﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" returnVersion="2025v4.1">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2026-05-12T10:29:06-06:00</ReturnTs>
    <TaxPeriodEndDt>2025-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>550589014</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>Herndon Morton Herndon Yaeger</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
        <CityNm>Wheeling</CityNm>
        <StateAbbreviationCd>WV</StateAbbreviationCd>
        <ZIPCd>26003</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2025-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>454168812</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>Raymond A &amp; Gertrude D Hyer Foundation</BusinessNameLine1Txt>
      </BusinessName>
      <InCareOfNm>% Robert J Krall</InCareOfNm>
      <BusinessNameControlTxt>RAYM</BusinessNameControlTxt>
      <PhoneNum>3042422300</PhoneNum>
      <USAddress>
        <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
        <CityNm>Wheeling</CityNm>
        <StateAbbreviationCd>WV</StateAbbreviationCd>
        <ZIPCd>26003</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>ROBERT J KRALL</PersonNm>
      <PersonTitleTxt>TrusteeSecty &amp; Treasurer</PersonTitleTxt>
      <PhoneNum>3042422300</PhoneNum>
      <SignatureDt>2026-05-12</SignatureDt>
      <DiscussWithPaidPreparerInd>false</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>ROBERT J KRALL</PreparerPersonNm>
      <PTIN>P00051635</PTIN>
      <PhoneNum>3042422300</PhoneNum>
      <PreparationDt>2026-05-12</PreparationDt>
      <SelfEmployedInd>X</SelfEmployedInd>
    </PreparerPersonGrp>
    <TaxYr>2025</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="8">
    <IRS990PF documentId="IRS990PF">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>39533073</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>66216</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>66216</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>855104</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>855104</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>-76307</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>2261675</GrossSalesPriceAmt>
        <TotalRevAndExpnssAmt>845013</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>921320</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>392138</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>129405</CompOfcrDirTrstNetInvstIncmAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>262733</CompOfcrDirTrstDsbrsChrtblAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="TaxesSchedule">72764</TaxesRevAndExpnssAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="OtherExpensesSchedul-147-Copy1">4090</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>3182</OtherExpensesNetInvstIncmAmt>
        <OtherExpensesDsbrsChrtblAmt>908</OtherExpensesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>468992</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>132587</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>263641</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>1450000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>1450000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>1918992</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>132587</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>1713641</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-1073979</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>788733</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>1072410</CashBOYAmt>
        <CashEOYAmt>195403</CashEOYAmt>
        <CashEOYFMVAmt>195403</CashEOYFMVAmt>
        <SavAndTempCashInvstBOYAmt>1660387</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>2801402</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>2801402</SavAndTempCashInvstEOYFMVAmt>
        <USGovernmentObligationsEOYAmt referenceDocumentId="InvestmentsGovtOblig-155-Copy1">599995</USGovernmentObligationsEOYAmt>
        <USGovtObligationsEOYFMVAmt>598921</USGovtObligationsEOYFMVAmt>
        <CorporateStockBOYAmt>9332645</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="InvestmentsCorpStockSchedule">9243723</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>24696358</CorporateStockEOYFMVAmt>
        <CorporateBondsBOYAmt>5139503</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="InvestmentsCorpBondsSchedule">4440443</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>6190369</CorporateBondsEOYFMVAmt>
        <OtherInvestmentsBOYAmt>6150000</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="InvestmentsOtherSchedule2">5000000</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>5050620</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>23354945</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>22280966</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>39533073</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesBOYAmt>0</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
        <NoDonorRstrNetAssestsBOYAmt>23354945</NoDonorRstrNetAssestsBOYAmt>
