026-03-11 1 1 BREE-ANN WEIDNER P01319397 9197821040 2024 2025-03-06 01:10:19Z SUZANNE BROOKS 3601 HAWORTH DRIVE RALEIGH NC 27609 35028806 0 X WWW.NCBANKERS.ORG X 1999 NC SELF-FUNDED MULTIPLE EMPLOYER WELFARE ASSOCIATION BENEFIT PLAN 5 5 0 5 228586 217345 0 0 31959917 34800220 229012 228586 65489 0 32254418 35028806 0 0 28410103 25275416 0 0 0 0 0 5251628 5315474 33661731 30590890 -1407313 4437916 10350475 12860412 2354743 2754288 7995732 10106124 SELF-FUNDED MULTIPLE EMPLOYER WELFARE ASSOCIATION BENEFIT PLAN 0 0 THE NCBA HEALTH BENEFIT TRUST PROVIDED COVERAGE FOR AN AVERAGE OF 3,014 EMPLOYEES AND DEPENDENTS OF NCBA MEMBER INSTITUTIONS IN THE PAST PLAN YEAR. THE PLAN COLLECTED PREMIUMS AND PAID CLAIMS IN ACCORDANCE WITH THE TRUST AGREEMENT. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 1 0 1 1 0 0 0 0 0 0 0 X 5 5 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 NC X SUZANNE BROOKS 9197817979 3601 HAWORTH DRIVE RALEIGH NC 27609 DAVID SAULS CHAIRMAN 1.00 0.00 X X 0 0 0 MIKE AYOTTE TRUSTEE 1.00 0.00 X 0 0 0 DAVID KEUL TRUSTEE 1.00 0.00 X 0 0 0 DEBRA MEDLIN TRUSTEE 1.00 0.00 X 0 0 0 LARISSA PROCIUK TRUSTEE 1.00 0.00 X 0 0 0 SUZANNE BROOKS CONTROLLER/CFO(BEGAN 12/31/2024) 1.00 39.00 X 0 165000 33081 MARK HOLMES CFO (ENDED 12/31/2024) 1.00 39.00 X 0 169786 17451 0 334786 50532 0 0 1 0 BLUE CROSS AND BLUE SHIELD OF NC 5901 CHAPEL HILL ROAD DURHAM NC 27707 ADMINISTRATIVE SERVICES 1280782 COMMUNITY BANK SERVICES 3601 HAWORTH DRIVE RALEIGH NC 27609 THIRD PARTY ADMINISTRATOR 1265658 SENTRY HEALTH 7410 NEW LA GRANGE RD STE 205 LOUISVILLE KY 40222 MONITORING SERVICES 152180 BUSINESSOLVERCOM INC PO BOX 850411 MINNEAPOLIS MN 554850411 ADMINISTRATIVE SERVICES 109538 4 PARTICIPANT CONTRIBUTIONS 525100 31960160 31960160 REBATE & OTHER INCOME 525100 2656649 2656649 COBRA PREMIUMS 525100 183411 183411 34800220 228586 228586 35028806 34800220 228586 0 25275416 8436 125017 2675706 10793 REINSURANCE PREMIUMS 2216441 ENROLLMENT EXPENSES 116530 INCOME TAX 101132 61419 30590890 1506194 7464483 6486346 4891156 0 4644 2357935 500129 10350475 12860412 743 352088 2354000 2402200 2354743 2754288 X 0 0 0 0 7995732 10106124 7995732 10106124 10350475 12860412 X 4437916 7476 -2335000 X 0 1 X 1 0 0 BENEFIT CLAIMS PAYABLE 2335000 INCOME TAX PAYABLE 67200 2402200 X 32372157 0 32372157 2656649 2656649 35028806 27934241 -2656649 -2656649 30590890 0 30590890 PART X, LINE 2: U.S. GAAP REQUIRES TRUST MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE TRUST AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE TRUST HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE TRUST IS SUBJECT TO AUDIT BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. PART XI, LINE 4B - OTHER ADJUSTMENTS: PROGRAM REBATE INCOME 2,656,649. PART XII, LINE 2D - OTHER ADJUSTMENTS: PROGRAM REBATE INCOME -2,656,649. 