2026-02-10T13:13:37-06:00 2025-03-31 943108253 NOVOGRADAC & COMPANY LLP 5 GREAT VALLEY PARKWAY SUITE 319 MALVERN PA 19355 990 2024-04-01 850346325 HOMEWISE INC HOME 5059839473 1301 SILER ROAD BUILDING D SANTA FE NM 87507 DANIEL SLAVIN CHIEF FINANCIAL OFFICER 5059839473 2026-02-10 1 0 DAYLE R DALLING P01695822 6102324810 2024 2025-03-06 01:10:19Z DANIEL SLAVIN 1301 SILER ROAD BUILDING D SANTA FE NM 87507 54395794 0 X X 1986 NM THE HOMEWISE MISSION IS TO HELP CREATE SUCCESSFUL HOMEOWNERS AND STRENGTHEN NEIGHBORHOODS SO THAT INDIVIDUALS AND FAMILIES CAN IMPROVE THEIR LONG-TERM FINANCIAL WELL-BEING AND QUALITY OF LIFE. 11 11 128 11 0 0 10296352 32282791 19945577 19885980 249985 671186 0 1520988 30491914 54360945 0 0 0 0 11378299 11413748 46814 47000 1371877 12620207 14612102 24045320 26072850 6446594 28288095 241933592 287708931 154325165 171810693 87608427 115898238 THE HOMEWISE MISSION IS TO HELP CREATE SUCCESSFUL HOMEOWNERS AND STRENGTHEN NEIGHBORHOODS SO THAT INDIVIDUALS AND FAMILIES CAN IMPROVE THEIR LONG-TERM FINANCIAL WELL-BEING AND QUALITY OF LIFE. 0 0 20731807 19985068 HOMEWISE PROVIDES FINANCIAL COUNSELING, PROPERTY DEVELOPMENT, HOME IMPROVEMENT LOANS, REFINANCE LOANS, MORTGAGE LOAN SERVICING, AND REAL ESTATE SALES. 20731807 1 1 0 0 0 0 0 0 1 0 1 0 0 1 1 1 0 1 0 1 1 0 0 1 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 1 1 1 1 0 0 1 6354 0 1 128 1 0 0 0 0 0 0 0 0 0 0 X 11 11 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 0 1 1 NM X X X DANIEL SLAVIN CFO 5057957599 1301 SILER ROAD BUILDING D SANTA FE NM 87507 MARISSA RUYLE CHAIR 5.00 0.00 X X 0 0 0 SHELLE VANETTEN DE SANCHEZ VICE CHAIR AND SECRETARY 2.50 0.00 X X 0 0 0 AMANDA KOCON TREASURER 2.50 0.00 X X 0 0 0 JOSEPH KUNKEL BOARD MEMBER 1.50 0.00 X 0 0 0 AGNES NOONAN BOARD MEMBER 1.50 0.00 X 0 0 0 MONIQUE FRAGUA BOARD MEMBER 1.50 0.00 X 0 0 0 BIANCA ORTIZ WERTHEIM BOARD MEMBER 1.50 0.00 X 0 0 0 JOSUE OLIVARES BOARD MEMBER 1.50 0.00 X 0 0 0 SEAN HARRIS BOARD MEMBER 1.50 0.00 X 0 0 0 ALEX MONTANO BOARD MEMBER 1.50 0.00 X 0 0 0 JAY NEWTON-SMALL BOARD MEMBER 1.50 0.00 X 0 0 0 MICHAEL LOFTIN CEO 40.00 0.00 X 274079 0 35303 DANIEL SLAVIN CFO 40.00 0.00 X 211820 0 22897 ELENA GONZALES COO 40.00 0.00 X 209782 0 24166 JOHANNA GILLIGAN DEPUTY CHIEF EXECUTIVE OFFICER 40.00 0.00 X 201985 0 35965 RATHI CASEY CHIEF CREATIVE OFFICER 40.00 0.00 X 180776 0 13292 LISA HUVAL CHIEF GOVERNMENT AFFAIRS OFFICER 40.00 0.00 X 150776 0 9249 EUGENIO CHAVEZ REAL ESTATE DEVELOPMENT PROJECT DIRECTOR 40.00 0.00 X 138928 0 18498 GINA SMYER LOAN CLOSING & SERVICING DIRECTOR 40.00 0.00 X 133398 0 13975 AMBROSE PENA QUALIFYING BROKER 40.00 0.00 X 131111 0 30212 ALEXANDER CARLSEN IT DIRECTOR 40.00 0.00 X 125908 0 9353 SHANTI LONG CONTROLLER 40.00 0.00 X 117214 0 22354 1875777 0 235264 13 0 1 0 TQM LLC 9798 COORS BLVD NW BLDG C ALBUAUERQUE NM 87114 CONSTRUCTION 6773566 RODRIGUEZ & SONS