        <NoDonorRstrNetAssestsEOYAmt>22280966</NoDonorRstrNetAssestsEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>23354945</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>22280966</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>23354945</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>22280966</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>23354945</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-1073979</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>22280966</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>22280966</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>Publically Traded Securities</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>2261675</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2337982</CostOrOtherBasisAmt>
          <GainOrLossAmt>-76307</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-76307</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>-76307</CapitalGainNetIncomeAmt>
        <NetShortTermCapitalGainLossAmt>-76307</NetShortTermCapitalGainLossAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>10963</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>10963</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>10963</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>41582</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>41582</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>30619</OverpaymentAmt>
        <AppliedToESTaxAmt>20619</AppliedToESTaxAmt>
        <RefundAmt referenceDocumentId="IRS8050-0-Copy1">10000</RefundAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>WV</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <IndividualWithBooksNm>THE FOUNDATION</IndividualWithBooksNm>
        <PhoneNum>3042422300</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>83 EDGINGTON LANE</AddressLine1Txt>
          <CityNm>Wheeling</CityNm>
          <StateAbbreviationCd>WV</StateAbbreviationCd>
          <ZIPCd>26003</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>true</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>true</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <ActsFailToQlfyAsExceptionsInd>false</ActsFailToQlfyAsExceptionsInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>William J Yaeger Jr</PersonNm>
          <USAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </USAddress>
          <TitleTxt>Trustee</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>2.50</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>130713</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Robert J Krall</PersonNm>
          <USAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </USAddress>
          <TitleTxt>Trustee</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>130713</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Holly S Planinsic</PersonNm>
          <USAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </USAddress>
          <TitleTxt>Trustee</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>130712</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Robert P Fitzsimmons</PersonNm>
          <USAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </USAddress>
          <TitleTxt>Trustee</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.50</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <TotalAmt>0</TotalAmt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>35132251</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>2026756</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>37159007</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>37159007</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>557385</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>36601622</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>1830081</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>1830081</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>10963</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>10963</TotalTaxAmt>
        <DistributableBeforeAdjAmt>1819118</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>1819118</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>1819118</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>1713641</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>1713641</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>1819118</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>1707755</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>1713641</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>1707755</AppliedToYear1Amt>
        <AppliedToCurrentYearAmt>5886</AppliedToCurrentYearAmt>
        <UndistributedIncomeCYAmt>1813232</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>ROBERT J KRALL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>3042422300</RecipientPhoneNum>
          <RecipientEmailAddressTxt>rkrall@hmhy.com</RecipientEmailAddressTxt>
          <FormAndInfoAndMaterialsTxt>ALL APPLICATIONS FOR GRANTS SHOULD BE MADE BY COMPLETING THE FOUNDATION GRANT APPLICATION FORM. THE APPLICATION FORM REQUESTS VARIOUS INFORMATION AND MATERIALS, INCLUDING GENERAL INFORMATION ABOUT THE OPERATIONS AND EXEMPT STATUS OF THE ORGANIZATION AND REGARDING THE PURPOSE AND USE OF REQUESTED GRANT.</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>none</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>GRANTS ARE LIMITED TO CHARITABLE PURPOSES IN THE US HOWEVER PREFERENCE IS AFFORDED TO OHIO COUNTY WV AND ITS CONTIGUOUS COUNTIES IN ADDITION SPECIAL ONSIDERATION IS GIVEN TO THE EDUCATION OF CHILDREN HEALTH CARE FOR THE COMMUNITY AND THE NEEDS OF THE POOR AND INFIRM</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MADISON ELEMENTARY SCHOOL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>91 ZANE ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>ANCHOR PROGRAM</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OGLEBAY FOUNDATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>255 MANSION DR</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>Career Pathways Program</GrantOrContributionPurposeTxt>
