2026-06-25T16:22:29-05:00 2025-12-31 332394145 RM ADVISORY LLC 9780 S MERIDIAN BLVD SUITE 500 ENGLEWOOD CO 80112 990 2025-01-01 454204135 RATE FOUNDATION NFP RATE 7735166800 1800 W LARCHMONT AVE STE 2 CHICAGO IL 60613 KENNETH KANE DIRECTOR 7732900426 2026-06-25 1 JARED M FROST P00938290 3037216131 2026-06-25 2025 2025-03-06 01:10:19Z KENNETH KANE 1800 W LARCHMONT AVE SUITE 2 CHICAGO IL 60613 542381 0 X WWW.GR-FOUNDATION.ORG X 2012 IL TO PROVIDE SUPPORT AND ASSISTANCE TO FAMILIES AND PERSONS IN NEED AND AT TIMES OF CRISIS. 10 10 0 0 70034 0 2673958 472347 0 0 72246 70034 0 0 2746204 542381 2475126 443460 0 0 0 0 0 0 0 0 0 2475126 443460 271078 98921 1609145 1708066 0 0 1609145 1708066 X FOUNDATION WAS CREATED BY GUARANTEED RATE, INC. TO FULFILL CHARITABLE AND BENEVOLENT PURPOSES BY PROVIDING SUPPORT AND ASSISTANCE TO FAMILIES AND PERSONS IN NEED AND AT TIMES OF CRISIS. WITH THE FINANCIAL ASSISTANCE OF PRIVATE DONORS, THE FOUNDATION AND ITS VOLUNTEERS WILL COLLECT MONEY AND ITEMS FOR DONATION AS WELL AS PROVIDE ASSISTANCE IN THE SPONSORSHIP AND ORGANIZATION OF BENEFIT DRIVES. THE FOUNDATION INTENDS TO PROVIDE ASSISTANCE TO THE PUBLIC AT LARGE, BUT WILL FOCUS ITS EFFORTS, BOTH IN FUNDRAISING AND AID DISTRIBUTION, IN THE REAL ESTATE AND MORTGAGE ORIGINATION COMMUNITIES THROUGHOUT THE UNITED STATES. THE COLLECTION AND DISTRIBUTION EFFORTS WILL BENEFIT THE RECIPIENTS, FOSTER A SENSE OF COMMUNITY AND ENCOURAGE CONTINUED CHARITABLE ACTIVITIES. 0 0 443460 443460 THE FOUNDATION PROVIDES FINANCIAL SUPPORT TO PEOPLE IN SITUATIONS ARISING FROM UNFORESEEN HARDSHIP AND/OR EMERGENCY CIRCUMSTANCES. REQUESTS HAVE RANGED FROM FOOD, CLOTHING AND SHELTER FOLLOWING A NATURAL DISASTER TO ASSISTING WITH HOUSING, TRANSPORTATION AND OUTSTANDING BILLS AS A RESULT OF A JOB LOSS OR MEDICAL EMERGENCY. 443460 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 10 10 1 0 0 0 0 0 0 1 1 0 0 1 1 1 1 0 0 1 1 0 IL CA X RATE FOUNDATION NFP 7735166800 1800 W LARCHMONT AVE SUITE 2 CHICAGO IL 60613 X SCOTT UBERSOX VICE PRESIDENT, DIRECTOR 5.00 40.00 X X 0 0 0 KENNETH KANE TREASURER 4.00 40.00 X X 0 0 0 RAVEN ROBINSON SECRETARY 3.00 40.00 X X 0 0 0 VICTOR CIARDELLI PRESIDENT, DIRECTOR 2.00 40.00 X X 0 0 0 JASON OLENICZAK SENIOR DIRECTOR, GR FOUNDA 40.00 X 0 130223 0 0 130223 0 0 0 0 0 0 64046 408301 472347 70034 70034 0 64046 0 0 542381 0 70034 0 114771 114771 328689 328689 443460 443460 0 0 1609145 1708066 1609145 1708066 0 0 X 1609145 1708066 1609145 1708066 1609145 1708066 98921 0 X X 0 1 X 1 0 X 5812096 790907 471763 2673958 472347 10221071 5812096 790907 471763 2673958 472347 10221071 3588835 6632236 47050 72246 70034 189330 10410401 0.63710 0.52290 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 