CONSTRUCTION LLC 2813 DALI CIRCLE SANTA FE NM 87507 CONSTRUCTION 1819434 JP BUILDERS 1018 CERRO VISTA RD SW ALBUQUERQUE NM 87105 CONSTRUCTION 1574882 COMPASS 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CAPITAL GRANT EXPENSES 3217767 3217767 ALL OTHER EXPENSES 928518 928518 CLIENT SUPPORT SERVICES 902671 902671 CARRYING COSTS AND OTHE 182569 182569 146932 83788 60733 2411 26072850 20731807 3969166 1371877 6896658 30485759 10037876 12971770 1348378 980064 4421896 3855698 15918 143708436 161772045 710080 776572 21840007 5745817 15058118 16094190 1446 0 59734786 60772833 241933592 287708931 4624977 4389603 3505565 6050271 4917386 6131602 3643 93858468 88031117 41086082 60911543 6332687 6292914 154325165 171810693 X 84791412 113008515 2817015 2889723 87608427 115898238 241933592 287708931 28288095 1716 0 X 0 1 X 1 1 1 X 10100965 7292238 5922605 10296352 31989688 65601848 10100965 7292238 5922605 10296352 31989688 65601848 65601848 4934 7992 59464 168107 703233 943730 66545578 0.98580 0.91810 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 236484 236484 11755533 6766732 3097570 15424695 992443 815285 177158 2088815 1832962 255853 16094190 MORTGAGE SERVICING RIGHTS 4832092 DEVELOPMENT COSTS 38840279 QUALIFIED LOW INCOME INVESTMENT - POB 16470412 DEPOSITS 22500 DEFERRED COMPENSATION INVESTMENT 35509 RIGHT OF USE ASSETS 441567 FIXED ASSET WIP 31103 DONATED STOCK 1271 FHLB CAPITAL STOCK 98100 60772833 DUE TO GRANTOR AGENCY 475606 COMMUNITY INVESTMENT NOTES 5286834 SECURITY DEPOSITS 77469 LEASE LIABILITY 453005 6292914 PART IV, LINE 2B: THE CUSTODIAL ACCOUNT IS MAINTAINED ON BEHALF OF THE CUSTOMERS FOR WHICH THE ORGANIZATION HANDLES THE ESCROW. MONIES ARE RECEIVED AND HELD ON THE CUSTOMERS' BEHALF TO BE DISBURSED AT A FUTURE DATE TO PAY THEIR PROPERTY TAXES AND HOME INSURANCE. THE ESCROWS ARE BALANCED MONTHLY AND THE ACCOUNTS ARE ANALYZED ANNUALLY. ANY OVERAGES ARE SENT TO THE CUSTOMER. ANY SHORTAGES ARE COVERED BY INCREASING THE CUSTOMER'S ESCROW PAYMENTS. PART X, LINE 2: THE ORGANIZATION IS A TAX-EXEMPT ORGANIZATION AND IS NOT SUBJECT TO FEDERAL OR STATE INCOME TAXES, EXCEPT UNRELATED BUSINESS INCOME, IN ACCORDANCE WITH SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. UNRELATED BUSINESS INCOME TAX, IF ANY, IS INSIGNIFICANT AND NO TAX PROVISION HAS BEEN MADE IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS. THE ORGANIZATION RECOGNIZES THE TAX BENEFIT FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITIONS WILL BE SUSTAINED ON EXAMINATION BY THE TAX AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITION. THE TAX BENEFIT IS MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50% LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE ORGANIZATION FILES AN EXEMPT ORGANIZATION RETURN IN THE U.S. FEDERAL JURISDICTION. EUROPE(INCLUDING ICELAND & GREENLAND) 0 1 MANAGERIAL 197669 0 1 0 0 0 1 197669 0 197669 