2026-04-22T10:26:43-04:00 2025-06-30 651155416 MENENDEZ CPA 333 3RD AVENUE N SUITE 216 ST PETERSBURG FL 33701 990 2024-07-01 650443188 HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC HABI 3052949006 471 OVERSEAS HWY STE 102 KEY WEST FL 33040 NICHOLAS WAHRER TREASURER 3052949006 2026-04-22 true true JOSE MENENDEZ P01027136 9543744118 2026-04-22 2024 2025-03-06 01:10:19Z JOE MOODY 471 OVERSEAS HWY SUITE 102 KEY WEST FL 33040 5470424 false X WWW.HABITATLOWERKEYS.ORG X 1993 FL HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS IS A NON-PROFIT VOLUNTEER ORGANIZATION WHOSE PURPOSE IS TO PROVIDE DECENT, LOW COST AND AFFORDABLE HOUSING THROUGHOUT THE LOWER FLORIDA KEYS BY PROVIDING NEW HOME CONSTRUCTION, RESTORATION AND EMERGENCY RESIDENTIAL REPAIRS FOR THE ECONOMICALLY DISADVANTAGE. 11 11 5 93 0 832186 1448909 653643 2110221 434421 66604 88371 1787653 2008621 5413387 0 0 359859 331010 0 53542 1209214 3663578 1569073 3994588 439548 1418799 10972121 12559846 4397057 4567358 6575064 7992488 X HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS IS A NON-PROFIT VOLUNTEER ORGANIZATION WHOSE PURPOSE IS TO PROVIDE DECENT, LOW COST AND AFFORDABLE HOUSING THROUGHOUT THE LOWER FLORIDA KEYS BY PROVIDING NEW HOME CONSTRUCTION, RESTORATION AND EMERGENCY RESIDENTIAL REPAIRS FOR THE ECONOMICALLY DISADVANTAGE. false false 2339380 1266530 THE ORGANIZATION PROVIDES DECENT LOW COST AND AFFORDABLE HOUSING THROUGH NEW HOME CONSTRUCTION, RESTORATION AND EMERGENCY RESIDENTIAL REPAIRS FOR THE ECONOMICALLY DISADVANTAGED. IN 2025, THE ORGANIZATION SOLD 4 HOMES AND REPAIRED APPROXIMATELY 4 HOMES. THE ORGANIZATION HAS APPROXIMATELY 3.2 MILLION IN CONSTRUCTION IN PROGRESS ACCROSS VARIOUS JOB SITES, SET FOR COMPLETION IN THE NEXT TWO YEARS. 309421 364056 THE ORGANIZATION OFFERS AFFORDABLE RENTAL PROPERTIES FOR THOSE INDIVIDUALS WHO QUALIFY IN ACCORDANCE WITH THE ORGANIZATION'S INCOME GUIDELINES. THE ORGANIZATION CURRENTLY HAS APPROXIMATELY 29 UNITS FOR RENT IN TWO BUILDINGS THAT ARE CURRENTLY BEING RENOVATED. THE ORGANIZATION HAD APPROXIMATELY 76% OF THE UNITS RENTED AS OF YEAR END. 106277 479635 THE ORGANIZATION PROVIDES MORTGAGE AND FAMILY SERVICES TO HOMEOWNERS AS WELL AS SERVICES TO VOLUNTEERS. 2755078 true true false false false false false false true false true false false true true false true false false false false false false false true false false false false false false false false false false false false false false false false false true false false false false true 14 0 true 5 true false false false false false false false false X 11 11 false false false false false false false true true false false true true true true true true true true false FL X KRISTINA WELBURN EXEC DIRECTOR 3052949006 471 OVERSEAS HWY STE 102 KEY WEST FL 33040 X JOE MOODY PRES/CHAIRPE 3.00 X X 0 0 0 DEBBIE BATTY VICE CHAIR 3.00 X X 0 0 0 NICHOLAS WAHRER TREASURER 3.00 X X 0 0 0 DONNA MOORE SECRETARY 2.00 X X 0 0 0 LYNDA WOODS BOARD MEMBER 2.00 X 0 0 0 DEVON AYERS BOARD MEMBER 2.00 X 0 0 0 BILLY DAVIS BOARD MEMBER 2.00 X 0 0 0 AL ALTUVE BOARD MEMBER 2.00 X 0 0 0 JAYLIN MORAWSKI BOARD MEMBER 2.00 X 0 0 0 PETER RYSMAN BOARD MEMBER 2.00 X 0 0 0 CHRIS RIVETT BOARD MEMBER 2.00 X 0 0 0 false false false AB BUILDERS 43C 10TH AVE KEY WEST FL 33040 CONSTRUCTION 308925 EE BUILDERS 1205 20TH TERRACE KEY WEST FL 33040 CONSTRUCTION 201419 KW CONSULTANTS PO BOX 2641 KEY WEST FL 33045 EXEC. DIRECTOR 101673 3 1448909 1448909 SALE OF HOMES 230000 1266530 1266530 AMORTIZATION - MORTGAGE DISC. 230000 393773 393773 RENTAL INCOME 531110 364056 364056 ADMINISTRATIVE FEES 561000 83678 83678 RESTORE 561499 2184 2184 2110221 50197 50197 19000 2593 16407 16407 16407 213679 54444 159235 159235 DISCOUNT ON NOTE PAYABLE 900099 1206658 1206658 LOAN FORGIVENESS 900099 400000 400000 MISCELLANEOUS 900099 21760 21760 1628418 5413387 3755046 