2025-11-05T14:08:02-06:00 2024-12-31 231144520 TAIT WELLER & BAKER LLP 50 SOUTH 16TH STREET SUITE 2900 PHILADELPHIA PA 19102 990 2024-01-01 883474687 NEW AMERICAN COMMUNITY LENDING CORPORATION NEWA 4102300700 700 LIGHT STREET BALTIMORE MD 21230 COSTAS DOUMAS CFO 4102300700 2025-11-05 1 0 HARRISON PEREIRA P00746867 2159798800 2025-10-28 2024 2025-03-06 01:10:19Z NEW AMERICAN LENDING KRISH O'MARA VIGNARAJAH 700 LIGHT STREET BALTIMORE MD 21230 1606061 0 X N/A X 2022 MD NEW AMERICAN COMMUNITY LENDING (NACL) FINANCIALLY EMPOWERS REFUGEES, ASYLUM SEEKERS, AND OTHER IMMIGRANTS TO PROMOTE STABILITY, SECURITY, AND A SHARE IN THE AMERICAN DREAM. 4 4 0 0 0 0 75760 1543768 13257 62293 0 -38320 0 0 89017 1567741 0 0 0 0 224183 312844 0 0 14468 171580 159403 395763 472247 -306746 1095494 754562 2299055 460027 909026 294535 1390029 NEW AMERICAN COMMUNITY LENDING (NACL) FINANCIALLY EMPOWERS REFUGEES, ASYLUM SEEKERS, AND OTHER IMMIGRANTS TO PROMOTE STABILITY, SECURITY, AND A SHARE IN THE AMERICAN DREAM. 0 0 295574 62293 NEW AMERICAN COMMUNITY LENDING (NACL) FINANCIALLY EMPOWERS REFUGEES, ASYLUM SEEKERS, AND OTHER IMMIGRANTS TO PROMOTE STABILITY, SECURITY, AND A SHARE IN THE AMERICAN DREAM. 295574 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 4 4 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 MD X X F ANDREW PEPITO CHIEF FINANCIAL OFFICER 4102302733 700 LIGHT STREET BALTIMORE MD 21230 MICHELE SPEAKS CHAIRPERSON 1.00 X X 0 0 0 DENNIS WIECKERT TREASURER 1.00 X X 0 0 0 ELIZABETH WAGNER SECRETARY 1.00 X X 0 0 0 MUHSIN HASSAN BOARD MEMBER 1.00 X 0 0 0 KRISH O'MARA VIGNARAJAH PRESIDENT & CEO 1.00 40.00 X 0 699499 50250 JOHN GODWIN DIRECTOR 40.00 X 104582 0 37921 104582 699499 88171 1 0 1 0 0 1543768 1543768 SERVICE FEES 900099 62293 62293 62293 38320 -38320 -38320 -38320 1567741 62293 0 -38320 240924 224454 5490 10980 14583 12945 546 1092 39679 37552 709 1418 17658 16462 399 797 500 500 20000 20000 1512 1512 53 50 3 22576 2576 20000 41806 1535 40090 181 34 34 BAD DEBT 72922 72922 472247 295574 162205 14468 156096 689249 0 75000 560146 1534806 0 0 38320 0 754562 2299055 54285 11696 405742 897330 460027 909026 X 219535 -6678 75000 1396707 294535 1390029 754562 2299055 1095494 0 X 0 1 X 0 0 X X 1 LUTHERAN IMMIGRATION & REFUGEE SERVICE INC 132574854 7 1 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 X 1 0 PART IV, SECTION E, LINE 2A THE ORGANIZATION'S CHARITABLE PURPOSES SHALL BE IN SUPPORT OF, AND IN ADDITION TO, THE CHARITABLE AND EDUCATIONAL PURPOSES OF THE LUTHERAN IMMIGRATION AND REFUGEE SERVICE, INC. ("LIRS'), A MARYLAND NONPROFIT, NONSTOCK CORPORAITON EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE CODE. