2026-06-23T11:56:08-05:00 2025-12-31 471019942 CREATIVE PLANNING TAX LLC 220 PARK AVE S ST CLOUD MN 56301 990 2025-01-01 410906178 THREE RIVERS COMMUNITY ACTION INC THRE 5073160610 1414 NORTHSTAR DRIVE ZUMBROTA MN 559921091 JENNIFER LARSON EXECUTIVE DIRECTOR 5073160610 2026-06-19 1 MARIE A PRIMUS CPA P01272184 3202517010 2026-06-19 2025 2025-03-06 01:10:19Z JENNIFER LARSON 1414 NORTHSTAR DRIVE ZUMBROTA MN 559921091 31092071 0 X WWW.THREERIVERSCAP.ORG X 1966 MN WORKING WITH COMMUNITY PARTNERS TO ADDRESS BASIC HUMAN NEEDS 15 15 197 501 104607 0 18964668 25271347 5331551 5542967 272130 277757 0 0 24568349 31092071 4668628 11246977 0 0 10278177 10587224 0 0 0 7279870 7681517 22226675 29515718 2341674 1576353 44842854 47536038 23805924 24922755 21036930 22613283 X THREE RIVERS COMMUNITY ACTION, INC. IS A NONPROFIT CORPORATION THAT WORKS WITH COMMUNITY PARTNERS TO ADDRESS BASIC HUMAN NEEDS OF PEOPLE IN OUR SERVICE AREA, THEREBY IMPROVING THE QUALITY OF LIFE OF THE INDIVIDUAL, FAMILY AND COMMUNITY. 0 0 14381453 11246977 419621 COMMUNITY DEVELOPMENT:PROVIDED A CONTINUUM OF HOUSING SERVICES AND ASSISTANCE TO LOW-INCOME FAMILIES; PROVIDED ONE-ON-ONE HOME OWNERSHIP COUNSELING TO 196 HOUSEHOLDS AND HOME OWNERSHIP EDUCATION TO 220 HOUSEHOLDS; WEATHERIZED 22 HOMES; PROJECTS INCLUDED INSULATION, LED LIGHTING, FURNACES, WATER HEATERS, AND WINDOW REPLACEMENT; COMPLETED 78 REPAIRS TO MOBILE HOMES IN RICE COUNTY TO IMPROVE THE HEALTH, SAFETY AND ENERGY EFFICIENCY OF THE HOMES; REPAIRS INCLUDE INSTALLING SMOKE DETECTORS, REPLACING FURNACES AND WATER HEATERS, REPLACING ROOFS, REPAIRING WATER DAMAGE AND ADDING ACCESSIBILITY RAMPS; ASSISTED 163 HOMES WITH ENERGY RELATED REPAIRS; ASSISTED 4,767 HOUSEHOLDS WITH ENERGY ASSISTANCE; PROVIDED ENERGY & WATER CRISIS ASSISTANCE TO 1,318 HOMES; PROVIDED HOMELESS PREVENTION AND ASSISTANCE TO 325 HOUSEHOLDS; PROVIDED TRANSITIONAL HOUSING AND RAPID REHOUSING TO 74 HOUSEHOLDS; PROVIDED PERMANENT SUPPORTIVE HOUSING TO 17 HOUSEHOLDS; PROVIDED SNAP FOOD SUPPORT OUTREACH TO 526 HOUSEHOLDS; PROVIDED GENERAL & HOUSING INFORMATION AND REFERRAL, EDUCATION, OUTREACH ACTIVITIES, ADVOCACY INFORMATION TO LOW-INCOME HOUSEHOLDS IN GOODHUE, OLMSTED, RICE AND WABASHA COUNTIES. 5420809 0 76573 TRANSPORTATION: PROVIDED 168,535 PUBLIC TRANSIT RIDES AND PROVIDED 1,948 VOLUNTEER RIDES. 4983275 0 1354441 HOUSING DEVELOPMENT:ASSISTED 270 FIRST GENERATION HOMEOWNERS WITH DOWN PAYMENT ASSISTANCE AND GAP FINANCING; MANAGED 742 AFFORDABLE RENTAL UNITS IN 26 PROPERTIES; OWNED 15 SINGLE FAMILY HOMES SERVING SPECIAL POPULATIONS; ACQUIRED AN ADDITIONAL 32 AFFORDABLE RENTAL UNITS AND PRESERVED THEIR AFFORDABILITY. 3341467 0 0 EARLY CHILDHOOD/HEAD START:PROVIDED HEAD START SERVICES TO 259 CHILDREN AND THEIR FAMILIES; PROVIDED EARLY HEAD START HOME VISITING SERVICES TO 49 FAMILIES OF CHILDREN AGED BIRTH TO 3; PROVIDED EARLY CHILDHOOD CHILDCARE SERVICES TO 22 CHILDREN AGED BIRTH TO SCHOOL AGE. 741420 0 56350 OLDER ADULT SERVICES:PROVIDED 43,043 MEALS TO 371 UNDUPLICATED OLDER ADULTS & DISABLED CLIENTS; PROVIDED SERVICES TO 378 OLDER ADULTS & CAREGIVERS. 0 0 3531375 HOUSING RENTAL: MANAGED 742 AFFORDABLE RENTAL UNITS IN 26 PROPERTIES. 