2026-03-16T12:43:46-04:00 2025-04-30 382284921 Benda Grace Stulz & Company PC 38800 Van Dyke Ave Sterling Heights MI 48312 990 2024-05-01 382073681 BAC of Michigan Health and Welfare Fund % BRETT GIERAK BACO 2488286000 700 Tower Drive STE 215 Troy MI 48098 BRETT GIERAK CHAIRMAN 2488286000 2026-03-16 true true BRYAN D STULZ P00265596 5868836240 2026-03-16 2024 2025-03-06 01:10:19Z 28700552 false X N/A X 1974 MI SEE SCHEDULE O 16 5 7 0 0 0 26900633 27902751 741023 789596 183069 7760 27824725 28700107 0 23934546 23900049 533035 591115 0 0 1507147 1683791 25974728 26174955 1849997 2525152 24895566 29305455 9583409 10567358 15312157 18738097 SEE SCHEDULE O false false 26174955 The Fund provides for health, medical, dental and vision benefits to eligible participants and their dependents. 26174955 false false false false false false false false false true false false false true false true false false false false false false false false false false false false true false false false false false false false false false false false true false false false true 7 0 7 true false false false false false false false false X 16 5 true false false false false true false true true false false false false false false false false false X BAC of Michigan Health Welfare Fu 2488286000 700 Tower Drive Suite 215 Troy MI 48098 X Paul Dunford TRUSTEE 1.00 40.00 X 0 136185 59559 BRETT GIERAK CHAIRMAN 1.00 40.00 X 0 120057 53992 CHAD MORRISON TRUSTEE 1.00 40.00 X 0 104867 50910 SEAN GRIFFIN TRUSTEE 1.00 40.00 X 0 103904 49198 SHAUN GAJEWSKI TRUSTEE 1.00 40.00 X 0 103514 49030 JIM BUDD TRUSTEE 1.00 40.00 X 0 103395 49100 GREG LOBODZINSKI TRUSTEE 1.00 40.00 X 0 103395 49100 CHRIS FILLMORE TRUSTEE 1.00 40.00 X 0 103395 49100 AARON PISTOR TRUSTEE 1.00 40.00 X 0 103315 49030 DARYL NICHOLS TRUSTEE 1.00 40.00 X 0 103395 37992 JAMES BRYLOWSKI TRUSTEE 1.00 40.00 X 0 87191 45228 SAL SIMONE TRUSTEE 1.00 40.00 X 0 0 0 TOM BINKOWSKI SECRETARY 1.00 40.00 X 0 0 0 ANDY BRACY TRUSTEE 1.00 40.00 X 0 0 0 MATT HARMON TRUSTEE 1.00 40.00 X 0 0 0 ROBERT MICHIELUTTI TRUSTEE 1.00 40.00 X 0 0 0 STEVE MEYER TRUSTEE 1.00 40.00 X 0 0 0 JAMES OLEKSINSKI TRUSTEE 1.00 40.00 X 0 0 0 ED SPENCE TRUSTEE 1.00 40.00 X 0 0 0 BOB BABBIT TRUSTEE 1.00 40.00 X 0 0 0 GREG CARVEVALE TRUSTEE 1.00 40.00 X 0 0 0 0 1172613 542239 0 false true false EMPLOYER CONTRIBUTIONS 230000 25613019 25613019 PARTICIPANT CONTRIBs 230000 2289732 2289732 27902751 789349 789349 692 445 247 247 247 0 OTHER 900099 7760 7760 7760 28700107 28700107 0 0 23900049 23900049 433466 433466 60926 60926 96723 96723 903181 903181 155917 155917 216349 216349 10692 10692 97572 97572 163060 163060 61474 61474 54505 54505 2715 2715 17618 17618 Dues and subscriptions 708 708 26174955 26174955 0 0 5271020 2565309 747699 784501 2996364 8398459 98243 121589 56748 56748 15782240 17435597 24895566 29305455 579409 899358 9004000 9668000 9583409 10567358 X 15312157 18738097 15312157 18738097 24895566 29305455 2525152 900788 0 X false true X true false 56748 56748 CLAIMS IBNR 1407000 ACCUMULATED ELIG CREDITS 8261000 9668000 29590203 900788 900788 28689415 10692 10692 28700107 26164263 26164263 10692 10692 26174955 false false false Paul Dunford TRUSTEE 136185 59559 195744 BRETT GIERAK CHAIRMAN 120057 53992 174049 JIM BUDD TRUSTEE 103395 49100 152495 GREG LOBODZINSKI TRUSTEE 103395 49100 152495 SHAUN GAJEWSKI TRUSTEE 103514 49030 152544 AARON PISTOR TRUSTEE 103315 49030 152345 CHAD MORRISON TRUSTEE 104867 50910 155777 CHRIS FILLMORE TRUSTEE 103395 49100 152495 SEAN GRIFFIN TRUSTEE 103904 49198 153102 Officer directors etc family relationship Part VI line 2 Form 990, Part VI - Additional InformationLine 2 - Family Relationship or Business Relationship - The relationship between the Trustees of the Funds is a business relationship. The Fund is established and maintained pursuant to the Employee Retirement Income Security Act of 1974, as amended. The Funds, as a Taft-Hartley Fund, is administered by a Board of Trustees which is composed of an equal number of union and employer representatives. Because of this organizational requirement, there is a business relationship between the trustees. Member election for additional members Part VI line 7a Part VI, Line 7a - Election of Members and Their RightsThe Fund is a Taft-Hartley Fund and is administered by the Board of 16 Trustees. The Employer Associations and the Local Unions, who are the settlors of the Fund, appoint eight Trustees each. Form 990 governing body review Part VI line 11 Form 990, Part VI, Line 11b - Organizations Process to Review Form 990The Form 990 is presented and approved at a meeting of the Board of Trustees, subject to approval by and review of the Funds legal counsel. Governing documents etc available to public Part VI line 19 Form 990, Part VI, Line 19 - Governing Documents Disclosure ExplanationThe Fund is established and maintained pursuant to the Employee Retirement Security Act of 1974, as amended. It operates in compliance with the Reporting and Disclosure requirements of Subtitle B, Part 1 ERISA with respect to disclosure of its governing documents and financial information. It operates in compliance with Fiduciary Responsibility requirements of Subtitle B, Part 4 of ERISA. The Fund does not have a conflicts ofinterest policy. Part VII response or note to any other line in Part VII Form 990, Part VII - Additional InformationLine 1a - The Trustees of the Fund serve without compensation from the Fund for their services. However, some of the Trustees were compensated as employees of contributing employers to the Fund, which are considered related organizations to the Fund for purpose of Form 990. 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