0 0 0 0 0 0 X X 0 FRIEDMAN ASSOCIATES LLC 1 KNOLLWOOD LN IOWA CITY IA 52245 GRANT APPLICATION REVIEW/CONSULTING 0 3360000 47000 3313000 3360000 47000 3313000 X X X X 0 0 0 0 0 0 0 0 0 MICHAEL LOFTIN CEO 274079 0 0 0 0 0 21108 0 14195 0 309382 0 0 0 JOHANNA GILLIGAN DEPUTY CHIEF EXECUTIVE OFFICER 201985 0 0 0 0 0 16914 0 19051 0 237950 0 0 0 DANIEL SLAVIN CFO 211820 0 0 0 0 0 15645 0 7252 0 234717 0 0 0 ELENA GONZALES COO 209782 0 0 0 0 0 16914 0 7252 0 233948 0 0 0 RATHI CASEY CHIEF CREATIVE OFFICER 180776 0 0 0 0 0 13292 0 0 0 194068 0 0 0 AMBROSE PENA QUALIFYING BROKER 131111 0 0 0 0 0 11161 0 19051 0 161323 0 0 0 LISA HUVAL CHIEF GOVERNMENT AFFAIRS OFFICER 150776 0 0 0 0 0 7846 0 1403 0 160025 0 0 0 EUGENIO CHAVEZ REAL ESTATE DEVELOPMENT PROJECT DIRE 138928 0 0 0 0 0 11246 0 7252 0 157426 0 0 0 PART I, LINE 3: THE ORGANIZATION USED AN INDEPENDENT COMPENSATION CONSULTANT TO DO A COMPENSATION STUDY FOR ITS TOP MANAGEMENT OFFICIAL. THIS WAS LAST COMPLETED DURING THE 3/31/25 FISCAL YEAR. PART I, LINE 6: THE DIRECTOR-LEVEL INCENTIVE COMPENSATION PLAN USES A CALCULATION OF TOTAL POOL AVAILABLE FOR DISTRIBUTION TO DIRECTORS BASED ON 15% OF TOTAL SALARIES OF ALL PARTICIPANTS, SELF SUFFICIENCY RATIO (RATIO OF REVENUE/EXPENSS) ACHIEVED, AND PERCENTAGE OF SERVICE UNITS COMPLETED. ELENA GONZALES OFFICER HOME IMPROVEMENT LOAN X 25000 13877 0 1 1 JOSEPH KUNKEL BOARD MEMBER INVESTMENT LOAN X 2500 2500 0 0 1 MARY SHELLE VANETTEN DE SANCHEZ BOARD MEMBER INVESTMENT LOAN X 1000 1143 0 0 1 17520 FORM 990, PART VI, SECTION B, LINE 11B AFTER THE RETURN IS PREPARED BY AN INDEPENDENT ACCOUNTING FIRM, THE CFO AND CONTROLLER REVIEW A COPY OF THE DRAFT FORM 990 COMPLETENESS AND ACCURACY AND THEN SEND IT TO THE FINANCE COMMITTEE FOR REVIEW. THE FORM 990 IS THEN PRESENTED TO THE BOARD. THE GOVERNING BOARD REVIEWS AND THEN APPROVES THE FINAL COPY. AT WHICH POINT THE TAX RETURN IS FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST AGREEMENT ANNUALLY. THEY MUST DOCUMENT ANY CONFLICT AN SIGN A CONFLICT OF INTEREST STATEMENT ANNUALLY. IF A CONFLICT ARISES IN REGARD TO A BOARD MEMBER, THAT MEMBER IS NOT ALLOWED TO VOTE ON THE TRANSACTION. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD OF DIRECTORS APPROVES THE COMPENSATION OF THE CHIEF EXECUTIE OFFICER. THIS PROCESS INCLUDES THE USE OF OUTSIDE SONSULTANTS WITH COMPARABILITY DATA FOR A SIMILARLY QUALIFIED PERSON IN A COMPARABLE POSITION AT SIMILAR ORGANIZATIONS. ALL DELIBERATIONS AND DECISIONS ARE DOCUMENTED. THE CEO ESTABLISHES THE COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES, SUBJECT TO THE REVIEW OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 THE FORM 990, GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. ALSO, THE ORGANIZATION'S FINANCIAL INFORMATION AND FORM 990 ARE AVAILABLE ON THE ORGANIZATION'S WEBSITE. 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