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        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>ART STEVENS</PersonNm>
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        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
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      <TotalOtherCompensationAmt>103051</TotalOtherCompensationAmt>
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      <FormerOfcrEmployeesListedInd>false</FormerOfcrEmployeesListedInd>
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      <ProgramServiceRevenueGrp>
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        <ExclusionAmt>748744</ExclusionAmt>
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      <ProgramServiceRevenueGrp>
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      <ProgramServiceRevenueGrp>
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      <ProgramServiceRevenueGrp>
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        <ExclusionAmt>108782</ExclusionAmt>
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      <TotalOthProgramServiceRevGrp>
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        <Desc>ADMINISTRATIVE FEES</Desc>
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      <OtherRevenueMiscGrp>
        <Desc>ROYALTIES</Desc>
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        <ExclusionAmt>193522</ExclusionAmt>
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      <OtherRevenueMiscGrp>
        <Desc>MS. BANKER</Desc>
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        <RelatedOrExemptFuncIncomeAmt>4131</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>44970</UnrelatedBusinessRevenueAmt>
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      <MiscellaneousRevenueGrp>
        <TotalRevenueColumnAmt>8420</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>4700</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>3720</ExclusionAmt>
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        <UnrelatedBusinessRevenueAmt>246766</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>1404666</ExclusionAmt>
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      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>466227</TotalAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>265549</TotalAmt>
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      <PensionPlanContributionsGrp>
        <TotalAmt>70128</TotalAmt>
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      <OtherEmployeeBenefitsGrp>
        <TotalAmt>108790</TotalAmt>
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      <PayrollTaxesGrp>
        <TotalAmt>43167</TotalAmt>
      </PayrollTaxesGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>535</TotalAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>49429</TotalAmt>
      </FeesForServicesAccountingGrp>
      <AdvertisingGrp>
        <TotalAmt>71603</TotalAmt>
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      <OfficeExpensesGrp>
        <TotalAmt>43501</TotalAmt>
      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
        <TotalAmt>52361</TotalAmt>
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      <OccupancyGrp>
        <TotalAmt>193720</TotalAmt>
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      <ConferencesMeetingsGrp>
        <TotalAmt>1061526</TotalAmt>
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      <PaymentsToAffiliatesGrp>
        <TotalAmt>10000</TotalAmt>
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      <DepreciationDepletionGrp>
        <TotalAmt>41634</TotalAmt>
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      <InsuranceGrp>
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      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>MS BANKER-READERSHIP</Desc>
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      <OtherExpensesGrp>
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        <Desc>MISSISSIPPI YOUNG BANKERS</Desc>
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      <OtherExpensesGrp>
        <Desc>MISCELLANEOUS</Desc>
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      <AllOtherExpensesGrp>
        <TotalAmt>31801</TotalAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
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        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <InventoriesForSaleOrUseGrp>
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        <EOYAmt>6552</EOYAmt>
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        <EOYAmt>845996</EOYAmt>
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      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
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      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>4662244</BOYAmt>
        <EOYAmt>4838105</EOYAmt>
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      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
      <ReconcilationRevenueExpnssAmt>336733</ReconcilationRevenueExpnssAmt>
      <PriorPeriodAdjustmentsAmt>-41131</PriorPeriodAdjustmentsAmt>
      <OtherChangesInNetAssetsAmt>3378</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <ConsolidatedBasisFinclStmtInd>X</ConsolidatedBasisFinclStmtInd>
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      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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    <IRS990ScheduleD documentId="RetDoc3">
      <EquipmentGrp>
