2026-05-15T09:29:50-05:00 2025-06-30 202253063 TANNER LLP 36 S STATE STREET SUITE 600 SALT LAKE CITY UT 84111 990 2024-07-01 273251347 COMMUNITY DEVELOPMENT FUND OF UTAH COMM 8016617222 501 EAST 1700 SOUTH SALT LAKE CITY UT 84105 J TODD REEDER CHIEF EXECUTIVE OFFICER 8016617222 2026-05-14 1 0 MARC A METCALF P00170461 8015327444 2026-05-14 2024 2025-03-06 01:10:19Z J TODD REEDER 501 EAST 1700 SOUTH SALT LAKE CITY UT 84105 185906 0 X N/A X 2010 UT THE COMMUNITY DEVELOPMENT FUND OF UTAH (CDF) HELPS OUR COMMUNITY THRIVE BY EMPOWERING PEOPLE ON THEIR PATH TOWARD FINANCIAL SECURITY, HOUSING STABILITY, AND ACCESS TO AFFORDABLE HOMES.WE ACHIEVE THIS BY:1. INCREASING FINANCIAL KNOWLEDGE AND SKILLS THROUGH EDUCATION AND COACHING2. PROVIDING HOUSING-RELATED FINANCIAL ASSISTANCE AND LOAN PRODUCTS THAT ARE ACCESSIBLE TO LOWER INCOME UTAHNS3. DEVELOPING AND PRESERVING AFFORDABLE HOMES TO OWN AND RENT 6 6 0 0 0 0 169 150125 0 3062 32906 32719 0 0 33075 185906 0 0 0 0 16575 29097 0 0 0 22172 26908 38747 56005 -5672 129901 1576751 1689962 348690 332098 1228061 1357864 X THE COMMUNITY DEVELOPMENT FUND OF UTAH (CDF) HELPS OUR COMMUNITY THRIVE BY EMPOWERING PEOPLE ON THEIR PATH TOWARD FINANCIAL SECURITY, HOUSING STABILITY, AND ACCESS TO AFFORDABLE HOMES.WE ACHIEVE THIS BY:1. INCREASING FINANCIAL KNOWLEDGE AND SKILLS THROUGH EDUCATION AND COACHING2. PROVIDING HOUSING-RELATED FINANCIAL ASSISTANCE AND LOAN PRODUCTS THAT ARE ACCESSIBLE TO LOWER INCOME UTAHNS3. DEVELOPING AND PRESERVING AFFORDABLE HOMES TO OWN AND RENT 0 0 33269 DURING THE YEAR, CDF PROVIDES 2ND MORTGAGES AS PART OF ITS HOMEFIT LOAN PROGRAM DESIGNED TO HELP LOW TO MODERATE INCOME HOUSEHOLDS FINANCE HOME PURCHASES. THIS PRODUCT DOES NOT REQUIRE MORTGAGE INSURANCE, REDUCING THE OVERALL COST OF FINANCING HOME PURCHASES. 33269 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 6 6 1 0 0 0 0 0 0 1 0 0 0 1 1 1 1 1 1 1 1 0 UT X X SARAH BEAUMONT 8019947222 501 E 1700 S SALT LAKE CITY UT 84105 MARK GOMEZ BOARD MEMBER 1.00 X 0 0 0 LILIAN LOBOS BOARD MEMBER 1.00 X 0 0 0 ANN C HOUSE BOARD MEMBER 1.00 X 0 0 0 ADELAIDE MAUDSLEY BOARD MEMBER 1.00 X 0 0 0 KENNETH ROBERTSON BOARD MEMBER 1.00 1.00 X 0 0 0 LAVINE SHAPIRO BOARD MEMBER 1.00 X 0 0 0 J TODD REEDER CHIEF EXECUTIVE OFFICER 1.00 40.00 X 0 153568 27793 SARAH BEAUMONT CHIEF FINANCIAL OFFICER 1.00 40.00 X 0 120000 23915 0 273568 51708 0 0 1 0 0 150125 150125 ORIGINATION FEE 531390 3062 3062 3062 32719 32719 185906 3062 0 32719 22811 8452 14359 1663 616 1047 2764 1024 1740 1859 689 1170 8383 8383 2964 2964 141 141 999 865 134 17 17 159 159 4085 4085 840 840 214 214 DUES AND SUPSCRIPTIONS 8378 8254 124 ALL OTHER EXPENSES 453 453 REPAIRS AND MAINTENANCE 142 142 POSTAGE AND PRINTING 72 72 61 61 56005 33269 22736 0 528803 388789 1043573 1301173 4375 0 1576751 1689962 213223 