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      <Desc>2025 CHARITY EVENT WAS AT SOMERSET PARK WITH PROCEEDS BENEFITTING ELIJAH'S PROMISE AS WELL AS OTHER LOCAL CHARITIES (SEE FINANCIAL STATEMENT) AND SCHOLARSHIPS (LISTED HERE AND ON FINANCIAL STATEMENT). ELIJAH'S PROMISE ASSISTS WITH FOOD COSTS AND OPERATIONS TO EXPAND THE CULINARY SCHOOL.</Desc>
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        <Desc>THREE $5,000 GRANTS WERE AWARDED TO THE FOLLOWING: THERA YOUTH FOUNDATIONS, CENTER FOR GREAT EXPECTATIONS, AND SAFE AND SOUND.SIX $2,500 GRANTS AWARDED TO THE FOLLOWING: THE SHARING PLACE, HILLSBOROUGH FOOD PANTRY, FLEMINGTON AREA FOOD PANTRY, NORWESCAP, THE FRANKLIN TOWNSHIP FOOD BANK &amp; ST. JOSEPH'S SOCIAL SERVICE CENTER.ONE $1,000 GRANT AWARDED TO UNITED WAY OF HUNTERDON COUNTY ONE $3,000 GRANT AWARDED TO CROSS STATE CREDIT UNION FOUNDATION</Desc>
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        <Desc>THREE $1,000.00 SCHOLARSHIPS WERE AWARDED IN 2025. THE APPLICANTS MUST BE A MEMBER IN GOOD STANDING OF FINANCIAL RESOURCES FEDERAL CREDIT UNION OR RESIDE IN SOMERSET, HUNTERDON OR MIDDLESEX COUNTIES AND MUST BE ENROLLED AS A HIGH SCHOOL SENIOR AT THE TIME THE APPLICATION IS FILLED OUT. THE SCHOLARSHIP FUND MUST BE USED FOR TUITION OR TEXTBOOKS AND ONLY AT AN ACCREDITED EDUCATIONAL INSTITUTION. THE SIGNED APPLICATION MUST BE SUBMITTED WITH AN OFFICIAL HIGH SCHOOL TRANSCRIPT, AN SAT/ACT TRANSCRIPT PROVIDED THROUGH THE STUDENT'S SCHOOL GUIDANCE OFFICE AND THE TEACHER REFERENCE PORTION OF THE APPLICATION, COMPLETED BY ONE OF THE APPLICANT'S TEACHERS AND RETURNED IN A SEALED, SIGNED ENVELOPE. JUDGING IS BASED ON ACADEMIC PERFORMANCE, COMMUNITY SERVICE / INVOLVEMENT, TEACHER REFERENCE AND PERSONAL GOALS.</Desc>
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        <Desc>FINANCIAL RESOURCES FCU DEVELOPED THE "WE'RE HERE FOR YOU" PROGRAM TO PROVIDE EMERGENCY GRANTS TO EMPLOYEES.</Desc>
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        <BOYAmt>112810</BOYAmt>
        <EOYAmt>298052</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>118652</BOYAmt>
        <EOYAmt>303894</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>185242</ReconcilationRevenueExpnssAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>0</FSAuditedInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>85630</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>74489</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>131900</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>68396</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>279830</CurrentTaxYearAmt>
        <TotalAmt>640245</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>85630</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>74489</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>131900</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>68396</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>279830</CurrentTaxYearAmt>
        <TotalAmt>640245</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>243555</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>396690</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>2</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>2</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>366</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>995</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>2824</CurrentTaxYearAmt>
        <TotalAmt>4189</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <TotalSupportAmt>644434</TotalSupportAmt>
      <PublicSupportCY170Pct>0.61560</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.79810</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleG documentId="RetDoc1041300001">
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        <Event1Nm>PALACE EVENT</Event1Nm>
        <GrossReceiptsEvent1Amt>96125</GrossReceiptsEvent1Amt>
        <CharitableContriEvent1Amt>96125</CharitableContriEvent1Amt>
        <RentFacilityCostsEvent1Amt>14375</RentFacilityCostsEvent1Amt>
        <FoodAndBeverageEvent1Amt>3574</FoodAndBeverageEvent1Amt>
        <EntertainmentEvent1Amt>7221</EntertainmentEvent1Amt>
        <OtherDirectExpensesEvent1Amt>3513</OtherDirectExpensesEvent1Amt>
        <GrossReceiptsTotalAmt>96125</GrossReceiptsTotalAmt>
        <CharitableContributionsTotAmt>96125</CharitableContributionsTotAmt>
        <RentFcltyCostsTotalEventsAmt>14375</RentFcltyCostsTotalEventsAmt>
        <FoodAndBeverageTotalEventsAmt>3574</FoodAndBeverageTotalEventsAmt>
        <EntertainmentTotalEventsAmt>7221</EntertainmentTotalEventsAmt>
        <OthDirectExpnssTotalEventsAmt>3513</OthDirectExpnssTotalEventsAmt>
