2026-03-30T14:55:54-05:00 2025-09-30 381910111 UHY ADVISORS GREAT LAKES INC 1979 HOLLAND AVE SUITE A PORT HURON MI 48060 990 2024-10-01 382284121 BLUE WATER COMMUNITY ACTION BLUE 8109828541 3403 LAPEER ROAD PORT HURON MI 48060 KAREN LAKE EXECUTIVE DIRECTOR 8109828541 2026-03-25 1 1 JESSICA WALZ P01227819 8109843829 2026-03-25 2024 2025-03-06 01:10:19Z KAREN LAKE 3403 LAPEER ROAD PORT HURON MI 48060 3756749 0 X WWW.BWCAA.ORG X 1979 MI TO PLAN, ESTABLISH, COORDINATE, OPERATE PROGRAMS AND CONDUCT ACTIVITIES WHICH GIVE PROMISE OF PROGRESS TOWARD ELIMINATING AND ATTACKING THE CAUSE OF POVERTY IN ST. CLAIR COUNTY. 9 9 37 25 0 0 2705745 3274492 377099 420381 321 199 -25272 22041 3057893 3717113 1322746 1737029 0 0 1335564 1392340 0 0 0 600662 818937 3258972 3948306 -201079 -231193 3023069 2622812 1881912 1712848 1141157 909964 TO PLAN, ESTABLISH, COORDINATE, OPERATE PROGRAMS AND CONDUCT ACTIVITIES WHICH GIVE PROMISE OF PROGRESS TOWARD ELIMINATING AND ATTACKING THE CAUSE OF POVERTY IN ST. CLAIR COUNTY. 0 0 2795197 1710123 10046 COMMUNITY SERVICES - SERVICES FOR LOW-INCOME RESIDENTS OF ST. CLAIR COUNTY, INCLUDING FINANCIAL ASSISTANCE, HEALTH AND NUTRITION SERVICES, AND HOUSING AND ENERGY SERVICES. 443485 26906 459372 OTHER SERVICES - DEBT MANAGEMENT AND CORPORATE ACTIVITIES. 3238682 1 1 0 0 0 0 0 0 1 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 75 0 1 37 1 0 0 0 0 0 0 0 0 0 0 X 9 9 0 0 1 0 0 0 0 1 1 0 0 1 1 0 1 1 1 1 0 0 MI X X KAREN LAKE 8109828541 3403 LAPEER ROAD PORT HURON MI 48060 BARBARA PAYTON MEMBER 0.75 X 0 0 0 SHANNON MCKEEVER MEMBER 0.75 X 0 0 0 DAVE VANDENBOSSCHE MEMBER 0.75 X 0 0 0 BENITA DAVIS MEMBER 0.75 X 0 0 0 SARAH LAFORGE MEMBER 0.75 X 0 0 0 KAREN LAKE EXECUTIVE DIRECTOR 41.00 X 88831 0 12139 JORJA BALDWIN CHAIRPERSON 0.75 X 0 0 0 RANDY BENNETT TREASURER 0.75 X 0 0 0 KEVIN WATKINS VICE CHAIRPERSON 0.75 X 0 0 0 BOBBIE CUTCHER SECRETARY 0.75 X 0 0 0 88831 0 12139 0 0 0 0 QUALITY HANDYMAN 4940 HARRIS LAKEPORT MI 48059 WEATHERIZATION 198224 WHITE HEATING AND COOLING 5325 POINTE TREMBLE RD ALGONAC MI 48001 WEATHERIZATION 123051 2 10960 2337704 925828 3274492 RENTAL INCOME 532000 341554 341554 DEBT MANAGEMENT FEES 812900 76939 76939 OTHER FEES 525920 1888 1888 420381 199 199 12640 10960 39636 -26996 -26996 OTHER REVENUE 900099 49037 49037 49037 3717113 469418 0 -26797 X 486495 486495 1250534 1250534 113199 113199 929093 631612 297481 19875 11554 8321 251039 155358 95681 79134 45400 33734 10111 10111 39236 3127 36109 243559 223503 20056 291473 227223 64250 11857 11635 222 22243 21922 321 48480 48480 97700 97700 EQUIPMENT 28480 7690 20790 COMMUNICATION 17623 12576 5047 PROGRAM SUPPLIES 8175 3873 4302 3948306 3238682 709624 0 898705 555413 349433 415424 68586 68586 30574 15315 2036719 468645 1675771 1568074 3023069 2622812 148112 108043 159475 61793 221565 227212 1352760 1315800 1881912 1712848 X 1035053 819896 106104 90068 1141157 909964 3023069 2622812 -231193 0 X X 0 1 X 1 1 1 X 9760771 11699433 7374617 2705745 3287132 34827698 9760771 11699433 7374617 2705745 3287132 34827698 34827698 2678 102 299 321 199 3599 3612 2510 11615 3441 49037 70215 34901512 1327568 0.99790 0.99910 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 150000 150000 1589955 