2026-05-14T15:30:30-05:00 2025-06-30 873707167 CBIZ ADVISORS LLC 685 THIRD AVENUE NEW YORK NY 10017 990 2024-07-01 384028626 HABITAT FOR HUMANITY NYC FUND INC HABI 2129914000 111 JOHN STREET 770 NEW YORK NY 10038 PEARL CHIN CFO 2129914000 2026-05-14 1 0 LISA BURKE P00220718 2125038800 2026-05-14 2024 2025-03-06 01:10:19Z HABITAT FOR HUMANITY COMMUNITY PEARL CHIN 111 JOHN STREET 770 NEW YORK NY 10038 412222 0 X N/A X 2017 NY TO PROMOTE COMMUNITY DEVELOPMENT AND HOMEOWNERSHIP AND TO EXPAND THE AVAILABILITY OF AFFORDABLE HOUSING BY PROVIDING FINANCING AND TECHNICAL ASSISTANCE AND OTHER EDUCATIONAL AND DEVELOPMENTAL SERVICES. 9 9 0 9 0 0 597402 122858 283635 276380 0 0 10274 12984 891311 412222 0 0 0 0 348849 369818 0 0 0 259019 183134 607868 552952 283443 -140730 5630429 5377530 1864528 1752359 3765901 3625171 X TO PROMOTE THE COMMUNITY DEVELOPMENT AND HOMEOWNERSHIP AND TO EXPAND THE AVAILABILITY OF AFFORDABLE HOUSING BY PROVIDING FINANCING AND TECHNICAL ASSISTANCE AND OTHER EDUCATIONAL AND DEVELOPMENTAL SERVICES. 0 0 451682 289364 THE HABITAT NYC COMMUNITY FUND (THE "FUND") IS A CDFI-CERTIFIED REVOLVING LOAN FUND THAT PROVIDES ACCESS TO AFFORDABLE, FLEXIBLE FINANCING TO THOSE WHO NEED IT MOST AND ARE MOST FREQUENTLY DENIED IT, LIKE RESIDENT-OWNED AFFORDABLE HOUSING DEVELOPMENTS AND NON-PROFIT AFFORDABLE HOUSING DEVELOPERS. A LOAN FROM THE FUND CAN HELP EXISTING AFFORDABLE HOUSING DEVELOPMENTS MAKE CAPITAL REPAIRS, PAY OFF FINES AND LIENS, STABILIZE OVERALL FINANCES AND POTENTIALLY UNLOCK ADDITIONAL CAPITAL FROM OTHER, OFTEN PUBLIC, SOURCES. THE FUND ALSO LENDS CAPITAL TO NOT-FOR-PROFIT AFFORDABLE HOUSING DEVELOPERS, INCLUDING HABITAT FOR HUMANITY OFFICES ACROSS NEW YORK STATE, WHO MAY OTHERWISE BE UNABLE TO ACCESS THE TYPE OF CAPITAL THEY NEED THROUGH TRADITIONAL FINANCING. WITH AFFORDABLE CREDIT, THESE DEVELOPERS MAKE GREAT CHANGES WITHIN THEIR COMMUNITIES, BUILDING AND PRESERVING MORE HOUSING ACROSS THE STATE. TO DATE, WE'VE CLOSED ON A TOTAL OF 24 LOANS, LENT A TOTAL OF $5.4MM AND BUILT OR PRESERVED 760 UNITS OF HOUSING. 451682 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 0 0 0 NY X PEARL CHIN CFO 2129914000 111 JOHN STREET SUITE 770 NEW YORK NY 10038 ALEXA SEWELL BOARD MEMBER (OUTGOING) 1.00 X 0 0 0 AMIR KIRKWOOD BOARD MEMBER 1.00 X 0 0 0 BRAIN HSU CHAIR 1.00 X X 0 0 0 CHRISTIE PEALE BOARD MEMBER 1.00 X 0 0 0 CHRISTINE MCGUINNESS BOARD MEMBER 1.00 1.00 X 0 0 0 FATHER STEPHEN MIMNAUGH OFM BOARD MEMBER 1.00 X 0 0 0 MARIAN ZUCKER BOARD MEMBER 1.00 1.00 X 0 0 0 MARK STREB BOARD MEMBER 1.00 X 0 0 0 MARY ROBINSON BOARD MEMBER (OUTGOING) 1.00 X 0 0 0 OSAZE ROMANY BOARD MEMBER 1.00 X 0 0 0 TIBITA KANEENE BOARD MEMBER 1.00 X 0 0 0 CHRISTOPHER ILLUM SECRETARY 4.00 31.00 X 0 148215 38991 PEARL CHIN TREASURER / CFO (INCOMING) 1.00 34.00 X 0 0 0 STEVEN GOLDGRAB TREASURER / CFO (OUTGOING) 1.00 34.00 X 0 151196 34534 0 299411 73525 0 0 1 0 0 122858 122858 LOAN FUND INTEREST INC 531390 163668 163668 MORTGAGE DISC. AMT. 531390 112712 112712 276380 MISCELLANEOUS 900099 12984 12984 12984 412222 289364 0 0 X 258398 210644 47754 4537 3712 825 82069 67148 14921 24814 20302 4512 1000 1000 24550 24550 83888 83888 22020 18788 3232 10374 7977 2397 9430 7715 1715 68 68 26361 26361 4810 3935 875 STAFF TRAINING AND ED. 633 144 489 552952 451682 101270 0 1621611 1744038 8836 9077 3968306 3568470 31676 55945 5630429 5377530 3042 43803 1064733 955414 220000 220000 500000 500000 76753 33142 1864528 1752359 X 3765901 3625171 3765901 3625171 5630429 5377530 -140730 0 X X 0 1 X 1 0 X 415911 333412 587014 597402 122858 2056597 415911 333412 587014 597402 122858 2056597 158238 1898359 16723 20020 15085 10274 12984 75086 2131683 1345088 0.89050 0.94890 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: LOAN APPLICATION COMMITMENT - 2020 AMOUNT: $ 16,723. 2021 AMOUNT: $ 20,020. OTHER MISC INCOME - 2022 AMOUNT: $ 15,085. 2023 AMOUNT: $ 10,274. 2024 AMOUNT: $ 12,984. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 DUE TO AFFILIATES 33142 33142 X 428222 16000 16000 412222 0 412222 568952 16000 16000 552952 0 552952 PART X, LINE 2: THE FUND BELIEVES IT HAS NO UNCERTAIN TAX POSITIONS AS OF JUNE 30, 2025 AND 2024 IN ACCORDANCE WITH FASB ASC TOPIC 740, "INCOME TAXES," WHICH PROVIDES STANDARDS FOR ESTABLISHING AND CLASSIFYING ANY TAX PROVISIONS FOR UNCERTAIN TAX POSITIONS. 0 0 0 0 0 0 0 0 0 CHRISTOPHER ILLUM SECRETARY 0 148215 0 0 0 0 0 5433 0 33558 0 187206 0 0 STEVEN GOLDGRAB TREASURER / CFO (OUTGOING) 0 151196 0 0 0 0 0 1875 0 32659 0 185730 0 0 PART I, LINE 3: THE FILING ORGANIZATION DOES NOT COMPENSATE ANY OFFICER, DIRECTOR OR TRUSTEE. THE TOP OFFICIAL MANAGEMENT TEAM WAS COMPENSATED BY THE RELATED ORGANIZATION - HABITAT FOR HUMANITY NEW YORK CITY AND WESTCHESTER COUNTY, INC. (EIN: 11-2857055). THE FILING ORGANIZATION HAS ADOPTED THE POLICY FROM HABITAT FOR HUMANITY NEW YORK CITY AND WESTCHESTER COUNTY, INC. WHICH REQUIRES AN APPROVAL BY THE BOARD OR COMPENSATION COMMITTEE TO ESTABLISH THE COMPENSATION OF THE ORGANIZATION'S TOP MANAGEMENT OFFICIAL. