2025-11-06T18:19:55-06:00 2024-12-31 911663574 LARSON GROSS ADVISORS LLC 2211 RIMLAND DR 422 BELLINGHAM WA 98226 990 2024-01-01 371525217 PACIFIC NORTHWEST TRIBAL LENDING FINANCIAL INSTITUTION PACI 3605946004 12 BELLWETHER WAY NO 224 BELLINGHAM WA 98225 JOE BOWEN BOARD CHAIR 3605946004 2025-10-29 1 0 STEVE FORBES-CPA P00012098 3607344280 2024 2025-03-06 01:10:19Z JOE BOWEN 12 BELLWETHER WAY NO 224 BELLINGHAM WA 98225 1835120 0 X WWW.LUMMICDFI.ORG X 2006 WA TO PROVIDE ACCESS TO EDUCATION IN ORDER TO IMPROVE THE PROSPERITY AND WELL-BEING OF FAMILIES. 5 5 5 6 0 0 798405 1555899 191554 276714 1956 2507 0 0 991915 1835120 0 0 0 0 396730 404879 0 0 0 371080 394080 767810 798959 224105 1036161 4699953 5953438 915246 1132570 3784707 4820868 X TO PROVIDE ACCESS TO EDUCATION, FINANCING, AND ASSET GROWTH IN ORDER TO IMPROVE THE PROSPERITY AND WELL BEING OF FAMILIES, THROUGH TECHNICAL ASSISTANCE AND DEVELOPMENT SERVICES OF FINANCIAL LITERACY, BUDGETING, AND BUSINESS PLAN COUNSELING. THE ORGANIZATION SEEKS TO SERVE AS THE BRIDGE TO MAINSTREAM FINANCING INTITUTIONS. LENDING PRODUCTS INCLUDE COLLATERALIZED LOANS FOR MICROENTERPRISES AND SMALL BUSINESSES FOR PURPOSES OF WORKING CAPITAL AND FIXED ASSETS. THE ORGANIZATION MAKES LOANS TO MEMBERS OF THE LUMMI NATION, RESIDENTS OF THE LUMMI RESERVATION, AND OTHER NATIVE AMERICANS OR PRIVATE INDIVIDUALS AND ENTITIES WHOSE ACTIVITIES WILL ACCRUE SOCIAL OR ECONOMIC BENEFIT TO THE LUMMI NATION OR RESIDENTS OF THE LUMMI RESERVATION. 0 0 682133 276714 PROVIDED SMALL BUSINESS LOANS TO ALLOW COMMUNITY GROWTH, DEVELOPMENT, AND EDUCATION TO OCCUR WHILE KEEPING FUNDS IN THE COMMUNITY FOR THE BENEFIT OF THE LUMMI TRIBE AND SURROUNDING AREA. 682133 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 13 0 1 5 1 0 0 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 0 0 0 0 0 WA X THE ORGANIZATION 3605946004 12 BELLWETHER WAY NO 224 BELLINGHAM WA 98225 REX RHOADES BOARD CHAIRMAN 5.00 X X 0 0 0 CINDY CULTEE VICE-CHAIR 2.00 X X 0 0 0 JOSEPH BOWEN SECRETARY 2.00 X X 0 0 0 DEBRA LEKANOFF BOARD MEMBER 1.00 X 0 0 0 WADE STRINGFIELD BOARD MEMBER 1.00 X 0 0 0 JOHN MICHENER BOARD MEMBER 1.00 X 0 0 0 NANCY JORDAN INTERIM EXECUTIVE DIRECTOR 50.00 X 138999 0 0 138999 0 0 1 0 0 0 0 475774 1080125 1555899 LOAN INTEREST 523940 272238 272238 SERVICE REVENUE 523940 4476 4476 276714 2507 2507 1835120 276714 0 2507 111993 92954 19039 208414 173507 34907 54941 43327 11614 29531 23289 6242 24060 24060 5878 5878 54090 45687 8403 33412 33412 58045 58045 46380 31768 14612 42205 31654 10551 14180 7090 7090 15202 15202 32691 32691 1917 1917 BAD DEBT 60043 60043 MISCELLANEOUS 2986 2526 460 DUES AND SUBSCRIPTIONS 2000 1000 1000 BANK SERVICE FEES 991 991 798959 682133 116826 0 1860365 3065017 598963 369999 2226144 2485123 14481 33299 4699953 5953438 30677 18576 884569 1113994 915246 1132570 X 2926194 4253827 858513 567041 3784707 4820868 4699953 5953438 1036161 0 X 0 0 0 X 950159 801490 1459779 798405 1555899 5565732 950159 801490 1459779 798405 1555899 5565732 868693 4697039 224923 142376 155817 193510 279221 995847 2508 1250 3758 6565337 0.71540 0.83110 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 X 1835120 0 1835120 0 1835120 798959 0 798959 0 798959 PART X, LINE 2: PACIFIC NORTHWEST TRIBAL LENDING, PURSUANT TO A LETTER OF DETERMINATION FROM THE INTERNAL REVENUE SERVICE, IS A NON-PROFIT ORGANIZATION EXEMPTED FROM THE FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE SERVICE CODE OF 1986. AS OF DECEMBER 31, 2024 THE ENTITY HAD NO UNREALATED BUSINESS ACTIVITIES SUBJECT TO FEDERAL INCOME TAXES. MANAGEMENT EVALUATED THE ENTITY'S TAX POSITIONS AND CONCLUDED THAT THE ENTITY HAD TAKEN NO UNCERTAIN TAX POSITIONS. FORM 990, PART VI, SECTION B, LINE 11B THE 990 FEDERAL TAX RETURN WILL BE REVIEWED BY THE BOARD BEFORE IT IS SIGNED AND FILED IN A SPECIAL MEETING. FORM 990, PART VI, SECTION B, LINE 12C CONFLICTS OF INTEREST MUST BE DISCLOSED. ANY INTERESTED PERSON MAY MAKE A PRESENTATION TO THE GOVERNING BOARD OR COMMITTEE. AFTER, HE/SHE MUST LEAVE THE MEETING. THE BOARD WILL VOTE AND TAKE APPROPRIATE ACTION. FORM 990, PART VI, SECTION C, LINE 19 FORM 990 TAX RETURN WILL BE PROVIDED UPON REQUEST.