        <DirectExpenseSummaryEventsAmt>28683</DirectExpenseSummaryEventsAmt>
        <NetIncomeSummaryAmt>-28683</NetIncomeSummaryAmt>
      </FundraisingEventInformationGrp>
    </IRS990ScheduleG>
    <IRS990ScheduleI documentId="RetDoc1041900001">
      <GrantRecordsMaintainedInd>1</GrantRecordsMaintainedInd>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>ELIJAH'S PROMISE</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>211 LIVINGSTON AVE</AddressLine1Txt>
          <CityNm>NEW BRUNSWICK</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>08901</ZIPCd>
        </USAddress>
        <RecipientEIN>223055539</RecipientEIN>
        <IRCSectionDesc>501C(3)</IRCSectionDesc>
        <CashGrantAmt>26510</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>TO PROVIDE SUPPORT ELIJAH'S PROMISE THAT ASSISTS WITH FOOD COSTS AND OPERATIONS TO EXPAND THE CULLINARY SCHOOL.</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>SAFE SOUND SOMERSET</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>PO BOX 835</AddressLine1Txt>
          <CityNm>SOMERVILLE</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>08876</ZIPCd>
        </USAddress>
        <RecipientEIN>222205833</RecipientEIN>
        <IRCSectionDesc>501C(3)</IRCSectionDesc>
        <CashGrantAmt>5000</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>DAY OF GIVING DONATION TO HELP WITH DOMESTIC VIOLENCE CAMPAIGNS.</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>CENTER FOR GREAT EXPECTATIONS</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>19 DELLWOOD LANE</AddressLine1Txt>
          <CityNm>SOMERSET</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>08873</ZIPCd>
        </USAddress>
        <RecipientEIN>223560158</RecipientEIN>
        <IRCSectionDesc>501C(3)</IRCSectionDesc>
        <CashGrantAmt>5000</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>DONATION TO HELP WITH THE MISSION TO CREATE A SAFE SPACE, SAFE PRESENSE AND SAFE PATH FOR HOMELESS WOMEN WHO ARE PREGNANT AND PARENTING.</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>THERAYOUTH FOUNDATION</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>104 VICTORIA DRIVE</AddressLine1Txt>
          <CityNm>BASKING RIDGE</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>07920</ZIPCd>
        </USAddress>
        <RecipientEIN>861970973</RecipientEIN>
        <IRCSectionDesc>501C(3)</IRCSectionDesc>
        <CashGrantAmt>5000</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>DONATION TO ASSIST WITH HELPING CHILDREN IN UNDERSERVED COMMUNITIES OVERCOME PHYSICAL AND DEVELOPMENTAL BARRIERS THROUGH OUTPATIENT THERAPY.</PurposeOfGrantTxt>
      </RecipientTable>
      <Total501c3OrgCnt>4</Total501c3OrgCnt>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>WE'RE HERE FOR YOU EMPLOYEE ASSISTANCE GRANT</GrantTypeTxt>
        <RecipientCnt>3</RecipientCnt>
        <CashGrantAmt>1500</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>SCHOLARSHIPS</GrantTypeTxt>
        <RecipientCnt>3</RecipientCnt>
        <CashGrantAmt>3000</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, LINE 2:</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD OF DIRECTORS REVIEWS THE FINANCIALS DURING EACH BOARD MEETING AND A FINANCIAL SUMMARY IS INCLUDED IN THE MEETING MINUTES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>EXPLANATION FOR FORM 990, SCHEDULE I, PART IV</FormAndLineReferenceDesc>
        <ExplanationTxt>FINANCIAL RESOURCES FCU FOUNDATION, INC. SELECTS CHARITABLE ORGANIZATIONS THAT ARE ELIGIBLE TO RECEIVE DONATIONS AND ARE QUALIFYING NON-PROFIT INSTITUTIONS UNDER 501(C)(3) OF THE IRS CODE. ORGANIZATIONS DESCRIBED IN SECTION 501(C)(3) ARE COMMONLY REFERRED TO AS CHARITABLE ORGANIZATIONS. ORGANIZATIONS DESCRIBED IN SECTION 501(C)(3) ARE ELIGIBLE TO RECEIVE TAX-DEDUCTIBLE CONTRIBUTIONS IN ACCORDANCE WITH CODE SECTION 170. NOMINATIONS OF CHARITABLE ORGANIZATIONS ARE FILTERED THROUGH THE BOARD MEMBERS AND THE ANNUAL DECISION IS MADE AND DOCUMENTED IN THE BOARD MINUTES.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL OF THE EMPLOYEES HAVE A BUSINESS RELATIONSHIP WITH EACH OTHER BECAUSE THEY ARE ALL EMPLOYEES OF FINANCIAL RESOURCES FEDERAL CREDIT UNION.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>MANAGEMENT REVIEWS THE FORM 990 RETURN PRIOR TO FILING WITH THE IRS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>BOARD MEMBERS ARE REQUIRED TO SIGN A CONFLICT OF INTEREST STATEMENT ANNUALLY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATIONS MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC BY MAKING THE HARD COPY OF DOCUMENTS AVAILABLE UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>