2026-01-30T11:08:48-06:00 2025-06-30 593040705 RIVERO GORDIMER & COMPANY PA 201 N Franklin St Suite 2200 TAMPA FL 33602 990 2024-07-01 592509116 Habitat for Humanity of Pinellas County Inc & Subsidiaries HABI 7275364755 13355 49th Street North B Clearwater FL 33762 Michael Sutton CEO 7275364755 2026-01-28 1 0 Sam A Lazzara P01342929 8138757774 2024 2025-03-06 01:10:19Z Tampa Bay Gulfside Michael Sutton 13355 49th Street North B Clearwater FL 33762 40156069 0 X www.habitattbg.org X 1985 FL Seeking to put God's love into action we bring people together to build homes, communities & hope. 23 23 96 2026 0 0 9697273 11554408 25602144 26955466 488901 459702 253028 761079 36041346 39730655 0 0 0 0 5078039 6827672 0 0 585786 26827282 33411981 31905321 40239653 4136025 -508998 47165497 47279709 11936531 12230436 35228966 35049273 X Provide home ownership to the working poor to break the cycle of poverty and create inter-generational wealth as measured by the number of families served, delinquency rate on mortgages, and foreclosure rate on mortgages. 0 0 38899144 26955466 Driven by the vision that a safe and affordable home is the foundation for a better life and lasting change, Habitat for Humanity Tampa Bay Gulfside brings people together to build homes, communities, and hope. Serving Pinellas, West Pasco, and Hernando Counties, the organization empowers families earning 30 to 80 percent of thearea median income to achieve homeownership. Volunteers and future homeowners work side by side to construct homes, which are sold and financed with zero-interest loans. Candidates demonstrate need, ability to repay, and a commitment to partnership by completing homebuyer education and actively participating in building their future homes and strengthening their community. (Continued on Schedule O). Mortgage repayments are reinvested to build more homes, multiplying community impact. Last fiscal year, Habitat for Humanity partnered with 88 families who built and purchased their Habitat home. 38899144 1 1 0 1 0 0 0 0 1 1 1 0 1 1 1 1 0 1 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 1 122 0 1 96 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 23 23 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 1 1 FL X X Nancy Ridenour 7275364755 14010 Roosevelt Blvd Suite 704 Clearwater FL 33762 Heather Ford Board Chair 2.00 X X 0 0 0 Frank Starkey Board Vice Chair 2.00 X X 0 0 0 Ken Ginel Board Treasurer 2.00 X X 0 0 0 Christopher Hackney Board Secretary 2.00 X X 0 0 0 Amber Okoye Board Member 1.00 X 0 0 0 Ashley Hofecker Board Member 1.00 X 0 0 0 Bruce Terwilliger Board Member 1.00 X 0 0 0 Caprice Edmond Board Member 1.00 X 0 0 0 Carolina Conner Board Member 1.00 X 0 0 0 Charlie Rogers Board Member 1.00 X 0 0 0 Chris Majeski Board Member 1.00 X 0 0 0 Danielle Mauck Board Member 1.00 X 0 0 0 Davisha Earley Board Member 1.00 X 0 0 0 Heidi Tuttle-Beisner Board Member 1.00 X 0 0 0 Ian Peterson Board Member 1.00 X 0 0 0 Iris Gonzalez Board Member 1.00 X 0 0 0 Jason Russek Board Member 1.00 X 0 0 0 Jim Kirkpatrick Board Member 1.00 X 0 0 0 Jon Thiele Board Member 1.00 X 0 0 0 Ken Wicker Board Member 1.00 X 0 0 0 Lynn Skelton Board Member 1.00 X 0 0 0 Marilyn Turman Board Member 1.00 X 0 0 0 Mika Rotunda Board Member 1.00 X 0 0 0 Robert Ginn Jr Board Member 1.00 X 0 0 0 Tamara DeBose Board Member 1.00 X 0 0 0 Michael Sutton Chief Executive Officer 40.00 X 395082 0 17705 Debbie Medley CFO Through 11/2024 40.00 X 168057 0 13884 James R Vail Chief Construction Officer 40.00 X 134523 0 26779 Todd St John Fulton Chief People & Culture Officer 40.00 X 114358 0 17308 Sean King Executive Vice President 40.00 X 113127 0 12421 Kimberly B Hagler Executive Director - Pasco 40.00 X 112715 0 2815 Jack Shanks Chief Program Officer 40.00 X 109597 0 4649 1147459 0 95561 7 0 1 0 DuCon LLC 1726 East 7th Avenue Tampa FL 33605 Construction 2039820 Aleman Construction Services Inc 922 North Parsons Avenue Brandon FL 33510 Construction 1534850 Dave's Homework of Pinellas 1801 63rd Terrace South St Petersburg FL 33711 Site Development 1473316 Clark Hunt Construction Inc 2165 Logan Street Clearwater FL 33765 Infrastructure 1186934 Cool Aire of Pinellas 10360 72nd St Unit 815 Seminole FL 33777 HVAC 774476 27 120900 5272407 6161101 1884427 11554408 Transfer of Homes 624200 26955466 26955466 26955466 433788 433788 12000 0 12000 12000 12000 27061 