250426 1339529 296764 218219 78545 1568074 3756749 39636 39636 3717113 0 3717113 3987942 39636 39636 3948306 0 3948306 PART IV, LINE 2B: BLUE WATER COMMUNITY ACTION HOLDS MONEY FOR CLIENTS WHO ARE PART OF THE MONEY MANAGEMENT PROGRAM. BWCA HOLDS CLIENT'S FUNDS AND DISBURSES IT IN AN EFFORT TO TEACH CLIENTS HOW TO MANAGE THEIR MONEY RESPONSIBLY. PART XI, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES 39,636. PART XII, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSE 39,636. WALK FOR WARMTH 23600 10960 12640 39636 23600 10960 12640 39636 39636 -26996 0 OTTAWA COMMUNITY ACTION 12251 JAMES ST STE 300 HOLLAND MI 49424 386004883 501(C)(3) 128836 0 WEATHERIZATION THE HARBOR 2 CROCKER BLVD STE 205 MT CLEMENS MI 48043 381948056 501(C)(3) 37896 0 EMERGENCY SHELTER SERVICES BHK COMMUNITY ACTION 926 DODGE ST HOUGHTON MI 49931 381800879 501(C)(3) 195670 0 WEATHERIZATION DETROIT RESCUE MISSION 150 STIMSON ST DETROIT MI 48201 381459371 501(C)(3) 27498 0 EMERGENCY SHELTER SERVICES COMMUNITY ACTION AGENCY OF SOUTH CENTRAL MICHIGAN 175 MAIN ST BATTLE CREEK MI 49014 381794361 501(C)(3) 76620 0 WEATHERIZATION CHIPPEWA-LUCE-MACKINAW COMMUNITY ACTION AGENCY 524 ASHMUN STREET SAULT STE MARIE MI 49783 381798626 501(C)(3) 5100 0 WEATHERIZATION HUMAN DEVELOPMENT COMMISSION 429 MONTAGUE AVE CARO MI 48723 381792679 501(C)(3) 14875 0 WEATHERIZATION BACKPACK DISTRIBUTION 775 26906 DIAPER DISTRIBUTION 1237 38960 HYGIENE AND CLEANING SUPPLIES 150 7500 RENTAL ASSISTANCE 78 295319 UTILITY ASSISTANCE 202 85584 WEATHERIZATION 63 796265 FORM 990, PART VI, SECTION A, LINE 4 BYLAWS WERE UPDATED IN APRIL 2025 TO REMOVE OPEN MEETINGS ACT REQUIREMENTS. FORM 990, PART VI, SECTION B, LINE 11B ORGANIZATION'S PROCESS TO REVIEW FORM 990: AUDIT FIRM WILL PREPARE 990 WITH INFORMATION PROVIDED BY BLUE WATER COMMUNITY ACTION. FISCAL DIRECTOR WILL REVIEW THE 990 AND COMPARE IT TO THE AUDITED RECORDS. THE 990 WILL THEN GO TO THE EXECUTIVE DIRECTOR WHO WILL ALSO COMPARE IT TO THE AUDITED FINANCIAL RECORDS AND PRESENT THE FORM TO THE BOARD OF DIRECTORS WHO WILL THEN APPROVE DATA. FORM 990, PART VI, SECTION B, LINE 12C ENFORCEMENT OF CONFLICTS POLICY: INDIVIDUALS ARE EXPECTED TO STATE PUBLICLY OR TO THE EXECUTIVE DIRECTOR IF THERE IS A CONFLICT. IT IS A SMALL COMMUNITY SO MOST PEOPLE KNOW EVERYONE AND KNOW IF A CONFLICT EXISTS. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION PROCESS FOR EXECUTIVE DIRECTOR: THE EXECUTIVE DIRECTOR'S PERFORMANCE IS REVIEWED ANNUALLY. HHS COLA INFORMATION/INCREASE IS USED TO HELP DETERMINE SALARY INCREASES. ADDITIONAL INCREASES ARE AT THE DISCRETION OF THE BOARD OF DIRECTORS. A WAGE COMPARIBILITY SURVEY IS COMPLETED EVERY THREE TO FIVE YEARS AND SHARED WITH THE BOARD IF RELEVANT TO THE REQUEST. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS DISCLOSURE EXPLANATION: GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART IX, LINE 11G CONTRACTED SERVICES: PROGRAM SERVICE EXPENSES 184,847. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 184,847. OTHER: PROGRAM SERVICE EXPENSES 38,656. MANAGEMENT AND GENERAL EXPENSES 20,056. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 58,712. PART XII LINE 2C THERE WERE NO CHANGES IN OVERSIGHT FROM THE PRIOR YEAR