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 OTHER LIABILITIES 897330 897330 X 1567741 0 1567741 0 1567741 472247 0 472247 0 472247 PART X, LINE 2: NAL IS A NOT-FOR-PROFIT MARYLAND CORPORATION GENERALLY EXEMPT FROM FEDERAL INCOME TAX UNDER INTERNAL REVENUE CODE 501(C)(3). ACCORDINGLY, NO PROVISION HAS BEEN MADE FOR FEDERAL OR STATE TAXES ON THE EXCESS REVENUE OVER EXPENSES. NAL'S FEDERAL INFORMATION RETURNS ARE GENERALLY SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE FOR THREE YEARS. MANAGMENT HAS REVIEWED THE TAX POSITIONS FOR EACH OPEN TAX YEAR (2022-2023) OR THOSE EXPECTED TO BE TAKEN IN NAL'S 2024 TAX RETURN AND CONCLUDED THAT THERE ARE NO SIGNIFICANT UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE RECOGNITION IN THE FINANCIAL STATEMENTS. 0 0 0 0 0 0 0 0 0 KRISH O'MARA VIGNARAJAH PRESIDENT & CEO 0 526536 0 172963 0 0 0 36606 0 13644 0 749749 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETED DRAFT FORM 990 IS CIRCULATED TO THE ENTIRE BOARD FOR REVIEW AND QUESTIONS BEFORE IT IS FINALIZED AND SUBSEQUENTLY SUBMITTED/FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C NACL BOARD POLICY REQUIRES ALL DIRECTORS, OFFICERS, COMMITTEE MEMBERS AND LIRS SENIOR MANAGERS TO IDENTIFY ACTUAL AND POTENTIAL CONFLICTS OF INTEREST AND COMPLETE A DECLARATION OF A CONFLICT OF INTEREST STATEMENT ANNUALLY WHICH IS REVIEWED BY THE BOARD GOVERNANCE COMMITTEE. ANY DIRECTOR, OFFICER, COMMITTEE MEMBER OR SENIOR MANAGER WHO DISCLOSES A DIRECT OR INDIRECT FINANCIAL OR OTHER MATERIAL INTERESTS IN A PROPOSED OR EXISTING ARRANGEMENT WILL NOT BE ALLOWED TO BE A PART OF THE DISCUSSION OR DECISION-MAKING ON THE MATTER THAT RESULTS IN THE CONFLICT OF INTEREST. IF ANY DIRECTOR, OFFICER, COMMITTEE MEMBER OR SENIOR MANAGER FAILS TO DISCLOSE A DIRECT OR INDIRECT FINANCIAL OR OTHER MATERIAL INTEREST SUBJECT TO THE POLICY, S/HE WILL BE INFORMED AND GIVEN THE OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE TO DISCLOSE. IF THE BOARD OR COMMITTEE OR PRESIDENT AND CEO DETERMINES THAT THE INDIVIDUAL HAS FAILED TO DISCLOSE A CONFLICT OF INTEREST, THEY WILL TAKE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION. FORM 990, PART VI, SECTION C, LINE 19 LIRS MAKES ITS AUDITED FINANCIAL STATEMENTS, FORM 990, LIST OF CURRENT BOARD OF DIRECTORS, AND OTHER INFORMATION THAT MAY BE USEFUL IN UNDERSTANDING LIRS' VISION, MISSION, VALUES, GOALS AND ACTIVITIES AVAILABLE ON THE LIRS WEBSITE AT WWW.LIRS.ORG. THIS INFORMATION IS ALSO AVAILABLE TO THE PUBLIC UPON REQUEST. SUMMARY FINANCIAL STATEMENTS, SENIOR MANAGEMENT, AND THE LIST OF CURRENT BOARD OF DIRECTORS ARE ALSO PUBLISHED IN THE ANNUAL REPORT WHICH IS DISTRIBUTED TO DONORS AND OTHER STAKEHOLDERS. LUTHERAN IMMIGRATION & REFUGEE SERVICE INC 700 LIGHT STREET BALTIMORE MD 212303850 132574854 IMMIGRATION AND REFUGEE SERVICES MD 501(C)(3) LINE 7 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0