542381 0 542381 0 542381 443460 0 443460 0 443460 INTERNET AND EMAIL SOLICITATIONS 64046 64046 64046 64046 1 HEALING ALS PO BOX 980201 PARK CITY UT 84098 854388263 333 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE LES TURNER ALS FOUNDATION 5550 W TOUHY AVE SKOKIE IL 60077 362916466 683 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE TEAM GLEASON FOUNDATION 1450 POYDRAS ST SUITE 2550 NEW ORLEANS LA 70112 453689316 433 0 2024 ALS FUNDRAISER - ALS NONPROFIT ORGANIZATION GRANTEE OPERATION WARM HEART (CHRISTOPHER GILLESPIE) PO BOX 25061 SCOTT AIRFORCE BASE IL 62225 811910375 5000 0 2025 REINDEER RUCKS FUNDRAISER - MILITARY & VETERAN NONPROFIT ORGANIZATION GRANTEE PLUS ONE HEROES INC 137 HUNT RD FT LEAVENWORTH KS 66027 392240825 55000 0 2025 REINDEER RUCKS FUNDRAISER - MILITARY & VETERAN NONPROFIT ORGANIZATION GRANTEE ALL VETERAN GROUP (MICHAEL L ELLIOTT) 101 STACY LANE RAEFORD NC 28376 383839677 10000 0 2025 REINDEER RUCKS FUNDRAISER - MILITARY & VETERAN NONPROFIT ORGANIZATION GRANTEE ASSOCIATION OF THE UNITED STATES ARMY 2425 WILSON BLVD ARLINGTON VA 22201 530193361 15000 0 2025 REINDEER RUCKS FUNDRAISER - MILITARY & VETERAN NONPROFIT ORGANIZATION GRANTEE ARMED SERVICES YMCA OF THE USA (SAN DIEGO) 3293 SANTO ROAD SAN DIEGO CA 92124 363274346 5000 0 2025 REINDEER RUCKS FUNDRAISER - MILITARY & VETERAN NONPROFIT ORGANIZATION GRANTEE SANTA'S WORKSHOP AT THE GREAT PALACE PO BOX 5549 FORT CAVAZOS TX 76544 742724318 5000 0 2025 REINDEER RUCKS FUNDRAISER - MILITARY & VETERAN NONPROFIT ORGANIZATION GRANTEE ARMED SERVICES YMCA OF THE USA 14040 CENTRAL LOOP SUITE B WOODBRIDGE VA 22193 363274346 13321 0 2025 REINDEER RUCKS FUNDRAISER - MILITARY & VETERAN NONPROFIT ORGANIZATION GRANTEE ROMAN'S WISH FOUNDATION 654 W BELDEN AVE ELMHURST IL 60126 844003727 5000 0 2025 GRANT TO FOUNDATION WHICH SUPPORTS FAMILIES NAVIGATING CHILD LOSS. 11 SINGLE MOTHER TO TWO CHILDREN WHO LOST THEIR HOUSING DUE TO DOMESTIC VIOLENCE. COUNSELING PAYMENTS ARE STILL BEING MADE. 3 500 NIECE OF GR EMPLOYEE LEFT TO CARE FOR HER 7 SIBLINGS AFTER THEIR MOTHER DIED OF CANCER. ASSISTED WITH RENT, CLOTHING, GROCERIES, FURNITURE 8 11376 DV SURVIVOR, ASSISTED WITH SECURITY DEPOSIT, RENT, GROCERIES, TRANSLATOR CERTIFICATION 1 600 SINGLE MOTHER OF TWO WHOSE YOUNGEST HAS HEMIMEGALOENCEPHALY AND NEEDS INTENSIVE THERAPY SESSIONS WHICH INSURANCE DOES NOT PAY FOR AND ARE EXTREMELY COSTLY. WE GRANTED INTENSIVE THERAPY SESSIONS. 3 2125 AMPUTEE WHO WAS GRANTED MEDICAL EQUIPMENT, RENTAL AND UTILITY ASISTANCE. 1 2449 FUNDS FOR FOOD, CLOTHING, GENERATOR, HOTSPOT, TREE REMOVAL, ETC. RELATED TO HURRICANE MILTON. 1 4000 FUNDS FOR CALIFORNIA WILDFIRE RELIEF TO PAY FOR FOOD, CLOTHING, AND HOUSEHOLD ITEMS 1 7998 RENTAL SUPPORT FOR SINGLE WOMAN WITH CANCER WITH LIMITED INCOME. 