2026-04-21T11:00:11-05:00 2025-06-30 331498605 PLANTE & MORAN PLLC 8181 E TUFTS AVE SUITE 600 DENVER CO 80237 990 2024-07-01 453733823 COLORADO HEALTH BENEFIT EXCHANGE COLO 7204962530 4600 SOUTH ULSTER STREET 300 DENVER CO 80237 KEVIN PATTERSON CEO 7204962530 2026-04-17 1 1 ALYSSA M KENT P01701477 3037409400 2026-04-17 2024 2025-03-06 01:10:19Z CONNECT FOR HEALTH COLORADO KEVIN PATTERSON 4600 SOUTH ULSTER STREET NO 300 DENVER CO 80237 72273797 0 X WWW.CONNECTFORHEALTHCO.COM X UNINCORPORATED ASSOCIATION 2011 CO TO INCREASE ACCESS, AFFORDABILITY, AND CHOICE FOR INDIVIDUALS PURCHASING INSURANCE. 9 9 242 12 0 0 6785366 5281579 52733483 65885333 628014 1103669 139279 3216 60286142 72273797 0 0 0 0 25354821 25968057 0 0 10306 28636218 33316254 53991039 59284311 6295103 12989486 55485461 72790021 10453858 14768932 45031603 58021089 X THE MISSION OF CONNECT FOR HEALTH COLORADO IS TO INCREASE ACCESS, AFFORDABILITY, AND CHOICE FOR INDIVIDUALS AND SMALL EMPLOYERS PURCHASING HEALTH INSURANCE IN COLORADO. (SEE ON SCHEDULE O)CONNECT FOR HEALTH COLORADO IS INTENDED TO REFLECT THE NEEDS OF OUR STATE, SEEK COLORADO-SPECIFIC SOLUTIONS, AND EXPLORE THE MAXIMUM NUMBER OF OPTIONS AVAILABLE TO THE STATE OF COLORADO IN MEETING THE GOALS OF ACCESS, AFFORDABILITY, AND CHOICE. 0 0 49658517 0 63303039 THE CONTINUATION OF THE FEDERAL ENHANCED PREMIUM TAX CREDITS AND COLORADO'S COST SHARING REDUCTIONS HELPED LOWER THE COST OF MONTHLY PREMIUMS AND OUT-OF-POCKET COSTS FOR 80% OF OUR CUSTOMERS. THROUGH THESE SAVINGS PROGRAMS AND CONTINUED EFFORTS TO INFORM PEOPLE OF THEIR HEALTH INSURANCE OPTIONS AND AVAILABLE FINANCIAL HELP, C4HCO SAW RECORD ENROLLMENTS THIS YEAR. NEARLY 296,500 COLORADANS SIGNED UP FOR COVERAGE DURING OPEN ENROLLMENT FOR 2025. THIS TOTAL WAS A 19% INCREASE FROM THE PRIOR OPEN ENROLLMENT PERIOD. WITH THE GROWTH IN HEALTH COVERAGE PROVIDED THROUGH C4HCO, THE STATE SAW AN INCREASE OF OVER $300 MILLION IN FEDERAL FINANCIAL HELP. (SEE ON SCHEDULE O)AREAS OF SIGNIFICANT FOCUS THIS YEAR INCLUDED:CUSTOMER OPERATIONS.OUR CUSTOMER SERVICE CENTER CONTINUED TO BUILD ON THE MOMENTUM AND SUCCESS WE EXPERIENCED IN STREAMLINING OPERATIONS LAST YEAR WHEN WE BROUGHT SYSTEMS IN-HOUSE AND CREATED A DEDICATED INTERNAL CUSTOMER SUPPORT TEAM. THANKS TO THESE IMPROVEMENTS AND THE IMPLEMENTATION OF AN INTUITIVE KNOWLEDGE BASE THIS YEAR, THE AVERAGE CALL DURATION DECREASED BY A FULL MINUTE BETWEEN DECEMBER 2023 AND DECEMBER 2024, LEADING TO A CUSTOMER SATISFACTION RATE OF 