2025-11-12T12:21:15-06:00 2024-12-31 PWC US TAX LLP 2001 MARKET STREET SUITE 1800 PHILADELPHIA PA 19103 990 2024-01-01 161580245 FALLON HEALTH WEINBERG INC % MICHAEL BEAULIEU FALL 7164797276 2700 NORTH FOREST ROAD GETZVILLE NY 14068 MICHAEL BEAULIEU ASSISTANT CONTROLLER 5083689959 2025-11-06 true true ERICA R MCREYNOLDS P00977806 2673303000 2025-11-05 2024 2025-03-06 01:10:19Z JILL GREEN LEBOW ONE MERCANTILE STREET WORCESTER MA 01608 19831842 false X WWW.FALLONWEINBERG.ORG X 1999 NY TO ADDRESS THE LONG-TERM CARE NEEDS OF INDIVIDUALS IN THE WESTERN NEW YORK COMMUNITY WHO ARE CHRONICALLY ILL OR WHO HAVE DISABILITIES THROUGH ITS PACE PROGRAM. 6 2 59 2 0 0 0 0 45411231 19790707 29993 41135 0 0 45441224 19831842 0 0 33525827 14827840 6397407 3742694 0 0 0 3271134 5790808 43194368 24361342 2246856 -4529500 53699025 41660406 33318410 25797558 20380615 15862848 FALLON HEALTH WEINBERG OPERATES A PROGRAM FOR ALL-INCLUSIVE CARE FOR THE ELDERLY (PACE). THE MISSION OF THE PROGRAM IS TO ADDRESS THE LONG-TERM CARE NEEDS FOR THOSE MEDICAID, DUALLY ELIGIBLE (MEDICARE AND MEDICAID), MEDICARE ONLY AND PRIVATE PAY INDIVIDUALS IN THE WESTERN NEW YORK COMMUNITY WHO ARE CHRONICALLY ILL OR WHO HAVE DISABILITIES. THE PROGRAM IS DESIGNED TO KEEP PARTICIPANTS LIVING SAFELY AND INDEPENDENTLY IN THE COMFORT OF THEIR OWN HOME AS LONG AS POSSIBLE. EACH PARTICIPANT'S HIGHLY TRAINED INTERDISCIPLINARY CARE TEAM COORDINATES A PLAN OF CARE THAT IS PERSONALIZED AND DEVELOPED TO MEET EACH PARTICIPANT'S SPECIFIC NEEDS. THE CARE TEAM CONTINUALLY MONITORS PARTICIPANT'S HEALTH STATUS TO UPDATE THE CARE PLAN TO ENSURE THE PARTICIPANT IS RECEIVING THE HIGHEST QUALITY OF CARE WHILE REMAINING IN THE COMMUNITY. false false 17768703 19790707 THE PACE PROGRAM PROVIDES SERVICES TO MEDICAID, DUALLY ELIGIBLE (MEDICARE & MEDICAID), MEDICARE ONLY, AND PRIVATE PAY INDIVIDUALS 55 AND OLDER WITHIN ERIE AND NIAGARA COUNTIES WHO ARE CHRONICALLY ILL OR WHO HAVE DISABILITIES. THE FALLON HEALTH WEINBERG PACE PROGRAM IS DESIGNED TO KEEP PARTICIPANTS LIVING SAFELY AT THEIR HIGHEST LEVEL OF INDEPENDENCE AND IN THE COMFORT OF THEIR OWN HOME AS LONG AS POSSIBLE. THROUGH THE COORDINATION OF PERSONALIZED CARE PLANS, A PARTICIPANT HAS ACCESS TO AN ARRAY OF HEALTH CARE SERVICES THAT THEY RECEIVE IN THEIR HOME AND IN THE PACE CENTER. A MAJORITY OF THE SERVICES PROVIDED TO PARTICIPANTS MAY BE AT NO COST TO THE PARTICIPANT. THE SERVICES PROVIDED BY THE FALLON HEALTH WEINBERG PACE PROGRAM INCLUDE BUT ARE NOT LIMITED TO THEIR MEDICAL CARE, PRESCRIPTION DRUG COVERAGE, CARE MANAGEMENT, HOME HEALTH CARE, PHYSICAL, OCCUPATIONAL, AND SPEECH THERAPY, PERSONAL CARE, NUTRITION, AUDIOLOGY, DENTISTRY, OPTOMETRY, PERSONAL EMERGENCY RESPONSE SYSTEMS, AND TRANSPORTATION. 