2025-12-19T16:51:06-06:00 2025-06-30 205991824 SC&H GROUP INC 226 SCHILLING CIRCLE SUITE 300 HUNT VALLEY MD 21031 990 2024-07-01 521226188 HABITAT FOR HUMANITY OF THE CHESAPEAKE INC HABI 4103661250 3741 COMMERCE DRIVE 309 BALTIMORE MD 21227 CANDICE VAN SCOY CFO 4103661250 2025-12-18 1 1 LORI S BURGHAUSER P00370694 4104031500 2025-12-18 2024 2025-03-06 01:10:19Z CANDICE VAN SCOY 3741 COMMERCE DRIVE 309 BALTIMORE MD 21227 12340791 0 X WWW.HABITATCHESAPEAKE.ORG X 1982 MD HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE. 14 14 114 2199 0 0 4408471 4748726 2279474 2599803 -8510 158305 4642884 4546512 11322319 12053346 25000 25000 0 0 4176769 4653864 0 0 1363708 7903428 8725495 12105197 13404359 -782878 -1351013 23696255 24981106 9772334 12408198 13923921 12572908 X HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE. 0 0 6320121 25000 2661484 TO RENOVATE OR BUILD SAFE, DECENT AND AFFORDABLE HOMES IN PARTNERSHIP WITH LOW-INCOME FAMILIES AND INDIVIDUALS IN THE SERVICE AREA THAT INCLUDES ANNE ARUNDEL COUNTY, BALTIMORE CITY, BALTIMORE COUNTY AND HOWARD COUNTY. HOUSES ARE CONSTRUCTED PARTLY WITH VOLUNTEER LABOR AND FUTURE HOMEBUYERS CONTRIBUTE 250 HOURS OF "SWEAT EQUITY." A CLUSTERED DEVELOPMENT STRATEGY ALSO HELPS TO STRENGTHEN COMMUNITIES. HOUSES ARE SOLD WITH NO-INTEREST MORTGAGE LOANS. MORE THAN 816 FAMILIES HAVE PURCHASED HOMES SINCE 1982. 4348647 0 4523401 THE ORGANIZATION OPERATES THE HABITAT FOR HUMANITY "RESTORE", A RETAIL OPERATION, WHERE HOME FURNISHINGS, APPLIANCES AND OTHER MISCELLANEOUS ITEMS ARE DONATED OR PURCHASED AND THEN SOLD TO THE COMMUNITY AT A GREATLY REDUCED PRICE. 10668768 1 1 0 0 0 0 0 0 1 0 1 0 1 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 1 46 0 114 1 0 0 0 0 0 0 0 0 0 0 0 0 X 14 14 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 MD X X CANDICE VAN SCOY 4103661250 3741 COMMERCE DRIVE 309 BALTIMORE MD 21227 JOHN BOND CHAIR 1.00 X X 0 0 0 BRYAN PORTER VICE-CHAIR 1.00 X X 0 0 0 JOSH ROLLINS TREASURER 1.00 X X 0 0 0 KEVIN CARTER SECRETARY 1.00 X X 0 0 0 IAN BROADIE DIRECTOR 1.00 X 0 0 0 JAKE FIELEK DIRECTOR (PART YEAR) 1.00 X 0 0 0 KAREN FORBES DIRECTOR (PART YEAR) 1.00 X 0 0 0 JIM GOODRICH DIRECTOR 1.00 X 0 0 0 MARK HEIRD DIRECTOR 1.00 X 0 0 0 STEVE HULSE DIRECTOR 1.00 X 0 0 0 SEEMA IYER DIRECTOR 1.00 X 0 0 0 JOHNDRE JENNINGS DIRECTOR (PART YEAR) 1.00 X 0 0 0 KIMBERLY ORANGE DIRECTOR 1.00 X 0 0 0 DAVID RALPH DIRECTOR 1.00 X 0 0 0 OWEN ROUSE DIRECTOR 1.00 X 0 0 0 ZACK SHANKMAN DIRECTOR 1.00 X 0 0 0 PEGEEN TOWNSEND DIRECTOR (PART YEAR) 1.00 X 0 0 0 SCOTT WINGRAT DIRECTOR 1.00 X 0 0 0 MICHAEL POSKO CHIEF EXECUTIVE OFFICER 40.00 