1 3825 SINGLE MOTHER OF TWO DEALING WITH BRAIN CANCER WHO NEEDED A MEDICAL BED AND GROCERY SUPPORT. 3 3900 SINGLE MOTHER TO TWO BOYS WITH SEVERE SKIN CONDITIONS WHO NEEDED CLOTHES AND SUPPORT WITH LAUNDRY SERVICES. 3 7587 MORTGAGE AND COUNSELING SUPPORT FOR SINGLE MOTHER WHO LOST THEIR CHILD. 1 4705 SINGLE MOTHER TO THREE CHILDREN, ONE WITH SEVERE SPECIAL NEEDS, WHO NEEDED RENTAL AND UTILITY SUPPORT. 4 9800 MEDICAL EQUIPMENT FOR CHILD WITH SEVERE MEDICAL ISSUES. 1 2650 SINGLE PARENT TO A CHILD WITH COMPLEX MEDICAL NEEDS THAT RECEIVED RENTAL SUPPORT. 2 9800 SINGLE MOTHER (DOMESTIC VIOLENCE SURVIVOR) TO TWO DAUGHTERS, INCLUDING ONE WHO RECEIVED A LIVER TRANSPLANT. WE PROVIDED CAR PAYMENT, GAS, AND SECURITY DEPOSIT. 3 6438 FUNDS FOR EVACUATION EXPENSES RELATED TO HURRICANE MILTON 1 1101 HOUSING ASSISTANCE FOR DIVORCEE WHO HAS HAD A MEDICAL EMERGENCY AND HAS BEEN STRUGGLING TO PAY FOR HER HOME. MORTGAGE ASSISTANCE. 1 6751 DOMESTIC VIOLENCE SURVIVOR WHO NEEDS HOUSING SUPPORT. SECURITY DEPOSIT AND RENT ASSISTANCE. 1 10541 FAMILY WITH SPECIAL NEEDS CHILD WHO LOST THEIR HOME IN A FIRE. PARTIAL RENTAL ASSISTANCE, MORTGAGE ASSISTANCE, AND CHILDCARE ITEMS. 3 13206 MORTGAGE ASSISTANCE AND HEALTH INSURANCE FOR EMPLOYEE SUFFERING WITH EXTREME MEDICAL CONDITIONS AND IS UNABLE TO WORK. 1 15922 WIDOW OF WIFE AND SON WHO PERISHED IN THE ICE SKATING TEAM PLANE CRASH IN DC. MORTGAGE ASSISTANCE AND HEALTH INSURANCE FOR THE WIDOW AND HIS SON WHO IS IN THERAPY. 1 13698 SINGLE MOTHER TO A CHILD WHO WAS BEING ABUSED. RENT ASSISTANCE AND DAYCARE. 2 8682 DISABLED VETERAN RAISING TWO ORPHANED GRANDAUGHTERS. MORTGAGE ASSISTANCE AND GROCERIES. 3 8844 WIDOW WITH THREE CHILDREN AND NO DIRECT SOURCE OF INCOME DUE TO HUSBAND'S PASSING. MORTGAGE ASSISTANCE. 4 16862 TREATMENT/THERAPY FOR ALS 1 20000 SINGLE MOTHER THAT IS FORCED TO RELOCATE STATES DUE TO DOMETIC VIOLENCE. U-HAUL, GAS, AND FURNITURE EXPENSE COVERED. 2 6200 THERAPEUTIC BED FOR SPECIAL NEEDS CHILD. 1 7935 CAR SEAT AND MONTHLY MEDICAL ASSISTANCE FOR A SPECIAL NEEDS CHILD. 1 1350 SINGLE MOTHER WHO IS THE SOLE CAREGIVER TO HER SPECIAL NEEDS DAUGHTER. RENTAL ASSISTANCE. 2 5880 SINGLE MOTHER WHO SUFFERED FROM A STROKE, AND HAS TWO SONS WITH SPECIAL NEEDS. RENTAL ASSISTANCE 3 7697 SINGLE MOTHER THAT IS FORCED TO RELOCATE STATES DUE TO DOMETIC VIOLENCE. MOVING EXPENSES AND RENTAL ASSISTANCE. 2 7000 MOBILITY SCOOTER AND ELECTRIC LIFT CHAIR FOR A TRAUMTIC BRAIN INJURY SURVIVOR. 1 4981 FUNERAL EXPENSES FOR SUDDEN DEATH WIDOW. 1 3467 SOLE CAREGIVER OF SPOUSE WITH AGGRESSIVE BRAIN CANCER. MORTGAGE ASSISTANCE. 2 6598 ACCESSIBILITY CONVERSIAN OF VAN TO SUPPORT FAMILY WITH TWO CHILDREN WHO HAVE HIGH MEDICAL NEEDS. 