209432 248089 144636 92041 11412 64477 37486 23977 3014 18444 10753 6843 848 153998 83841 37704 32453 54773 20308 32790 1675 73379 60604 8635 4140 243174 86747 156427 81451 64156 17295 85879 64658 21221 CONSTRUCTION COST 1950842 1950842 DISCOUNT ON NEW MORTGAGES 865866 180724 685142 COST OF MORTGAGE SALES 88905 88905 COST OF HOMES REPAIR 27921 27921 37390 22402 14988 3994588 2755078 1185968 53542 1511372 1474963 750000 750000 12035 614960 56904 33339 2069437 689248 1449663 1380189 7192147 8306395 10972121 12559846 122862 124020 88900 42315 4162601 4375012 22694 26011 4397057 4567358 X 6575064 7992488 6575064 7992488 10972121 12559846 X 1418799 -1375 X false true X true false X 938767 1221187 2234595 832186 1448909 6675644 938767 1221187 2234595 832186 1448909 6675644 6675644 2656 9991 61985 128659 50197 253488 137563 213679 351242 7280374 16228996 0.91690 0.94560 X PART II, LINE 10 OTHER INCOME 137,563 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false 993821 216658 777163 972600 399498 573102 15828 13584 2244 87188 59508 27680 1380189 MORTGAGE RECEIVABLES 4279766 CONSTRUCTION IN PROGRESS 3208978 HOMES HELD FOR SALE 433571 LAND WHOSE USE IS RESTRICTED 369548 UNDEVELOPED LAND 14532 8306395 PAYROLL RELATED LIABILITIES 20529 INTEREST PAYABLE 5482 26011 5413387 5413387 5413387 3995963 1375 1375 3994588 3994588 SCHEDULE D, PAGE 4, PART XII, LINE 2D BAD DEBT 1,375 GALA EVENT 190710 190710 1992 34575 16871 190710 190710 1992 34575 16871 53438 137272 FORM 990 - ORGANIZATION'S MISSION HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS IS A NON-PROFIT VOLUNTEER ORGANIZATION WHOSE PURPOSE IS TO PROVIDE DECENT, LOW COST AND AFFORDABLE HOUSING THROUGHOUT THE LOWER FLORIDA KEYS BY PROVIDING NEW HOME CONSTRUCTION, RESTORATION AND EMERGENCY RESIDENTIAL REPAIRS FOR THE ECONOMICALLY DISADVANTAGE. FORM 990, PAGE 1, PART I, LINE 6 VOLUNTEERS CONSIST OF BOARD MEMBERS AND INDIVIDUALS WHO PROVIDE ADMINISTRATIVE AND HOME BUILDING FUNCTIONS. FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 IS REVIEWED AND APPROVED BY THE FINANCE COMMITTEE AND FINAL APPROVAL IS MADE BY THE GOVERNING BOARD. IF A BOARD MEETING IS NOT HELD PRIOR TO THE FILING DATE, FORM 990 IS PROVIDED TO THE GOVERNING BODY FOR REVIEW AND APPROVAL AT THE NEXT MEETING. IN THE EVENT THAT THE FULL REVIEW BY THE GOVERNING BODY AFTER THE FILING DISCLOSES A PROBLEM WITH THE RETURN, AN AMENDED FORM 990 WOULD ACCORDINGLY BE FILED. FORM 990, PAGE 6, PART VI, LINE 12C POLICY ENFORCED BY UPPER MANAGEMENT AND DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 15A THE CHAIRMAN OF THE BOARD OF DIRECTORS APPROVES COMPENSATION OF THE EXECUTIVE DIRECTOR IF/WHEN A SALARY ADJUSTMENT HAS BEN PROPOSED. FOR ALL OTHER TOP MANAGEMENT POSITIONS, SALARY IS APPROVED BY IMMEDIATE SUPERVISORS BASED ON BUDGET APPROVED BY BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 15B APPROVED BY THE EXECUTIVE DIRECTOR AND BOARD OF DIRECTORS FORM 990, PAGE 6, PART VI, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THE GOVERNING DOCUMENTS ARE AVAILABLE FROM THE STATE OF FLORIDA SECRETARY OF STATE WEBSITE. ALL OF THE AFORMENTIONED INFORMATION IS PROVIDED UPON WRITTEN OR VERBAL REQUEST. FORM 990, PART XI, LINE 9 BAD DEBT -1,375 HFHKW FUNDING COMPANY LLC 471 OVERSEAS HWY STE 102 KEY WEST FL 33040 650443188 SEEPARTVII FL 1353389 3117875 SEEPARTVII SCHEDULE R PART I DISREGARDED ENTITIES: HFHKW FUNDING COMPANY, LLC IS CONSIDERED A DISREGARDED ENTITY FOR THE PURPOSE OF THE INTERNAL REVENUE CODE. THE COMPANY SHALL ENGAGE IN THE ACTIVITY OF ACQUIRING AND HOLDING MORTGAGE LOANS AND RELATED DOCUMENTS ORIGINATED BY THE SOLE MEMBER, HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS, INC. TOTAL REVENUE OF 1,353,389 REPRESENTS DISCOUNT ON NOTES PAYABLE AND AMORTIZATION OF MORTGAGES. THE REVENUE IS OFFSET WITH RELATED DISCOUNT ON MORTGAGES AND RELATED COST.