4082887 0 3587725 28868424 1 1 0 1 0 0 0 0 0 0 1 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 1 225 0 1 197 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 15 15 0 0 1 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 MN X THE ORGANIZATION 5073160610 1414 NORTHSTAR DRIVE ZUMBROTA MN 559921091 GALEN MALECHA CHAIR 0.50 X X 0 0 0 SUSAN BETCHER FIRST VICE CHAIR 0.50 X X 0 0 0 JODI JOHNSON SECOND VICE CHAIR 0.50 X X 0 0 0 RUTH BOUDET SECRETARY 0.50 X X 0 0 0 ROBERT WALKES TREASURER 0.50 X X 0 0 0 HEATHER ROBINS BOARD MEMBER 0.50 X 0 0 0 JO ANNE KRIER BOARD MEMBER 0.50 X 0 0 0 DAVE WINDHORST BOARD MEMBER 0.50 X 0 0 0 EDNA TUDON BOARD MEMBER 0.50 X 0 0 0 MEREDITH ERICKSON BOARD MEMBER 0.50 X 0 0 0 ACACIA WARD BOARD MEMBER 0.50 X 0 0 0 ERICK MAKI BOARD MEMBER 0.50 X 0 0 0 JULIE METTILLE STEBERG BOARD MEMBER 0.50 X 0 0 0 DAVID SENJEM BOARD MEMBER 0.50 X 0 0 0 DARCI STANFORD BOARD MEMBER 0.50 X 0 0 0 JENNIFER LARSON EXECUTIVE DIRECTOR 40.00 X 179822 0 26422 CASSANDRA REESE CONTROLLER 40.00 X 104364 0 44096 RANDI CALLAHAN DIRECTOR OF COMMUNITY SUPPORTS 40.00 X 102469 0 11878 LAURA HELLE HOUSING AND HOMEOWNERSHIP DIRECTOR 40.00 X 110337 0 6648 CHRISTOPHER FLOOD HOUSING DEVELOPMENT OFFICER 40.00 X 104875 0 8224 CYNTHIA VERDICK HUMAN RESOURCES DIRECTOR 40.00 X 102885 0 6585 704752 0 103853 6 0 1 0 MVAC 706 NORTH VICTORY DRIVE MANKATO MN 56001 DIRECT SERVICES - HOMELESS PROGRAMS 1263002 UNITY TITLE SERVICES 5 COUNTY RD B EAST SAINT PAUL MN 55117 FIRST GENERATION LOANS - TITLE SERVICES 707330 TITLESMART INC 318 CENTRAL AVE N FARIBAULT MN 55021 FIRST GENERATION LOANS - TITLE SERVICES 695940 SEMCAC INC PO BOX 549 RUSHFORD MN 55971 MEALS FOR SENIORS & CHILDREN, HOMELESS S 694999 LAND TITLE INC 2200 W COUNTY RD C SUITE 2205 ROSEVILLE MN 55113 FIRST GENERATION LOANS - TITLE SERVICES 624700 32 24508507 762840 25271347 RENTAL INCOME 531110 3531375 3531375 HOUSING 531110 1354441 1354441 COMMUNITY DEVELOPMENT 624100 419621 419621 TRANSPORTATION 480000 181180 76573 104607 OLDER ADULT 624100 56350 56350 5542967 270974 270974 6783 0 6783 6783 6783 31092071 5438360 104607 277757 1685069 1685069 9561908 9561908 354704 319234 35470 6554534 6292605 261929 287771 275197 12574 2811386 2691532 119854 578829 553537 25292 207288 177292 29996 15248 13042 2206 82365 70446 11919 1727 1727 84809 72537 12272 31343 26808 4535 273899 270313 3586 188375 184205 4170 594591 553372 41219 214084 208272 5812 388485 388485 1717675 1717675 255253 218317 36936 HOUSING PARTNERSHIPS 1587532 1587532 VEHICLE & EQUIPMENT R&M 924781 924781 OTHER PROGRAM SERVICES 808547 800832 7715 DUES & SUBSCRIPTIONS 185337 158518 26819 120178 116915 3263 29515718 28868424 647294 0 9417250 11587548 745919 1342645 2107834 1182484 2114769 2122484 1895705 1468991 261025 269880 9907516 4175732 5790197 5731784 22510155 23830222 44842854 47536038 2830536 2803849 733230 916792 19838076 20912020 404082 290094 23805924 24922755 X 21036930 21314881 0 1298402 21036930 22613283 44842854 47536038 1576353 0 X 0 1 X 1 1 1 X 12824332 13867997 17250050 18964668 25271347 88178394 12824332 13867997 17250050 18964668 25271347 88178394 88178394 36097 52446 213032 263789 270974 836338 89014732 21061845 0.99060 0.99210 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 0 0 0 1 1727 1727 0 PART II-B, LINE 1: THE ORGANIZATION PAYS LOBBYING DUES TO THE MINNESOTA COMMUNITY ACTION PARTNERSHIP, WHICH IS THE STATE ASSOCIATION OF COMMUNITY ACTION AGENCIES THAT DOES LOBBYING ON BEHALF OF ITS MEMBERS. 