2025-08-14T15:33:52-05:00 2024-09-30 390859910 BAKER TILLY ADVISORY GROUP LP 205 N MICHIGAN AVE 2800 CHICAGO IL 606015927 990 2023-10-01 364382506 OPPORTUNITY TRANSFORMATION INVESTMENTS INC OPPO 8007939455 101 N WACKER DR SUITE 1150 CHICAGO IL 60606 MARGARET TOMASIK CFO 8007939455 2025-08-12 1 1 MARK HEROUX P00959793 3127298000 2025-08-12 2023 2025-03-06 01:10:19Z ATUL TANDON 101 N WACKER DR SUITE 1150 CHICAGO IL 60606 326850 0 X WWW.OPPORTUNITY.ORG X 2000 IL TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR. 5 5 0 6 0 0 300000 177062 0 0 141584 145777 0 4011 441584 326850 0 0 0 0 257347 300619 0 0 0 271130 313318 528477 613937 -86893 -287087 26957329 29031703 384760 741838 26572569 28289865 TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR. 0 0 613937 TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR. 613937 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 0 0 0 X MARGARET TOMASIK CFO 3124875007 101 N WACKER DR SUITE 1150 CHICAGO IL 60606 ATUL TANDON PRESIDENT 3.00 60.00 X X 0 614814 30240 DALE PATTERSON DIRECTOR 1.00 X 0 0 0 DAVE TOLMIE DIRECTOR 1.00 X 0 0 0 JAMES BERGMAN DIRECTOR 1.00 X 0 0 0 MARK THOMPSON DIRECTOR 1.00 X 0 0 0 MIKE PALMER DIRECTOR 1.00 X 0 0 0 MARGARET TOMASIK TREASURER 1.00 55.00 X 0 261228 24621 DAVID WIEGMAN SECRETARY & ASSISTANT TREA 8.00 47.00 X 0 209449 32981 RANDY KURTZ EXECUTIVE VP, INT'L PROGRA 7.00 43.00 X 0 384091 39407 MAURICIO AGUDELO RINCON VP, CORPORATE DEVELOPMENT 20.00 20.00 X 0 237847 32959 0 1707429 160208 0 0 1 0 OPPORTUNITY INTERNATIONAL INC 101 N WACKER DR SUITE 1150 CHICAGO IL 60606 ADMINISTRATIVE SERVICES 272541 1 177062 177062 145777 145777 OTHER INCOME 900099 4011 4011 4011 326850 0 0 149788 254921 254921 17537 17537 6728 6728 21433 21433 -69275 -69275 72316 72316 1786 1786 137 137 13626 13626 1876 1876 189 189 272541 272541 20017 20017 CURRENCY LOSS 56 56 VAT TAXES 49 49 613937 613937 0 0 10000 0 0 2930 26423524 28367264 523805 661509 26957329 29031703 231495 284752 100000 0 53265 457086 384760 741838 X 26572569 28289865 26572569 28289865 26957329 29031703 -287087 2004383 0 X X 0 1 X 1 0 X 97494 300000 177062 574556 97494 300000 177062 574556 574556 90411 32757 159984 141584 145777 570513 7226 4011 11237 1156306 0.49690 0.37300 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 INVESTMENT IN DIA VIKAS 3542199 C MINORITY INVESTMENT IN OBUL 4832822 C OTI MINORITY INVESTMENT IN 3BANK 10454771 C INVESTMENT IN OPP INT OISL (GHANA) 9537472 C 28367264 PAYABLE TO AFFILIATE 457086 457086 X PART X, LINE 2: OTI HAS RECEIVED A DETERMINATION LETTER FROM THE IRS INDICATING THAT THEY ARE EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE, AS AMENDED. ACCORDINGLY, OTI IS NOT SUBJECT TO INCOME TAXES EXCEPT TO THE EXTENT IT HAS TAXABLE INCOME FROM ACTIVITIES THAT ARE NOT RELATED TO ITS EXEMPT PURPOSE. NO PROVISION FOR FEDERAL OR STATE INCOME TAXES HAS BEEN MADE AS OTI IS NOT ENGAGED IN ANY UNRELATED BUSINESS INCOME ACTIVITIES. OTI BELIEVES THEY HAVE TAKEN NO SIGNIFICANT UNCERTAIN TAX POSITIONS AS OF SEPTEMBER 30, 2024 AND 2023. PROGRAM INVESTMENTS - SOUTH ASIA 0 0 PROGRAM RELATED INVESTMENTS INVESTMENTS IN MICROFINANCE INSTITUTIONS 3542199 PROGRAM INVESTMENTS - SUB-SAHARAN AFRICA 0 0 PROGRAM RELATED