2026-01-21T15:49:55-06:00 2025-06-30 204193611 Batts Morrison Wales & Lee PA 801 North Orange Avenue Suite 800 Orlando FL 32801 990 2024-07-01 651086387 Cross International Inc CROS 9546579000 1280 SW 36th Avenue Suite 303 Pompano Beach FL 33069 Zachary Oles President/CEO 9546579000 2026-01-16 1 1 Michele M Wales CPA P00428093 4077706000 2026-01-16 2024 2025-03-06 01:10:19Z Zachary Oles 1280 SW 36th Avenue Suite 303 Pompano Beach FL 33069 113037902 0 X crossinternational.org X 2001 FL (See Schedule O for description.)The Organization cost-effectively and strategically serves the poor in developing countries around the world by closely collaborating with local ministries that have infrastructure, knowledge, and experience in the country they serve. The Organization works with local churches and ministries to demonstrate Christ's love through material aid, thus opening hearts to receive the good news of Jesus Christ. The Organization provides both material resources (food, medicine, medical supplies, etc.) and cash support to churches and Christian ministries to be used for medical treatment, education, nutrition, shelter, water projects, self-help programs, community transformation programs, and care for orphaned and vulnerable children. The Organization also engages in relief and recovery efforts in response to disasters such as earthquakes, floods, hurricanes, and conflict. From July 2024 to June 2025, the Organization distributed aid in 12 countries. 7 7 29 7 0 0 102973035 112589113 0 0 78788 120013 9433 306549 103061256 113015675 96692030 106482694 0 0 2883271 3494608 0 191857 2632933 2325621 2022882 101900922 112192041 1160334 823634 9114322 4801123 5503244 366411 3611078 4434712 X (See Schedule O for description.) 0 0 102380517 101867490 Medical, Food, and Other Assistance: (See Schedule O for description.)Medical - From July 2024 to June 2025, the Organization's medical aid focused on needs in six countries: El Salvador, Guatemala, Kenya, Haiti, the Dominican Republic, and Zambia. This outreach has had a wide-ranging impact. For example, the Organization shipped medical goods to a Salvadoran ministry partner, Friendly Hand Association, for distribution among free community medical clinics as well as hospitals that use these needed medicines to treat the poor. Ministry partners such as these rely on the Organization's donations to keep their medicine shelves stocked, their equipment up-to-date, and their professional staff employed. By equipping medical outreach programs with resources necessary to provide services to their communities, the Organization helps thousands of families who would otherwise go without quality medical care. The Organization performs this activity in connection with the Organization's mission to meet the needs of the poor for the glory of God.Food - Fighting malnutrition and feeding children are priorities for the Organization in connection with the Organization's mission to meet the needs of the poor for the glory of God. In keeping with this mission, the Organization gave monetary or material aid to feeding programs in seven countries: the Dominican Republic, Ecuador, Guatemala, Haiti, Malawi, El Salvador, and Zambia. Many food shipments were specifically earmarked for distribution to children, who are vulnerable to long-term developmental effects from chronic malnutrition. One of the best ways to get food into the mouths of the hungry has been to partner with Christian churches and organizations that are already established in developing countries. A large percentage of the Organization's nutritional aid was sent in the form of vitamin-fortified rice and soy mix prepackaged, nutrient-rich meals that are easy to cook and serve, and are scientifically developed to meet the needs of malnourished children. Additionally, locally purchased food, including vegetables and culturally appropriate foods, is a priority for the Organization's programs.Orphans - The Organization responded to the needs of orphans and vulnerable children in six countries: Ecuador, Guatemala, Haiti, Malawi, Nicaragua, and Uganda. Efforts in Haiti have brought quality Christian education, nutritious food, and safe shelter to children who are currently living in vulnerable situations. In Nicaragua, one of the Organization's supporting ministries provides a safe home for court-appointed children who have suffered from domestic abuse, sexual abuse, and abandonment. The support of the Organization and its collaborative churches and ministries allows these children to receive daily Christian devotions, professional counsel, shelter, education, and a future.Education - The Organization provided education support in six countries: the Dominican Republic, Ecuador, Guatemala, Haiti, Kenya, and Malawi. Although