0 0 0 SUZANNE BROOKS CONTROLLER/CFO(BEGAN 12/31/2024) 0 150000 0 15000 0 0 0 18044 0 15037 0 198081 0 0 MARK HOLMES CFO (ENDED 12/31/2024) 0 150000 0 15000 0 4786 0 17451 0 0 0 187237 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION WILL SUBMIT ITS FORM 990 TO THE FULL BOARD OF TRUSTEES FOR THEIR REVIEW PRIOR TO FILING. UPON THE REVIEW AND APPROVAL BY THE TRUSTEES, THE ORGANIZATION WILL FILE ITS FORM 990 FORM 990, PART VI, SECTION B, LINE 12C TRUSTEES ARE REQUIRED TO SIGN AND RETURN ACKNOWLEDGMENT FORMS ATTESTING THAT THEY WILL COMPLY WITH THE ORGANIZATION'S ETHICS POLICY AND PROVIDE NOTICE OF ANY ACTUAL OR POTENTIAL CONFLICTS OF INTEREST. IN THE EVENT OF A CONFLICT, THAT PERSON RECUSES THEMSELVES FROM ALL DISCUSSIONS AND VOTE. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION DID NOT COMPENSATE ANY OFFICER, DIRECTOR, TRUSTEE, OR KEY EMPLOYEE. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: NET CHANGE IN BENEFIT OBLIGATIONS -2,335,000. NORTH CAROLINA BANKERS ASSOCIATION 3601 HAWORTH DRIVE RALEIGH NC 27609 560340440 TO OFFER EDUCATION AND SERVICES TO THE FINANCIAL INSTITUTIONS OF NC NC 501(C)(6) N/A N/A 0 AMERICAN BANK & TRUST 3302 US HIGHWAY 74 MONROE NC 28110 832832916 0 BELMONT FEDERAL SAVINGS 42 CATAWBA STREET BELMONT NC 280123349 560138905 0 BLACK MOUNTAIN SAVINGS BANK 200 EAST STATE STREET BLACK MOUNTAIN NC 28711 560142695 0 BLUEHARBOR BANK 106 CORPORATE PARK DRIVE MOORESVILLE NC 28117 261665679 0 DOGWOOD STATE BANK 5401 SIX FORKS ROAD RALEIGH NC 27804 352602114 0 F&M BANK 221 N MAIN STREET SALISBURY NC 28144 560220355 0 FIRST CAROLINA BANK 171 N WINSTEAD AVENUE ROCKY MOUNT NC 27804 200967347 0 FIRST FEDERAL BANK 200 E DIVINE STREET DUNN NC 28335 560680378 0 FIRST FEDERAL SAVINGS 320 EAST MAIN STREET LINCOLNTON NC 280923398 560499280 0 FIRST SAVINGS & LOAN 206 WEST CENTER STREET MEBANE NC 273022433 560319795 0 HERTFORD SAVINGS BANK SSB 121 NORTH CHURCH STREET HERTFORD NC 279441103 560259952 0 JACKSON SAVINGS BANK SSB 741 W MAIN ST SYLVA NC 287790757 560628727 0 KS BANK INC 1031 BRIGHTLEAF BLVD SMITHFIELD NC 27577 560688557 0 LUMBEE GUARANTY BANK 403 EAST 3RD STREET PEMBROKE NC 28372 560990387 0 M&F BANK 2634 DURHAM CHAPEL HILL BLVD DURHAM NC 27704 560319960 0 MORGANTON FEDERAL SAVINGS 205 NORTH KING STREET MORGANTON NC 285663438 560327830 0 NANTAHALA BANK & TRUST CO 120 SILER ROAD FRANKLIN NC 28734 043777694 0 NEW REPUBLIC SAVINGS BANK 420 BECKER DRIVE ROANOKE RAPIDS NC 27870 562105187 0 NORTH STATE BANK 6204 FALLS OF NEUSE ROAD RALEIGH NC 27609 562183599 0 OLD NORTH STATE TRUST LLC 125 S ELM STREET SUITE 100 GREENSBORO NC 27401 561861608 0 PROVIDENCE BANK 450 N WINSTEAD AVE ROCKY MOUNT NC 27804 204006556 0 RIVERSIDE SAVINGS BANK SSB 325 BECKER DRIVE ROANOKE RAPIDS NC 278703206 560370020 0 ROXBORO SAVINGS BANK 313 SOUTH MAIN STREET ROXBORO NC 27573 560384190 0 SOUTHERN BANK 116 EAST MAIN STREET MOUNT OLIVE NC 28365 560132260 0 TARBORO SAVINGS BANK SSB 501 MAIN STREET TARBORO NC 278869364 560424070 0 TAYLORSVILLE SAVINGS BANK 107 MAIN AVENUE DRIVE TAYLORSVILLE NC 28681 560425630 0 TRIAD BUSINESS BANK 1501 HIGHWOODS BLVD SUITE 103 GREENSBORO NC 27410 844479810 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0