17768703 true false false true false false false false false false true false true false false false false true false false false false false false false false false false false true false false false false false false false false false false false false false true false false false true 239 0 true 59 true false false false false false false false false false false false false X 6 2 false false false false true true false true true false false true true true true true true false false false NY X MICHAEL BEAULIEU 5083689020 ONE MERCANTILE STREET WORCESTER MA 01608 X JILL GREEN LEBOW DIRECTOR - CHAIRPERSON 2.0 48.0 X X 0 446768 95414 KRISTINE BOSTEK DIRECTOR - SECRETARY 15.0 35.0 X X 0 294820 83865 ARUNAN THURAIRAJAH MEDICAL DIRECTOR 40.0 0.0 X 320701 0 49578 LINDA AIELLO DIRECTOR 1.0 49.0 X 0 211624 10376 ANTHONY FERNANDES SEE SCHEDULE O FOR TITLE 5.0 45.0 X 0 174630 9069 CRAIG DLUGOSZ SEE SCHEDULE O FOR TITLE 40.0 0.0 X 165149 0 17800 WILLA ARNET NURSE PRACTITIONER 40.0 0.0 X 152968 0 16089 MELANIE QUINN NURSE PRACTITIONER 40.0 0.0 X 133834 0 27351 ELIZABETH SPENCER NURSE PRACTITIONER 40.0 0.0 X 149341 0 8005 MARY KAY VAUSE SEE SCHEDULE O FOR TITLE 5.0 0.0 X 30044 0 1052 KENNETH ROGERS DIRECTOR 1.0 0.0 X 0 0 0 ROBERT MAYER DIRECTOR - TREASURER 1.0 0.0 X X 0 0 0 952037 1127842 318599 7 false true false EDEN HEIGHTS OF WEST SENECA 3030 CLINTON STREET WEST SENECA NY 14224 HEALTHCARE SERVICES 641190 EDEN HEIGHTS OF EDEN OPERATING LLC 4071 HARDT ROAD EDEN NY 14057 HEALTHCARE SERVICES 405405 2 0 NET PREMIUM REVENUE - PACE 524114 19790707 19790707 19790707 41135 41135 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 19831842 19790707 0 41135 0 0 0 14827840 14827840 31095 0 31095 0 0 3465773 2658649 807124 0 55421 42758 12663 0 28641 7280 21361 0 161764 102116 59648 0 1141969 0 1141969 0 22142 0 22142 0 98736 0 98736 0 1792 0 1792 0 0 0 131590 15010 116580 883444 0 883444 0 565872 14714 551158 0 281201 0 281201 0 0 156982 18172 138810 0 22387 1508 20879 0 0 31585 26842 4743 0 2123 0 2123 0 0 100281 0 100281 0 87707 53814 33893 0 ASSOCIATION FEES 65327 0 65327 0 ADMINISTRATION FEES 285 0 285 0 BAD DEBT EXPENSE 487879 0 487879 0 PENALTIES 1706797 0 1706797 0 2709 0 2709 0 24361342 17768703 6592639 0 45859603 36049281 3 3 0 0 2885551 673077 0 0 0 0 0 0 0 0 16081 45309 3842508 1292704 2650086 2549804 0 0 0 0 2287701 2342932 0 0 0 0 53699025 41660406 30492600 24720478 0 0 2825810 1077080 0 0 0 0 0 0 0 0 0 0 0 0 33318410 25797558 X 20380615 15862848 0 0 20380615 15862848 53699025 41660406 -4529500 11733 X false true X true false X 0 0 0 0 0 0 47242000 35888652 34790206 45411231 19790707 183122796 0 0 0 47242000 35888652 34790206 45411231 19790707 183122796 0 0 0 183122796 11231 7688 29993 41135 90047 0 11231 7688 29993 41135 90047 0 0 47242000 35899883 34797894 45441224 19831842 183212843 0.99951 0.99978 0.00049 0.00022 X false false false false false false false true 1792 false false 1792 false false Direct Lobbying Expense FORM 990, SCHEDULE C, PART IV SUPPLEMENTAL INFORMATION: FHW PAID A TOTAL OF $1,792 LOBBYING EXPENSES TO THE NATIONAL PACE ASSOCIATION. 