1147 25914 25914 25914 1088629 120900 424267 664362 664362 Other income 900099 42753 42753 CCML Leverage II LLC 900099 41964 41964 84717 39730655 26998219 0 1178028 1147459 1025219 55203 67037 4372036 3907625 205360 259051 181347 167847 4428 9072 733238 675674 26568 30996 393592 350316 23908 19368 107330 107330 135641 47179 88462 45000 45000 366445 351195 15250 460533 408377 5994 46162 590408 533843 38827 17738 486651 411965 45343 29343 140150 104198 32834 3118 51679 51679 254400 254400 158001 132136 25865 267804 267736 68 Building Materials & Su 27847620 27847620 Discount on mortgages i 1875452 1875452 Repairs and Maintenance 192727 192727 432140 193305 150252 88583 40239653 38899144 754723 585786 10183106 10034135 13838422 10684055 272722 168793 938602 469619 1361504 2457991 492892 516771 1578102 922709 508125 655393 9580 9945 1684320 906131 4032750 4032751 42239 30206 13801235 17313919 47165497 47279709 1290140 1456265 44885 32500 1565836 2220857 7284439 7190034 1751231 1330780 11936531 12230436 X 34521244 33916731 707722 1132542 35228966 35049273 47165497 47279709 X -508998 277011 52294 X X 0 1 X 1 1 1 X 9699457 16572161 8039775 9697273 11554408 55563074 9699457 16572161 8039775 9697273 11554408 55563074 55563074 26235 13236 312086 709507 445788 1506852 6126 6126 147065 230624 229626 625428 1173346 2406089 59482141 0.93410 0.95210 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 0 0 0 1 45000 45000 0 Part II-B, Line 1: CEO, key leadership team members, and board members meet with State and Local Legislators, County Commissioners, and City Council Members to talk about affordable housing issues, including reducing impact fees for building affordable housing in Pinellas, West Pasco, and Hernando Counties. No funds were used, just the estimated time of these key individuals to either call or meet with legislators. Habitat paid an advocacy firm, Johnston & Stewart, to meet with state legislators to talk about affordable housing issues. 1 1978657 22707830 21749432 2937055 1 X 1684320 10052 120803 901736 7308 906131 1507542 10000 173739 6961 1684320 1374226 17698 116117 499 1507542 1561014 27176 -213964 1374226 22135 1500000 38879 1561014 1.00000 0.00000 0.00000 1 0 192267 38889 153378 427260 353430 73830 407653 239498 168155 550922 290892 260030 655393 Program related investments 4032751 F 4032751 Refundable deposits 45941 Land held for development 7247307 Homes under construction 8991608 Operating right-of-use assets 1029063 17313919 Finance lease liabilities 56985 Down payments & advance payments 194440 Operating lease liabilities 1079355 1330780 X 40900138 277011 701352 191120 1169483 39730655 0 39730655 41079831 701352 138826 840178 40239653 0 40239653 Part IV, Line 1b: Habitat services the mortgages on the homes it sells. Homeowner escrow funds include cash collected from the homeowners and held in escrow for insurance and property taxes on the homes. These cash amounts are recorded as an asset and offset by escrow deposits, a related liability. Part IV, Line 2b: Habitat services the mortgages on the homes it sells. Homeowner escrow funds include cash collected from the homeowners and held in escrow for insurance and property taxes on the homes. These cash amounts are recorded as an asset and offset by escrow deposits, a related liability. Part V, Line 4: Earnings on the funds, net of any service fees, will be periodically distributed to the organization in accordance with the agreement. Part X, Line 2: The Organization is a not-for-profit organization that is exempt from income taxes under section 501(c)(3) of the internal revenue code, and is exempt from federal income taxes on related income pursuant to section 501(a) of the IRC. Accordingly, no provision for income taxes is reflected in the consolidated financial statements. The Organization has adopted the accounting standards on accounting for uncertain income taxes, which addresses the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the consolidated financial statements. Under this policy, the Organization may recognize the tax benefit from an uncertain tax position only if it is more likely than not that the tax position would be sustained on examination by taxing authorities, based on the technical merits of the position. Management has evaluated the organization's tax positions and has concluded the Organization has taken no