INVESTMENTS INVESTMENTS IN MICROFINANCE INSTITUTIONS 14370294 PROGRAM INVESTMENTS - EUROPE 0 0 PROGRAM RELATED INVESTMENTS INVESTMENTS IN MICROFINANCE INSTITUTIONS 10454771 0 0 0 0 0 0 28367264 0 28367264 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 ATUL TANDON PRESIDENT 0 474814 0 140000 0 0 0 23046 0 7194 0 645054 0 0 RANDY KURTZ EXECUTIVE VP, INT'L PROGRA 0 274091 0 110000 0 0 0 20241 0 19166 0 423498 0 0 MARGARET TOMASIK TREASURER 0 261228 0 0 0 0 0 17896 0 6725 0 285849 0 0 MAURICIO AGUDELO RINCON VP, CORPORATE DEVELOPMENT 0 222847 0 15000 0 0 0 13793 0 19166 0 270806 0 0 DAVID WIEGMAN SECRETARY & ASSISTANT TREA 0 209449 0 0 0 0 0 14530 0 18451 0 242430 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION'S SOLE MEMBER IS OPPORTUNITY INTERNATIONAL, INC. (SEE SCHEDULE R, PART II). FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION'S SOLE MEMBER, OPPORTUNITY INTERNATIONAL, INC., IS RESPONSIBLE FOR ELECTING THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B STAFF PREPARES DETAILED INFORMATION FROM INTERNAL REPORTS AND AUDITED FINANCIAL STATEMENTS AND SENDS TO BAKER TILLY ADVISORY GROUP, LP. TREASURER OF OPPORTUNITY INTERNATIONAL (OI) REVIEWS THE DRAFT PREPARED BY BAKER TILLY ADVISORY GROUP, LP AND DISCUSSES COMMENTS AND QUESTIONS WITH BAKER TILLY ADVISORY GROUP, LP. FINAL DRAFT OF 990 IS PRESENTED TO AUDIT COMMITTEE FOR REVIEW. AFTER REVIEW IS COMPLETE, THE 990 IS DISTRIBUTED TO THE OPPORTUNITY INTERNATIONAL BOD AND THE RETURN IS SIGNED AND SUBMITTED TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C IT IS AN ANNUAL REQUIREMENT FOR ALL EMPLOYEES AND DIRECTORS TO SIGN THE CONFLICT OF INTEREST STATEMENTS. DISCLOSURES ARE TO BE MADE BY EMPLOYEES TO THE VP OF HUMAN RESOURCES, EXCEPTIONS ARE REVIEWED BY THE CEO. IN THE CASE OF THE CEO AND OTHER DIRECTORS, CONFLICTS OF INTEREST ARE REPORTED TO THE FINANCE, RISK AND AUDIT COMMITTEE. IF A CONFLICT OF INTEREST IS DETERMINED, THE RESPONSIBLE PERSON(S) ARE RECUSED/EXCLUDED FROM ALL DISCUSSIONS IN CONNECTION WITH THE PROPOSED TRANSACTION. FINANCE DEPARTMENT MONITORS RELATED PARTY TRANSACTIONS. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION IS REVIEWED USING A CUSTOM EXECUTIVE COMPENSATION SURVEY CONDUCTED BY FW COOK. SURVEY COMPARES COMPENSATION DATA FOR SIMILAR ORGANIZATIONS IN THE NGO AND FOR-PROFIT SECTORS. CEO PAY IS REVIEWED AND DETERMINED BY THE EXECUTIVE COMMITTEE OF THE BOARD." FORM 990, PART VI, SECTION C, LINE 19 THE CONFLICT OF INTEREST POLICY IS NOT PUBLISHED. FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. PART IX, LINE 11B LEGAL: LEGAL FEES HAS A CREDIT BALANCE BECAUSE OPPORTUNITY TRANSFORMATION INVESTMENTS INC. WAS REIMBURSED FOR LEGAL FEES WHICH INCURRED IN THE PRIOR YEAR. OPPORTUNITY INTERNATIONAL INC 101 N WACKER DR SUITE 1150 CHICAGO IL 60606 540907624 TO CREATE EMPLOYMENT AND IMPROVE INCOME FOR THE POOR IL 501(C)(3) LINE 7 N/A 0 OPPORTUNITY INTERNATIONAL SAVINGS & LOANS LTD NO D765/3 KWANWE NKRUMAH AVENUE ACCRA GH OTHER DEPOSITORY GH OPPORTUNITY TRANSFORMATION INVESTMENTS C 11535123 35362258 0.60600 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 OPPORTUNITY INTERATIONAL INC M 272541 CASH TRANSFERRED OPPORTUNITY INTERATIONAL INC C 177062 CASH TRANSFERRED