215103 135467 116995 348690 332098 X 992276 1102898 235785 254966 1228061 1357864 1576751 1689962 129901 -99 0 X 0 1 X 1 1 1 X 220000 47729 169 150125 418023 220000 47729 169 150125 418023 133904 284119 46454 38122 33195 32906 32719 183396 169 169 601588 33664 0.47230 0.52160 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 X PART X, LINE 2: THE ORGANIZATION BELIEVES THAT IS HAS APPROPRIATE SUPPORT FOR ANY TAX POSITIONS TAKEN AFFECTING ITS ANNUAL FILING REQUIREMENTS, AND AS SUCH, DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS THAT ARE MATERIAL TO THE FINANCIAL STATEMENTS. THE ORGANIZATION WOULD RECOGNIZE FUTURE ACCRUED INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AND LIABILITIES IN INCOME TAX EXPENSE IF SUCH INTEREST AND PENALTIES ARE INCURRED. 0 0 0 0 0 0 0 0 0 J TODD REEDER CHIEF EXECUTIVE OFFICER 0 153568 0 0 0 0 0 0 0 27793 0 181361 0 0 PART I, LINE 3 COMPENSATION OF THE CEO AND CHIEF FINANCIAL OFFICER IS ESTABLISHED BY THE BOARD OF DIRECTORS. PERIODICALLY, THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS COMPENSATION STUDIES, REVIEWS COMPENSATION PAID BY OTHER NONPROFIT AND FOR PROFIT COMPANIES AND CONSIDERS OTHER SOURCES OF INFORMATION DEEMED RELEVANT. THE COMMITTEE THEN MAKES A RECOMMENDATION TO THE BOARD OF DIRECTORS. THE MEMBERS OF THE BOARD OF DIRECTORS WHO ARE FREE OF CONFLICTS MAKE THE FINAL DECISION. FORM 990, PART VI, SECTION A, LINE 2 THE CEO AND CFO ARE EMPLOYED BY COMMUNITY DEVELOPMENT CORPORATION OF UTAH (CDCU), A RELATED TAX-EXEMPT ORGANIZATION. MEMBERS OF THE BOARD ARE ALSO BOARD MEMBERS OF CDCU. THEREFORE, BUSINESS RELATIONSHIPS EXIST BETWEEN THESE INDIVIDUALS. FORM 990, PART VI, SECTION A, LINE 8B THERE ARE NO COMMITTEES THAT HAVE AUTHORITY TO ACT ON BEHALF OF THE BOARD. FORM 990, PART VI, SECTION B, LINE 11B PRIOR TO THE SUBMISSION OF FORM 990, THE BOARD OF DIRECTORS ARE PROVIDED WITH A COPY OF FORM 990, COMPLETE WITH ATTACHMENTS, FOR REVIEW AND APPROVAL. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS PERIODICALLY REVIEWED WITH THE DIRECTORS AND EMPLOYEES. ALL POTENTIAL CONFLICTS OF INTEREST MUST BE ADDRESSED BY THE BOARD OF DIRECTORS. ALL EMPLOYEES AND BOARD MEMBERS ARE COVERED BY THE POLICY. ANY RESTRICTIONS IMPOSED AS A RESULT OF CONFLICTS WILL BE DETERMINED BY THE CEO. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION OF THE CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER IS PAID BY COMMUNITY DEVELOPMENT CORPORATION OF UTAH, A RELATED ORGANIZATION. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. COMMUNITY DEVELOPMENT CORPORATION OF UTAH 501 EAST 1700 SOUTH SALT LAKE CITY UT 84105 870476889 DEVELOP SUSTAINABLE AND AFFORDABLE HOUSING UT 501(C)(3) LINE 7 N/A 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 COMMUNITY DEVELOPMENT CORPORATION OF UTAH O 22026 COST