2025-11-12T10:28:24-06:00 2024-12-31 450310328 BRADY MARTZ & ASSOCIATES PC PO BOX 848 MINOT ND 587020848 990 2024-01-01 450226725 DAKOTA WEST CREDIT UNION DAKO 7014446484 PO BOX 1496 WATFORD CITY ND 58854 ANDREW DOWNER CFO 7014446484 2025-07-29 1 1 TORY J HILL CPA P01087169 7018520196 2025-07-28 2024 2025-03-06 01:10:19Z ANDREW DOWNER PO BOX 1496 WATFORD CITY ND 58854 15859068 0 X N/A X 1991 ND NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 5 0 65 0 55161 12047 0 0 8325326 9382656 3480965 3988039 1646217 2349170 13452508 15719865 0 0 0 0 5767988 6025634 0 0 0 5637328 6586819 11405316 12612453 2047192 3107412 307138706 326060355 277257939 291850617 29880767 34209738 NONE 0 0 NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 52 0 1 65 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 5 0 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 0 1 0 X ANDREW DOWNER 7014446484 PO BOX 1496 WATFORD CITY ND 58854 JOY BREW CHAIRPERSON 1.00 X X 4500 0 0 ANDREW FISHER VICE CHAIRPERSON 1.00 X X 4200 0 0 LYNN OBERG DIRECTOR 1.00 X 4500 0 0 TY ROLFSRUD SECRETARY 1.00 X X 4200 0 0 ALLISON HILLEREN DIRECTOR 1.00 X 4800 0 0 JEFF MEYER CEO 40.00 X 422188 0 29621 ANDREW DOWNER CFO 40.00 X 152131 0 17642 JAMES BOURGOIS IT MANAGER 40.00 X 124824 0 24229 JEFFREY REITER CHIEF CREDIT OFFICER 40.00 X 210151 0 15385 BROCK ROMINE COMMERCIAL LENDING MANAGER 40.00 X 124540 0 19223 MEGAN LAWRENCE INTERNAL AUDIT MANAGER 40.00 X 118906 0 12798 KRAIG BLAHOSKI CHIEF OPERATIONS OFFICER 40.00 X 115939 0 13506 1290879 0 132404 10 0 1 0 0 INCOME FROM LOANS 522100 9382656 9382656 9382656 4046773 4046773 119680 469 119211 119211 119211 80000 138734 -58734 -58734 -58734 MISCELLANEOUS 522100 1010660 1010660 FEES AND CHARGES 522100 942142 886981 55161 INTERCHANGE INCOME 522100 277157 277157 2229959 15719865 11557454 55161 4107250 643781 4033582 371477 662027 314767 55327 95794 1229261 340222 358576 267243 173798 2883252 434683 113783 PROVISION FOR CREDIT LO 380166 LOAN SERVICE 209882 ASSOCIATION DUES 43170 MISCELLANEOUS 1662 12612453 9354784 3294729 25543753 40043271 8794 4899 3946966 7554649 157418765 164542848 779816 838968 11117900 4847154 6410958 6270746 95227570 95338865 8447300 8171380 307138706 326060355 3136212 3271686 274121727 288578931 277257939 291850617 X 0 0 2000000 2000000 27880767 32209738 29880767 34209738 307138706 326060355 3107412 1221559 0 X 0 0 0 1134925 1134925 7495704 2792948 4702756 425615 354443 71172 2061656 1699763 361893 6270746 FEDERAL AGENCY SECURITIES 77476603 F OBLIGATIONS OF STATE AND POLITICAL SUBDIVISION 17613262 F CERTIFICATES OF DEPOSIT 249000 C 95338865 MEMBER SHARE ACCOUNTS 288578931 288578931 X 0 0 0 JEFF MEYER CEO 422188 0 0 0 0 0 6114 0 23507 0 451809 0 0 0 JEFFREY REITER CHIEF CREDIT OFFICER 210151 0 0 0 0 0 4207 0 11178 0 225536 0 0 0 ANDREW DOWNER CFO 152131 0 0 0 0 0 3270 0 14372 0 169773 0 0 0 JEFF MEYER CEO COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN X 1100000 1123344 0 1 1 DENTON ZUBKE FORMER CEO COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN X 2625000 2932567 0 1 1 ANDREW DOWNER CFO COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN X 1200000 1216952 0 1 1 JEFFREY REITER CHIEF CREDIT OFFICER COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN X 2250000 2281786 0 1 1 7554649 FORM 990, PART VI, SECTION A, LINE 6 THERE ARE NO CLASSES OF MEMBERS. EVERYONE WHO JOINS THE CREDIT UNION BECOMES A MEMBER. FORM 990, PART VI, SECTION A, LINE 7A ALL MEMBERS MAY VOTE FOR THEIR PREFERRED CANDIDATE(S) FOR THE BOARD OF DIRECTORS. ELECTIONS ARE HELD ANNUALLY TO FILL EXPIRING TERMS. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS MADE BY THE BOARD MEMBERS ARE APPROVED BY THE MEMBERSHIP BODY. FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETED FORM 990 IS REVIEWED BY THE CFO AND THE ACCOUNTING DEPARTMENT. FORM 990, PART VI, SECTION B, LINE 12C ALL CREDIT UNION EMPLOYEES, OFFICERS, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED TO ATTEST TO THEIR COMPLIANCE WITH THE CREDIT UNION'S CONFLICT OF INTEREST POLICY ON AN ANNUAL BASIS. FORM 990, PART VI, SECTION B, LINE 15B SENIOR LEVEL EMPLOYEES ARE EVALUATED BY THE CEO, USING AN OUTSIDE COMPENSATION SERVICE AND THE CEO'S EVALUATION OF PERFORMANCE. THE REVIEW PROCESS IS PERFORMED ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 THE FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.