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      <MissionDesc>Seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. HfH Kokomo adheres to a strict non-proselytizing policy.</MissionDesc>
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      <Desc>HOMEOWNERSHIP PROGRAM: Families in need of a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowners familys needs but small enough to keep construction and maintenance costs affordable. By using the labor of volunteers and prospective homeowners, employing efficient building methods, keeping house sizes modest, using donated construction materials and appliances, and issuing no-profit loans, Habitat makes its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear, and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to childhood development and growth. When a home fosters-instead of hinders-health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and career growth. During the fiscal year 2023, HfH Kokomo served more than 20 people through its long-term homeownership program.</Desc>
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        <Desc>FINANCIAL AND HOMEBUYER EDUCATION PROGRAMS: As part of the homeownership process, we believe financial education builds a more solid foundation for long-term personal success and helps alleviate any concerns or barriers on the path to homeownership. During these financial education classes, we cover topics such as budgeting; credit cards and credit reports; debt and loans; saving, investing, and planning for the future; emergency situations; and Habitat homeowner mortgages. A more in-depth understanding of these important concepts is a tool that can be used to build a better future. overall, Habitat Kokomo has conducted more than 10 financial and homebuyer workshops in FY2023.</Desc>
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        <Desc>HOME PRESERVATION PROGRAM: Our home preservation program is an outreach initiative that seeks to provide a wide range of opportunities for low- to moderate-income homeowners, including veterans and seniors who are struggling to maintain their homes because of age, disability or family circumstances. We partner with families to help them reclaim their homes with pride and dignity. The program allows families to stay in their home and avoid the uncertainty, trauna, and expense of moving. Projects consist of interior and/or exterior repairs intended to alleviate critical health, life, and safety issues or code violations. Volunteer teams work along with subcontractors under the direction of Habitat Kokomo staff members to complete the repairs. Since the inception of the home preservation program, Habitat Kokomo has partnered with X local homeowners, with X homeowners served during FY2023.</Desc>
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        <BusinessCd>453310</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>13465</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>Mortgage Amortization</Desc>
        <BusinessCd>522292</BusinessCd>
        <TotalRevenueColumnAmt>26050</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>26050</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalProgramServiceRevenueAmt>88700</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>5543</TotalRevenueColumnAmt>
        <ExclusionAmt>5543</ExclusionAmt>
      </InvestmentIncomeGrp>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>166314</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>88700</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>5543</ExclusionAmt>
      </TotalRevenueGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>43125</TotalAmt>
        <ProgramServicesAmt>17250</ProgramServicesAmt>
        <ManagementAndGeneralAmt>21562</ManagementAndGeneralAmt>
        <FundraisingAmt>4313</FundraisingAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>20933</TotalAmt>
        <ManagementAndGeneralAmt>11350</ManagementAndGeneralAmt>
        <FundraisingAmt>9583</FundraisingAmt>
      </OtherSalariesAndWagesGrp>
      <PayrollTaxesGrp>
        <TotalAmt>4900</TotalAmt>
        <ProgramServicesAmt>1320</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2517</ManagementAndGeneralAmt>
        <FundraisingAmt>1063</FundraisingAmt>
      </PayrollTaxesGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>114</TotalAmt>
        <ProgramServicesAmt>114</ProgramServicesAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>3000</TotalAmt>
        <ManagementAndGeneralAmt>3000</ManagementAndGeneralAmt>
      </FeesForServicesAccountingGrp>
      <AdvertisingGrp>
        <TotalAmt>1521</TotalAmt>
        <FundraisingAmt>1521</FundraisingAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>1200</TotalAmt>
        <ProgramServicesAmt>480</ProgramServicesAmt>
