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        <TotalAmt>69000</TotalAmt>
        <ProgramServicesAmt>24150</ProgramServicesAmt>
        <ManagementAndGeneralAmt>20700</ManagementAndGeneralAmt>
        <FundraisingAmt>24150</FundraisingAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>83673</TotalAmt>
        <ProgramServicesAmt>43287</ProgramServicesAmt>
        <ManagementAndGeneralAmt>40386</ManagementAndGeneralAmt>
      </OtherSalariesAndWagesGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>6974</TotalAmt>
        <ManagementAndGeneralAmt>6974</ManagementAndGeneralAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>12295</TotalAmt>
        <ProgramServicesAmt>5774</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4673</ManagementAndGeneralAmt>
        <FundraisingAmt>1848</FundraisingAmt>
      </PayrollTaxesGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>14373</TotalAmt>
        <ProgramServicesAmt>5423</ProgramServicesAmt>
        <ManagementAndGeneralAmt>8950</ManagementAndGeneralAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>9200</TotalAmt>
        <ManagementAndGeneralAmt>9200</ManagementAndGeneralAmt>
      </FeesForServicesAccountingGrp>
      <AdvertisingGrp>
        <TotalAmt>4110</TotalAmt>
        <FundraisingAmt>4110</FundraisingAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>3983</TotalAmt>
        <ManagementAndGeneralAmt>3983</ManagementAndGeneralAmt>
      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
        <TotalAmt>6167</TotalAmt>
        <ManagementAndGeneralAmt>6167</ManagementAndGeneralAmt>
      </InformationTechnologyGrp>
      <OccupancyGrp>
        <TotalAmt>11737</TotalAmt>
        <ProgramServicesAmt>1177</ProgramServicesAmt>
        <ManagementAndGeneralAmt>10560</ManagementAndGeneralAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>3000</TotalAmt>
        <ManagementAndGeneralAmt>3000</ManagementAndGeneralAmt>
      </TravelGrp>
      <InterestGrp>
        <TotalAmt>17194</TotalAmt>
        <ProgramServicesAmt>17194</ProgramServicesAmt>
      </InterestGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>29375</TotalAmt>
        <ProgramServicesAmt>29375</ProgramServicesAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>20608</TotalAmt>
        <ProgramServicesAmt>18922</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1686</ManagementAndGeneralAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>Mortgage discounts</Desc>
        <TotalAmt>280724</TotalAmt>
        <ProgramServicesAmt>280724</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Home construction costs</Desc>
        <TotalAmt>539524</TotalAmt>
        <ProgramServicesAmt>539524</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Lot maintenance</Desc>
        <TotalAmt>6218</TotalAmt>
        <ProgramServicesAmt>6218</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Memberships</Desc>
        <TotalAmt>1439</TotalAmt>
        <ProgramServicesAmt>1439</ProgramServicesAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>69708</TotalAmt>
        <ProgramServicesAmt>51527</ProgramServicesAmt>
        <ManagementAndGeneralAmt>15632</ManagementAndGeneralAmt>
        <FundraisingAmt>2549</FundraisingAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>1189302</TotalAmt>
        <ProgramServicesAmt>1024734</ProgramServicesAmt>
        <ManagementAndGeneralAmt>131911</ManagementAndGeneralAmt>
        <FundraisingAmt>32657</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>164796</BOYAmt>
        <EOYAmt>137067</EOYAmt>
      </CashNonInterestBearingGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>1224135</BOYAmt>
        <EOYAmt>1210444</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <InventoriesForSaleOrUseGrp>
        <BOYAmt>6159</BOYAmt>
        <EOYAmt>5034</EOYAmt>
      </InventoriesForSaleOrUseGrp>
      <LandBldgEquipCostOrOtherBssAmt>686545</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>92801</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>622204</BOYAmt>
        <EOYAmt>593744</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>481715</BOYAmt>
        <EOYAmt>394063</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>2499009</BOYAmt>
        <EOYAmt>2340352</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>32004</BOYAmt>
        <EOYAmt>5164</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <EscrowAccountLiabilityGrp>
        <BOYAmt>65163</BOYAmt>
        <EOYAmt>54716</EOYAmt>
      </EscrowAccountLiabilityGrp>
      <MortgNotesPyblScrdInvstPropGrp>
        <BOYAmt>369567</BOYAmt>
        <EOYAmt>378809</EOYAmt>
      </MortgNotesPyblScrdInvstPropGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>466734</BOYAmt>
        <EOYAmt>438689</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>2032275</BOYAmt>
        <EOYAmt>1891663</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <EOYAmt>10000</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>2032275</BOYAmt>
        <EOYAmt>1901663</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>2499009</BOYAmt>
        <EOYAmt>2340352</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>-109537</ReconcilationRevenueExpnssAmt>
      <PriorPeriodAdjustmentsAmt>-21075</PriorPeriodAdjustmentsAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="990A">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>69207</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>145490</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>120446</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>514639</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>396837</CurrentTaxYearAmt>
        <TotalAmt>1246619</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>69207</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>145490</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>120446</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>514639</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>396837</CurrentTaxYearAmt>
        <TotalAmt>1246619</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>267392</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>979227</PublicSupportTotal170Amt>
      <OtherIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>1882</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>2864</CurrentTaxYearMinus3YearsAmt>
        <TotalAmt>4746</TotalAmt>
      </OtherIncome170Grp>
      <TotalSupportAmt>1251365</TotalSupportAmt>
      <GrossReceiptsRltdActivitiesAmt>549142</GrossReceiptsRltdActivitiesAmt>
      <PublicSupportCY170Pct>0.78250</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.86500</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="990B">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="990D">
      <AgentTrusteeEtcInd>false</AgentTrusteeEtcInd>
      <InclEscrowCustodialAcctLiabInd>true</InclEscrowCustodialAcctLiabInd>
      <ExplanationProvidedInd>X</ExplanationProvidedInd>
      <BuildingsGrp>
        <OtherCostOrOtherBasisAmt>662668</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>75290</DepreciationAmt>
        <BookValueAmt>587378</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>23877</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>17511</DepreciationAmt>
        <BookValueAmt>6366</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>593744</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>Construction in progress</Desc>
        <BookValueAmt>341742</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Land held for development</Desc>
        <BookValueAmt>52321</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Homes for sale acquired deed lieu</Desc>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>394063</TotalBookValueOtherAssetsAmt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Escrow account liability (Part IV, line 2b)</FormAndLineReferenceDesc>
        <ExplanationTxt>As part of the mortgage servicing process, in addition to the mortgage payment, Habitat collects monthly real estate tax and homeowners insurance payments. When the real estate tax and insurance payments are due, Habitat pays those directly out of the escrow funds to the applicable payee.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="990G" />
    <IRS990ScheduleO documentId="990O">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990 governing body review Part VI line 11</FormAndLineReferenceDesc>
        <ExplanationTxt>Form 990 is reviewed by executive director and president of the board of directors before filing with the IRS</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Conflict of interest policy compliance Part VI line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Policy states that directors, officers and staff shall disclose annually in writing to the board of directors any conflicts of interest. Each disclosure is updated and resubmitted to the secretary of the board on an annual basis.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>CEO executive director top management comp Part VI line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>Compensation for the executive director is reviewed annually by the board of directors. Any changes in compensation is approved by the board of directors.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing documents etc available to public Part VI line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Form 990 is open for public inspection at the organization office facility upon request.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>List of other expenses Part IX line 24e</FormAndLineReferenceDesc>
        <ExplanationTxt>See overflow statement.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>