          <Amt>305000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>KINGS DAUGHTERS CHILD CARE CENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>61 13TH ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>BLDG PROJECT STAFF &amp; STAFF RETENTION</GrantOrContributionPurposeTxt>
          <Amt>320000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WHEELING HEALTH RIGHT INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>61 29TH ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>CT Machine Medical mobile unit</GrantOrContributionPurposeTxt>
          <Amt>275000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WHEELING CENTRAL CATHOLIC HIGH SCH</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>75 14TH ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>STEM COOR &amp; MISC ITEMS</GrantOrContributionPurposeTxt>
          <Amt>170000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SHRINERS CHILDREN HOSPITALS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1 CHILDRENS PLAZA 2 WEST</AddressLine1Txt>
            <CityNm>Dayton</CityNm>
            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>45404</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSES</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HOUSE OF THE CARPENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>200 S FRONT ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>EDUCATIONAL PROGRAMS</GrantOrContributionPurposeTxt>
          <Amt>100000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOCIETY OF ST VINCENT DE PAUL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2244 MARSHALL AVENUE</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HOH SHARE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>88 14TH STREET</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSES</GrantOrContributionPurposeTxt>
          <Amt>60000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DRY RIDGE COMMUNITY CENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>259 CEDAR CREEK LANE</AddressLine1Txt>
            <CityNm>Cameron</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26033</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>IMPROVEMENTS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>FRIENDS OF WHEELING</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 889</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>REFURBISH 722-724 MAIN STREET</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>FOXFIRE FESTIVAL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 22</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>General Purposes</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OHIO COUNTY PUBLIC LIBRARY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>52 16TH STREET</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>General</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WEST LIBERTY UNIVERSITY FOUNDATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1100 Main Street</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>R Clark Morton Court</GrantOrContributionPurposeTxt>
          <Amt>128000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>THE SEEING HAND</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>750 MAIN STREET</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WOODSDALE BASEBALL SOFTBALL ASSOC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>27 Barrington Drive</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FIELD RESTORATION FLOOD RELIEF</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>1450000</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>66216</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>855104</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>-76307</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>845013</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>845013</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <InvestmentsCorpBondsSchedule documentId="InvestmentsCorpBondsSchedule">
      <InvestmentsCorporateBondsGrp>
        <BondNm>21827 SHS INVESCO SP MIDCAP400</BondNm>
        <EOYBookValueAmt>624252</EOYBookValueAmt>
        <EOYFMVAmt>1144505</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>27264 SHS ISHARES IBONDS DEC25</BondNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>24822 SHS ISHARES IBONDS DEC26</BondNm>
        <EOYBookValueAmt>629871</EOYBookValueAmt>
        <EOYFMVAmt>601437</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>24386 SHS ISHARES IBONDS DEC27</BondNm>
        <EOYBookValueAmt>629919</EOYBookValueAmt>
        <EOYFMVAmt>592092</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>22780 SHS ISHARES IBONDS DEC28</BondNm>
        <EOYBookValueAmt>629943</EOYBookValueAmt>
        <EOYFMVAmt>579865</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>12905 SHS ISHARES MSCI EMRG MR</BondNm>