272979 272979 3511879 1239910 2271969 57650 52794 4856 2549804 WILMINGTON TRUST ESCROW ACCOUN 2342932 F 2342932 X true false true false false false false false true false ARUNAN THURAIRAJAH MEDICAL DIRECTOR 286019 0 32260 0 2422 0 14663 0 34915 0 370279 0 32260 0 CRAIG DLUGOSZ SEE SCHEDULE O FOR TITLE 150732 0 13912 0 505 0 1702 0 16098 0 182949 0 13912 0 JILL GREEN LEBOW DIRECTOR - CHAIRPERSON 0 424299 0 0 0 22469 0 54993 0 40421 0 542182 0 20200 KRISTINE BOSTEK DIRECTOR - SECRETARY 0 291930 0 0 0 2890 0 42177 0 41688 0 378685 0 0 LINDA AIELLO DIRECTOR 0 180959 0 27362 0 3303 0 9418 0 958 0 222000 0 27362 WILLA ARNET NURSE PRACTITIONER 134949 0 15697 0 2322 0 6152 0 9937 0 169057 0 5697 0 ELIZABETH SPENCER NURSE PRACTITIONER 132990 0 15541 0 810 0 5298 0 2707 0 157346 0 5541 0 ANTHONY FERNANDES SEE SCHEDULE O FOR TITLE 0 165427 0 8790 0 413 0 7853 0 1216 0 183699 0 8790 MELANIE QUINN NURSE PRACTITIONER 121564 0 11784 0 486 0 1388 0 25963 0 161185 0 0 0 SCHEDULE J, PART 1, LINE 1A FHW AND FCHP HAVE A GIFT CARD POLICY THAT THE COMPANY PAYS ALL APPLICABLE TAXES ON BEHALF OF THE EMPLOYEE. THE VALUE OF THE GIFT CARD IS INCLUDED IN THE EMPLOYEE'S TAXABLE INCOME. THIS POLICY APPLIES TO ALL FHW AND FCHP EMPLOYEES. IN 2024, THE FOLLOWING INDIVIDUALS LISTED IN SCHEDULE J, PART II RECEIVED GIFT CARDS FROM FHW OR FCHP DURING THE YEAR. NAME AMOUNT PAID ANTHONY FERNANDES $200 LINDA AIELLO $150 ARUNAN THURAIRAJAH $100 SCHEDULE J, PART I, LINE 4B SEE ALSO PART I, LINE 7 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN FCHP OFFERED A SUPPLEMENTAL EXECUTIVE RETIREMENT 457(F) PLAN (SERP), THAT COVERED CERTAIN EXECUTIVES IN THE ORGANIZATION. PARTICIPANTS IN THIS PLAN VESTED ANNUALLY AND RECEIVED DISTRIBUTIONS ONCE VESTING REQUIREMENTS WERE MET. SERP CONTRIBUTIONS COULD BE MADE ON BEHALF OF AN EMPLOYEE WHO WAS THE PRESIDENT AND CHIEF EXECUTIVE OFFICER, THE DIVISION PRESIDENT, SENIOR CARE SERVICES, AN EXECUTIVE OR SENIOR VICE PRESIDENT. IN ADDITION, CONTRIBUTIONS COULD BE MADE ON BEHALF OF ANY EMPLOYEE WHO WAS DESIGNATED AS ELIGIBLE FOR A PLAN BY THE BOARD AT ITS DISCRETION. THE 457 (F) PLAN SERP WAS FROZEN ON DECEMBER 31, 2021 AND THE BOARD DECIDED IT WOULD NO LONGER MAKE DISCRETIONARY CONTRIBUTIONS ON BEHALF OF ANY PARTICIPANT FOR THE YEARS 2018 - 2021. IN 2024, THE FOLLOWING INDIVIDUALS