2025-10-06T10:12:32-04:00 2025-06-30 570772152 PAYNE WHITE AND SCHMUTZ CPA PA 114 WN 1ST STREET Seneca SC 29678 990 2024-07-01 320158554 ANABAPTIST FINANCIAL % TIM THOMAS ANAB 8006539817 55 WHISPER CREEK DRIVE LEWISBURG PA 17837 TIM THOMAS FINANCIAL OFFICER 8006539817 2025-10-03 true true CHRISTIAN J SCHMUTZ CPA P01829100 8648821937 2025-10-06 2024 2025-03-06 01:10:19Z PAUL A MILLER 55 WHISPER CREEK DRIVE LEWISBURG PA 17837 56415297 false X WWW.AFWEB.ORG X 2005 PA ANABAPTIST FINANCIAL HAS BEEN ESTABLISHED TO ADVANCE CONSERVATIVE AMISH, MENNONITE, AND BRETHEN (ANABAPTIST) RELIGIOUS BELIEFS, CULTURAL TRADITIONS AND LIFESTYLES. ANABAPTIST FINANCIAL WAS CREATED TO GENERATE A SOURCE OF FUNDS FOR MAKING (CONTINUED) 10 7 38 0 0 0 43585622 52250535 3107891 3321744 730358 843018 47423871 56415297 0 0 2273752 2920131 0 65306 40781476 48102067 43055228 51022198 4368643 5393099 804017830 909893531 778598993 879081595 25418837 30811936 ANABAPTIST FINANCIAL HAS BEEN ESTABLISHED TO ADVANCE CONSERVATIVE AMISH, MENNONITE, AND BRETHEN (ANABAPTIST) RELIGIOUS BELIEFS, CULTURAL TRADITIONS AND LIFESTYLES. ANABAPTIST FINANCIAL WAS CREATED TO GENERATE A SOURCE OF FUNDS FOR MAKING (CONTINUED) false false 48236228 52590391 LOAN PROGRAM: AF MAKES LOANS TO ANABAPTIST INDIVIDUALS, BUSINESSES, AND CHARITABLE ORGANIZATIONS. LOANS INCLUDE BUSINESS REAL ESTATE, BUSINESS OPERATING, AND HOME MORTGAGES. AS OF ITS CURRENT YEAR END, AF HAD 3,548 OUTSTANDING LOANS IN ITS LOAN PORTFOLIO, TOTALING LOAN RECEIVABLES OF $849,345,771 NET OF A LOAN LOSS RESERVE OF $1,774,282. THESE LOANS ASSIST ANABAPTISTS IN MAINTAINING THEIR RELIGIOUS BELIEFS AND CULTURAL LIFESTYLES. 667420 503162 STEWARDSHIP EDUCATION PROGRAM: PROVIDING NEEDED EDUCATION TO THE ANABAPTIST COMMUNITY FROM WITHIN THE ANABAPTIST COMMUNITY. 48903648 true false false false false false false false false false true false false false true true true false false false false false false false false false false false false true false false false true false false false false false false false false false true false false false true 9069 0 true 38 true false false false false false false false false false false false false X 10 7 false false false false false false false true true false false true true true true true true true true false PA X X TIM THOMAS 8006539817 55 WHISPER CREEK DRIVE LEWISBURG PA 17837 PAUL A MILLER EXECUTIVE OFFICER 46.60 0.00 X 151227 0 4537 TIM THOMAS FINANCIAL OFFICER 46.20 0.00 X 149320 0 4618 MARK PEACHEY OFFICER 0.00 50.50 X 0 124697 3857 JASON PEACHEY ACCOUNTING & IT MANAGER 54.40 0.00 X 120153 0 3716 FLOYD MILLER OPERATIONS OFFICER 42.80 0.00 X 117055 0 3541 RICHIE LAUER FOUNDATION OFFICER 0.00 37.10 X 0 109901 3399 JASON NEWSWANGER INVESTMENT & LOAN MANAGER 46.50 0.00 X 107479 0 1524 KENDALL MARTIN LOANS MANAGER 43.80 0.00 X 104479 0 0 EDWARD HERSHBERGER STEWARDSHIP EDUCATIONS ADMIN 17.20 17.10 X 0 81170 1047 KENNETH BURKHOLDER CHAIRMAN 0.50 20.10 X 0 52235 0 LARRY TROYER TREASURER 0.50 11.40 X 0 29564 0 DENNIS MARTIN EXECUTIVE ADMINISTRATOR 8.60 0.00 X 26065 0 0 STEPHEN STOLTZFUS AT LARGE 0.50 1.00 X 0 2737 0 ANDREW ZIMMERMAN SECRETARY 0.50 1.00 X 0 0 0 AMOS HURST