87% NEARLY 40% HIGHER THAN FIVE YEARS AGO.BROKER AND ASSISTER CUSTOMER SUPPORT.ABOUT 66% OF ALL ENROLLMENTS FOR PLAN YEAR 2025 WERE COMPLETED WITH THE HELP OF A HEALTH INSURANCE BROKER OR ASSISTER. THIS YEAR, WE EXPANDED OUR ASSISTANCE NETWORK, WELCOMING NEW COMMUNITY-BASED REFERRAL PARTNERS, INCLUDING SOCIAL SERVICE AGENCIES AND HEALTH CARE PROVIDERS. ADDITIONALLY, CONNECT FOR HEALTH COLORADO ADDED 17 NEW STOREFRONT LOCATIONS TO PROVIDE ENROLLMENT HELP AT 63 ENROLLMENT CENTERS ACROSS THE STATE. IMPROVEMENTS TO THE BROKER PORTAL ALLOWED FOR SEAMLESS INTEGRATION WITH CUSTOMER INFORMATION AND SPED UP THE ENROLLMENT PROCESS. THESE IMPROVEMENTS CONTRIBUTED TO NEARLY 178,000 CUSTOMERS ENROLLING WITH THE HELP OF A BROKER.MODERNIZING SYSTEMS.WITH AN INCREASED EMPHASIS ON A CUSTOMER'S EXPERIENCE WHEN USING THE MARKETPLACE PLATFORM, C4HCO FOCUSED ON CONTINUING TO MOVE TOWARDS A COMBINED APPLICATION AND SHOPPING/ENROLLMENT PROCESS. ACCOMPLISHMENTS DURING THE YEAR INCLUDED ENHANCEMENTS TO OUR RENEWAL PROCESS, CONTRIBUTING TO 83% OF OUR ENROLLMENTS COMING FROM RETURNING CUSTOMERS. ADDITIONALLY, IMPROVEMENTS WERE MADE TO OUR CUSTOMER PAYMENT AND TESTING PROCESSES. 49658517 1 1 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 1 24 0 1 242 1 0 0 0 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 0 0 0 1 0 0 0 1 1 1 1 1 1 1 1 0 X BRIAN BRAUN CFO 7204962530 4600 SOUTH ULSTER STREET NO 300 DENVER CO 80237 DICK THOMPSON BOARD CHAIR 5.00 0.00 X X 0 0 0 MARA BAER BOARD CHAIR-ELECT 3.00 0.00 X X 0 0 0 ANNIE LEE VICE-CHAIR 3.00 0.00 X X 0 0 0 LOREZ MEINHOLD TREASURER 3.00 0.00 X X 0 0 0 CHRISTY BLAKELY DIRECTOR 3.00 0.00 X 0 0 0 PATRICK GORDON DIRECTOR 3.00 0.00 X 0 0 0 ADAM FOX DIRECTOR 3.00 0.00 X 0 0 0 ROBERT RUIZ-MOSS DIRECTOR 3.00 0.00 X 0 0 0 JENNIFER BROOKS DIRECTOR 3.00 0.00 X 0 0 0 KEVIN PATTERSON CHIEF EXECUTIVE OFFICER 45.00 0.00 X 398905 0 40400 BRIAN BRAUN CHIEF FINANCIAL OFFICER 45.00 0.00 X 292599 0 62162 KELLY GUTHNER CHIEF INNOVATION OFFICER 45.00 0.00 X 295531 0 56074 KATHERINE DAVIES CHIEF PRODUCT OFFICER 45.00 0.00 X 200488 0 39262 NINA SCHWARTZ CHIEF POLICY AND EXTERNAL AFFAIRS OFFICER 42.00 0.00 X 176907 0 30116 RENATA ROBINSON CHIEF HUMAN RESOURCES AND TRAINING OFFICER 41.00 0.00 X 292056 0 50750 ALAN SCHMITZ GENERAL COUNSEL/COMPLIANCE OFFICER 41.00 0.00 X 255772 0 52926 JUSTIN BRANDON SENIOR DIRECTOR OF CUSTOMER AND ISSUER OPERATIONS 45.00 0.00 X 201500 0 45693 WILLIAM SCHWARTZ DIRECTOR OF SOFTWARE DEVELOPMENT 41.28 0.00 X 188523 0 