LISTED IN SCHEDULE J, PART II RECEIVED DISTRIBUTIONS FROM THE 457 (F) SEPR PLAN FOR YEARS 2018 - 2021. AMOUNTS PAID UNDER THE PLAN ARE INCLUDED IN SCHEDULE J, PART II, COLUMN (B) (III) AND ARE LISTED BELOW. AMOUNTS DEFERRED IN PRIOR YEARS WERE INCLUDED IN SCHEDULE J, PART II, COLUMN (C). CONTRIBUTIONS THAT WERE PREVIOUSLY REPORTED ON A PRIOR FORM 990 AND ARE PAID OUT IN THE CURRENT YEAR ARE REPORTED IN SCHEDULE J, PART II, COLUMN (F). NAME AMOUNT VESTED AND PAID JILL GREEN LEBOW $20,200 FCHP ESTABLISHED A NEW NON-QUALIFIED DEFERRED COMPENSATION PLAN (THE "PLAN"), WHICH PROVIDES DISCRETIONARY INCENTIVE AWARDS TO EXECUTIVE OFFICERS AND OTHER SELECTED EMPLOYEES OF THE COMPANY TO INCENTIVIZE THEM TO REINFORCE CRITICAL LONG-TERM STRATEGIC GOALS AND ENCOURAGE SUSTAINED YEAR-TO-YEAR PERFORMANCE RELATIVE TO KEY FINANCIAL AND STRATEGIC INDICATORS. THE PLAN REPLACED THE AFOREMENTIONED 457 (F) PLAN (SERP), EFFECTIVE JANUARY 1, 2022. THIS LONG-TERM INCENTIVE PLAN QUALIFIES AS A 457(F) SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN. THE PARTICIPANT WILL RECEIVE A CASH DISTRIBUTION AFTER THE END OF THE APPLICABLE PERFORMANCE PERIOD, IN MARCH OR APRIL OF THE CALENDAR YEAR FOLLOWING THE LAST DAY OF THE APPLICABLE PERFORMANCE PERIOD. IF THE PARTICIPANT'S EMPLOYMENT TERMINATES OR HAS A SEPARATION FROM SERVICE FOR ANY REASON OTHER THAN IN THE EVENT OF DEATH, DISABILITY, RETIREMENT OR CHANGE OF CONTROL PRIOR TO THE DATE OF THE CASH DISTRIBUTION, THE PARTICIPANT WILL NOT BE ELIGIBLE TO RECEIVE PAYMENT AND THE AWARD WILL BE CANCELLED AND FORFEITED IN ITS ENTIRETY. AMOUNTS DEFERRED UNDER THE PLAN ARE INCLUDED IN SCHEDULE J, PART II, COLUMN (C). THESE AMOUNTS WILL GENERALLY BECOME VESTED AND PAYABLE ON THE AWARD PAYMENT DATE WHICH TYPICALLY OCCURS IN MARCH OR APRIL OF THE YEAR FOLLOWING THE LAST DAY OF THE PERFORMANCE PERIOD. AS OF 12/31/2024, NONE OF THIS DEFERRED COMPENSATION WAS CONSIDERED VESTED. SCHEDULE J, PART I, LINE 7 CORPORATE INCENTIVE PLAN FCHP HAS A CORPORATE INCENTIVE PLAN FOR CERTAIN EMPLOYEES TO REWARD ACHIEVEMENT OF FINANCIAL AND STRATEGIC GOALS OF THE ORGANIZATION. ON AN ANNUAL BASIS, THE ORGANIZATION PAYS ELIGIBLE PARTICIPANTS THEIR INCENTIVE COMPENSATION, PART OF WHICH IS BASED OFF OPERATING INCOME TARGETS. STARTING IN 2024, EMPLOYEES WERE REQUIRED TO BE EMPLOYED IN GOOD STANDING THROUGH DECEMBER 31 OF THE PLAN YEAR TO RECEIVE A BONUS PAYMENT ON OR BEFORE MARCH 15TH OF THE SUBSEQUENT YEAR. PRIOR TO 2023, THE CORPORATE INCENTIVE PLAN WAS TYPICALLY PAID OUT IN THE FIRST PAY CYCLE OF APRIL FOR THE PRECEDING YEAR AND EMPLOYEES WERE REQUIRED TO BE EMPLOYED IN GOOD STANDING THROUGH THE TIME OF PAYOUT. IN 2024, CERTAIN EMPLOYEES LISTED IN SCHEDULE J, PART II PARTICIPATED IN