384201 384201 3928125 663714 3264411 1250321 841778 408543 4336224 2670240 1665984 8645 8645 5731784 AFFORDABLE HOUSING PROJECTS 23022916 OTHER ASSETS 528201 RIGHT OF USE ASSETS - OPERATING LEASES 270719 RIGHT OF USE ASSETS - FINANCE LEASES 8386 23830222 LEASE LIABILITY - OPERATING 282230 LEASE LIABILITY - FINANCE 7864 290094 1 SEMCAC INC 204 SOUTH ELM STREET RUSHFORD MN 55971 410907135 501(C)(3) 1263002 0 HOMELESS HOUSING SERVICES MINNESOTA VALLEY ACTION COUNCIL INC 706 NORTH VICTORY DRIVE MANKATO MN 56001 416050353 501(C)(3) 382067 0 HOMELESS HOUSING SERVICES COMMUNITY ACTION CENTER OF NORTHFIELD 1651 JEFFERSON PARKWAY NORTHFIELD MN 55057 410970984 501(C)(3) 40000 0 HOMELESS PREVENTION 3 0 RENT 388 1235842 WEATHERIZATION 32 272940 GAP LOAN 7 111062 TRANSPORTATION 65 78957 FIRST GEN LOAN 270 7801850 UTILITY 44 61257 PART I, LINE 2: GRANTS TO GOVERNMENTS OR OTHER ORGANIZATIONS - PROGRAM DIRECTOR COMPLETES SITE VISITS TO MONITOR CLIENT ELIGIBILITY. PROGRAM ACCOUNTANT MONITORS ANNUAL AUDIT, RISK ASSESSMENT AND 990, REVIEWS MONTHLY EXPENDITURES AND MONITORS 1 MONTH'S TRANSACTIONS IN DEPTH, INCLUDING REVIEWING SUBSTANTIATING RECORDS. CHIEF FINANCIAL OFFICER PERFORMS SECOND REVIEW OF MONITORING INFORMATION. GRANTS TO INDIVIDUALS - TRAINED PROGRAM STAFF COMPLETE ELIGIBILITY APPLICATIONS, OTHER PROGRAM STAFF REVIEW AND APPROVE THE APPLICATIONS, OR REVIEW AND INSPECT THE WEATHERIZATION WORK COMPLETED. X X X 0 0 0 0 0 0 0 0 0 JENNIFER LARSON EXECUTIVE DIRECTOR 179822 0 0 0 0 0 10905 0 15517 0 206244 0 0 0 FORM 990, PART VI, SECTION A, LINE 4 THE BYLAWS WERE AMENDED DECEMBER 17, 2025 TO CHANGE THE QUALIFICATION FOR BOARD MEMBERS TO RESIDE OR WORK IN THE AREA THEY REPRESENT. PREVIOUSLY A BOARD MEMBER WAS REQUIRED TO RESIDE IN THE GEOGRAPHIC AREA SHE/HE REPRESENTS. THE BYLAWS, SECTION II, PARAGRAPH E, #2 WAS UPDATED TO "EACH BOARD MEMBER MUST RESIDE OR WORK IN THE GEOGRAPHIC AREA SHE/HE REPRESENTS." FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS APPROVES A DRAFT OF THE FORM 990 PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C ANNUALLY BOARD MEMBERS, OFFICERS, AND KEY EMPLOYEES DISCLOSE IN WRITING POTENTIAL CONFLICTS OF INTEREST TO THE BOARD OF DIRECTORS. CONFLICTS OF INTEREST ARE CONSTANTLY MONITORED THROUGHOUT THE YEAR AND THE DETAILED POLICY IS FOLLOWED IF A CONFLICT SHOULD ARISE. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD DETERMINES THE COMPENSATION OF THE EXECUTIVE DIRECTOR BY COMPARING SIMILAR POSITIONS OF ORGANIZATIONS SIMILAR IN SIZE. THE HUMAN RESOURCE DIRECTOR, CONTROLLER, AND APPROPRIATE SUPERVISOR REVIEW TASK LISTS AND RATE JOBS USING A POINT SYSTEM FOR ALL OTHER POSITIONS. COMPARABILTY DATA USED INCLUDES MCN, US DOL, AND BJORKLUND WAGE STUDY. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST THE ORGANIZATION MAKES AVAILABLE TO THE PUBLIC THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AT ITS ZUMBROTA LOCATION. THE FINANCIAL STATEMENTS AND 990S FOR THE LAST THREE YEARS ARE ALSO PROVIDED ON THE AGENCY WEBSITE. BRIDGE RUN TOWNHOMES LLC EAST STATE STREET CANNON FALLS MN 55009 272028587 AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 348472 1477143 THREE RIVERS COMMUNITY ACTION INC NORTHBRIDGE APARTMENTS OF ALBERT LEA LLC 802 806 810 TROY ROAD ALBERT LEA MN 56007 461792111 AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 420448 2770187 THREE RIVERS COMMUNITY ACTION INC THREE RIVERS DEVELOPMENT LLC 1414 NORTH STAR DRIVE ZUMBROTA MN 55992 410906178 AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 1930085 9158511 THREE RIVERS COMMUNITY ACTION