2025-11-14T19:02:28-05:00 2024-12-31 990 2024-01-01 910581775 CREDIT UNIONS IN THE STATE OF WASHINGTON CRED 3606854077 1100 DUPONT ST BELLINGHAM WA 982253113 Richard Griffith President CEO 3606854077 2025-11-15 2024 2025-03-06 01:10:19Z Richard Griffith CEO 1100 DUPONT ST BELLINGHAM WA 982253113 21427837 false X www.northcoastcu.com X 1939 WA Setting the standards in the financial products we offer the personal services we provide and our support for the communities we serve. 9 9 66 14 23700 4778 0 0 14666645 16173954 3622965 4134691 1188815 74350 19478425 20382995 0 0 0 0 6271613 6344590 0 0 0 7594546 9879711 13866159 16224301 5612266 4158694 353845891 381377171 3136248 2757587 350709643 378619584 Mutual membership benefit programs general other provided cooperative financial services false false 0 0 0 Met members needs for cooperative financial services and community support. 0 0 0 0 0 0 0 0 0 0 false false false false false false false false false false true false false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 7164 0 66 true true true false false false false false false 0 false false false false false false false 9 9 false false false false true true true true true false true true false true false true true true true false false X Richard Griffith 3603854077 1100 DUPONT ST BELLINGHAM WA 982253113 Richard Griffith President CEO 40.00 0.00 X 199625 0 35519 Thomas Boucher Chief Financial Officer 40.00 0.00 X 110995 0 23371 Mark Favro VP of IT 40.00 0.00 X 169962 0 30720 Dale Holt VP - CLO Business Lending 40.00 0.00 X 152007 0 45937 Veronica Bean VP of HR 40.00 0.00 X 143582 0 29111 Christian Janguard VP - CLO RE Consumer Loans 40.00 0.00 X 154481 0 28961 Jair Furnas Board Chair 5.00 0.00 X 0 0 0 Gerzon Marin Vice Chair 5.00 0.00 X 0 0 0 Carol Anderson Secretary 5.00 0.00 X 0 0 0 Philip Serka Board Chair 5.00 0.00 X 0 0 0 Margaret Hardiman Director 5.00 0.00 X 0 0 0 Derek Barnes Director 5.00 0.00 X 0 0 0 Richard Succee Director 5.00 0.00 X 0 0 0 Randy Watts Director 5.00 0.00 X 0 0 0 Gregory Lagestee Director 5.00 0.00 X 0 0 0 930652 0 193619 0 false true false 0 0 0 0 0 0 0 0 Loan Interest Income 522130 13882279 13882279 0 0 Debit & ATM Fees 522130 1083781 1068229 15552 0 Service Charges and Fees 522130 1207894 1207894 0 0 0 0 0 0 0 0 0 0 0 0 0 0 16173954 4185885 4185885 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7582 986066 7582 1037260 0 -51194 -51194 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Insurance 524298 46127 37979 8148 0 0 0 0 0 0 0 0 0 28223 0 0 0 74350 20382995 20382266 23700 0 0 0 0 0 0 0 0 0 930652 0 0 0 0 0 0 0 3828174 0 0 0 454150 0 0 0 739879 0 0 0 391735 0 0 0 0 0 0 0 74664 0 0 0 50546 0 0 0 0 0 0 0 0 0 0 0 0 0 23257 0 0 0 391422 0 0 0 710939 0 0 0 1061542 0 0 0 0 0 0 0 379806 0 0 0 122950 0 0 0 0 0 0 0 42307 0 0 0 4 0 0 0 0 0 0 0 448094 0 0 0 90967 0 0 0 Member Dividends 3373586 0 0 0 Card Services 1263803 0 0 0 Provision for Loan Loss 1496559 0 0 0 0 0 0 0 349265 0 0 0 16224301 0 0 0 0 0 0 0 1860304 2116701 43222110 66312455 0 0 248655602 250709452 0 0 0 0 0 0 0 0 387443 412624 11473983 5351665 6331038 6122318 49508244 51747355 660187 647436 0 0 35000 15000 3185963 3293830 353845891 381377171 3136248 2757587 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3136248 2757587 X 308184356 331201485 0 0 42525287 47418099 350709643 378619584 353845891 381377171 4158694 734118 0 0 0 23017129 X false false false 1569604 1569604 6763752 3443855 3319897 1262030 887655 374375 1878597 1020155 858442 6122318 X X true true X X X X false false false Richard Griffith President CEO 173332 0 5000 0 5788 0 36491 0 14532 0 235143 0 0 0 Mark Favro VP of IT 142872 0 6000 0 10764 0 27536 0 13510 0 200682 0 0 0 Dale Holt VP - CLO Business Lending 120771 0 7000 0 7346 0 33782 0 29046 0 197945 0 0 0 Christian Janguard VP - CLO RE & Consumer Loans 125327 0 6000 0 270 0 38540 0 13305 0 183442 0 0 0 Veronica Bean VP of HR 125749 0 6000 0 270 0 26163 0 14511 0 172693 0 0 0 Part I & Part II | PartandLinenumber:,Explanation:| Part I Line 3,The compensation committee of the Board of Directors reviews all documents and researches comparable data. A recommendation is submitted to the full board for approval.|Part I Line 1,Each director is granted an allowance for training each year under an accountable plan. The policy allows for reimbursement for companions travel expenses for credit union business.| Part VI, Line 6 The credit union had 20,676 members as of 12 31 2024. Part VI, Line 7a During our annual meeting all members may vote for the Board of Directors. Part VI, Line 7b We are required to hold an annual meeting. The minutes are required to be approved by the members. Part VI, Line 11b No review was or will be conducted. Part VI, Line 12c The policy is reviewed annually by the Board and all management employees are required to acknowledge the policy annually. Part VI, Line 15 The compensation committee of the Board reviews all documents and researches comparable data. A recommendation is submitted to the full Board for a vote. Part VI, Line 19 Our members can request a copy via phone web email or in person at any of our branches. Part XI, Line 9 | Description:, Explanation:, Amount:| Member deposits in 2023 were $308,184,356 in 2024 they were $331,201,485., Change in member deposits, $23017129|