uncertain tax positions that require disclosure. The Organization would be liable for income taxes in the U.S. federal jurisdiction. Generally, the Organization is no longer subject to u.s. federal tax examinations by tax authorities before 2022. Part XI, Line 2d - Other Adjustments: Mortgage Interest Discount 191,120. Part XII, Line 2d - Other Adjustments: Bad Debt Expense 138,826. Gala 1007321 95000 912321 20269 112741 110793 120823 8915 Golf 132756 4300 128456 7037 17443 650 1 69452 21600 47852 2570 21610 1416 1209529 120900 1088629 29876 151794 110793 120823 10981 424267 664362 X X X X 0 0 0 0 0 0 0 1 0 Michael Sutton Chief Executive Officer 261372 0 99548 0 34162 0 8436 0 9269 0 412787 0 0 0 Debbie Medley CFO Through 11/2024 159483 0 0 0 8574 0 5847 0 8037 0 181941 0 0 0 James R Vail Chief Construction Officer 116073 0 0 0 18450 0 5781 0 20998 0 161302 0 0 0 Part I, Line 7 The Organization pays bonuses based on performance and length of service. X 4 1491249 Fair market value X Building Materials 87 393178 Fair market value 0 1 0 Schedule M, Part I, Column (B) Reporting the number of contributions Form 990, Part VI, Section A, line 1a Material differences in voting rights explanation according to our by-laws, section 3.10 Habitat homeowner on board: "In accordance with the laws of the State of Florida, members of a Habitat for Humanity of Pinellas County household with an active mortgage may serve on the board of directors in a non-voting capacity. Habitat homeowners without an active mortgage may serve on the board with full rights of a director." Two-homeowners on the board have an active mortgage so they are non-voting. Form 990, Part VI, Section B, line 11b The Form 990 is reviewed by the CEO/President, CFO, Chief Compliance Officer, and the Finance Committee. If any corrections are necessary, the preparer makes the corrections and the revised 990 is sent for review and approval by the Finance Committee before the final Form 990 is filed. The full board receives a copy of the 990 prior to filing with the IRS. Form 990, Part VI, Section B, line 12c Board members are required to annually sign the conflict of interest policy. Form 990, Part VI, Section B, line 15 Line 15a - Compensation process for top official professional salary survey is conducted annually by Habitat for Humanity International. Some independent consulting of similar organizations with similar positions are also polled on occasion, especially during times of hiring or providing salary increases/benefits. Line 15b - Compensation process for top official professional salary survey is conducted annually by Habitat for Humanity International. Some independent consulting of similar organizations with similar positions are also polled on occasion, especially during times of hiring or providing salary increases/benefits. Form 990, Part VI, Section C, line 19 The governing documents, conflict of interest policy, and financial statements are available upon request, for the same period of disclosure as set forth under IRC section 6104(D). Form 990, Part XI, line 9: Mortgage Interest Discount 191,120. Bad Debt Expense -138,826. Form 990, Part XII, Line 2c: The audit committee's process of audit evaluation has not changed from the prior year. Pinellas Funding Company I LLC 13355 49th Street North clearwater FL 33762 474185309 Mortgages FL 0 425871 N/A Pinellas County Habitat for Humanity Community Development Organization 13355 49th Street North clearwater FL 33762 611620810 CHDO FL 501(c)(3) Line 7 Habitat for Humanity of Pinellas County 1 Habitat Pinellas Leverage III LLC 201 St Charles Avenue Suite 4400 New Orleans LA 70170 843867676 Investment LA N/A RELATED 40328 4032751 0 0 0.95000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Schedule R, Part III The filing organization has a 95% profits and capital interest in habitat pinellas leverage III LLC as reported in Schedule R, Part III. While this meets the irs definition of control of a partnership for tax purposes, upon review of the operating agreement, the filing organization does not have substantial paricipating rights. The major decisions of the partnership require unanimous consent and therefore limits the filing organization's voting right to 50% on those matters. As such, for GAAP purposes, it is determined that the filing organization does not control the partnership.