2026-05-15T14:32:01-07:00 2025-12-31 208218178 Ray & Gregory PC 142 Uptown Sq Murfreesboro TN 37129 990 2025-01-01 621014489 Jack Daniel Employees Credit Union JACK 9317593300 PO Box 199 Lynchburg TN 37352 Pam Case CEO 2026-05-15 true Stephen J Neal CPA P00742892 6158671099 2025 2025-03-06 01:10:19Z PO Box 199 Lynchburg TN 37352 3090946 false X www.jdecu.org X 1987 TN Credit intermediary and financial services for membership 7 7 0 13 16502 0 2152760 2184216 505355 551706 353644 355024 3011759 3090946 0 0 664092 739502 0 0 1700445 1907075 2364537 2646577 647222 444369 51342510 54207010 45688717 48096747 5653793 6110263 To provide credit and financial services for approximately 2,800 members in the form of loan facilities and depository accounts including draft, savings, CD's, IRA's and other financial services. false false The organization provides loan facilities of various types including signature and collateralized varieties. The organization provides depository services in a variety of accounts including savings, draft, certificates and retirement accounts. false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1145 0 true 0 true true false false false false false false false X 7 7 false false false false true true true true true false false false true true true true true true false false X Pamela H Case 9317593300 488 Majors Blvd Lynchburg TN 37352 Pam Case CEO 40.00 0.00 X X 121494 0 0 Sunya Dangerfield Operations 40.00 0.00 X 70143 0 0 Jessica Horton Compliance Offi 40.00 0.00 X 70143 0 0 Dale Stone Board Member 1.00 0.00 X X 0 0 0 Josh Hornaday Vice Chairman 1.00 0.00 X X 0 0 0 Tommy Cauble Board Member 1.00 0.00 X 0 0 0 John Taylor Board Member 1.00 0.00 X 0 0 0 Paul Fletcher Board Member 1.00 0.00 X 0 0 0 Scott Parks Chairman 1.00 0.00 X 0 0 0 Dusty Hardin Supervisory 1.00 0.00 X 0 0 0 Abby Smith Supervisory 1.00 0.00 X 0 0 0 Andrew Whitt Supervisory 1.00 0.00 X 0 0 0 Lacey Ray Credit Com 1.00 0.00 X 0 0 0 W Parks Norman Credit Com 1.00 0.00 X 0 0 0 Norma Milligan Credit Com 1.00 0.00 X 0 0 0 Anita Camp Sec/Treasurer 1.00 0.00 X 0 0 0 261780 1 false false false 0 0 Fee Income 522100 130025 130025 Loan Interest 522291 2054191 2054191 2184216 551406 551406 0 0 16502 16502 16502 16502 300 300 300 300 0 0 0 Other Non Operating Income 900099 22929 22929 Other Operating Income 525990 315593 315593 338522 3090946 3074444 16502 0 0 0 0 325138 325138 0 294008 294008 0 120356 108320 12036 0 0 9658 8692 966 12000 10800 1200 0 0 0 91767 82590 9177 3065 2759 306 71120 64008 7112 0 0 47402 42662 4740 0 0 16531 14878 1653 1249919 1124927 124992 0 33356 30020 3336 1087 978 109 Debit Card Processing Expense 194452 194452 Loan Servicing Expense 114550 103095 11455 Operations- Other 47150 42435 4715 Bond Premium 23578 21220 2358 -8560 -5705 -2855 2646577 2140139 506438 0 2652863 4600653 6726746 6331701 0 0 0 0 36572783 36758910 0 574664 577913 1790919 660193 1174394 1130726 0 3529203 4196332 0 0 111857 610775 51342510 54207010 406163 376368 45282554 47720379 45688717 48096747 X 1840035 1840035 3813758 4270228 5653793 6110263 51342510 54207010 444369 12101 X true X false true false 92999 92999 1358819 346331 1012488 13250 13250 325851 300612 25239 1130726 4196332 Certificates - Retirement Plans 3453990 Regular Shares 19359475 Share Certificates 19409443 Share Drafts 5483232 Shares - Raider Savings 5823 Shares - Retirement Plans Vairable 8416 47720379 Form 990, Part VI, Section A, Line 6 Credit union is owned by the members Form 990, Part VI, Section B, Line 11b The Form 990 is reviewed by the CEO. The Form 990 is available for review by the board of directors upon request. Form 990, Part VI, Section B, Line 12c The board of directors monitor and enforce the conflict of interest policy. Form 990, Part VI, Section B, Line 15a Brown Forman reviews all compensation based on job descriptions and sets wage scale. Form 990, Part VI, Section C, Line 19 Financial documents are posted in the credit union lobby by the 15th of the subsequent month. Form 990, Part I, Line 6 Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.