educational opportunities are technically offered by the governments in many developing countries, the quality of these services is often substandard, and the education is not really free because the schools charge small fees, which are too high for poor parents to pay. Government-run schools may also require students to purchase supplies and uniforms that many families cannot afford. As a result of these costs, dropout rates are enormous. To reverse this trend, the Organization collaborates with Christian schools and Christian educational outreaches that focus on meeting the needs of poor children who would otherwise be left behind. With the Organization's support, these schools and school support programs have provided a quality, gospel-centered education at minimal or no cost to the students. The Organization also supported adult education through an adult literacy program in the Dominican Republic and adult education on the rights of children living with disabilities in Kenya.Water Projects - From July 2024 to June 2025, the Organization focused specifically on the funding of water projects in Zambia. The Organization partnered with the Kachere Development Programme to install clean water wells in rural Eastern Zambian villages where children and families were suffering constant illness from drinking contaminated water from open and unprotected water sources. The results of such projects are dramatic. As clean water becomes more readily available, waterborne illnesses decrease, and women no longer need to walk long distances to fetch small amounts of water from contaminated rivers. By establishing new sources of safe water that can serve communities for years to come, the Organization's projects are saving lives for the glory of God.Housing - From July 2024 to June 2025, the Organization supported housing programs in Guatemala and Malawi. In Guatemala, the Organization supported the construction of new houses for families who were previously identified as either homeless or living in dilapidated housing. The Organization collaborated with Christian churches and ministries in connection with their shared mission of meeting the needs of the poor for the glory of God.Shipping - In connection with the Organization's biblical mandate to meet the physical and spiritual needs of the poor, the Organization's shipping program uses monetary donations to transport and distribute donated goods that meet the exempt purpose of providing food, providing medicines, providing medical supplies, facilitating medical treatment, and addressing needs in a disaster relief and recovery situation. Through this approach, a donor's contribution can be multiplied ten times or more, as it places goods valued higher than the donation amount into the hands of the poor by the ministries serving them. Another benefit of shipping goods rather than sending funds is that the Organization can provide crucial medicines and medical supplies that are not locally available physically or financially. This support keeps hospitals and clinics stocked with the needed resources so doctors do not have to turn away patients untreated. From July 2024 to June 2025, the Organization shipped goods to churches and ministries in five countries: the Dominican Republic, El Salvador, Guatemala, Malawi, and Zambia. Specifically, the Organization shipped a container of school furniture to Zambia and a container of school furniture to Malawi, supporting local schools. Disaster Relief - The Organization responds to local disasters such as earthquakes, hurricanes, and man-made disasters such as conflicts by providing needed support to local churches and ministries to provide relief to those in need in disaster relief and recovery situations. From July 2024 to June 2025, the Organization provided disaster relief to a local church affected by Hurricane Helene to support those affected by the hurricane. 5392853 4615204 Project Development: (See Schedule O for description.)In order to ensure the proper use of donated funds and goods, the Organization continuously monitors and meets with overseas churches and ministry partners. The International Programs staff made visits and are in constant contact with these local churches and ministries, reviewing requests for assistance and budgets, monitoring the use of previous gifts, and providing professional assistance with accounting or project development issues. These project development services have helped the Organization's partners grow more effectively, provide better outreach to the poor, and maintain greater stability in the community. In addition to the project development services provided by the Organization to cooperating churches, the Organization also regularly engages in prayer support for the churches and ministries with which it serves. 