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        <DepreciationAmt>198097</DepreciationAmt>
        <BookValueAmt>225222</BookValueAmt>
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      <TotalBookValueLandBuildingsAmt>225222</TotalBookValueLandBuildingsAmt>
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        <Desc>ROU ASSET</Desc>
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        <Desc>CASH VALUE-LIFE INSURANCE</Desc>
        <BookValueAmt>343449</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>COUNTRY CLUB STOCK</Desc>
        <BookValueAmt>4500</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>1194313</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>OPERATING LEASE PAYABLE</Desc>
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      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>DEFERRED COMPENSATION</Desc>
        <Amt>136724</Amt>
      </OtherLiabilitiesOrgGrp>
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    <IRS990ScheduleJ documentId="RetDoc4">
      <CompensationCommitteeInd>X</CompensationCommitteeInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>GORDON FELLOWS</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
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        <TotalCompensationFilingOrgAmt>466227</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="RetDoc5">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>THE MISSISSIPPI BANKERS ASSOCIATION PROVIDES MEMBERS WITH THE LATEST INFORMATION RELATED TO BANKING LAWS, TAX LAWS, ACCOUNTING METHODS AND BANK OPERATIONS.THE MBA ALSO FUNDS THE MBA SCHOOL OF BANKING AND THE MISSISSIPPI YOUNG BANKERS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING BOARD IS ELECTED BY MEMBERSHIP.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>PRESIDENT AND PREPARING CPA FIRM REVIEW 990 ANNUALLY PRIOR TO SUBMISSION.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>ANNUALLY, THE BOARD OF DIRECTORS ARE ASKED TO DISCLOSE INTERESTS THAT COULD GIVE RISE TO CONFLICTS. A QUESTIONNAIRRE IS PROVIDED TO FACILITATE THE PROCESS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>A SUBCOMMITTEE OF THE BOARD OF DIRECTORS APPROVES THE PRESIDENT'S COMPENSATION EACH YEAR. THIS COMMITTEE USES INFORMATION ON COMPENSATION PREPARED FROM COMPILING DATA FROM SIMILAR ORGANIZATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9</FormAndLineReferenceDesc>
        <ExplanationTxt>VOIDE CHECKS FROM PRIOR YEAR 3,378</ExplanationTxt>
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          <CityNm>JACKSON</CityNm>
          <StateAbbreviationCd>MS</StateAbbreviationCd>
          <ZIPCd>39205</ZIPCd>
        </USAddress>
        <EIN>640802704</EIN>
        <PrimaryActivitiesTxt>VEBA</PrimaryActivitiesTxt>
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        <ControlledOrganizationInd>false</ControlledOrganizationInd>
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        <DisregardedEntityName>
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        <USAddress>
          <AddressLine1Txt>PO BOX 37</AddressLine1Txt>
          <CityNm>JACKSON</CityNm>
          <StateAbbreviationCd>MS</StateAbbreviationCd>
          <ZIPCd>39205</ZIPCd>
        </USAddress>
        <EIN>640830692</EIN>
        <PrimaryActivitiesTxt>POLITICAL</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>MS</LegalDomicileStateCd>
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          <AddressLine1Txt>PO BOX 37</AddressLine1Txt>
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          <StateAbbreviationCd>MS</StateAbbreviationCd>
          <ZIPCd>39205</ZIPCd>
        </USAddress>
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        <PrimaryActivitiesTxt>PUBLIC CHA</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>MS</LegalDomicileStateCd>
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        <USAddress>
          <AddressLine1Txt>PO BOX 37</AddressLine1Txt>
          <CityNm>JACKSON</CityNm>
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        </USAddress>
        <EIN>640830691</EIN>
        <PrimaryActivitiesTxt>POLITICAL</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>MS</LegalDomicileStateCd>
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      </IdRelatedTaxExemptOrgGrp>
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      <GiftGrntOrCapContriToOthOrgInd>false</GiftGrntOrCapContriToOthOrgInd>
      <GiftGrntCapContriFromOthOrgInd>false</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>false</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>false</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>false</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>false</AssetSaleToOtherOrgInd>
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      <AssetExchangeInd>false</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>false</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>false</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>false</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>false</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>true</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>true</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>false</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>true</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>false</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>false</TransferFromOtherOrgInd>
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  </ReturnData>
</Return>