2025-11-13T10:05:54-06:00 2024-12-31 208149084 ANASTASI MOORE & MARTIN PLLC 9 S WASHINGTON ST STE 600 SPOKANE WA 99201 990 2024-01-01 367481494 BUSINESS HEALTH TRUST BUSI 4257717359 PO BOX 6 MUKILTEO WA 98275 TONY WILLIAMS TRUSTEE 4257717359 2025-11-12 1 1 CHRISTI JONES P01235845 5093230272 2025-11-12 2024 2025-03-06 01:10:19Z TONY WILLIAMS PO BOX 6 MUKILTEO WA 98275 152934586 0 X WWW.BUSINESSHEALTHTRUST.COM X 2007 WA THE TRUST WAS ESTABLISHED TO HOLD INSURANCE POLICIES THROUGH WHICH PARTICIPATING EMPLOYERS CAN PROVIDE PROGRAMS OF HEALTH AND OTHER INSURED WELFARE BENEFITS UNDER THE EMPLOYEE BENEFIT PLANS THEY MAINTAIN FOR THEIR EMPLOYEES AND DEPENDENTS. 8 0 0 0 0 0 0 0 130063383 152625084 198789 223366 114205 86136 130376377 152934586 0 0 114612802 134289765 0 0 0 0 0 15197824 17979318 129810626 152269083 565751 665503 16063817 18918538 9916064 12105282 6147753 6813256 TO MAINTAIN INSURANCE POLICIES THROUGH WHICH PARTICIPATING EMPLOYERS CAN PROVIDE INSURED WELFARE BENEFITS UNDER THE EMPLOYEE BENEFIT PLANS THEY MAINTAIN FOR THEIR EMPLOYEES AND DEPENDENTS. 0 0 THE TRUST WAS ESTABLISHED TO HOLD INSURANCE POLICIES THROUGH WHICH PARTICIPATING EMPLOYERS CAN PROVIDE INSURED WELFARE BENEFITS UNDER THE EMPLOYEE BENEFIT PLANS THEY MAINTAIN FOR THEIR EMPLOYEES AND DEPENDENTS. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 61 0 1 0 0 0 0 0 0 0 0 0 X 8 0 0 1 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 X VIMLY BENEFIT SOLUTIONS INC 4257717359 12121 HARBOUR REACH DRIVE SUITE 105 MUKILTEO WA 98275 X TONY WILLIAMS TRUSTEE 0.50 0.00 X 0 0 0 JEN CROFTON TRUSTEE 0.50 0.00 X 0 0 0 CARY BADGER TRUSTEE 0.50 0.00 X 0 0 0 EVELYN LEMOINE TRUSTEE 0.50 0.00 X 0 0 0 MARY BYRNE TRUSTEE 0.50 0.00 X 0 0 0 BARBARA ANDREWS TRUSTEE 0.50 0.00 X 0 0 0 MATT KOLACZ TRUSTEE 0.50 0.00 X 0 0 0 DENISE GIAMBALVO TRUSTEE 0.50 0.00 X 0 0 0 SARAI CHILDS CONTRACTED EXECUTIVE DIRECTOR 40.00 4.00 X 0 0 0 0 0 0 0 0 0 0 ABD INSURANCE FINANCIAL SERVICES IN 777 MARINERS ISLAND BLVD SUITE 250 SAN MATEO CA 94404 CONSULTING/BROKERAGE 3952433 VIMLY BENEFIT SOLUTIONS INC 12121 HARBOUR REACH DR SUITE 105 MUKILTEO WA 98275 THIRD-PARTY ADMINISTRATOR 2662554 GREATER SEATTLE CHAMBER OF COMMERCE 1301 5TH AVENUE 1500 SEATTLE WA 981012632 ADMINISTRATION 1472690 IMPACT ACCOUNTING SERVICES LLC 1315 11TH COURT SW NORTH BEND WA 98045 CONSULTING 1459413 DIGITAL INSURANCE INC 200 GALLERIA PARKWAY SUITE 1950 ATLANTA GA 30339 INSURANCE BROKER 878233 20 EMPLOYER CONTRIBUTIONS 525100 151407061 151407061 PARTICIPANT CONTRIBUTIONS 525100 1218023 1218023 152625084 223366 223366 EMPLOYER LATE AND NSF FEES 525100 86136 86136 86136 152934586 152711220 0 223366 134289765 4301124 83696 38400 12807603 132237 71088 