        <EOYBookValueAmt>570121</EOYBookValueAmt>
        <EOYFMVAmt>706033</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>12228 SHS ISHARES SP MIDCAP400</BondNm>
        <EOYBookValueAmt>765862</EOYBookValueAmt>
        <EOYFMVAmt>1609083</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>7966 SHS ISHARES CORE S&amp;P SMAL</BondNm>
        <EOYBookValueAmt>590475</EOYBookValueAmt>
        <EOYFMVAmt>957354</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="InvestmentsCorpStockSchedule">
      <InvestmentsCorporateStockGrp>
        <StockNm>2601 SHS AT&amp;T</StockNm>
        <EOYBookValueAmt>62470</EOYBookValueAmt>
        <EOYFMVAmt>64609</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1200 SHS ABBOTT LABORATORIES</StockNm>
        <EOYBookValueAmt>45111</EOYBookValueAmt>
        <EOYFMVAmt>150348</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1200 SHS ABBVIE INC</StockNm>
        <EOYBookValueAmt>68544</EOYBookValueAmt>
        <EOYFMVAmt>274188</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1500 SHS ALPHABET INC A</StockNm>
        <EOYBookValueAmt>55834</EOYBookValueAmt>
        <EOYFMVAmt>469500</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2400 SHS ALPHABET INC C</StockNm>
        <EOYBookValueAmt>119485</EOYBookValueAmt>
        <EOYFMVAmt>753120</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2880 SHS AMAZON COM INC</StockNm>
        <EOYBookValueAmt>137861</EOYBookValueAmt>
        <EOYFMVAmt>664762</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1080 SHS AMERICAN EXPRESS</StockNm>
        <EOYBookValueAmt>50128</EOYBookValueAmt>
        <EOYFMVAmt>399546</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1200 SHS AMGEN INCORPORATED</StockNm>
        <EOYBookValueAmt>69786</EOYBookValueAmt>
        <EOYFMVAmt>392772</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2100 SHS APA CORP</StockNm>
        <EOYBookValueAmt>174936</EOYBookValueAmt>
        <EOYFMVAmt>51366</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>5497 SHS APPLE INC</StockNm>
        <EOYBookValueAmt>202095</EOYBookValueAmt>
        <EOYFMVAmt>1494414</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>548 SHS AVALONBAY CMNTYS INC</StockNm>
        <EOYBookValueAmt>78897</EOYBookValueAmt>
        <EOYFMVAmt>99358</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>5554 SHS BANK OF AMERICA CORP</StockNm>
        <EOYBookValueAmt>114521</EOYBookValueAmt>
        <EOYFMVAmt>305470</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>4490 SHS BHP BILLITON LTD</StockNm>
        <EOYBookValueAmt>288678</EOYBookValueAmt>
        <EOYFMVAmt>271061</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>150 SHS BLACKROCK INC</StockNm>
        <EOYBookValueAmt>58645</EOYBookValueAmt>
        <EOYFMVAmt>160551</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1210 SHS BOEING CON</StockNm>
        <EOYBookValueAmt>168421</EOYBookValueAmt>
        <EOYFMVAmt>262715</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>5210 SHS BRISTOL MYERS SQUIBB</StockNm>
        <EOYBookValueAmt>246948</EOYBookValueAmt>
        <EOYFMVAmt>281027</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1040 SHS CATERPILLAR INC</StockNm>
        <EOYBookValueAmt>107867</EOYBookValueAmt>
        <EOYFMVAmt>595785</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>8600 SHS CISCO SYSTEMS INC</StockNm>
        <EOYBookValueAmt>231816</EOYBookValueAmt>
        <EOYFMVAmt>662458</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1712 SHS CITIGROUP INC</StockNm>
        <EOYBookValueAmt>104383</EOYBookValueAmt>
        <EOYFMVAmt>199773</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>620 SHS COMCAST CORP</StockNm>
        <EOYBookValueAmt>23276</EOYBookValueAmt>
        <EOYFMVAmt>18532</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2000 SHS CONOCOPHILLIPS</StockNm>
        <EOYBookValueAmt>116064</EOYBookValueAmt>
        <EOYFMVAmt>187220</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>600 SHS DEVON ENERGY</StockNm>
        <EOYBookValueAmt>41871</EOYBookValueAmt>
        <EOYFMVAmt>21978</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2430 SHS DISNEY</StockNm>
        <EOYBookValueAmt>150612</EOYBookValueAmt>
        <EOYFMVAmt>276461</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>13805855 SHS DODGE &amp; COX INTL</StockNm>
        <EOYBookValueAmt>519278</EOYBookValueAmt>
        <EOYFMVAmt>908977</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2000 SHS EMERSON ELECTRIC</StockNm>
        <EOYBookValueAmt>147397</EOYBookValueAmt>
        <EOYFMVAmt>265440</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2564 SHS EQT CORP</StockNm>
        <EOYBookValueAmt>67456</EOYBookValueAmt>
        <EOYFMVAmt>137430</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>215 SHS INTERNATIONAL PAPER</StockNm>
        <EOYBookValueAmt>100026</EOYBookValueAmt>
        <EOYFMVAmt>85043</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>4149 SHS EXXON MOBIL</StockNm>
        <EOYBookValueAmt>323432</EOYBookValueAmt>
        <EOYFMVAmt>499291</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>268 SHS FEDEX CORP</StockNm>
        <EOYBookValueAmt>66845</EOYBookValueAmt>
        <EOYFMVAmt>77414</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>270 SHS INTL FLAVORS &amp; FRGRANC</StockNm>
        <EOYBookValueAmt>37128</EOYBookValueAmt>