JR AT LARGE 0.50 1.00 X 0 0 0 NATHAN ZIMMERMAN VICE CHAIRMAN 0.50 1.00 X 0 0 0 LEON B MARTIN AT LARGE 0.50 1.00 X 0 0 0 WAYNE KEIM AT LARGE 0.50 1.00 X 0 0 0 M DEAN WENGERD AT LARGE 0.50 1.00 X 0 0 0 RICHARD HOOVER AT LARGE 0.50 1.00 X 0 0 0 775778 400304 26239 6 false true false LOAN ORIGINATION FEES 900099 904900 904900 LOAN PROGRAM INTEREST 900099 50348289 50348289 COMMITMENT FEES 900099 133291 133291 OTHER PROGRAM FEES 900099 324893 324893 STEWARDSHIP EDUCATION 900099 503162 503162 36000 36000 52250535 3321744 3321744 0 INTEREST FROM OFFRDQPS 900099 843018 843018 843018 56415297 53093553 0 3321744 915703 451441 463346 916 4564 2738 1803 23 1805911 1083547 713335 9029 8860 5316 3500 44 15547 9328 6141 78 169546 101727 66971 848 85057 85057 34261 34261 269569 217358 46765 5446 24871 24871 557080 328928 209913 18239 513894 288248 219834 5812 241392 125342 116050 157490 125992 31498 126763 115831 10932 45953289 45953289 87676 43838 43838 PROVISION FOR LOAN LOSSES 50725 50725 51022198 48903648 2053244 65306 68647180 35344043 7875985 7712569 69584 85133 12101586 14088224 697246281 833483265 3690342 542164 3216419 3148178 10726963 11216326 4133832 4815793 804017830 909893531 130374 201383 778468619 878880212 778598993 879081595 X 25418837 30811936 25418837 30811936 804017830 909893531 5393099 0 X false true X true false X 350694 350694 17585656 18461771 29064367 44315980 53093553 162521327 17936350 18461771 29064367 44315980 53093553 162872021 215541 245031 341348 730358 843018 2375296 215541 245031 341348 730358 843018 2375296 160496725 504710 86900 390872 3107891 3321744 7412117 504710 86900 390872 3107891 3321744 7412117 18441060 18548671 29455239 47423871 56415297 170284138 0.94250 0.95080 0.04000 0.04000 X 641198 641198 2885362 414771 2470591 163782 127393 36389 3148178 INVESTMENT AGREEMENTS PAYABLE 835880212 DEMAND LOAN - ANABAPTIST FOUNDATION 43000000 878880212 X 56415297 56415297 56415297 51022198 51022198 51022198 Part X, Line 2-Text in footnote regarding FIN 48 (ASC 740) AF HAS ADOPTED ACCOUNTING PRINCIPLES RELATED TO ACCOUNTING FOR UNCERTAINTY IN INCOME TAX POSITIONS. AFS POLICY IS TO RECORD A LIABILITY FOR ANY TAX POSITION TAKEN THAT IS BENEFICIAL TO AF, INCLUDING ANY RELATED INTEREST AND PENALTIES, WHEN IT IS MORE LIKELY THAN NOT THE POSITION TAKEN BY MANAGEMENT WITH RESPECT TO A TRANSACTION OR CLASS OF TRANSACTIONS WILL BE OVERTURNED BY A TAXING AUTHORITY UPON EXAMINATION. PENALTIES AND INTEREST RELATED TO UNDERPAYMENT OF INCOME TAXES ARE NOT RECORDED AS INCOME TAXES BUT AS PENALTIES AND INTEREST EXPENSE. MANAGEMENT HAS DETERMINED THAT IT DOES NOT HAVE ANY MATERIAL UNRECOGNIZED TAX BENEFITS OR OBLIGATIONS AS OF JUNE 30, 2025 AND 2024. X false false false false true false TIM THOMAS FINANCIAL OFFICER 149320 4618 153938 PAUL A MILLER EXECUTIVE OFFICER 151227 4537 155764 Other non-fixed payments (Part I, line 7) STANDARD BONUS ARLYN K BURKHOLDER SON OF BOARD MEMBER HOME MORTGAGE X 204000 16059 false true true DELMER J BENDER BRD MEMBR SON-IN-LAW BUSINESS REAL ESTATE X 415000 194079 false true true STEPHEN S STOLTZFUS BOARD MEMBER BUSINESS REAL ESTATE X 7900015 7027517 false true true BB ACRES BRD