44623 MOLLY MCCLURG DEPUTY GENERAL COUNSEL 40.00 0.00 X 184450 0 29119 2486731 0 451125 75 0 1 0 CGI 12907 COLLECTIONS CENTER DR CHICAGO IL 60693 TECHNOLOGY DEVELOPMENT 8167892 HIRE CONNECTIONS 7853 E ARAPAHOE CT 1000 CENTENNIAL CO 80112 CUSTOMER SERVICE 3696228 QUANTA INTELLIGENCE 3800 BUCHTEL BOULEVARD 100037 DENVER CO 80250 TECH AND BUSINESS INTELLIGENCE 627912 COMPRI CONSULTING 2601 BLAKE STREET SUITE 100 DENVER CO 80205 PRODUCT DEVELOPMENT 373950 BURKSCOMM 3619 S NARCISSUS WAY DENVER CO 80237 OUTREACH 228474 9 5281579 5281579 CARRIER FEE REVENUE 900099 57989601 57989601 PROGRAM REVENUE 900099 5310222 5310222 MANAGEMENT FEES 900099 2585510 2585510 65885333 832172 832172 271497 0 271497 271497 271497 OTHER INCOME 900099 3216 3216 3216 72273797 63303039 0 3689179 1431065 1001143 422350 7572 17648679 14320487 3328192 1801792 1446895 354182 715 3371200 2707179 662683 1338 1715321 1377456 337184 681 20894 20894 494632 102814 391818 267411 80004 187407 273868 82350 191518 468496 375729 92767 104133 15325 88808 29959 13228 16731 4644275 4589212 55063 99973 99973 TECHNOLOGY DEVELOPMENT 11730391 11655071 75320 MARKETING AND OUTREACH 6156921 6140692 16229 CUSTOMER SERVICE DEVELO 5410889 5410889 TRAINING 100198 47191 53007 3514214 292852 3221362 59284311 49658517 9615488 10306 2695077 2022102 4463047 9226190 14953395 11985818 1155084 1279122 67951477 48974486 18529219 18976991 10340807 21155609 -172762 98735 336859 3870176 3184735 4175278 55485461 72790021 7910375 9013486 2543483 5755446 10453858 14768932 X 26696089 39384354 18335514 18636735 45031603 58021089 55485461 72790021 12989486 0 X 0 1 X 1 1 1 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 205649 205649 1366572 1252421 114151 66379256 47722065 18657191 18976991 INTERCOMPANY RECEIVABLE 2602881 LEASE RIGHT-OF-USE ASSETS 1545014 SECURITY DEPOSITS 27383 4175278 SBITA LIABILITY 3946355 RIGHT-OF-USE LIABLITIY 1372840 DEFERRED RENT 436251 5755446 71903255 0 71903255 370542 370542 72273797 58913769 0 58913769 370542 370542 59284311 PART XI, LINE 4B - OTHER ADJUSTMENTS: INTEREST EXPENSE NETTED AGAINST REVENUE 370,542. PART XII, LINE 4B - OTHER ADJUSTMENTS: INTEREST EXPENSE NETTED AGAINST REVENUE 370,542. X X 0 0 0 0 0 0 0 1 0 KEVIN PATTERSON CHIEF EXECUTIVE OFFICER 351081 0 47824 0 0 0 20400 0 20000 0 439305 0 0 0 BRIAN BRAUN CHIEF FINANCIAL OFFICER 292599 0 0 0 0 0 29620 0 32542 0 354761 0 0 0 KELLY GUTHNER CHIEF INNOVATION OFFICER 295531 0 0 0 0 0 29553 0 26521 0 351605 0 0 0 RENATA ROBINSON