2025-05-14T14:50:32-05:00 2024-12-31 350905017 WHITINGER & COMPANY LLC 1100 W WHITE RIVER BLVD MUNCIE IN 473033776 990 2024-01-01 351089892 FIRST TRUST CREDIT UNION FIRS 2198796161 950 E US HIGHWAY 20 MICHIGAN CITY IN 46360 KIM KNIOLA CEO 2198796161 2025-05-05 1 0 TERRY D BRUMLEY CPA P00314191 7652843384 2025-05-05 2024 2025-03-06 01:10:19Z KIM KNIOLA 950 E US HIGHWAY 20 MICHIGAN CITY IN 46360 8677754 0 X WWW.FIRSTTRUSTCU.COM X 1959 IN THE CREDIT UNION ANTICIPATES AND PROVIDES FINANCIAL NEEDS, WANTS, AND GOALS FOR OUR MEMBER-OWNERS, INCLUDING VARIOUS LOANS AT REASONABLE RATES AND SAVINGS ACCOUNTS WITH A GOOD RETURN. 7 7 45 0 25328 7455 0 0 4809338 5031138 2098311 3577728 116902 68888 7024551 8677754 0 0 0 0 2316185 2404530 0 0 0 3082327 3955635 5398512 6360165 1626039 2317589 160830490 176430949 141682981 154965850 19147509 21465099 THE CREDIT UNION ANTICIPATES AND PROVIDES FINANCIAL NEEDS, WANTS, AND GOALS FOR OUR MEMBER-OWNERS, INCLUDING VARIOUS LOANS AT REASONABLE RATES AND SAVINGS ACCOUNTS WITH A GOOD RETURN. 0 0 6360165 FIRST TRUST CREDIT UNION OFFERS ITS MEMBERS LOW COST CONSUMER LOANS AND COMPETITIVE RATES ON REGULAR SAVINGS, CERTIFICATES OF DEPOSITS, IRA'S, MONEY MARKETS, AND CLUB ACCOUNTS, 6360165 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 2251 0 45 1 1 1 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 0 0 1 1 1 1 0 IN X THE ORGANIZATION 2198796161 950 E US HIGHWAY 20 MICHIGAN CITY IN 46360 LINDA BECHINSKI SECRETARY 1.00 X 0 0 0 JOHN HENDERSON BOARD MEMBER 1.00 X 0 0 0 JAMES MINK TREASURER & VICE CHAIR 1.00 X 0 0 0 BOB TILLEMA CHAIRMAN 1.00 X 0 0 0 JUDY WRIGHT BOARD MEMBER 1.00 X 0 0 0 KATHRYN HARROW BOARD MEMBER 1.00 X 0 0 0 PAMELA JENKS BOARD MEMBER 1.00 X 0 0 0 KIM KNIOLA CEO 40.00 X 183297 0 0 DAN RAJSIC CFO 40.00 X 83286 0 0 266583 0 0 1 0 1 0 0 LOAN INTEREST 522191 2767442 2767442 FEES AND SERVICE INCOME 522100 2263696 2238368 25328 5031138 3577728 3577728 OTHER 900099 68888 68888 68888 8677754 5005810 25328 3646616 1946233 1946233 67004 67004 243797 243797 147496 147496 170830 170830 171060 171060 199002 199002 241690 241690 35312 35312 1373149 1373149 234117 234117 61192 61192 SHARE EXPENSES 797047 797047 EQUIPMENT EXPENSE 465038 465038 LOAN SERVICING 79518 79518 DUES 38660 38660 89020 89020 6360165 6360165 0 0 1148867 847738 6775497 10311523 249169 216554 46471184 48610656 255170 363509 6935923 4784534 2017995 2151389 98074440 107540284 5838168 6389296 160830490 176430949 38746 165931 141644235 154799919 141682981 154965850 X 0 0 3295509 4062053 15852000 17403046 19147509 21465099 160830490 176430949 2317589 0 X 0 0 0 626845 626845 4613834 3360764 1253070 1695244 1423770 271474 2151389 CERTIFICATES OF DEPOSIT 107126701 C FEDERAL HOME LOAN BANK 171800 C PSCU CAPITAL 71783 C CU ANSWERS 60000 C WESCO 60000 C EDOC 50000 C 107540284 MEMBER SHARES 154677564 ACCRUED DIVIDENDS 122355 154799919 X X X 0 0 0 KIM KNIOLA CEO 183297 0 0 0 0 0 0 0 0 0 183297 0 0 0 PART I, LINE 3 A COMMITTEE OF THE BOARD USES COMPEASE TO GATHER COMPENSATION COMPARATIVES TO CREATE AN EMPLOYMENT CONTRACT THAT IS APPROVED BY THE BOARD OF DIRECTORS. JOHN HENDERSON DIRECTOR LINE OF CREDIT X 1000 0 0 1 1 KIM KNIOLA CEO LINE OF CREDIT X 10000 0 0 1 1 KIM KNIOLA CEO SPLIT DOLLAR X 12152 51770 0 1 1 JIM MINK DIRECTOR AUTO X 18000 8681 0 1 1 BOB TILLEMA DIRECTOR LINE OF CREDIT X 1000 0 0 1 1 DAN RAJSIC CFO LINE OF CREDIT X 2500 0 0 1 1 DAN RAJSIC CFO SPLIT DOLLAR X 6541 61663 0 1 1 JUDITH WRIGHT DIRECTOR MORTGAGE X 95200 70340 0 1 1 DAN RAJSIC CFO AUTO X 44691 9500 0 1 1 PAMELA JENKS DIRECTOR LINE OF CREDIT X 500 0 0 1 1 SANDRA SOBECKI DIRECTOR LINE OF CREDIT X 1000 0 0 1 1 SANDRA SOBECKI DIRECTOR LINE OF CREDIT X 1000 0 0 1 1 PAMELA JENKS DIRECTOR AUTO X 25031 14600 0 1 1 216554 FORM 990, PART VI, SECTION A, LINE 6 INDIVIDUALS AND THEIR FAMILIES WHO LIVE OR WORK IN LAPORTE, PORTER, JASPER, NEWTON, OR PULASKI COUNTIES ARE ELIGIBLE FOR MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS ELECT THE BOARD OF DIRECTORS AT THE CREDIT UNION ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11B A COMPLETED FORM 990 IS REVIEWED BY THE CEO PRIOR TO SUBMITTING TO THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 15 COMPEASE IS USED TO GATHER COMPENSATION COMPARATIVES FROM OTHER SIMILAR INSTITUTIONS. FORM 990, PART VI, SECTION C, LINE 18 THE ASSOCIATION MAKES ORGANIZING DOCUMENTS AND RECENT FORM 990 AVAILABLE UPON WRITTEN REQUEST. FORM 990, PART VI, SECTION C, LINE 19 THE ASSOCIATION MAKES ORGANIZING DOCUMENTS AND RECENT FORM 990 AVAILABLE UPON WRITTEN REQUEST.