X 185502 0 32260 CANDICE VAN SCOY CHIEF FINANCIAL OFFICER 40.00 X 164041 0 16480 STEPHEN BOLTON CHIEF OPERATING OFFICER 40.00 X 141397 0 10915 LEILA KOHLER-FRUEH VP HOMEOWNER SVC. & COMM. ENGAGEMENT 40.00 X 102488 0 6929 DAVID MILLER CHIEF OPERATING OFFICER, FORMER DIR. 40.00 X 51431 0 1637 644859 0 68221 4 1 1 0 DGA CONSTRUCTION 126 WATER STREET GAITHERSBURG MD 20877 GENERAL CONSTRUCTION 885578 HIRSCH ELECTRIC 603 DUNDALK AVE BALTIMORE MD 21224 GENERAL CONSTRUCTION 224534 VTAC GENERAL CONTRACTORS INC 4404 BALTIMORE AVE BALDENSBURG MD 20710 GENERAL CONSTRUCTION 171338 THE BARTLEY CORP 16613 NEW HAMPSHIRE AVE SILVER SPRING MD 20905 GENERAL CONSTRUCTION 147353 4 1326734 3421992 121570 4748726 HOME SALES 230000 2392000 2392000 AMORT OF MORTGAGE DISCOUNTS 900099 207803 207803 2599803 96624 96624 170638 108957 61681 61681 61681 4701889 178488 4523401 4523401 REBATES 900099 15198 15198 OTHER INCOME 900099 7413 7413 DISCOUNTS 900099 500 500 23111 12053346 7184885 0 119735 25000 25000 398284 199142 139399 59743 53068 26534 18574 7960 3408570 2300771 693632 414167 41964 34375 4137 3452 448046 345168 60593 42285 303932 227635 46323 29974 10311 7046 3265 61295 61295 650571 494024 82662 73885 730586 167414 621 562551 184724 139482 27468 17774 97219 38692 15816 42711 1196985 1095126 61843 40016 10460 7117 2307 1036 21699 10428 2731 8540 51525 26282 25243 283287 242773 35096 5418 46657 38654 4859 3144 HOUSE COSTS 2772385 2772385 IMPAIRMENT ON INVENTORY 1120240 1120240 TRUCK EXPENSE 261924 261924 HOMEOWNERSHIP 176191 176191 1049436 912365 86019 51052 13404359 10668768 1371883 1363708 1611857 2583399 2318552 1614993 821501 536066 609433 374636 4236479 4038791 3213075 2955360 3588161 3840167 2119988 1914892 274072 205096 0 2847600 7023125 5984998 23696255 24981106 622410 682093 37500 3461 1915973 1823883 7196451 9898761 9772334 12408198 X 12626890 11891044 1297031 681864 13923921 12572908 23696255 24981106 -1351013 0 X X 0 1 X 1 0 X 5581013 2934050 3675161 4408471 4748726 21347421 5581013 2934050 3675161 4408471 4748726 21347421 2832394 18515027 12285 5988 37777 75396 96624 228070 23111 23111 21598602 31041709 0.85720 0.82910 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 717894 641391 76503 1402094 1273501 128593 205096 INVESTMENT IN HARBOR HABITAT LEVERAGE V LLC 2847600 C 2847600 SECURITY DEPOSITS 59580 LEVERAGED MORTGAGES RECEIVABLE 3486304 ROU ASSET 2439114 5984998 LEVERAGED MORTGAGES LIABILITY 3486304 ROU LIABILITY 1718006 CURRENT PORTION OF LEASE LIABILITIES - OPERATING 952551 NOTE PAYABLE - QUALIFIED LOW-INCOME COMMUNITY INVESTMENT 3741900 9898761 X 12138127 103908 -19127 84781 12053346 0 12053346 13699821 103908 191554 295462 13404359 0 13404359 PART IV, LINE 2B: THE ORGANIZATION HOLDS TAX AND INSURANCE ESCROWS FROM MORTGAGES SERVICED IN-HOUSE. AT THE END OF THE YEAR, THE ORGANIZATION HAS PAID OUT MORE IN TAXES AND INSURANCE THAN IT HAS RECEIVED. A RECEIVABLE OF $186,231 IS INCLUDED ON THE BALANCE SHEET AT 6/30/2025. PART X, LINE 2: ASC 740, INCOME TAXES, PRESCRIBES THE RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN AS WELL AS GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, AND FINANCIAL STATEMENT REPORTING DISCLOSURES. FOR THESE BENEFITS TO BE RECOGNIZED, A TAX POSITION MUST BE MORE-LIKELY-THAN-NOT TO BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE AMOUNT RECOGNIZED IS MEASURED AS THE LARGEST AMOUNT OF BENEFIT THAT IS GREATER THAN FIFTY PERCENT LIKELY TO BE REALIZED UPON ULTIMATE SETTLEMENT. THE ORGANIZATION HAS CONSIDERED ITS INCOME TAX POSITIONS, INCLUDING ANY POSITIONS THAT MAY BE CONSIDERED UNCERTAIN BY THE RELEVANT TAX AUTHORITIES IN THE JURISDICTIONS IN WHICH THE ORGANIZATION OPERATES. AS OF JUNE 30, 2025 AND 2024, THE ORGANIZATION HAD NO UNCERTAIN TAX POSITIONS. THE ORGANIZATION RECOGNIZES INTEREST AND PENALTIES ACCRUED ON ANY UNRECOGNIZED TAX EXPOSURES AS A COMPONENT OF INCOME TAX EXPENSE. THE ORGANIZATION DOES NOT HAVE ANY AMOUNTS ACCRUED RELATING TO INTEREST AND PENALTIES AS OF JUNE 30, 2025 AND 2024. THE ORGANIZATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS IN PROGRESS. PART XI, LINE 2D - OTHER ADJUSTMENTS: COST OF GOODS SOLD NETTED WITH REVENUE 178,488. BOTF, INC. WRITE DOWN FOR AFFILIATE NOT INCLUDED ON 990 -197,615. PART XII, LINE 2D - OTHER ADJUSTMENTS: COST OF GOODS SOLD NETTED WITH REVENUE 178,488. BOTF, INC. DEPRECIATION FOR AFFILIATE NOT INCLUDED ON 990 13,066. 1 HABITAT FOR HUMANITY INTERNATIONAL 322 W LAMAR STREET AMERICUS GA 31709 911914868 501(C)(3) 25000 0 LOW INCOME HOME BUILDING AND RENOVATION 1 PART I, LINE 2: THE ORGANIZATION MAINTAINS RECORDS TO SUBSTANTIATE THE AMOUNT OF GRANTS; HOWEVER, THE ORGANIZATION IS NOT RESPONSIBLE FOR THE SELECTION PROCESS OF THE GRANTS AS THE GRANTS ARE STRUCTURED AS A SUB-GRANT TO HABITAT FOR HUMANITY AFFILIATE ORGANIZATIONS. THE MONIES ARE GRANTED TO THE ORGANIZATION WITH THE INTENTION THAT THE ORGANIZATION WILL SUB-GRANT THE MONIES TO PRE-SELECTED HABITAT FOR HUMANITY AFFILIATE LOCATIONS. THE SELECTION PROCESS IS PERFORMED AT THE DONOR LEVEL. X X 0 0 0 0 0 0 0 0 0 MICHAEL POSKO CHIEF EXECUTIVE OFFICER 185502 0 0 0 0 0 6366 0 25894 0 217762 0 0 0 CANDICE VAN SCOY CHIEF FINANCIAL OFFICER 164041 0 0 0 0 0 5360 0 11120 0 180521 0 0 0 STEPHEN