CHIEF HUMAN RESOURCES AND TRAINING O 292056 0 0 0 0 0 23666 0 27084 0 342806 0 0 0 ALAN SCHMITZ GENERAL COUNSEL/COMPLIANCE OFFICER 255772 0 0 0 0 0 25851 0 27075 0 308698 0 0 0 JUSTIN BRANDON SENIOR DIRECTOR OF CUSTOMER AND ISSU 201500 0 0 0 0 0 20130 0 25563 0 247193 0 0 0 KATHERINE DAVIES CHIEF PRODUCT OFFICER 200488 0 0 0 0 0 20599 0 18663 0 239750 0 0 0 WILLIAM SCHWARTZ DIRECTOR OF SOFTWARE DEVELOPMENT 188523 0 0 0 0 0 18972 0 25651 0 233146 0 0 0 MOLLY MCCLURG DEPUTY GENERAL COUNSEL 184450 0 0 0 0 0 17857 0 11262 0 213569 0 0 0 NINA SCHWARTZ CHIEF POLICY AND EXTERNAL AFFAIRS OF 176907 0 0 0 0 0 17961 0 12155 0 207023 0 0 0 PART I, LINE 7 THE BONUS THAT WAS PAID TO THE CEO WAS DETERMINED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 8B COMMITTEES DO NOT HAVE ANY DELEGATED AUTHORITY BY THE BOARD AND CAN ONLY DISCUSS AND MAKE RECOMMENDATIONS TO THE FULL BOARD FOR ADDITIONAL ACTION. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY ALL MEMBERS OF THE EXECUTIVE AND FINANCE COMMITTEE AND MADE AVAILABLE TO THE ENTIRE BOARD PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ALL BOARD MEMBERS AND EMPLOYEES COMPLETE CONFLICT OF INTEREST DECLARATIONS, WHICH ARE UPDATED ANNUALLY. THE COMPLETED CONFLICT OF INTEREST DECLARATIONS ARE THEN REVIEWED BY HUMAN RESOURCES AND THE EXECUTIVE TEAM TO DETERMINE IF THERE ARE ANY RISKS ASSOCIATED WITH ANY OF THE DISCLOSURES. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS USED A BLENDED APPROACH TO DETERMINE THE CEO'S ANNUAL COMPENSATION. THIS INCLUDED CONSIDERATION OF THIRD-PARTY MARKET DATA, EMPLOYEE ENGAGEMENT SURVEY RESULTS, THE CEO 360-FEEDBACK ASSESSMENT, AND THE ORGANIZATION-WIDE ANNUAL SALARY INCREASE RANGES FOR STAFF. CEO COMPENSATION ADJUSTMENT IS BASED ON PERFORMANCE AS EVALUATED BY THE BOARD. THE BOARD'S FINAL COMPENSATION DETERMINATION WAS COMMUNICATED THROUGH THE ORGANIZATION'S GENERAL COUNSEL TO PAYROLL FOR IMPLEMENTATION. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, BOARD POLICIES, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC VIA THE CONNECT FOR HEALTH COLORADO WEBSITE. CONNECT FOR HEALTH COLORADO COMPANY PBC 4600 S ULSTER STREET SUITE 300 DENVER CO 80237 854063842 MANAGEMENT SERVICES CO COLORADO HEALTH BENEFIT EXCHANGE C 271497 2701616 1.00000 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0 CONNECT FOR HEALTH COLORADO COMPANY PBC A 17371 FMV CONNECT FOR HEALTH COLORADO COMPANY PBC Q 2585509 FMV CONNECT FOR HEALTH COLORADO COMPANY PBC L 2585509 FMV