2025-05-15T15:38:13-04:00 2024-06-30 231709427 BERTZ HESS & CO LLP 36 EAST KING ST LANCASTER PA 17602 990 2023-07-01 200185800 COMMUNITY FIRST CAPITAL CORP COMM 7173932351 PO BOX 524 LANCASTER PA 176080524 JOAN BRODHEAD DIRECTOR 7173932351 2025-05-15 true true THOMAS A WOBBER CPA P01276864 7173930767 2025-05-15 X 2023 2025-03-06 01:10:19Z EXTENSION GRANTED TO 05152025 JOAN BRODHEAD PO BOX 524 LANCASTER PA 176080524 662064 false X N/A X 2003 PA TO MAKE LOANS AVAILABLE TO PERSONS LIVING, WORKING OR INTERESTED IN DEVELOPING DETERIORATED COMMUNITIES AND BUSINESSES LOCATED IN PA, CENTRAL PA AND THE SURROUNDING COMMUNITITES, TO CREATE JOBS AND AFFORDABLE HOUSING, AND TO PROVIDE BUSINESS COUNSELING, THEREBY REDUCING POVERTY AND REDUCING THE BURDENS OF GOVERNMENT. 5 5 0 0 0 700845 662064 0 0 700845 662064 0 0 0 0 1522 913201 528988 913201 528988 -212356 133076 8510947 8792864 8310947 6292864 200000 2500000 X TO MAKE LOANS AVAILABLE TO PERSONS LIVING, WORKING OR INTERESTED IN DEVELOPING DETERIORATED COMMUNITIES AND BUSINESSES LOCATED IN PA, CENTRAL PA AND THE SURROUNDING COMMUNITITES, TO CREATE JOBS AND AFFORDABLE HOUSING, AND TO PROVIDE BUSINESS COUNSELING, THEREBY REDUCING POVERTY AND REDUCING THE BURDENS OF GOVERNMENT. false false 125283 662064 COMMUNITY FIRST CAPITAL CORP MAKES COMMUNITY BUSINESS AND REDEVELOPMENT LOANS, INCLUDING LOANS THAT MAY BE GUARANTEED BY THE U.S. SMALL BUSINESS ADMINISTRATION (SBA). IN MARCH 2020 IN RESPONSE TO THE COVID-19 PANDEMIC, THE ORGANIZATION SHIFTED ITS EFFORTS TO PROMOTION OF THE SBA PAYCHECK PROTECTION PROGRAM (PPP) TO BUSINESSES LOCATED IN LOW-INCOME COMMUNITIES AND OWNED BY PEOPLE OF COLOR. AS OF JUNE 30, 2024, THE ORGANIZATION HAS 81 LOANS OUTSTANDING INCLUDING 5 PPP LOANS. THE TOTAL LOANS OUTSTANDING AT JUNE 30, 2024 IS 6,319,415 INCLUDING ACCRUED INTEREST AND LOAN FEES. 125283 true false false false false false false false false false false false false false true true false true false false false false false false false false false false false true false false false false false false false false false false false false false true true true false false true 9 0 0 false false false false false false false false false false false false X 5 5 false false false false false false false true true false false true true true true true true true true false X X THE ORGANIZATION 7173932351 51 SOUTH DUKE STREET LANCASTER PA 17602 JOAN BRODHEAD DIRECTOR 1.00 48.00 X X 0 206704 32504 ELIZABETH BENNETT TREASURER 1.00 45.00 X X 0 9176 0 DRAGAN DODIK DIRECTOR 1.00 40.00 X 0 0 0 JOSHUA DRUCE SECRETARY 1.00 40.00 X X 0 0 0 ED GALLAGHER PRESIDENT 1.00 50.00 X X 0 0 0 215880 32504 false true false INTEREST INCOME 522200 649054 649054 LOAN AND SERVICE FEES 522200 13010 13010 662064 662064 662064 349726 87897 261829 5924 5924 14152 14152 140354 140354 FILING FEES 37485 37485 INSURANCE 19590 18068 1522 BANK FEES 10101 10101 LOAN LOSS PROVISION -48344 -48344 528988 125283 402183 1522 1122316 2473449 7388631 6319415 8510947 8792864 6088 13292 8304859 6279572 8310947 6292864 X 200000 2500000 200000 2500000 8510947 8792864 X 133076 2166924 X false true X true false X X X 1 COMMUNITY FIRST FUND COMMUNITY FIRST FUND 232689714 7 true 0 0 1 0 true false false false false false false false false false false false false false false true false RELATED PARTY PAYABLE 6279572 6279572 X SCHEDULE D, PAGE 3, PART X THE ORGANIZATION HAS EVALUATED THE TAX FILINGS FOR THE OPEN TAX YEARS FOR UNCERTAIN TAX POSITIONS. THE TAX YEARS SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE ARE 2020, 2021, 2022, AND 2023. THE TAX YEARS SUBJECT TO EXAMINATION BY THE STATE JURISDICTION ARE UNLIMITED. X false false false false false false false false false JOAN BRODHEAD DIRECTOR 206704 2036 30468 239208 FORM 990 - ORGANIZATION'S MISSION TO MAKE LOANS AVAILABLE TO PERSONS LIVING, WORKING OR INTERESTED IN DEVELOPING DETERIORATED COMMUNITIES AND BUSINESSES LOCATED IN PA, CENTRAL PA AND THE SURROUNDING COMMUNITITES, TO CREATE JOBS AND AFFORDABLE HOUSING, AND TO PROVIDE BUSINESS COUNSELING, THEREBY REDUCING POVERTY AND REDUCING THE BURDENS OF GOVERNMENT. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C THE POLICY IS MONITORED AND ENFORCED THROUGH THE ANNUAL CONFLICT OF INTEREST DISCLOSURE PROCESS. FORM 990, PAGE 6, PART VI, LINE 15A THE ORGANIZATION DOES NOT PAY ANY COMPENSATION. FORM 990, PAGE 6, PART VI, LINE 15B THE ORGANIZATION DOES NOT PAY ANY COMPENSATION. FORM 990, PAGE 6, PART VI, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST AT THE ORGANIZATION'S HEADQUARTERS. FORM 990, PART XI, LINE 9 TRANSFER FROM COMMUNITY FIRST FUND 2,166,924 COMMUNITY FIRST FUND PO BOX 524 LANCASTER PA 176080524 232689714 LENDING PA 501C3 7 NA false false true false true false false false false false false false false true true true false false true false COMMUNITY FIRST FUND C 2166923 TRANSFER OF CAPITAL COMMUNITY FIRST FUND D 2025287 DECR NOTE PAYABLE COMMUNITY FIRST FUND E 6279572 AMT DUE ON NOTE-YR END COMMUNITY FIRST FUND M 349726 FMV-MGMT FEE COMMUNITY FIRST FUND N COMMUNITY FIRST FUND O COMMUNITY FIRST FUND R 140354 FMV-INTEREST EXPENSE