329669 Missions Education: (See Schedule O for description.)The Organization's overall mission includes educating Christians in the United States about the needs of the poor overseas and highlighting a biblical basis for responding to that poverty. This is important to the Organization's goal of developing stronger relationships between the church in the U.S. and the church in the developing world. The Organization achieved this goal by communicating directly to American Christians through Christian radio. The Organization's radio presentations were made to the public on radio stations throughout the country. Along with conventional radio, the Organization also educates through satellite radio, speakers, musical performances, events, online promotions, mailed materials, and other forms of communication. The Organization desires that churches from around the world would be united in meeting the needs of the poor for the glory of God. 108103039 1 1 0 0 0 0 0 0 0 1 1 0 0 0 1 0 1 0 0 1 1 1 0 1 1 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 13 0 1 29 1 0 1 HA 0 0 0 1 1 0 0 0 0 0 0 X 7 7 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X X Zachary Oles 9546579000 1280 SW 36th Avenue Suite 303 Pompano Beach FL 33069 Jimmy Dodd Chairman/Director 1.00 X X 0 0 0 Joe White Secretary/Director 1.00 X X 0 0 0 Darrell Borne Director 1.00 X 0 0 0 Michael Eissey III Director 1.00 X 0 0 0 Dr Mark Montoney Director 1.00 X 0 0 0 Cedric Wade Director 1.00 X 0 0 0 Will Walton Director 1.00 X 0 0 0 Kelly Miller President/CEO 40.00 X 214355 0 49512 Zachary J Oles Vice President 40.00 X 140479 0 38127 Richard Cimino CFO 40.00 X 157920 0 0 Deborah Bensen Director of Marketing 40.00 X 133861 0 29846 Marie White Development Director 40.00 X 109779 0 40669 Derrick Lyn Controller 40.00 X 125342 0 17925 881736 0 176079 6 0 1 0 McCracken Alliance Partners LLC 1100 Peachtree St NE Suite 200 Atlanta GA 30309 CFO Services 109138 Special Logistics Group LLC 227 Main Street Elkhart IN 46516 Logistics 108374 BBS & Associates Inc 130 Springside Drive Suite 200 Akron OH 44333 Marketing & Advertising 107850 3 39500 112549613 101947777 112589113 120013 120013 54570 39500 22227 32343 32343 ERC 900099 159458 159458 Shipping Reimbursement 900099 82805 82805 Insurance Rebate 900099 30622 30622 1321 1321 274206 113015675 0 0 426562 106482694 106482694 317240 65683 163192 88365 2369720 624879 621637 1123204 76039 15047 19104 41888 501264 106345 123228 271691 230345 54701 80102 95542 40099 153 37604 2342 191857 191857 220342 89786 41820 88736 121122 121122 90284 713 13463 76108 132877 21765 48274 62838 69390 69390 164512 32202 58194 74116 31237 31237 30494 30494 Airtime 499288 249644 249644 Shipping Expenses 293653 293643 10 Mrchnt Proc. & Bank Fee 85906 12433 73473 Product acquisition fee 35750 35750 207928 30034 105897 71997 112192041 108103039 1456069 2632933 X 499000 250000 0 249000 3830016 4571538 39608 46236 11970 5166791 80287 40249 44075 265312 218295 37658 47017 9114322 4801123 265311 344890 5237933 21521 5503244 366411 X 1215118 1826456 2395960 2608256 3611078 4434712 9114322 4801123 823634 0 X X 0 1 X 1 0 X 83757896 85849769 99194902 102973035 112589113 484364715 83757896 85849769 99194902 102973035 112589113 484364715 6785433 477579282 9621 22003 30889 78788 120013 261314 6758 2362 9120 25776 170888 155754 32725 328776 713919 485349068 0.98400 0.99570 X Schedule A, Part II, Line 10, Explanation of Other Income: Misc Revenue - 2020 Amount: $ 25,776. 2021 Amount: $ 170,888. 2022 Amount: $ 91,663. 2023 Amount: $ 5,735. 2024 Amount: $ 1,321. Shipping Reimbursement - 2022 Amount: $ 64,091. 2023 Amount: $ 26,990. 2024 Amount: $ 82,805. Gross Fundraising Income - 2024 Amount: $ 54,570. ERC - 2024 Amount: $ 159,458. Rebates - 2024 Amount: $ 30,622. Schedule A, Part II: The Organization is appropriately classified as an association of churches described in Internal Revenue Code Section 170(b)(1)(A)(i) and is voluntarily filing the Form 990 with the Internal Revenue Service. Additionally, the Organization is completing the 509(a)(1) Test at Schedule A, Part II, to allow it to qualify for the special rule for Schedule B reporting, in accordance with the Schedule A instructions. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 263000 263000 263000 263000 233000 30000 263000 233000 233000 233000 233000 1.00000 0 0 265312 218295 47017 47017 Due to Affiliate 21521 21521 113037902 22227 22227 113015675 0 113015675 112214268 22227 22227 112192041 0 112192041 Part XI, Line 2d - Other Adjustments: Direct fundraising event expense netted with income 22,227. Part XII, Line 2d - Other Adjustments: Direct fundraising event expense netted with income 22,227. 