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          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
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      <EndowmentsHeldRelatedOrgInd>false</EndowmentsHeldRelatedOrgInd>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 4, PART XI, LINE 2D</FormAndLineReferenceDesc>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>AN OFFICER OF THE ORGANIZATION REVIEWS THE FORM 990 BEFORE SIGNING AND FILING OF THE FORM 990.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>AT THE FIRST BOARD MEETING OF EACH YEAR BOARD MEMBERS RECEIVE A COPY OF THE POLICY AND SIGN A CONFLICT OF INTEREST DISCLOSURE FORM. IF CONFLICTS ARE IDENTIFIED, THE BOARD CONSIDERS THEM IN REGARDS TO THE POLICY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>OUR PERSONNEL COMMITTEE CONSIDERS COMPENSATION FOR THE EXECUTIVE DIRECTOR EACH YEAR. THE COMMITTEE REVIEWS THE PAST YEAR'S PERFORMANCE TO ANNUAL GOALS, DETERMINES PERFORMANCE AND DECIDES IF A SALARY ADJUSTMENT IS JUSTIFIED. THE COMMITTEE REVIEWS INFORMATION COMPILED BY THE COMMITTEE CHAIR ON SALARIES FOR EXECUTIVES AT SIMILAR SIZED YMCAS IN THE REGION AS WELL AS THOSE OF LOCAL NONPROFITS IN THE COMMUNITY FOR COMPARISON PURPOSES. ALL OF THIS INFORMATION IS CONSIDERED BY THE COMMITTEE AND AN ANNUAL SALARY IS CONFIRMED OR ADJUSTED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST BY EITHER SUBMISSION OF A WRITTEN REQUEST OR REQUESTING COPIES IN PERSON AT 9845 CAMPUS DRIVE, CADILLAC, MI 49601.</ExplanationTxt>
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</Return>