MEMBER BUSINESS BUSINESS REAL ESTATE X 96000 76729 false true true MELVIN STOLTZFUS SON OF BOARD MEMBER BUSINESS REAL ESTATE X 66000 52311 false true true STOLTZFUS FAMILY PROPERTIES LLC BOARD MEMBER BUSINESS REAL ESTATE X 1440800 1773729 false true true CREATIVE GAZEBOS LLC BOARD MEMBER BUSINESS REAL ESTATE X 1500000 1497640 false true true SUZANNE KING DAUGHTER OF BRD MEMB BUSINESS REAL ESTATE X 480000 385629 false true true JUSTIN WITMER SON IN LAW OF BRD ME BUSINESS REAL ESTATE X 155000 144717 false true true ANDREW BURKHOLDER SON OF BOARD MEMBER BUSINESS REAL ESTATE X 160000 93784 false true true HOMESTEAD STRUCTURES LLC OWNED BY BRD MEMBER BUSINESS REAL ESTATE X 1328500 961459 false true true MATTHEW KING BRD MEMBR SON-IN-LAW BUSINESS REAL ESTATE X 500000 496510 false true true JEREMY WENGERD BRD MEMBER SON BUSINESS REAL ESTATE X 700000 693707 false true true JOSIAH WENGERD BRD MEMBER SON BUSINESS REAL ESTATE X 686000 674354 false true true 14088224 BARBARA ANN MILLER SPOUSE OF CEO 1959 COMPENSATION false NICOLE THOMAS DAUGHTER OF CFO 1577 COMPENSATION false Form 990 governing body review Part VI line 11 AFS SENIOR MANAGEMENT REVIEW FORM 990 FOR ACCURACY PRIOR TO ITS FILING WITH THE IRS. Conflict of interest policy compliance Part VI line 12c THE GOVERNING BOARD IS CHARGED WITH THE RESPONSIBILITY OF MONITORING COMPLIANCE WITH AFS CONFLICT OF INTEREST POLICY. BOARD MEMBERS MUST AFFIRM THAT THEY HAVE RECEIVED A COPY OF THE POLICY, THAT THEY UNDERSTAND THE POLICY, THAT THEY AGREE TO COMPLY WITH THE POLICY, AND THAT THEY MUST ALWAYS ACT IN THE BEST INTEREST OF THE ORGANIZATION. A COMPLETE COPY OF THE POLICY MAY BE ACQUIRED BY CONTACTING THE ORGANIZATIONS BUSINESS OFFICE. CEO executive director top management comp Part VI line 15a THE COMPENSATION OF THE EXECUTIVE DIRECTOR IS REVIEWED ANNUALLY BY THE GOVERNING BOARD. COMPARATIVE AND OTHER DATA IS USED TO DETERMINE THE PROPOSED LEVEL OF COMPENSATION. THE GOVERNING BOARD APPROVES THE COMPENSATION ARRANGEMENTS WHICH IS DOCUMENTED IN THE BOARD MINUTES. Other officer or key employee compensation Part VI line 15b COMPENSATION IS DETERMINED FOR FINANCIALS OTHER OFFICERS FOLLOWING THE SAME PROCEDURES AS DESCRIBED FOR FINANCIALS EXECUTIVE DIRECTOR. Governing documents etc available to public Part VI line 19 ANABAPTIST FINANCIAL INCLUDES ITS FINANCIAL STATMENTS IN ITS ANNUAL REGISTRATION STATEMENT WITH THE PENNSYLVANIA SECURITIES COMMISSION. COPIES OF FINANCIAL STATEMENTS AND OTHER GOVERNING DOCUMENTS ARE ALSO AVAILABLE UPON REQUEST. THESE DOCUMENTS MAY ALSO BE INSPECTED AT FINANCIALS BUSINESS OFFICE LOCATED IN LEWISBURG, PA DURING NORMAL BUSINESS HOURS. General explanation attachment PART I AND III, LINE 1 (CONTINUATION):LOW INTEREST LOANS TO ANABAPTISTS TO FURTHER THE GOALS OF PRESERVING THE ANABAPTIST RELIGION AND WAY OF LIFE. ANABAPTIST FOUNDATION 55 WHISPER CREEK DRIVE LEWISBURG PA 17837 753187397 ASSISTANCE TO PUBLIC CHARITIES PA 501C3 7 N/A false STEWARSHIP RESOURCES 55 WHISPER CREEK DRIVE LEWISBURG PA 17837 770688163 EDUCATIONAL PROGRAMS PA 501C3 7 N/A false false false false true false false false false false true true true true true true true true false false