THE PLAN. AMOUNTS PAID BY THE ORGANIZATION UNDER THE PLAN ARE INCLUDED IN SCHEDULE J, PART II, COLUMN B(II) AND RELATE TO THE 2023 PLAN YEAR. CONTRIBUTIONS THAT WERE PREVIOUSLY REPORTED ON A PRIOR FORM 990 IN SCHEDULE J, PART II, COLUMN (C) ARE PAID OUT IN THE CURRENT YEAR AND ARE REPORTED IN SCHEDULE J, PART II, COLUMN (F).FOR THE 2024 PLAN YEAR, NO BONUS PAYOUTS WERE MADE ON OR BEFORE MARCH 15TH DUE TO UNMET PERFORMANCE METRICS. SEE ALSO SCHEDULE J, PART 1, LINE 3. FORM 990, PART VI, SECTION A, LINES 6 & 7A ACCORDING TO THE MEMBER AGREEMENT BETWEEN FALLON COMMUNITY HEALTH PLAN, INC. AND MENORAH CAMPUS, INC., FALLON COMMUNITY HEALTH PLAN, INC. AND MENORAH CAMPUS, INC. SHALL BE THE ONLY MEMBERS OF FALLON HEALTH WEINBERG, INC. THE MEMBERS SHALL HAVE THE SOLE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS. FALLON COMMUNITY HEALTH PLAN, INC. IS ENTITLED TO FOUR (4) VOTING MEMBERS AND MENORAH CAMPUS, INC. IS ENTITLED TO ELECT TWO (2) VOTING MEMBERS OF THE FALLON HEALTH WEINBERG, INC. BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B THE PROCESS USED BY MANAGEMENT AND GOVERNING BODY TO REVIEW FORM 990 A DRAFT OF THE FORM 990 IS PREPARED BY FALLON HEALTH WEINBERG AND REVIEWED BY ITS TAX CONSULTING FIRM. THE FINAL VERSION OF THE FORM 990 IS PROVIDED TO BOARD MEMBERS FOR REVIEW PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE PROCESS USED TO MONITOR CONFLICTS OF INTEREST FHW'S BYLAWS REQUIRE A CONFLICT OF INTEREST PROCESS WHEREBY ALL DIRECTORS AND OFFICERS DISCLOSE ANY ACTUAL OR POSSIBLE CONFLICTS OF INTEREST. THIS IS ENFORCED BY THE REQUIREMENT THAT SUCH INDIVIDUALS ANNUALLY COMPLETE A CONFLICT OF INTEREST DISCLOSURE STATEMENT. FORM 990, PART VI, SECTION B, LINE 15 PROCESS OF DETERMINING COMPENSATION FOR CEO, TOP MANAGEMENT OFFICIALS, OFFICERS, AND KEY EMPLOYEES. THE TOP MANAGEMENT OFFICIAL OF FHW IS AN EMPLOYEE OF FCHP AND IS A MEMBER OF THE FCHP EXECUTIVE GROUP. THE FCHP EXECUTIVE GROUP COMPENSATION IS DETERMINED AS FOLLOWS: FCHP HAS ESTABLISHED AN EXECUTIVE EVALUATION AND COMPENSATION COMMITTEE (THE COMMITTEE") OF THE BOARD OF DIRECTORS THAT ESTABLISHES POLICIES AND THE COMPENSATION STRUCTURE OF CERTAIN FCHP EXECUTIVE OFFICERS. THIS COMMITTEE IS RESPONSIBLE FOR ASSURING THAT THE TOTAL COMPENSATION PROVIDED TO THESE EXECUTIVE OFFICERS IS DETERMINED BY A FAIR AND EQUITABLE PROCESS, INFORMED BY CURRENT AND CREDIBLE MARKET PRACTICE INFORMATION, AND COMPLIANT WITH APPLICABLE LEGAL AND REGULATORY GUIDELINES. IN 2024, THE COMMITTEE CONSISTED OF THREE MEMBERS OF FCHP'S BOARD OF DIRECTORS WHO ARE NOT EMPLOYED BY THE ORGANIZATION. FCHP'S CEO SERVED AS AN EX OFFICIO MEMBER OF THE COMMITTEE WITHOUT A VOTING RIGHT. THE EXECUTIVE OFFICERS OVER WHOSE COMPENSATION THE