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      <SupplementalInformationDetail>
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        <ExplanationTxt>EXECUTIVE COMPENSATION IS REVIEWED BY CREDIT UNION COMPENSATION COMMITTEE</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>KEY EMPLOYEE/OFFICER COMPENSATION IS REVIEWED AND SET BY CEO AND COMPENSATION COMMITTEE</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>GOVERNING DOCUMENTS ARE MADE AVAILABLE WITHIN A REASONABLE TIME AFTER REQUESTS ARE MADE.</ExplanationTxt>
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</Return>