574 17534 54651 OUTREACH AND COMMUNICAT 458406 DUES AND SUBSCRIPTIONS 14005 152269083 1237905 8179738 13448869 9834078 356552 268982 39061 12258 981430 623482 16063817 18918538 243006 306661 8625711 10582060 1047347 1216561 9916064 12105282 X 0 0 0 0 6147753 6813256 6147753 6813256 16063817 18918538 665503 0 X X 0 1 X 0 0 0 PREMIUMS DUE TO INSURERS 1216561 1216561 X 152934586 0 152934586 0 152934586 152099869 1047347 1047347 151052522 1216561 1216561 152269083 PART X, LINE 2: THE TRUST ESTABLISHED UNDER THE PLAN TO HOLD THE ASSETS OF THE ARRANGEMENT IS QUALIFIED AS A TAX-EXEMPT ORGANIZATION UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE (IRC) AND, ACCORDINGLY, THE NET INVESTMENT INCOME OF THE TRUST IS EXEMPT FROM INCOME TAXES. THE BUSINESS HEALTH TRUST OBTAINED ITS LATEST TAX DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE (IRS) WITH AN EFFECTIVE DATE OF EXEMPTION OF JANUARY 1, 2010. IN THE LETTER, THE IRS STATED THAT THE BUSINESS HEALTH TRUST, AS THEN DESIGNED, WAS IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE IRC. THE OTHER 13 TRUSTS ARE UNFUNDED AND HAVE NOT APPLIED FOR TAX DETERMINATION LETTERS. THE TRUSTEES AND LEGAL COUNSEL BELIEVE THE TRUSTS AND RELATED ARRANGEMENT ARE DESIGNED AND HAVE BEEN OPERATED THROUGH DECEMBER 31, 2024, IN ACCORDANCE WITH APPLICABLE PROVISIONS OF THE IRC. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE ARRANGEMENT AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE ARRANGEMENT HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUBSTANTIATED UPON EXAMINATION BY THE IRS. THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE ARRANGEMENT, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2024 AND 2023, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE ARRANGEMENT IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS, AND THE ARRANGEMENT COULD BE SUBJECT TO INCOME TAX IF CERTAIN ISSUES WERE FOUND BY THE IRS THAT COULD RESULT IN THE DISQUALIFICATION OF THE TAX-EXEMPT STATUS; HOWEVER, THERE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. PART XII, LINE 2D - OTHER ADJUSTMENTS: PREMIUMS DUE TO INSURERS AT THE BEGINNING OF THE YEAR 1,047,347. PART XII, LINE 4B - OTHER ADJUSTMENTS: PREMIUMS DUE TO INSURERS AT THE END OF THE YEAR 1,216,561. GREATER SEATTLE CHAMBER OF COMMERCE TRUST SETTLOR AND A SERVICE PROVIDER 1472690 DURING THE YEAR ENDED DECEMBER 31, 2024, THE TRUST COLLECTED PARTICIPATION FEES PAYABLE TO THE PLAN SPONSOR, GSCC. THIS IS NOT A PLAN ASSET AND IS TO PAID EXCLUSIVELY BY THE EMPLOYER. THIS FEE IS BILLED JOINTLY FOR THE CONVENIENCE OF THE EMPLOYER AND COLLECTED BY THE TRUST FOR REMITTANCE TO GSCC AS SOON AS ADMINISTRATIVELY POSSIBLE. FEES COLLECTED AND REMITTED IN THIS MANNER TOTALED $1,472,690. 