COMMITTEE IS RESPONSIBLE ARE COMPRISED OF THE PRESIDENT AND CHIEF EXECUTIVE OFFICER ("CEO"), AND THE EXECUTIVE VICE PRESIDENT, AND SENIOR VICE PRESIDENT POSITIONS THAT REPORT DIRECTLY TO THE CEO ("EXECUTIVE GROUP"). IN 2024, TO DETERMINE THE COMPENSATION STRUCTURE OF THE EXECUTIVE GROUP, THE COMMITTEE RELIED ON A WRITTEN COMPENSATION SURVEY PRODUCED BY AN INDEPENDENT CONSULTING FIRM THAT ASSESSES EXECUTIVE COMPENSATION AND BENEFITS. THE COMMITTEE MET TO REVIEW THE COMPENSATION STRUCTURE OF THE EXECUTIVE GROUP AND REVIEWED THE COMPENSATION SURVEY PREPARED BY THE INDEPENDENT CONSULTING FIRM. THE COMMITTEE THEN VOTED TO APPROVE THE COMPENSATION OF THE EXECUTIVE GROUP (OTHER THAN THE CEO). FOR THE CEO'S COMPENSATION THE COMMITTEE (MEETING WITHOUT THE CEO) RECOMMENDED A COMPENSATION STRUCTURE THAT WAS PRESENTED TO THE FCHP'S BOARD OF DIRECTORS. THE BOARD OF DIRECTORS (WITHOUT THE CEO PRESENT), VOTED TO APPROVE THE COMMITTEE'S RECOMMENDATION. ALL THESE DELIBERATIONS WERE CONTEMPORANEOUSLY DOCUMENTED IN THE MINUTES OF THE COMMITTEE AND BOARD OF DIRECTORS. IN 2024, THE TOP FINANCIAL OFFICIAL OF THE ORGANIZATION IS AN EMPLOYEE OF FCHP WHO HELD THE TITLE OF THE FCHP DIRECTOR OF FINANCIAL REPORTING THROUGH 6/29/24 AND THE TITLE OF THE ASSISTANT CONTROLLER STARTING 6/30/2024. THE EMPLOYEE REPORTS DIRECTLY TO THE VP CORPORATE CONTROLLER OF FCHP. AS EMPLOYEE OF FCHP, THE COMPENSATION IS BASED ON INDUSTRY SURVEYS AND MARKET ANALYSIS PERFORMED BY HR. ANNUAL MERIT INCREASES ARE BASED ON PERFORMANCE AND MARKET CONDITIONS. FORM 990, PART VI, SECTION C, LINES 18 & 19 HOW DOCUMENTS ARE MADE AVAILABLE TO PUBLIC FHW'S FORM 990 IS AVAILABLE TO THE GENERAL PUBLIC ON THE WEBSITE WWW.GUIDESTAR.ORG AS WELL AS UPON REQUEST. THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND ITS FINANCIAL STATEMENTS ARE ALSO PROVIDED UPON REQUEST. FORM 990, PART VII, SECTION A, COLUMN A THE FOLLOWING INDIVIDUALS' TITLES CHANGED DURING THE YEAR: CRAIG DLUGOSZ: FROM: PROGRAM DIRECTOR, DSNP/MLTC THROUGH 1/13/2024 TO: PROGRAM DIRECTOR, PACE, EFFECTIVE 1/14/2024 MARY KAY VAUSE: DIRECTOR THROUGHOUT 2024 PER DIEM PROGRAM DIRECTOR, PACE THROUGH 3/15/2024 ANTHONY FERNANDES: FROM: DIRECTOR FINANCIAL REPORTING THROUGH 6/29/2024 TO: ASSISTANT CONTROLLER, EFFECTIVE 6/30/2024 Fallon Total Care Inc One Mercantile Street Worcester MA 01608 455591420 Healthcare MA 501(c)(3) PF FCHP false Fallon Community Health Plan One Mercantile Street Worcester MA 01608 237442369 Healthcare MA 501(c)(3) 10 NA false Fallon Health & Life Assurance Inc One Mercantile Street Worcester MA 01608 043169246 Healthcare MA FCHP C 0 0 0.00000 false false false false false false false false false false false false true false true true false false false