        <EOYFMVAmt>18195</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1800 SHS FREEPORT MCMORAN COPP</StockNm>
        <EOYBookValueAmt>100295</EOYBookValueAmt>
        <EOYFMVAmt>91422</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>470 SHS GOLDMAN SACHS GROUP IN</StockNm>
        <EOYBookValueAmt>103271</EOYBookValueAmt>
        <EOYFMVAmt>413130</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1200 SHS HEALTHPEAK PPTYS INC</StockNm>
        <EOYBookValueAmt>35239</EOYBookValueAmt>
        <EOYFMVAmt>19296</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1632 SHS HOME DEPOT INC</StockNm>
        <EOYBookValueAmt>53473</EOYBookValueAmt>
        <EOYFMVAmt>561571</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>3300 SHS INTEL CORP</StockNm>
        <EOYBookValueAmt>86398</EOYBookValueAmt>
        <EOYFMVAmt>121770</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>600 SHS JOHNSON &amp; JOHNSON</StockNm>
        <EOYBookValueAmt>38450</EOYBookValueAmt>
        <EOYFMVAmt>124170</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2100 SHS JP MORGAN CHASE</StockNm>
        <EOYBookValueAmt>120132</EOYBookValueAmt>
        <EOYFMVAmt>676662</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>800 SHS LILLY ELI &amp; CO</StockNm>
        <EOYBookValueAmt>63328</EOYBookValueAmt>
        <EOYFMVAmt>859744</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1034 SHS LINDE PLC</StockNm>
        <EOYBookValueAmt>169007</EOYBookValueAmt>
        <EOYFMVAmt>440887</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>4424 SHS MASCO CORP</StockNm>
        <EOYBookValueAmt>98669</EOYBookValueAmt>
        <EOYFMVAmt>280747</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>215703 SHS MATTHEWS INDIA FUN</StockNm>
        <EOYBookValueAmt>63361</EOYBookValueAmt>
        <EOYFMVAmt>51920</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2400 SHS MEDTRONIC INC</StockNm>
        <EOYBookValueAmt>186350</EOYBookValueAmt>
        <EOYFMVAmt>230544</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>750 SHS META PLATFORMS INC</StockNm>
        <EOYBookValueAmt>229602</EOYBookValueAmt>
        <EOYFMVAmt>495068</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>4086 SHS MICROSOFT INC</StockNm>
        <EOYBookValueAmt>202408</EOYBookValueAmt>
        <EOYFMVAmt>1976071</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>800 SHS 3M COMPANY</StockNm>
        <EOYBookValueAmt>107385</EOYBookValueAmt>
        <EOYFMVAmt>128080</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1700 SHS ORACLE CORP</StockNm>
        <EOYBookValueAmt>82871</EOYBookValueAmt>
        <EOYFMVAmt>331347</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>4600 SHS PAYCHEX INC</StockNm>
        <EOYBookValueAmt>167842</EOYBookValueAmt>
        <EOYFMVAmt>516028</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2732 SHS PEPSICO INCORPORATED</StockNm>
        <EOYBookValueAmt>236563</EOYBookValueAmt>
        <EOYFMVAmt>392097</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>12862 SHS PFIZER</StockNm>
        <EOYBookValueAmt>243282</EOYBookValueAmt>
        <EOYFMVAmt>320264</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>650 shs phillips 66</StockNm>
        <EOYBookValueAmt>39252</EOYBookValueAmt>
        <EOYFMVAmt>83876</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2036 SHS PRCTOR &amp; GAMBLE</StockNm>
        <EOYBookValueAmt>136030</EOYBookValueAmt>
        <EOYFMVAmt>291779</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1550 SHS RAYTHEON TECH UNITED</StockNm>
        <EOYBookValueAmt>74694</EOYBookValueAmt>
        <EOYFMVAmt>284270</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2431 SHS REALTY INCOME CORP</StockNm>
        <EOYBookValueAmt>83102</EOYBookValueAmt>
        <EOYFMVAmt>137035</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1100 SHS SLB LIMITED</StockNm>
        <EOYBookValueAmt>76148</EOYBookValueAmt>
        <EOYFMVAmt>42218</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>150 SHS SIMON PPTY GROUP</StockNm>
        <EOYBookValueAmt>23622</EOYBookValueAmt>
        <EOYFMVAmt>27767</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1600 SHS THE COCA COLA CO</StockNm>
        <EOYBookValueAmt>61934</EOYBookValueAmt>
        <EOYFMVAmt>111856</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>300 SHS THERMO FISHER SCNTFC</StockNm>
        <EOYBookValueAmt>47643</EOYBookValueAmt>
        <EOYFMVAmt>173835</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>9640 SHS TJX COS INC</StockNm>
        <EOYBookValueAmt>207745</EOYBookValueAmt>
        <EOYFMVAmt>1480800</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1654 SHS TRAVELERS COMPANIES I</StockNm>
        <EOYBookValueAmt>120999</EOYBookValueAmt>
        <EOYFMVAmt>479759</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>749 SHS UNION PACIFIC CORP</StockNm>
        <EOYBookValueAmt>24206</EOYBookValueAmt>
        <EOYFMVAmt>173259</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>262 SHS UNITEDHEALTH GROUP</StockNm>
        <EOYBookValueAmt>137891</EOYBookValueAmt>
        <EOYFMVAmt>86489</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1265 SHS VISA INC</StockNm>
        <EOYBookValueAmt>23706</EOYBookValueAmt>
