2026-04-08T20:37:06-07:00 2025-12-31 933954093 Financially Tone LLC 10530 Campus Way South Largo MD 20774 990 2025-01-01 881731609 The JWC FOUNDATION JWCF 8049559919 1717 E Cary Street Richmond VA 23223 Rasheeda Creighton Executive Director 8049559919 2026-04-02 1 Toni Clifford P02418705 2406405578 2026-04-02 X 2025 2025-03-06 01:10:19Z Rasheeda Creighton 1717 E Cary Street Richmond VA 23223 336393 0 X thejwcfoundation.org X 2022 VA Our mission is to equip Black-owned small businesses in their first five years with culturally relevant programs, resources, and community that build resilient operational foundations, so that businesses don't just launch, they last. We do this by focusing on the operational fundamentals that determine long-term survival: cash flow management, systems building, hiring, and sustainable growth strategies, always with the whole business owner in mind, not just the business. 5 5 0 15 0 0 295830 164123 111579 172270 1547 0 0 408956 336393 0 0 0 0 275437 221942 0 0 300801 230659 576238 452601 -167282 -116208 148427 67023 890 29694 147537 37329 Our mission is to equip Black-owned small businesses in their first five years with culturally relevant programs, resources, and community that build resilient operational foundations, so that businesses don't just launch, they last. We do this by focusing on the operational fundamentals that determine long-term survival: cash flow management, systems building, hiring, and sustainable growth strategies, always with the whole business owner in mind, not just the business. 0 0 62208 0 76270 BLCK Street Summit - annual conference. This year we hosted 100 attendees, bringing our lifetime attendance to 725, with 83% of our attendees receiving donated or sponsored tickets. 50335 0 71000 JWC Foundation Community Business Academy: We graduated our 6th cohort, bringing the total number of alumni to 83. 30 0 0 Recurring Programming: We launched recurring programming: co-working days open to all entrepreneurs and a learning lab series also open to all entrepreneurs. 0 0 0 112573 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 15 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 0 0 1 0 0 VA X Financially Tone LLC 9044468663 10530 Campus Way South Largo MD 20772 Rasheeda Creighton Executive Director 40 0 X 87550 0 0 Archie L Alston Board Chair 5 5 X 0 0 0 Elizabeth Johnson Board Treasurer 5 5 X 0 0 0 Antwaun Gri in Board Member 5 5 X 0 0 0 Tatiane Pena Board Member 5 5 X 0 0 0 Crystal Lowery Board Member 5 5 X 0 0 0 87550 0 0 0 0 0 0 0 0 0 0 0 0 164123 0 164123 Operation Grants 900099 25000 25000 0 0 Fee For Service Income 900099 147270 147270 0 0 0 0 0 0 172270 0 0 0 0 0 0 0 0 0 0 0 336393 172270 0 0 X 87550 87550 103509 103509 16594 16594 14289 14289 0 10823 10823 0 69378 3500 65878 4499 2443 2056 18404 1965 16439 11982 1000 10982 682 682 10581 6681 3900 76870 72803 4067 272 272 2184 195 1989 License & Permit Fees 24111 23986 125 Employee Reimbursements 873 0 873 0 452601 112573 340028 0 148427 67023 148427 67023 22724 6970 890 890 29694 X -240530 37329 388067 0 147537 37329 148427 67023 X -116208 0 0 0 6000 0 X 0 0 0 X 224429 130240 295830 188328 838827 570365 299703 147270 1017338 15771 15771 0 810565 429943 295830 335598 1871936 1871936 7724 2835 795 11354 0 0 7724 2835 795 11354 102 1323 0 1425 0 810565 437769 299988 336393 1884715 X Schedule A, Part III, Line 12 For 2025, credit card balances were reclassified to accounts payable to better reflect their nature as short-term obligations. Prior year amounts have not been reclassified. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED Form 990, Part VI, Section B, Line 11b The draft 990 is sent to the board for review with time for feedback (usually 1-2 business weeks) before filing is approved. Form 990, Part VI, Section B, Line 12c Our organization regularly and consistently monitor and enforce compliance with the policy through board meeting discussions and any necessary disclosures. Form 990, Part VI, Section B, Line 15 The Board of Directors conducts a review and approval process for the Executive Director's compensation. This process includes a review by independent persons, a study of comparability data, and contemporaneous substantiation of the board's deliberation and decision. This specific review process currently applies only to the Executive Director position Form 990, Part VI, Section C, Line 19 Governing documents, conflict of interest policy, and financial statements are made available upon written request Form 990, Part IX, Line 11g Post Graduation Support (CBA), Contract & Professional Services, Consulting Fees, Payroll Expenses, Payroll Fees, Legal & Professional Fees, Professional Development Form 990, Part XI, Line 8 The organization recorded a prior period adjustment of $6,000 to correct accounts receivable balances from a prior year.