4 15000 WIDOW WITH THREE CHILDREN AND NO DIRECT SOURCE OF INCOME DUE TO HUSBAND'S PASSING. MORTGAGE ASSISTANCE. 4 7899 CANCER PATIENT WHO IS UNABLE TO WORK AND SPOUSE HAS ALSO TAKEN OFF TIME TO HELP SUPPORT WITH TREATMENTS. MORTGAGE ASSISTANCE. 2 7741 CANCER PATIENT WHO NEEDS FINANCIAL ASSISTANCE AS SHE IS GOING THROUGH A DIVORCE. LAPTOP, CLEANERS, GROCERIES, MORTGAGE ASSISTANCE. 1 10437 FAMILY WITH A SPECIAL NEEDS CHILD WHO NEEDS SAFE AND ACCESSIBLE HOUSING. SECURITY DEPOSIT, RENTAL ASSISTANCE, GIFT CARD. 3 6000 CANCER PATIENT WHO IS A SINGLE MOTHER. RENTAL ASSISTANCE, CLOTHING AND SCHOOL SUPPLIES FOR SON. 2 3482 SURVIVOR OF DOMESTIVE VIOLENCE, VEHICLE DOWN PAYMENT TO SUPPORT FAMILY OF FIVE. 6 4000 SINGLE MOTHER WHO WENT THROUGH ADDICTION RECOVERY WHO IS TRANSITIONING OUT OF A SHELTER PROGRAM. RENTAL ASSISTANCE. 2 4789 FAMILY OF CHILD WITH BRAIN CANCER. MORTGAGE ASSISTANCE. 3 4381 WIDOW WITH TWO CHILDREN, ONE OF WHICH IS DIAGNOSED WITH CANCER AND FATHER IS SOLE CAREGIVER AND UNABLE TO WORK. RENTAL ASSISTANCE, GROCERIES, AND HOLIDAY GIFTS. 3 4000 SINGLE MOTHER WHO IS THE SOLE CAREGIVER TO HER SPECIAL NEEDS SON. INSURANCE AND ELECTRIC BILL ASSISTANCE. 2 2292 ASSISTANCE TO VARIOUS EMPLOYEES IN NEED 62 14200 PART I, LINE 2: THE PRIMARY WAY THE FOUNDATION MONITORS USE OF GRANT FUNDS IS TO SEND FUNDS DIRECTLY TO A VENDOR, SERVICE PROVIDER OR OTHER APPROPRIATE ENTITY ON BEHALF OF THE GRANT RECIPIENT. FORM 990, PART VI, SECTION A, LINE 2 EACH OF THE DIRECTORS OR FORMER DIRECTORS ARE EMPLOYEES OF GUARANTEED RATE, INC. VICTOR CIARDELLI IS THE PRESIDENT; SCOTT UBERSOX IS AN EXECUTIVE VICE PRESIDENT; KENNETH KANE IS THE CHIEF ACCOUNTING OFFICER. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE FORM 990 BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD APPOINTS A COMMITTEE TO ADJUDICATE POTENTIAL CONFLICT OF INTEREST ISSUES. A PRESENTATION CAN BE MADE TO THE COMMITTEE, HOWEVER THE PRESENTER MUST LEAVE THE MEETING DURING DISCUSSION OF AND THE VOTE ON THE TRANSACTION OR ARRANGEMENT INVOLVING THE POSSIBLE CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 OFFICER AND EXECUTIVE COMPENSATION LEVELS MUST BE APPROVED BY THE BOARD OF DIRECTORS RESOLUTION. RECOMMENDED COMPENSATION IS REVIEWED BY THE BOARD AND COMPARED WITH COMPARABLE COMPENSATION LEVELS FOR SIMILAR POSITIONS. COMPENSATION FOR NON-EXECUTIVE EMPLOYEES OF THE ORGANIZATION IS SET BY THE DIRECTOR, AND REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XII, LINE 2C THE PROCESS HAS REMAINED UNCHANGED FROM PRIOR YEARS GUARANTEED RATE INC 3940 N RAVENSWOOD AVENUE CHICAGO IL 60613 364327855 MORTGAGE LENDING IL N/A C 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0