2025-05-14T06:15:47-05:00 2024-12-31 351476702 BRADY WARE & SCHOENFELD INC 2206 CHESTER BLVD RICHMOND IN 47374 990 2024-01-01 466746110 CREDIT UNION TRUST CRED 3175945300 8415 ALLISON POINTE BLVD 515 INDIANAPOLIS IN 46250 LORI ELTZROTH PRESIDENT 3175945300 2025-05-12 1 1 MARK A KASSENS CPA P00064831 7659660531 2025-05-12 2024 2025-03-06 01:10:19Z X LORI ELTZROTH 8415 ALLISON POINTE BLVD 515 INDIANAPOLIS IN 46250 57670612 0 X N/A X 2013 IN SELF-FUNDED MULTIPLE EMPLOYER WELFARE ARRANGEMENT (MEWA) FOR INDIANA CREDIT UNIONS WITH EXPANSION TO KENTUCKY CREDIT UNIONS APPROVED. 7 7 0 9 0 0 0 0 49648049 51886267 1288340 1499373 411 0 50936800 53385640 0 0 45259930 45417874 0 0 0 0 0 6782613 7234312 52042543 52652186 -1105743 733454 31035031 32277466 6447016 6680417 24588015 25597049 THE TRUST IS A "MULTIPLE EMPLOYER WELFARE ARRANGEMENT" AS DEFINED IN SECTION 3(40) OF ERISA. ITS MISSION IS TO ENABLE ELIGIBLE EMPLOYERS TO PROVIDE OR MAKE AVAILABLE WELFARE BENEFIT COVERAGES TO THEIR ELIGIBLE EMPLOYEES AND SUCH EMPLOYEES' ELIGIBLE DEPENDENTS. 0 0 THE SOLE PURPOSE AND ACTIVITY OF THE TRUST IS TO PROVIDE HEALTH AND WELFARE RELATED BENEFITS TO ELIGIBLE PARTICIPANTS OF THE CREDIT UNION CONSORTIUM HEALTH PLAN. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 3 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 7 7 0 1 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 IN X TRISH MCCORMICK 3175945300 8415 ALLISON POINTE BLVD 515 INDIANAPOLIS IN 46250 X LORI ELTZROTH PRESIDENT 1.00 X X 0 0 0 PAUL OBERMEYER VICE PRESIDENT 1.00 X X 0 0 0 BRETT RINKER PAST SECRETARY/TREASURER 1.00 X X 0 0 0 STEPHANIE BAGGETT SECRETARY/TREASURER 1.00 X X 0 0 0 BECKY ANTHONY TRUSTEE 1.00 X 0 0 0 KATHERINE BEAUCHAMP TRUSTEE 1.00 X 0 0 0 JOHN NEWETT TRUSTEE 1.00 X 0 0 0 DAVE SHUEY TRUSTEE 1.00 X 0 0 0 AMY BENNER TRUSTEE 1.00 X 0 0 0 0 0 0 0 0 0 0 ICUL SERVICES CORPORATION PO BOX 50425 INDIANAPOLIS IN 46250 ADMINISTRATION FEES 911623 LHD BENEFIT ADVISORS 401 PENNSYLVANIA PKWY SUITE 200 INDIANAPOLIS IN 46280 CONSULTING SERVICES 430800 2 EMPLOYER CONTRIBUTIONS 900099 51721882 51721882 COBRA CONTRIBUTIONS 900099 164385 164385 51886267 1460774 1460774 4323571 4284972 38599 38599 38599 53385640 51886267 0 1499373 45417874 83291 25920 16033 71554 31074 ADMINISTRATIVE EXPENSE 3977134 PREMIUMS 2934489 OTHER PROFESSIONAL FEES 93427 TRUSTEE FEES 1390 52652186 22965558 22364343 1659727 2962937 50980 5055 6358766 6945131 31035031 32277466 75184 99014 6371832 6581403 6447016 6680417 X 0 0 0 0 24588015 25597049 24588015 25597049 31035031 32277466 733454 275580 0 X X 0 0 0 0 CLAIMS PAYABLE 986074 IBNR 5595329 6581403 FORM 990, PART VI, SECTION A, LINE 3 THE TRUST HAS AN ADMINISTRATIVE SERVICES AGREEMENT WITH ICUL SERVICES CORPORATION TO PROVIDE THE TRUST AND ITS MEMBERS CLIENT SUPPORT SERVICES, MARKETING SUPPORT, AND ADMINISTRATIVE SUPPORT. FORM 990, PART VI, SECTION A, LINE 6 THE CUCARE WELFARE BENEFIT PLAN TRUST (THE "TRUST") AND THE CUCARE WELFARE BENEFIT PLAN WERE ESTABLISHED IN 2013 BY THE INDIANA CREDIT UNION LEAGUE, INC. (ICUL) AND THE BOARD OF TRUSTEES TO PROVIDE