        <ManagementAndGeneralAmt>600</ManagementAndGeneralAmt>
        <FundraisingAmt>120</FundraisingAmt>
      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
        <TotalAmt>6426</TotalAmt>
        <ManagementAndGeneralAmt>6426</ManagementAndGeneralAmt>
      </InformationTechnologyGrp>
      <TravelGrp>
        <TotalAmt>128</TotalAmt>
        <ManagementAndGeneralAmt>128</ManagementAndGeneralAmt>
      </TravelGrp>
      <ConferencesMeetingsGrp>
        <TotalAmt>623</TotalAmt>
        <ProgramServicesAmt>312</ProgramServicesAmt>
        <ManagementAndGeneralAmt>311</ManagementAndGeneralAmt>
      </ConferencesMeetingsGrp>
      <PaymentsToAffiliatesGrp>
        <TotalAmt>5534</TotalAmt>
        <ProgramServicesAmt>5534</ProgramServicesAmt>
      </PaymentsToAffiliatesGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>573</TotalAmt>
        <ProgramServicesAmt>573</ProgramServicesAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>5426</TotalAmt>
        <ProgramServicesAmt>4915</ProgramServicesAmt>
        <ManagementAndGeneralAmt>511</ManagementAndGeneralAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>DUES AND MEMBERSHIP FEES</Desc>
        <TotalAmt>2710</TotalAmt>
        <ProgramServicesAmt>2710</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>CONSTRUCTION EXPENSES</Desc>
        <TotalAmt>9178</TotalAmt>
        <ProgramServicesAmt>9178</ProgramServicesAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>3988</TotalAmt>
        <ProgramServicesAmt>1918</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2070</ManagementAndGeneralAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>109379</TotalAmt>
        <ProgramServicesAmt>44304</ProgramServicesAmt>
        <ManagementAndGeneralAmt>48475</ManagementAndGeneralAmt>
        <FundraisingAmt>16600</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>76881</BOYAmt>
        <EOYAmt>136097</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>140000</BOYAmt>
        <EOYAmt>100552</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>341947</BOYAmt>
        <EOYAmt>282266</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <InventoriesForSaleOrUseGrp>
        <BOYAmt>241</BOYAmt>
        <EOYAmt>930</EOYAmt>
      </InventoriesForSaleOrUseGrp>
      <LandBldgEquipCostOrOtherBssAmt>92699</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>13984</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>74601</BOYAmt>
        <EOYAmt>78715</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <InvestmentsPubTradedSecGrp>
        <BOYAmt>67129</BOYAmt>
        <EOYAmt>65892</EOYAmt>
      </InvestmentsPubTradedSecGrp>
      <InvestmentsOtherSecuritiesGrp>
        <BOYAmt>12246</BOYAmt>
        <EOYAmt>12246</EOYAmt>
      </InvestmentsOtherSecuritiesGrp>
      <InvestmentsProgramRelatedGrp>
        <BOYAmt>2947</BOYAmt>
        <EOYAmt>99718</EOYAmt>
      </InvestmentsProgramRelatedGrp>
      <TotalAssetsGrp>
        <BOYAmt>715992</BOYAmt>
        <EOYAmt>776416</EOYAmt>
      </TotalAssetsGrp>
      <EscrowAccountLiabilityGrp>
        <BOYAmt>3550</BOYAmt>
        <EOYAmt>6815</EOYAmt>
      </EscrowAccountLiabilityGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>1532</BOYAmt>
        <EOYAmt>1756</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>5082</BOYAmt>
        <EOYAmt>8571</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>698664</BOYAmt>
        <EOYAmt>755599</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>12246</BOYAmt>
        <EOYAmt>12246</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>710910</BOYAmt>
        <EOYAmt>767845</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>715992</BOYAmt>
        <EOYAmt>776416</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>56935</ReconcilationRevenueExpnssAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="990A">
      <PubliclySupportedOrg509a2Ind>X</PubliclySupportedOrg509a2Ind>
      <GiftsGrantsContrisRcvd509Grp>
        <CurrentTaxYearMinus4YearsAmt>37518</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>38894</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>13239</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>98040</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>72321</CurrentTaxYearAmt>
        <TotalAmt>260012</TotalAmt>
      </GiftsGrantsContrisRcvd509Grp>
      <GrossReceiptsNonUnrltBusGrp>
        <CurrentTaxYearMinus4YearsAmt>61085</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>214842</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>83583</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>366580</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>88925</CurrentTaxYearAmt>
        <TotalAmt>815015</TotalAmt>
      </GrossReceiptsNonUnrltBusGrp>
      <Total509Grp>