        <EOYFMVAmt>443648</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2300 SHS WALGREEN COMPANY</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>3000 SHS WALMART INC</StockNm>
        <EOYBookValueAmt>144726</EOYBookValueAmt>
        <EOYFMVAmt>334230</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>7360 SHS WEYERHAEUSER CO</StockNm>
        <EOYBookValueAmt>192902</EOYBookValueAmt>
        <EOYFMVAmt>174358</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>541 SHS ZIMMER HOLDINGS INC</StockNm>
        <EOYBookValueAmt>42450</EOYBookValueAmt>
        <EOYFMVAmt>48647</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>522 SHS DOW INC</StockNm>
        <EOYBookValueAmt>24379</EOYBookValueAmt>
        <EOYFMVAmt>12204</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>617 SHS PROLOGIS INC</StockNm>
        <EOYBookValueAmt>33527</EOYBookValueAmt>
        <EOYFMVAmt>78766</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>365 SHS AIR PROD &amp; CHEMS INC</StockNm>
        <EOYBookValueAmt>100847</EOYBookValueAmt>
        <EOYFMVAmt>90162</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>31 SHS BOOKING HLDGS INC</StockNm>
        <EOYBookValueAmt>116662</EOYBookValueAmt>
        <EOYFMVAmt>166015</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>184 SHS COSTCO WHOLESALE</StockNm>
        <EOYBookValueAmt>156980</EOYBookValueAmt>
        <EOYFMVAmt>158671</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>604 SHS DANAHER CORP</StockNm>
        <EOYBookValueAmt>160047</EOYBookValueAmt>
        <EOYFMVAmt>138268</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>600 SHS GE AEROSPACE</StockNm>
        <EOYBookValueAmt>100116</EOYBookValueAmt>
        <EOYFMVAmt>184818</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2059 SHS GE HEALTHCARE TECH</StockNm>
        <EOYBookValueAmt>163347</EOYBookValueAmt>
        <EOYFMVAmt>168879</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>921 SHS GE VERONA INC</StockNm>
        <EOYBookValueAmt>164108</EOYBookValueAmt>
        <EOYFMVAmt>601938</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1686 SHS MORGAN STANLEY</StockNm>
        <EOYBookValueAmt>164200</EOYBookValueAmt>
        <EOYFMVAmt>299316</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1283 SHS NVIDIA CORP</StockNm>
        <EOYBookValueAmt>155057</EOYBookValueAmt>
        <EOYFMVAmt>239280</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>335 SHS SALESFORCE</StockNm>
        <EOYBookValueAmt>79938</EOYBookValueAmt>
        <EOYFMVAmt>88745</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>200 SHS SOLVENTUM CORP</StockNm>
        <EOYBookValueAmt>19728</EOYBookValueAmt>
        <EOYFMVAmt>15848</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="InvestmentsGovtObligations-001">
      <StateLocalSecBookVlEOYAmt>202858</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>202672</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsGovtObligationsSch documentId="InvestmentsGovtObligations-002">
      <StateLocalSecBookVlEOYAmt>397137</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>396249</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsOtherSchedule2 documentId="InvestmentsOtherSchedule2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>200K POPULAR BANK 4.85%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K STATE BANK 4.85%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>103187</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>200K BARCLAYS BANK 5.0%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SECURITY FIRST 5.25%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BANK OF AMERICA 5.05%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MEDALLION BANK 4.5%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>200604</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>THE STATE BANK 4.7%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100489</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SOUTHERN BANK 4.75%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>201342</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K MORGAN STANLEY 3.15%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K CAPITAL ONE BANK 3%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K CAPITAL ONE 3.3%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K FNB OF MCGREGOR 3.7%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>200K DISCOVER BANK 4.95%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K UNIVERSITY BANK 4.3%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K CAPITAL ONE BANK 4.85%</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>50513</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K UNIVERSITY BANK 4.15%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100440</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K CAPITAL ONE 3.9%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100432</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K FORBRIGHT BANK 4%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100722</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AVAILA BANK 5.05%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101084</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CELTIC BANK 4.7%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100901</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>UBS BANK 