HEALTH AND OTHER BENEFITS COVERING ALL ELIGIBLE EMPLOYEES OF PARTICIPATING CREDIT UNIONS LOCATED IN THE STATE OF INDIANA (EMPLOYERS). EFFECTIVE JANUARY 1, 2018, THE ICUL TRANSFERRED ITS SETTLOR POWERS IN THE CUCARE WELFARE BENEFIT PLAN TRUST TO THE NEWLY CREATED CREDIT UNION CONSORTIUM (THE "CONSORTIUM"). ALL ASSETS OF THE CUCARE WELFARE BENEFIT PLAN TRUST CONTINUE TO BE USED FOR THE PURPOSES SET FORTH IN THE TRUST AGREEMENT. THE CUCARE WELFARE BENEFIT PLAN WAS TERMINATED EFFECTIVE DECEMBER 31, 2017. IN ACCORDANCE WITH THE CUCARE WELFARE BENEFIT PLAN TERMINATION DOCUMENTATION, THE TRUST WAS OBLIGATED TO PAY CLAIMS WITH RESPECT TO THE CUCARE WELFARE BENEFIT PLAN FOR ELIGIBLE EXPENSES INCURRED PRIOR TO JANUARY 1, 2018. A NEW PLAN, THE CREDIT UNION CONSORTIUM HEALTH PLAN, WAS FORMED EFFECTIVE JANUARY 1, 2018 BY THE CREDIT UNION CONSORTIUM. EFFECTIVE JANUARY 1, 2019, THE CUCARE WELFARE BENEFIT PLAN TRUST CHANGED ITS NAME TO THE CREDIT UNION TRUST. IN ADDITION, DURING 2019, THE PLAN WAS APPROVED TO TRANSACT BUSINESS AS A MULTI EMPLOYER WELFARE ARRANGEMENT IN THE COMMONWEALTH OF KENTUCKY. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION ENGAGES AN OUTSIDE ACCOUNTING FIRM TO PREPARE THE FORM 990. THE FORM 990 IS REVIEWED BY THE ORGANIZATION'S PRESIDENT. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST, PUBLIC DOCUMENTS MAY BE VIEWED AT THE ORGANIZATION'S OFFICE. FORM 990. PART XII, LINE 2 THERE WERE NO AUDITED FINANCIAL STATEMENTS FOR THE TRUST, HOWEVER, THERE WAS A SEPARATE PLAN AUDIT DURING 2024 FOR THE CREDIT UNION CONSORTIUM HEALTH PLAN. AAA FCU BAR-CONS FCU BEACON CU BUS & INDUSTRIAL FCU CENTRAL SOYA FCU CITY OF FIRSTS COMM FCU COMMUNITY SPIRIT CU COMMUNITYWIDE FCU CRANE CU CROSSROADS FIN FCU DAVIESS COUNTY TEACHERS FCU DIAMOND VALLEY FCU DIVERSIFIED GEN FCU DUBOIS-PIKE FCU EASTERN INDIANA FCU ENERGY PLUS CU EVANSVILLE FEDERAL CU EVANSVILLE FIRE FCU EVERWISE CU FINANCIAL BUILDERS FCU FIN CENTER FIRST CU FINANCIAL HEALTH FCU FINANCIAL PARTNERS FCU FIREFIGHTERS CU FIRST COUNTY FCU FIRST TRUST CU FORT FINANCIAL FCU GENERATIONS FCU GRAND HERITAGE FCU HARVESTER FINANCIAL CU HAYNES COMMUNITY FCU HOMETOWN FCU HOOSIER HILLS CU HOOSIER UNITED CU HOWARD CO SCHOOL EFCU INDIANA HEARTLAND FCU INDIANA MEMBERS CU INDIANA STATE UNIV FCU INDIANAPOLIS PO CU INDUSTRIAL FCU INOVA FCU INTERRA CU JACKSON CO CO-OP CU KEMBA CU LAKES FCU LAMPCO FCU LAPORTE COMMUNITY FCU LIBERTY FCU LIBERTY MORTG MARTIN CO CO-OP CU MEMBERS ADVANTAGE CU MEMBERS SOURCE CU METRO ECU NATCO CU NORTHERN INDIANA FCU PERFECT CIRCLE CU POLICEMEN'S FCU POWER ONE FCU PRIMETRUST FIN FCU PROFED FCU PROFINANCE FCU PUBLIC SERVICE CU RIVERSIDE COMM FCU SOLIDARITY COMM FCU SB FIREFIGHTERS FCU STERLING UNITED FCU TECH CU THRIVE FCU TLCU FINANCIAL VIA CU VIGO COUNTY FCU WAYNE COUNTY FCU WESTERN INDIANA CU WHITING REFINERY FCU GREEN RIVER AREA FCU CREDIT UNION CONSORTIUM 111 MONUMENT CIRCLE SUITE 2700 INDIANAPOLIS IN 46204 824121530 ESTABLISH ONE OR MORE EMPLOYEE BENEFIT PLANS SUBJECT TO ERISA IN C 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CREDIT UNION CONSORTIUM