1 Central America and the Caribbean - Antigua & Barbuda, Aruba, Bahamas, 1 3 Program Services Program Oversight: Two employees in Haiti and one contracted employee in Guatemala provided program oversight for programs in Haiti, Guatemala, El Salvador and Honduras. 86536 Central America and the Caribbean 0 1 Grant Making 105206936 South America 0 0 Grant Making 49598 Sub-Saharan Africa 0 1 Grant Making 1226160 Sub-Saharan Africa 0 1 Program Services Program Oversight: One part time contractor provided program oversight for programs supported in Zambia. 701 1 6 0 0 1 6 106569931 0 106569931 Central America and the Caribbean Program services - Cash and non-cash 18452 Wire 35687582 Medical supplies & food Fair Market Value South America Program services - Cash 27913 Wire 0 South America Program services - Cash 20000 Wire 0 Central America and the Caribbean Program services - Cash and non-cash 10200 Wire 45667343 Medical supplies & food Fair Market Value Central America and the Caribbean Program services - Cash 20000 Wire 0 Central America and the Caribbean Program services - Non-cash 0 17582836 Medical supplies, food, & assorted items Fair Market Value Central America and the Caribbean Program services - Non-cash 0 1844376 Medical supplies Fair Market Value Central America and the Caribbean Program services - Cash 49054 Wire 0 Central America and the Caribbean Program services - Cash 295223 Wire 0 Central America and the Caribbean Program services - Cash 178768 Wire 0 Central America and the Caribbean Program services - Cash 52664 Wire 0 Central America and the Caribbean Program services - Cash 147690 Wire 0 Central America and the Caribbean Program services - Cash 43111 Wire 0 Central America and the Caribbean Program services - Cash 23560 Wire 0 Sub-Saharan Africa Program services - Cash and non-cash 100000 Wire 591965 Assorted furniture & food Fair Market Value Central America and the Caribbean Program services - Cash 12000 Wire 0 Sub-Saharan Africa Program services - Cash 31916 Wire 0 Sub-Saharan Africa Program services - Cash and non-cash 194878 Wire 204775 Assorted furniture & food Fair Market Value Sub-Saharan Africa Program services - Non-cash 0 60971 Medical supplies Fair Market Value 18 1 0 0 0 0 0 0 Part I, Line 2: The Organization monitors the activities and the use of grant funds by periodic field visits by its U.S.-based staff. Project officers visit projects at least once a year while writers and photographers will visit projects during the year to document the project and its beneficiaries. Grant recipients are also required to provide quarterly financial reports and annual budgets. Part I, line 3: The expenditures reported in Part I, Line 3, column (f) are reported using the accrual method of accounting. X X X X X X 1 Lewis & Associates 7570 W 21 Street Bldg 1026 Suite C Wichita KS 67205 Radio Host 0 656249 16500 639749 BBS & Associates Inc 130 Springside Drive Akron OH 44333 Digital & Printing Media Expenses 0 384816 97130 287686 K&M Printing Company 1410 N Meacham Road Schaumburg IL 60173 Direct Mail Package 0 225534 78227 147307 1266599 191857 1074742 AL AK AR CA CO CT FL GA HI KS KY LA ME MD MA MI MN MS ND NV NH NJ NM NY NC OH OK OR PA RI SC TN UT VA Sebonack Gulf Event 94070 39500 54570 10000 12227 94070 39500 54570 10000 12227 22227 32343 Schedule G, Part I, Line 2b, Column (v) The Organization entered into agreements with Lewis & Associated, BBS & Associates, Inc., and K&M Printing Company for the provision of professional fundraising services. Separately billed direct expenses, including travel, postage, and airtime were incurred during the tax year ended June 30, 2025. Such costs totaled $259,619. X X X X X X 0 0 0 0 0 0 0 0 0 Kelly Miller President/CEO 207355 0 7000 0 0 0 11155 0 38357 0 263867 0 0 0 Zachary J Oles Vice President 140479 0 0 0 0 0 6971 0 31156 0 178606 0 0 0 Deborah Bensen Director of Marketing 133861 0 0 0 0 0 6695 0 23151 0 163707 0 0 0 Richard Cimino CFO 157920 0 0 0 0 0 0 0 0 0 157920 0 0 0 Marie White Development Director 109779 0 0 0 0 0 5100 0 35569 0 150448 0 0 0 Part I, Line 3 The compensation of the President is set by three members of the Board of Directors who do not have a conflict of interest with respect to the President. This independent committee utilizes comparability data compiled by an independent compensation consultant in its deliberations, and contemporaneously substantiates its deliberations and decisions. The President is responsible for setting the compensation of the Organization's other key executives. In setting such compensation, the President utilizes comparability data compiled by an independent compensation consultant, and contemporaneously substantiates his decisions. X 18 1472966 FMV X 12 99350758 FMV X Assorted Items 4 816124 FMV X Disaster Relief Items 