4.55%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>202459</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST FOUNDATION 4.55%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101296</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PROVIDENCE BANK 4.6%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>203091</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPIRITBANK 4.9%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>102229</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CELTIC BANK CORP</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>152724</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CIBC BANK USA 4.5%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>203932</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>UNITED FIDELITY 4.5%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>102113</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PARK STATE BANK 4.4%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>203968</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>STATE BANK OF INDIA 4.95%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CITIZENS BANK 4.7%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BANK OF CHINA 5.15%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BANK OF AMERICA 4.35%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150042</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>THE LYONS BANK 4.85%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100243</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST GUARANTY BANK 3.9%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100138</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BANK HAPOALIM 4.05%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150442</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GATE CITY BANK 4.05%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150543</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BMW BANK OF NORTH 4.6%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101088</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST FEDERAL BANK 3.9%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100453</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AMERICA EXPRESS 3.85%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>200729</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SALLIE MAE BANK 4.05%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>151127</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST NATIONAL BANK 3.95%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>151005</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BMW BANK OF NORTH 4.35%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101509</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MERRICK BANK 3.8%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100475</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>bmw bANK OF NORTH 3.8%</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>50218</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MERRICK BANK 4.0%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>151602</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY 4.35%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>102082</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>TEXAS EXCHANGE 3.7%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>200144</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST NATIONAL BANK 3.95%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100911</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MALAGA BANK 4.0</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>50544</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST PREMIER BANK 4.0%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>201717</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>UBS BANK USA 4.0%</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>50605</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY 4.3%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>153477</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="OtherExpensesSchedule">
      <OtherExpensesScheduleGrp>
        <Desc>Membership dues</Desc>
        <RevenueAndExpensesPerBooksAmt>850</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>850</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ADR Fees</Desc>
        <RevenueAndExpensesPerBooksAmt>67</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>67</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Insurance</Desc>
        <RevenueAndExpensesPerBooksAmt>0</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>WV annual report</Desc>
        <RevenueAndExpensesPerBooksAmt>25</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>25</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Software</Desc>
        <RevenueAndExpensesPerBooksAmt>3115</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>3115</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Postage</Desc>
        <RevenueAndExpensesPerBooksAmt>33</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>33</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="TaxesSchedule">
      <TaxesDetail>
        <CategoryTxt>2024 Tax Due</CategoryTxt>
        <Amt>31182</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>2025 Estimated Taxes</CategoryTxt>
        <Amt>41582</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>