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        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERSHIP BENEFITS - THE ST. CHARLES CHAMBER OF COMMERCE PROVIDES MEMBERSHIP PROGRAMS SUCH AS AN ANNUAL DINNER, GOLF OUTING, LUNCHEONS AND OTHER NETWORKING OPPORTUNITIES. IT ALSO PROVIDES EDUCATIONAL PROGRAMMING AND LEGISLATIVE INFORMATION.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
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        <ExplanationTxt>SUBJECT TO BOARD APPROVAL SUBJECT TO BUDGET GUIDELINES COMPARABLE MARKET RATES REVIEWED</ExplanationTxt>
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