0 IMPACT ACCOUNTING & CONSULTING SERVICES LLC PROVIDES TRUST EXECUTIVE DIRECTOR AND MANAGEMENT CONSULTING SERVICES 1459413 THE TRUST IS PROVIDED WITH CONTRACTED EXECUTIVE DIRECTOR, MANAGEMENT CONSULTING, AND MEMBER OUTREACH SERVICES THROUGH IMPACT ACCOUNTING & CONSULTING SERVICES, LLC. FEES PAID ARE INCLUSIVE OF DIRECT EXPENSES INCURRED FOR THE OPERATIONS AND EFFICIENCY OF THE TRUST. 0 GREATER SEATTLE CHAMBER OF COMMERCE PARTICIPATING EMPLOYER IN THE TRUST 628063 DURING THE YEAR ENDED DECEMBER 31, 2024, GSCC MADE CONTRIBUTIONS TO THIS TRUST WHICH TOTALED $628,063. 0 FORM 990, PART VI, SECTION A, LINE 3 THE TRUST HAS CONTRACTED WITH A THIRD-PARTY ADMINISTRATOR (VIMLY BENEFIT SOLUTIONS, INC.) TO PROVIDE BOOKKEEPING AND ADMINISTRATIVE SERVICES. THE TRUST HAS ALSO CONTRACTED WITH IMPACT ACCOUNTING & CONSULTING SERVICES, LLC TO PROVIDE MANAGEMENT CONSULTING SERVICES. FORM 990, PART VI, SECTION A, LINE 7A TRUSTEES FOR BUSINESS HEALTH TRUST ARE APPOINTED BY THE BOARD OF TRUSTEES OF THE GREATER SEATTLE CHAMBER OF COMMERCE, THE TRUST SETTLER AND A SERVICE PROVIDER TO THIS TRUST. TRUSTEES FOR EACH INDUSTRY HEALTH TRUST ARE RATIFIED BY VOTE OF THE RESPECTIVE INDUSTRY HEALTH TRUST MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 8B THERE ARE NO COMMITTEES WITH THE AUTHORITY TO ACT ON BEHALF OF THE BOARD OF TRUSTEES. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 WAS PREPARED UNDER THE GUIDANCE OF THE TRUST'S CONSULTANTS, ADVISORS, AND LEGAL COUNSEL BY THE INDEPENDENT ACCOUNTING FIRM ANASTASI, MOORE & MARTIN, PLLC. DRAFT COPIES OF THE ORGANIZATION'S FINANCIAL STATEMENTS AND FORM 990 WERE PROVIDED TO THE TRUST'S EXECUTIVE DIRECTOR, CONSULTANTS, ADVISORS, AND LEGAL COUNSEL WHO REVIEWED THE FORM 990 FOR ACCURACY AND COMPLETENESS. ANY QUESTIONS, CONCERNS, OR ISSUES RAISED BY THEM WERE ADDRESSED, AND ANY NECESSARY REVISIONS WERE MADE TO THE FORM 990. THE REVISED FORM 990 WAS THEN PROVIDED TO THE BOARD OF TRUSTEES OF THE BUSINESS HEALTH TRUST AND THE BOARD OF TRUSTEES OF THE INDUSTRY HEALTH TRUST FOR REVIEW AND APPROVAL. ANY ADDITIONAL QUESTIONS, CONCERNS, OR ISSUES RAISED BY EITHER BOARD OF TRUSTEES WERE ADDRESSED, AND ANY NECESSARY REVISIONS WERE MADE TO THE FORM 990. THE FINAL VERSION OF THE FORM 990 WAS REVIEWED AND APPROVED FOR FILING BY THE BOARDS OF TRUSTEES JOINTLY. FORM 990, PART VI, SECTION C, LINE 19 THE TRUST'S GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST BY CONTACTING THE TRUST IN CARE OF VIMLY BENEFIT SOLUTIONS, INC. AT: P.O. BOX 6, MUKILTEO, WA 98275. FORM 990, PART XII, LINE 2C: THE PROCESS HAS NOT CHANGED SINCE FILING THE PRIOR FORM 990. 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