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        <CurrentTaxYearMinus3YearsAmt>262</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>866</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>46914</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>56467</CurrentTaxYearAmt>
        <TotalAmt>104677</TotalAmt>
      </InvestmentIncomeAndUBTIGrp>
      <TotalSupportCalendarYearGrp>
        <CurrentTaxYearMinus4YearsAmt>340487</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>120205</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>59478</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>-120272</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>130631</CurrentTaxYearAmt>
        <TotalAmt>530529</TotalAmt>
      </TotalSupportCalendarYearGrp>
      <PublicSupportCY509Pct>0.80270</PublicSupportCY509Pct>
      <PublicSupportPY509Pct>0.15000</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.20000</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.01000</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleD documentId="RetDoc2">
      <OtherAssetsOrgGrp>
        <Desc>AFF. HOUSING MORTGAGE LOAN INT. REC</Desc>
        <BookValueAmt>4378785</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>TAXBLE C CORP PLANTATION HOUSING,INC</Desc>
        <BookValueAmt>1659523</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>6038308</TotalBookValueOtherAssetsAmt>
      <TotalRevEtcAuditedFinclStmtAmt>130631</TotalRevEtcAuditedFinclStmtAmt>
      <RevenueSubtotalAmt>130631</RevenueSubtotalAmt>
      <TotalRevenuePerForm990Amt>130631</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>278528</TotExpnsEtcAuditedFinclStmtAmt>
      <ExpensesSubtotalAmt>278528</ExpensesSubtotalAmt>
      <TotalExpensesPerForm990Amt>278528</TotalExpensesPerForm990Amt>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="RetDoc3">
      <GrantRecordsMaintainedInd>true</GrantRecordsMaintainedInd>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>BELHAVEN UNIVERSITY</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>855 RIVERSIDE DRIVE</AddressLine1Txt>
          <CityNm>JACKSON</CityNm>
          <StateAbbreviationCd>MS</StateAbbreviationCd>
          <ZIPCd>39202</ZIPCd>
        </USAddress>
        <RecipientEIN>640303069</RecipientEIN>
        <IRCSectionDesc>501(C)</IRCSectionDesc>
        <CashGrantAmt>25000</CashGrantAmt>
        <PurposeOfGrantTxt>GYM RENOVATION</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>PRINCIPAL'S INITIATIVE</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>2330 UNIVERSITY AVENUE</AddressLine1Txt>
          <CityNm>OXFORD</CityNm>
          <StateAbbreviationCd>MS</StateAbbreviationCd>
          <ZIPCd>38655</ZIPCd>
        </USAddress>
        <RecipientEIN>721380444</RecipientEIN>
        <IRCSectionDesc>501(C)</IRCSectionDesc>
        <CashGrantAmt>12000</CashGrantAmt>
        <PurposeOfGrantTxt>CLOTH. LO-INC CHILD.</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>THE PANTRY OF OXFORD</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>713 MOLLY BARR ROAD</AddressLine1Txt>
          <CityNm>OXFORD</CityNm>
          <StateAbbreviationCd>MS</StateAbbreviationCd>
          <ZIPCd>38655</ZIPCd>
        </USAddress>
        <RecipientEIN>640901339</RecipientEIN>
        <IRCSectionDesc>501(C)</IRCSectionDesc>
        <CashGrantAmt>10000</CashGrantAmt>
        <PurposeOfGrantTxt>TO FEED LOW-INC. FAM</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>ALCORN STATE UNIVERSITY</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>1000 ASU DRIVE</AddressLine1Txt>
          <CityNm>LORMAN</CityNm>
          <StateAbbreviationCd>MS</StateAbbreviationCd>
          <ZIPCd>390967500</ZIPCd>
        </USAddress>
        <RecipientEIN>640538018</RecipientEIN>
        <IRCSectionDesc>501(C)</IRCSectionDesc>
        <CashGrantAmt>10000</CashGrantAmt>
        <PurposeOfGrantTxt>SCH. FOR LOW-INC. SS</PurposeOfGrantTxt>
      </RecipientTable>
      <Total501c3OrgCnt>4</Total501c3OrgCnt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE I, PAGE 1, PART I, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>MID-SOUTH HOUSING FOUNDATION IS VERY INVESTED IN THE LOCAL COMMUNITY AND FOLLOWS UP ON THE CHARITIES THEY SUPPORT TO ENSURE THAT THE COMMUNITY BENEFITS FROM THE FUNDS THAT THEY DONATE. THEY FOLLOW UP BY EXAMINING REPORTS BY VARIOUS THIRD PARTIES THAT SHOW THAT THE LESS FORTUNATE HAVE BENEFITED FROM THE CHARITIES WORK.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="RetDoc4">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>TO SUPPORT THE GREATER COMMUNITY BY PROVIDING FINANCIAL ASSISTANCE TO OTHER CHARITABLE ORGANIZATIONS THAT MEET EDUCATIONAL,RELIGIOUS AND CIVIC NEEDS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>MID-SOUTH HOUSING FOUNDATION MID-SOUTH HOUSING FOUNDATION PRESIDENT SECRETARY FATHER/SON MID-SOUTH HOUSING FOUNDATION MID-SOUTH HOUSING FOUNDATION PRESIDENT DIRECTOR FATHER/SON MID-SOUTH HOUSING FOUNDATION MID-SOUTH HOUSING FOUNDATION SECRETARY DIRECTOR BROTHERS</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 9</FormAndLineReferenceDesc>
        <ExplanationTxt>JOHN SCHMIDT 4 EAST SECOND STREET CLARKSDALE, MS 38614-8614 CHARLES MCCLELLAND 6252 WINTHROP CIRCLE JACKSON, MS 39206 SALLY SHY 585 S. GREER, APT 203 MEMPHIS, TN 38111 ROSCOE Z. WORD, JR. 175 RICHARDSON ROAD RIDGELAND, MS 39157</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE TAX RETURN WAS REVIEWED BY THE OFFICERS PRIOR TO FILING AND WILL BE REVIEWED BY THE ENTIRE BOARD OF DIRECTORS AT IT'S NEXT REGULAR MEETING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE AT THE ORGANIZATION'S OFFICE UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>