2026-05-15T13:28:26-06:00 2025-12-31 721506949 Griffin and Furman LLC P O Box 983 Mandeville LA 70470 990 2025-01-01 720454922 Southwest Louisiana Credit Union % Chad Miller SOUT 3374779190 4056 Ryan Street Lake Charles LA 70605 CHAD MILLER Chief Executive Officer 3374779190 2026-04-27 true STEPHEN M GRIFFIN CPA P00442471 9857279924 2026-05-15 2025 2025-03-06 01:10:19Z 16458502 false X www.swlacu.com X 1952 LA Helping members with their financial needs 9 9 86 0 0 626888 500053 9500750 10291798 348468 268456 5015436 5398195 15491542 16458502 0 0 4990457 5176844 0 0 10183325 10034715 15173782 15211559 317760 1246943 173744140 177814502 149127809 151021662 24616331 26792840 Helping members with their financial needs false false 15211559 Help members with financial needs 15211559 false false false false false false false false true false false false false false true false false false false false false false false false false false false true false true false false false false false false false false false false false false false true 64 0 true 86 true false false false false false false false false X 9 9 false false false false true true true true true false true true true true false false false true false false false LA X William Wilkie 3374779190 4056 Ryan Street Lake Charles LA 70605 Chad Miller Chief Executive Officer 40.00 0.00 X 277083 0 26787 Angie Bellow Chief Administrative Officer 40.00 0.00 X 139357 0 17733 Shelley Flores Chief Operations Officer 40.00 0.00 X 117657 0 10395 Christina Davis Chief Learning Officer 40.00 0.00 X 105965 0 11405 Linda Sterling Chief Revenue Officer 40.00 0.00 X 101363 0 12517 Jon Georgiades Chief Information Officer 40.00 0.00 X 99259 0 7299 Michael Dronet Board Member 2.00 0.00 X 0 0 0 Kevin Istre Board Member 2.00 0.00 X 0 0 0 William Wilkie Treasurer 2.00 0.00 X X 0 0 0 Alton Childs Secretary 2.00 0.00 X X 0 0 0 Robert Collins Chairperson 2.00 0.00 X X 0 0 0 Donna Smith Board Member 2.00 0.00 X 0 0 0 Gene Steech Board Member 2.00 0.00 X 0 0 0 Renee Davis Supervisory Committee Member 2.00 0.00 X 0 0 0 Terry Swire Board Member 2.00 0.00 X 0 0 0 Cheyanna Glyenn Supervisory Committee Member 2.00 0.00 X 0 0 0 Kenneth Thomas Supervisory Committee Member 2.00 0.00 X 0 0 0 Chris Edwards Vice Chairperson 2.00 0.00 X 0 0 0 840684 0 86136 5 false true false 500053 500053 Interest on Loans 522100 10291798 10291798 10291798 268456 268456 0 Fee Income 522100 2284710 2284710 Interchange Income 522100 1937288 1937288 Other Exempt Income 522100 1176197 1176197 5398195 16458502 15958449 0 0 3954352 3954352 380907 380907 539039 539039 302546 302546 30052 30052 14600 14600 461186 461186 354317 354317 126733 126733 1217559 1217559 9349 9349 99072 99072 2008951 2008951 572109 572109 Provision for Loan Loss 1713589 1713589 Miscellaneous Expense 488137 488137 Servicing Expense 2543580 2543580 Maintenance 244703 244703 150778 150778 15211559 15211559 0 0 8264655 4474910 13031143 11662262 2392535 2444731 1109680 868713 134552533 144174993 13899120 3410527 8745683 10488593 5647911 3700300 173744140 177814502 149127809 151021662 149127809 151021662 X 24616331 26792840 24616331 26792840 173744140 177814502 1246943 926940 2626 0 X false true X true false 2029289 2029289 9275792 1695426 7580366 2594039 1715101 878938 10488593 17385442 926940 926940 16458502 16458502 15211559 15211559 15211559 ANGIE BELLOW Chief Administrative Officer 131846 7511 17733 157090 CHAD MILLER Chief Executive Officer 241452 35631 26787 303870 Robert Collins Board Member Consumer - 43 X 221904 92246 false true true Robert Collins Board Member Consumer - 66 X 100000 21389 false true true Michael Dronet Board Member Consumer - 60 X 48790 false true true Chris Edwards Board Member Consumer - 5 X 53253 false true true Terry Swire Jr Supervisory Comm Consumer - 63 X 210375 181447 false true true Terry Swire Jr Supervisory Comm Consumer - 09 X 68953 64979 false true true Linda Sterling CRO Consumer - 08 X 45180 false true true Michael Dronet Board Member Consumer - 005 X 21791 false true true Shelly Flores CFO Consumer - 60 X 77483 70456 false true true Christina Davis CLO Consumer - 001 X 38925 6373 false true true Cheyanna Glyenn Board Member Consumer Loan - 03 X 12196 3635 false true true Donna Smith Board Member Consumer Loan - 04 X 35010 26420 false true true Terry Bruce Swire Jr Board Member Consumer Loan - 10 X 17000 11157 false true true Terry Bruce Swire Jr Board Member Consumer Loan - 02 X 11352 false true true Brandy Lee COO Consumer Loan - 01 X 34538 false true true Chris Edwards Board Member Consumer Loan - 08 X 15015 11568 false true true Michael Dronet Board Member Consumer Loan - 61 X 52000 51866 false true true Micheal Dronet Board Member Consumer Loan - 07 X 6670 5868 false true true Terri Bruce Swire Jr Board Member Consumer Loan - 01 X 39129 38511 false true true Terri Bruce Swire Jr Board Member Consumer Loan - 03 X 2910 2910 false true true Terri Bruce Swire Jr Board Member Consumer Loan - 12 X 47745 46196 false true true Linda Sterling CRO Consumer Loan - 09 X 48695 38790 false true true Shelly Flores CFO Consumer Loan - 02 X 15975 13781 false true true Shelly Flores CFO Consumer Loan - 03 X 40805 40412 false true true Brandy Lee COO Consumer Loan - 02 X 16447 14707 false true true Brandy Lee COO Consumer Loan - 03 X 42591 38883 false true true Donna Smith Board Member Consumer Loan - 04 X 35010 26420 false true true Gene Steech Board Member Consumer Loan - 01 X 64031 60699 false true true 868713 Members or stockholder classes and rights Part VI line 6 SWLACU is a state-chartered credit union and as stated in its bylaws, it is made up of its member owners. Member election for additional members Part VI line 7a The governing board of directors serve staggered terms that are up for election every three years. Governing body decisions Part VI line 7b Due to the at large election process that the governing body is subject to, they are accountable to the membership as a whole. Form 990 governing body review Part VI line 11 The preparation of Form 990 is completed by our auditors, Griffin and Furman LLC, using documenting evidence provided by Southwest Louisiana Credit Union. Upon completion of the form, it is returned to the management team for review. After a satisfactory review, the form is signed and submitted to the IRS. Governing documents etc available to public Part VI line 19 Information is available upon written request.