        <CurrentTaxYearMinus4YearsAmt>98603</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>253736</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>96822</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>464620</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>161246</CurrentTaxYearAmt>
        <TotalAmt>1075027</TotalAmt>
      </Total509Grp>
      <PublicSupportTotal509Amt>1075027</PublicSupportTotal509Amt>
      <GrossInvestmentIncome509Grp>
        <CurrentTaxYearMinus4YearsAmt>8168</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>38391</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>38</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>3568</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>5318</CurrentTaxYearAmt>
        <TotalAmt>55483</TotalAmt>
      </GrossInvestmentIncome509Grp>
      <InvestmentIncomeAndUBTIGrp>
        <CurrentTaxYearMinus4YearsAmt>8168</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>38391</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>38</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>3568</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>5318</CurrentTaxYearAmt>
        <TotalAmt>55483</TotalAmt>
      </InvestmentIncomeAndUBTIGrp>
      <TotalSupportCalendarYearGrp>
        <CurrentTaxYearMinus4YearsAmt>106771</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>292127</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>96860</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>468188</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>166564</CurrentTaxYearAmt>
        <TotalAmt>1130510</TotalAmt>
      </TotalSupportCalendarYearGrp>
      <PublicSupportCY509Pct>0.95090</PublicSupportCY509Pct>
      <PublicSupportPY509Pct>0.94460</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.05000</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.06000</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="990B">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="990D">
      <AgentTrusteeEtcInd>false</AgentTrusteeEtcInd>
      <InclEscrowCustodialAcctLiabInd>true</InclEscrowCustodialAcctLiabInd>
      <ExplanationProvidedInd>X</ExplanationProvidedInd>
      <LandGrp>
        <InvestmentCostOrOtherBasisAmt>61246</InvestmentCostOrOtherBasisAmt>
        <BookValueAmt>61246</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <OtherCostOrOtherBasisAmt>15535</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>1595</DepreciationAmt>
        <BookValueAmt>13940</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>15918</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>12389</DepreciationAmt>
        <BookValueAmt>3529</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>78715</TotalBookValueLandBuildingsAmt>
      <OtherSecuritiesGrp>
        <Desc>HOWARD COMMUNITY FOUNDATION</Desc>
        <BookValueAmt>12246</BookValueAmt>
        <MethodValuationCd>F</MethodValuationCd>
      </OtherSecuritiesGrp>
      <TotalBookValueSecuritiesAmt>12246</TotalBookValueSecuritiesAmt>
      <InvstProgramRelatedOrgGrp>
        <Desc>CONSTRUCTION IN PROGRESS</Desc>
        <BookValueAmt>99718</BookValueAmt>
        <MethodValuationCd>C</MethodValuationCd>
      </InvstProgramRelatedOrgGrp>
      <TotalBookValueProgramRltdAmt>99718</TotalBookValueProgramRltdAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>PAYROLL TAXES WITHHELD</Desc>
        <Amt>1756</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>1756</TotalLiabilityAmt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Escrow account liability (Part IV, line 2b)</FormAndLineReferenceDesc>
        <ExplanationTxt>FUNDS HELD IN ESCROW ARE HELD IN A SEPARATE BANK ACCOUNT AND USED TO PAY REAL ESTATE TAXES &amp; INSURANCE OF PARTNERS WITH MORTGAGES HELD BY THE ORGANIZATION.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="990O">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990 governing body review Part VI line 11</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR, FINANCIAL OFFICER/TREASURER AND PRESIDENT. IT IS THEN PRESENTED TO THE BOARD FOR APPROVAL.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Conflict of interest policy compliance Part VI line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>POLICY AND BOARD MEMBER AND EMPLOYEE ACCEPTANCE ARE DISCUSSED ANNUALLY DURING A BOARD MEETING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing documents etc available to public Part VI line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>DOCUMENTS ARE AVAILABLE BY REQUEST AT THE ORGANIZATIONS OFFICE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part III response or note to any other line in Part III</FormAndLineReferenceDesc>
        <ExplanationTxt>Line 1. Habitat for Humanity of the Kokomo Community adheres to a strict non-proselytizing policy and will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>