2026-04-22T08:43:27-05:00 2025-12-31 362985770 SELDEN FOX LTD ONE PARKVIEW PLAZA SUITE 710 OAKBROOK TERRACE IL 60181 990 2025-01-01 362659309 ROCK VALLEY CREDIT UNION ROCK 8152820300 1201 CLIFFORD AVE LOVES PARK IL 61111 DARLYNE KELLER CEO 8152827412 2026-04-20 1 MICHAEL KRAM P01469094 6309541400 2025 2025-03-06 01:10:19Z DARLYNE KELLER 1201 CLIFFORD AVE LOVES PARK IL 61111 13398265 0 X WWW.ROCKVALLEYCREDITUNION.ORG X CREDIT UNION 1968 IL ROCK VALLEY CREDIT UNION IS A COOPERATIVE NON-PROFIT ASSOCIATION, ORGANIZED UNDER THE NATIONAL CREDIT UNION ACT FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS MEMBERS, AND PROVIDING A SOURCE OF CREDIT AT REASONABLE RATES OF INTEREST. 8 8 71 8 0 0 0 0 10801712 12800468 501585 597797 0 0 11303297 13398265 0 0 0 0 4068333 4333679 0 0 0 6685349 7497274 10753682 11830953 549615 1567312 162201724 172275711 144710980 152701698 17490744 19574013 ROCK VALLEY CREDIT UNION IS A COOPERATIVE NON-PROFIT ASSOCIATION, ORGANIZED UNDER THE NATIONAL CREDIT UNION ACT FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS MEMBERS, AND PROVIDING A SOURCE OF CREDIT AT REASONABLE RATES OF INTEREST. 0 0 11830953 13398265 PROVIDED 6,226 CONSUMER LOANS TO MEMBERS. PROVIDED 811 MORTGAGE AND HOME EQUITY LOANS TO MEMBERS. PROVIDED CHECKING SERVICE TO 11,090 MEMBER ACCOUNTS;PROVIDED SAVINGS SERVICES TO 20,970 MEMBER ACCOUNTS 11830953 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 3879 0 1 71 1 0 0 0 0 0 0 0 0 0 0 X 8 8 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X DARLYNE KELLER 8152820300 1201 CLIFFORD AVE LOVES PARK IL 61111 DAVID GILL CHAIRPERSON 1.00 X X 0 0 0 LYNNE KOWALCZYK TREASURER 1.00 X X 0 0 0 DEBBIE ARANKI VICE CHAIRPERSON 1.00 X X 0 0 0 PAUL DIONNE SECRETARY 1.00 X 0 0 0 SHONDA WILSON DIRECTOR 1.00 X 0 0 0 MARTIN REYES DIRECTOR 1.00 X 0 0 0 CLAUDIA CONSUELOS DIRECTOR 1.00 X 0 0 0 ANNTONISHA WILLIAMS DIRECTOR 1.00 X 0 0 0 DARLYNE KELLER CEO 40.00 X 247813 0 19611 JODI APPELGREN VICE PRESIDENT OF FINANCE 40.00 X 158235 0 15755 MATT PAPOCCIA VICE PRESIDENT OF LENDING 40.00 X 158910 0 17114 MARK D'ANGELO VP OF MEMBER EXPERIENCE 40.00 X 138726 0 21319 BRIAN FISCHER EMPLOYEE 40.00 X 132663 0 14898 ANA MONTOYA VP OF MARKETING 40.00 X 104218 0 9829 940565 0 98526 10 0 1 0 0 LOAN INTEREST 522100 8056315 8056315 OTHER INCOME 522100 3189923 3189923 FEES AND CHARGES 522100 1554230 1554230 12800468 597797 597797 13398265 13398265 0 0 267424 3149810 167574 446219 302652 143098 52404 161271 502838 2049789 1052331 311190 11280 39690 382357 INTEREST ON MEMBERS' AC 1877129 PROVISION FOR CREDIT LO 692028 MISCELLANEOUS 221869 11830953 2053029 2693854 4338572 9717262 128907902 132665073 884939 1272156 8412939 4945146 3469838 3467793 15250412 14500738 1737000 2487000 3298225 3391769 2261807 2080066 162201724 172275711 1344118 1205634 4000000 0 139366862 151496064 144710980 152701698 X 0 0 0 0 17490744 19574013 17490744 19574013 162201724 172275711 1567312 515957 0 X X 0 1 X 1 0 0 836154 836154 3485119 1783512 1701607 4091666 3161634 930032 3467793 MEMBER SHARE ACCOUNTS 151496064 151496064 X 0 0 0 DARLYNE KELLER CEO 247813 0 0 0 0 0 0 0 19611 0 267424 0 0 0 MATT PAPOCCIA VICE PRESIDENT OF LENDING 158910 0 0 0 0 0 0 0 17114 0 176024 0 0 0 JODI APPELGREN VICE PRESIDENT OF FINANCE 158235 0 0 0 0 0 0 0 15755 0 173990 0 0 0 MARK D'ANGELO VP OF MEMBER EXPERIENCE 138726 0 0 0 0 0 0 0 21319 0 160045 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION'S SHARE DEPOSITORS ARE CONSIDERED MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A ROCK VALLEY'S MEMBERSHIP ELECT THE MEMBERS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION B, LINE 11B THE VICE PRESIDENT OF FINANCE OF THE ORGANIZATION ASSISTS IN THE PREPARATION OF THE 990 AND REVIEWS THE FINAL PREPARED FORM COMPLETED BY AN OUTSIDE CPA FIRM. FORM 990, PART VI, SECTION B, LINE 12C ALL INSIDERS OF THE CREDIT UNION HAVE AN OBLIGATION AT ALL TIMES TO PROMOTE THE CREDIT UNION'S BEST INTERESTS. THE CREDIT UNION'S CODE OF ETHICS POLICY REQUIRES THAT ALL PERSONNEL AVOID ANY SITUATION, WHICH DOES OR MAY INVOLVE A CONFLICT, OR APPEARANCE OF CONFLICT, BETWEEN THEIR PERSONAL INTERESTS AND THE INTERESTS OF THE CREDIT UNION. ALL INSIDERS OF THE CREDIT UNION MUST SIGN AND UPDATE THEIR CONFLICT OF INTEREST WHEN HIRED AND ANNUALLY THEREAFTER. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION FOR ALL POSITIONS IS APPROVED ANNUALLY BY THE BOARD OF DIRECTORS THROUGH THE BUDGETARY PROCESS. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES ITS FINANCIAL STATEMENTS AVAILABLE UPON REQUEST, AND MAY ALSO BE FOUND IN THE CREDIT UNION'S ANNUAL REPORT, WHICH IS AVAILABLE AT THE CREDIT UNION'S ANNUAL MEETING. PART XII, LINE 2C THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.