BOLTON CHIEF OPERATING OFFICER 141397 0 0 0 0 0 0 0 10915 0 152312 0 0 0 DAVID MILLER CHIEF OPERATING OFFICER, FORMER DIR. 51431 0 0 0 0 0 1637 0 0 0 53068 0 0 0 X BLDG MATERIAL 1 121570 FMV 0 0 1 0 PART I, COLUMN (B): LINE 25, BUILDING MATERIALS: THE AMOUNT OF ITEMS RECEIVED WERE TOO NUMEROUS TO COUNT. FORM 990, PART VI, SECTION B, LINE 10A: THE POLICIES DESCRIBED IN PART VI, SECTION B, LINES 10A-16B APPLY TO HABITAT FOR HUMANITY OF THE CHESAPEAKE, INC. AND ITS AFFILIATES AS LISTED BELOW: JLR INVESTMENTS, LLC CHESAPEAKE CHDO CHESAPEAKE FUNDING COMPANY I, LLC FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED AND APPROVED BY MANAGEMENT AND THE ENTIRE BOARD OF DIRECTORS PRIOR TO ITS FILING. FORM 990, PART VI, SECTION B, LINE 12C ALL EMPLOYEES AND BOARD MEMBERS ARE REQUIRED TO READ AND SIGN THE CONFLICT OF INTEREST POLICY STATEMENT ON AN ANNUAL BASIS. ANY POTENTIAL CONFLICTS MUST BE IMMEDIATELY DISCLOSED TO THE BOD. SHOULD A CONFLICT ARISE, BOD MEMBERS ARE REQUIRED TO VOTE ON THE ISSUE IN QUESTION, AND THE INTERESTED PERSON IS RECUSED FROM THE MEETING. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S COMPENSATION IS DETERMINED BY A COMPENSATION STUDY COMPARING SIMILAR NONPROFITS IN THE AREA. THE BOD AND/OR EXECUTIVE COMMITTEE INDEPENDENTLY APPROVES COMPENSATION AND BENEFITS FOR THE CEO. ALL OTHER EMPLOYEE COMPENSATION IS DETERMINED INTERNALLY USING COMPARABLE SALARIES OF OTHER LOCAL NONPROFITS AND/OR HABITAT FOR HUMANITY AFFILIATES OF SIMILAR SIZE AND ARE APPROVED BY THE CEO. THE BOARD APPROVES PERSONNEL COSTS INCLUDING SALARIES AS PART OF THE BUDGET. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE TO THE PUBLIC UPON REQUEST. THE FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE ON THE ORGANIZATION'S WEBSITE. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED ITS OVERSIGHT OR SELECTION PROCESS FROM THE PRIOR YEAR. JLR INVESTMENTS LLC 3741 COMMERCE DRIVE SUITE 309 BALTIMORE MD 21227 800744934 OWNS, OPERATES, LEASES, AND SELLS REAL PROPERTY MD HABITAT FOR HUMANITY OF THE CHESAPEAKE INC CHESAPEAKE CHDO 3741 COMMERCE DRIVE SUITE 309 BALTIMORE MD 21227 521226188 ASSISTS COMMUNITY ORGANIZATIONS IN THE PLANNING AND MANAGING MD HABITAT FOR HUMANITY OF THE CHESAPEAKE INC CHESAPEAKE FUNDING COMPANY I LLC 3741 COMMERCE DRIVE SUITE 309 BALTIMORE MD 21227 TO HOLD CERTAIN REAL ESTATE INVESTMENTS MD 463506 HABITAT FOR HUMANITY OF THE CHESAPEAKE INC BOTF INC 3741 COMMERCE DRIVE SUITE 309 BALTIMORE MD 21227 464123592 TITLE HOLDING OF REAL PROPERTY MD 501(C)(2) HABITAT FOR HUMANITY OF THE CHESAPEAKE INC 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0