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS REVIEWED BY THE MANAGEMENT TEAM, AND IS THEN PROVIDED TO ALL BOARD MEMBERS FOR REVIEW AND COMMENT BEFORE FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C AT THE BEGINNING OF EACH FISCAL YEAR, ALL SENIOR MANAGEMENT AND BOARD MEMBERS ARE REQUIRED TO UPDATE THE CONFLICT OF INTEREST FORMS, WHICH INDICATES IF THERE IS A CONFLICT OR NOT. FORM 990, PART VI, SECTION C, LINE 19 THE PUBLIC CAN ACCESS THE FINANCIAL REPORTS FROM THE ORGANIZATION'S WEBSITE. HOWEVER, OTHER DOCUMENTS ARE KEPT AT THE ORGANIZATION'S OFFICE AND ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G OTHER PROFESSIONAL FEES: PROGRAM SERVICE EXPENSES 83,888. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 83,888. FORM 990, PART XII, LINE 2C: THE PROCESS HAS NOT CHANGED SINCE PRIOR YEAR. HABITAT FOR HUMANITY BED STUY HOMES HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 274067936 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES II HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 275098459 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES III HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 455096376 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES IV HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 320371764 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES V HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 455494663 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY BED-STUY HOMES VI HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 462038543 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HART LAFAYETTE HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 270391876 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 RALPH AVENUE I HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 812172218 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT QUEENS PHASE II HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811877445 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY ALMAT TILDEN STREET HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811253742 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY ST JOHNS HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 273132425 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY LATENT THOMAS BOYLAND HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811307909 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY-NEW YORK INC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 112857055 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY HDFC INC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 133677866 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 12B, II HUMANITY NYC AND WESTCHESTER 0 HABITAT FOR HUMANITY DEAN STREET HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 464044465 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 839 TILDEN STREET HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 824451208 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT PASSIVE HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811922004 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 HABITAT NET ZERO HOMES HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 834653763 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(4) HUMANITY NYC AND WESTCHESTER 0 NEW YORK CITY HABITAT FOR HUMANITY INC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 871564526 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 WESTCHESTER COUNTY HABITAT FOR HUMANITY INC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 871571987 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 STEVENSON HOMEOWNERSHIP HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 854283718 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 HABITAT MOSAIC HDFC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 872112719 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTGAGES TO LOW INCOME FAMILIES. NY 501(C)(3) LINE 7 HUMANITY NYC AND WESTCHESTER 0 AG HABITAT TILDEN STREET LLC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 811242655 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTAGES NY N/A 0 0 HABITAT LATENT LLC 111 JOHN STREET SUITE 770 NEW YORK NY 10038 475242503 PROVIDING HOME OWNERSHIP AND AFFORDABLE MORTAGES NY N/A 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0