1 307929 FMV 0 0 0 1 Part I, Column (b): The Organization is reporting the number of contributions in column (b). Part I, Line 32b: The Organization uses third-party shipping companies to transport non-cash contributions to the Organization's partners. Voluntary Filing of Form 990: The Organization is appropriately classified as an association of churches described in Internal Revenue Code Section 170(b)(1)(A)(i) and is therefore exempt from the Form 990 filing requirement. However, the Organization's leadership has decided to voluntarily file the Form 990 with the Internal Revenue Service. Form 990, Part III, Line 1, Description of Organization Mission: The Organization intentionally allocates resources such as food, medicines, and educational materials to the poor through a network of Christian churches and ministries already in place within impoverished communities. In this way, the Organization can cost-effectively help the poor while empowering and improving the capacity of the evangelistic outreaches of the Christian leaders it assists. The Organization also gives these overseas churches and ministries financial grants to access local resources, which in turn helps local economies. The Organization assists the local churches with project planning and development to ensure that the shared mission of the Organization and the collaborating churches of meeting the physical and spiritual needs of the poor and indigenous is met. Form 990, Part VI, Section B, line 11b The Organization's top management official and top financial official each review the Form 990 prior to its filing with the IRS. A copy of the final Form 990 is also provided to the voting members of the Organization's governing body prior to its filing with the IRS. Form 990, Part VI, Section B, line 12c The Organization's conflict of interest policy is distributed to each member of the Organization's governing body, its officers, and its key employees on an annual basis. Each such individual provides an annual disclosure statement indicating that they have received, read, understood, and agreed to comply with the policy, certifying that: (1) they have no relationships or interests that present a conflict of interest, (2) they have one or more conflicts of interest that have been fully disclosed as required by the policy and have been properly administered in conformity with the policy, or (3) they have previously undisclosed conflicts of interest and disclosing the details of such conflicts. Any disclosure statements with previously undisclosed conflicts of interest are forwarded to appropriate Organization officials to take appropriate actions as required by the policy. Form 990, Part VI, Section B, line 15 The compensation of the President is set by three members of the Board of Directors who do not have a conflict of interest with respect to the President. This independent committee utilizes comparability data compiled by an independent compensation consultant in its deliberations, and contemporaneously substantiates its deliberations and decisions. The President is responsible for setting the compensation of the Organization's other key executives. In setting such compensation, the President utilizes comparability data compiled by an independent compensation consultant, and contemporaneously substantiates his decisions. Form 990, Part VI, Section C, line 19 The Organization makes its financial statements and its Form 990 available to the public through the Organization's website. Financial statements and Form 990 are available by mail upon request. Form 990, Part XII, Line 2c: The Organization's Board of Directors, or a committee thereof, assumes responsibility for the oversight of the audit of its financial statements and the selection of an independent accountant. This process has not changed from the prior year. An audit of the Organization's financial statements is conducted annually by an independent certified public accounting firm, which has resulted in the issuance of an unqualified opinion. In addition, the Organization is a fully accredited member of the Evangelical Council for Financial Accountability (ECFA) and, as such, subscribes to ECFA's Seven Standards of Responsible Stewardship addressing: (1) operation in conformity with the Organization's evangelical Christian doctrinal statement, (2) oversight by a Board of Directors, the majority of which are independent, (3) submission of complete, accurate, audited financial statements, (4) proper management and financial controls over the use of the Organization's resources, (5) public availability of the Organization's current financial statements upon written request, (6) avoidance of conflicts of interest, and (7) responsible, and truthful fundraising practices.