INC RIVERWOOD APARTMENTS LLC 1414 NORTH STAR DRIVE ZUMBROTA MN 55992 831656365 AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 387940 3595565 THREE RIVERS COMMUNITY ACTION INC THREE CREEKS LLC 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 410906178 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 29 830 THREE RIVERS COMMUNITY ACTION INC RESTORATION GLEN THREE RIVERS LLC 1414 NORTH STAR DRIVE ZUMBROTA MN 55992 991969025 AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 9 315 THREE RIVERS COMMUNITY ACTION INC STONEHOUSE APARTMENTS LLC 1414 NORTH STAR DRIVE ZUMBROTA MN 55992 394817001 AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 66499 1800235 THREE RIVERS COMMUNITY ACTION INC ROBINWOOD MANOR LLC 1414 NORTH STAR DRIVE ZUMBROTA MN 55992 394570826 AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 0 0 THREE RIVERS COMMUNITY ACTION INC TROTTER HAVEN APARTMENTS GP LLC 1414 NORTH STAR DRIVE ZUMBROTA MN 55992 392759956 AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN 0 0 THREE RIVERS COMMUNITY ACTION INC FOX POINTE TOWNHOMES 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 821882372 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 43 725 0 1 0.00010 KNOLLWOOD APARTMENTS 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 861851583 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 25 343 0 1 0.00010 NORTH AND SOUTH OAK APARTMENTS 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 811626468 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 39 395 0 1 0.00010 PRAIRIEWOOD TOWNHOMES 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 461414622 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 41 385 0 1 0.00010 RIDGELY PARK APARTMENTS 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 851136365 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 29 345 0 1 0.00010 SPRING CREEK TOWNHOMES 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 461123390 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 38 367 0 1 0.00010 SPRING CREEK II TOWNHOMES 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 411922096 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 53 1293 0 1 0.00010 WAZUWEETA WOODS APARTMENTS 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 412017725 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 3109 10844 0 1 0.01000 OPPORTUNITY HOMES LLC 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 431978860 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 36677 104493 0 1 0.50000 UNDERWOOD TERRACE 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 881312059 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 0 1 0.00010 1ST & 3RD APARTMENTS 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 921719878 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 0 1 0.00010 RESTORATION GLEN LLLP 1414 NORTHSTAR DRIVE ZUMBROTA MN 55992 991969025 AFFODABLE HOUSING FOR LOW-INCOME INDIVIDUALS MN RELATED 9 291 0 1 0.99990 0 1 0 1 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 NORTH AND SOUTH OAK APARTMENTS D 816270 ACTUAL AMOUNT PRAIRIEWOOD TOWNHOMES D 100000 ACTUAL AMOUNT 1ST & 3RD APARTMENTS D 95073 ACTUAL AMOUNT 1ST & 3RD APARTMENTS L 63031 ACTUAL AMOUNT RESTORATION GLEN LLLP L 295276 ACTUAL AMOUNT SPRING CREEK II TOWNHOMES GP LLC L 73267 ACTUAL AMOUNT PRAIRIEWOOD TOWNHOMES GP LLC L 54210 ACTUAL AMOUNT UNDERWOOD TERRACE GP LLC L 63282 ACTUAL AMOUNT